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Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Regular Plan · IDCW (Income Distribution CUM Capital Withdrawal) · Sundaram Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.37% | +0.43% | 13 of 20 |
| 1M | -4.91% | +0.12% | 11 of 20 |
| 3M | -4.70% | +0.24% | 9 of 20 |
| 6M | -2.71% | +2.22% | 11 of 20 |
| YTD | -1.83% | +3.02% | 8 of 20 |
| 1Y | -1.27% | +3.54% | 8 of 20 |
| 2Y | -2.44% | +5.15% | 7 of 20 |
| 3Y | -1.66% | +5.71% | 4 of 19 |
| 5Y | -0.95% | +5.34% | 6 of 17 |
| 7Y | -0.43% | +5.51% | 12 of 15 |
| 10Y | +0.15% | +5.78% | 11 of 14 |
| INCEPTION | +0.39% | — | — |
Ranked among: Debt Scheme - Banking and PSU Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | -0.23% | +3.63% | -100.00% | 74% | 28% |
| 6M | -0.12% | +3.56% | -100.00% | 76% | 29% |
| 1Y | +0.18% | +4.57% | -100.00% | 80% | 31% |
| 2Y | +0.19% | +3.46% | -100.00% | 89% | 34% |
| 3Y | +0.25% | +2.28% | -100.00% | 92% | 36% |
| 5Y | +0.75% | +1.46% | -1.02% | 94% | 38% |
| 7Y | +0.82% | +1.60% | -0.50% | 100% | 40% |
| 10Y | +0.83% | +1.18% | +0.08% | 100% | 40% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt86.09%
- Cash10.12%
- Other3.79%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| HDFC Bank Ltd - 7.7% - 16/05/2028** | Debt | 9.67% | +0.10% |
| National Housing Bank - 7.59% - 14/07/2027** | Debt | 7.76% | +0.10% |
| Export Import Bank of India - 7.35% - 27/07/2028** | Debt | 7.73% | +0.09% |
| Cash and Other Net Current Assets^ | Net Current Assets | 6.06% | — |
| Indian Oil Corporation Ltd - 7.44% - 25/11/2027** | Debt | 5.82% | +0.07% |
| TREPS | Reverse Repo / TREPS | 4.06% | — |
| National Bank for Agriculture & Rural Development - 7.53% - 24/03/2028 | Debt | 3.86% | +0.04% |
| Indian Railway Finance Corporation Ltd - 7.37% - 31/07/2029** | Debt | 3.85% | +0.04% |
| Power Finance Corporation Ltd - 6.73% - 15/10/2027** | Debt | 3.85% | +0.06% |
| Power Finance Corporation Ltd - 6.96% - 02/03/2028** | Debt | 3.84% | — |
| Small Industries Development Bank of India - 7.42% - 12/03/2029** | Debt | 3.84% | +0.04% |
| National Bank for Financing Infrastructure and Development - 7.37% - 16/07/2029** | Debt | 3.83% | +0.03% |
| Bajaj Finance Ltd - 7.11% - 10/07/2028** | Debt | 3.81% | +0.04% |
| National Bank for Agriculture & Rural Development - 6.66% - 12/10/2028** | Debt | 3.80% | +0.05% |
| State Bank of India - 6.93% - 20/10/2035** - Call Dt : 09-Oct-2030 | Derivatives | 3.76% | +0.00% |
View all 28 holdings
| REC LTD - 7.28% - 31/08/2029** | Debt | 3.25% | +0.03% |
| HDB Financial Services Ltd - 7.9611% - 05/01/2028** | Debt | 1.93% | +0.02% |
| Indian Railway Finance Corporation Ltd - 7.46% - 18/06/2029** | Debt | 1.93% | +0.02% |
| Bharti Telecom Ltd - 7.35% - 15/10/2027** | Debt | 1.92% | +0.02% |
| National Bank for Agriculture & Rural Development - 7.44% - 17/07/2029 | Debt | 1.92% | +0.02% |
| Housing & Urban Development Corporation Ltd - 7.23% - 18/07/2029** | Debt | 1.91% | +0.01% |
| Small Industries Development Bank of India - 7.22% - 10/04/2029 | Debt | 1.91% | +0.02% |
| REC LTD - 7.34% - 30/04/2030** | Debt | 1.91% | +0.02% |
| Small Industries Development Bank of India - 7.04% - 09/02/2029** | Debt | 1.91% | +0.02% |
| SDL GJ 6.45% 2030 | Debt | 1.89% | +0.01% |
| 653TNSDL31 | Debt | 1.88% | — |
| REC LTD - 6.52% - 31/01/2028** | Debt | 1.53% | +0.02% |
| Corporate Debt Market Development Fund - Class A2 | Debt | 0.54% | +0.01% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 5.28 | 1.27 | High Volatility |
| 3Y | 5.27 | 1.09 | High Volatility |
| 5Y | 4.25 | 1.23 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -1.25 | -1.67 | Above Average |
| 3Y | -1.49 | -0.48 | Below Average |
| 5Y | -1.71 | -0.55 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.23 | 5.46 | Below Average |
| 3Y | -0.31 | 10.70 | Below Average |
| 5Y | -0.22 | 8.99 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.80 | 0.83 | Good Risk Adjusted Returns |
| 3Y | 0.86 | 0.91 | Good Risk Adjusted Returns |
| 5Y | 0.82 | 0.79 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.52% | +7.16% | +7.52% | +6.99% |
|
Bandhan Banking and PSU Debt Fund
Direct Plan · Growth
|
+5.14% | +7.02% | +6.27% | +7.60% |
|
Franklin India Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.08% | +7.02% | +6.12% | +7.31% |
|
ICICI Prudential Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.28% | +6.66% | +6.18% | +7.71% |
|
SBI BANKING & PSU DEBT FUND
Regular Plan · Growth
|
+4.00% | +6.61% | +5.70% | +7.15% |
|
Kotak Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.00% | +6.70% | +5.94% | +7.61% |
|
LIC MF Banking & PSU Debt Fund
Regular Plan · Daily IDCW
|
+3.97% | +2.92% | +1.95% | +0.89% |
|
Bajaj Finserv Banking and PSU Debt Fund
Direct Plan · Growth
|
+3.94% | — | — | +7.04% |
|
Axis Banking and PSU Debt Fund
Regular Plan · Growth option
|
+3.91% | +6.51% | +5.84% | +7.41% |
|
Edelweiss Banking and PSU Debt Fund
Regular Plan · Growth
|
+3.74% | +6.71% | +5.72% | +7.02% |
More From Sundaram Asset Management Company Ltd
About This Scheme
Investment Objective
To generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.
Stated Asset Allocation
Debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds: 80%-100%; Other debt securities and Money Market Instruments: 0%-20%
Exit Load
Nil
Fund Managers
FM 1 -Mr. Sandeep Agarwal, FM 2 -Mr. Kumaresh Ramakrishnan, FM 3 - Mr. Ronak Shah
Comanage
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.