GMP IPO Watch
LIC MF Banking & PSU Debt Fund
Regular Plan · Daily IDCW · LIC Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.37% | +0.43% | 12 of 20 |
| 1M | +0.10% | +0.12% | 12 of 20 |
| 3M | +0.45% | +0.24% | 6 of 20 |
| 6M | +2.59% | +2.22% | 7 of 20 |
| YTD | +3.49% | +3.02% | 5 of 20 |
| 1Y | +3.97% | +3.54% | 7 of 20 |
| 2Y | +3.26% | +5.15% | 18 of 20 |
| 3Y | +2.92% | +5.71% | 17 of 19 |
| 5Y | +1.95% | +5.34% | 16 of 17 |
| 7Y | +1.96% | +5.51% | 14 of 15 |
| 10Y | +1.63% | +5.78% | 13 of 14 |
| INCEPTION | +0.89% | — | — |
Ranked among: Debt Scheme - Banking and PSU Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.19% | +4.18% | -100.00% | 43% | 17% |
| 6M | +0.42% | +4.34% | -100.00% | 51% | 20% |
| 1Y | +0.84% | +5.33% | -0.84% | 64% | 26% |
| 2Y | +0.78% | +4.14% | -0.15% | 81% | 32% |
| 3Y | +0.73% | +3.02% | -0.09% | 91% | 36% |
| 5Y | +0.72% | +2.08% | +0.02% | 100% | 40% |
| 7Y | +0.71% | +2.14% | +0.07% | 100% | 40% |
| 10Y | +0.66% | +1.63% | +0.07% | 100% | 40% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt94.42%
- Cash5.24%
- Other0.34%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| 8.09% NLC India Ltd. ** | Debt | 3.89% | +0.13% |
| 8.14% Nuclear Power Corporation ** | Debt | 3.80% | -0.01% |
| 8.37% National Highways Authority of India ** | Debt | 3.37% | +0.12% |
| 7.83% Small Industries Development Bk of India ** | Debt | 3.34% | +0.12% |
| 7.75% Bharti Telecom Ltd. ** | Debt | 3.24% | +0.12% |
| 7.37% Indian Railway Finance Corporation Ltd. ** | Debt | 3.21% | +0.10% |
| 7.62% National Bk for Agriculture & Rural Dev. ** | Debt | 3.21% | +0.11% |
| 7.46% REC Ltd. ** | Debt | 3.18% | +0.11% |
| Treps | Reverse Repo / TREPS | 3.13% | — |
| 91TB291026 | Money Market | 3.12% | +0.11% |
| HDFC Bank Ltd. ** | Money Market | 3.09% | +0.12% |
| Kotak Mahindra Bank Ltd. ** | Money Market | 3.07% | +0.11% |
| Bank of Baroda | Money Market | 3.07% | +0.11% |
| ICICI Bank Ltd. ** | Money Market | 3.06% | +0.11% |
| Canara Bank | Money Market | 3.06% | +0.11% |
View all 50 holdings
| National Bk for Financing Infra and Dev ** | Money Market | 3.04% | +0.11% |
| Indian Bank ** | Money Market | 2.97% | +0.10% |
| 7.42% Power Finance Corporation Ltd. ** | Debt | 2.61% | +0.10% |
| 7.43% Jamnagar Utilities & Power Pvt. Ltd. | Debt | 2.60% | -0.55% |
| 8.83% Export Import Bank of India ** | Debt | 2.43% | +0.07% |
| Canara Bank ** | Money Market | 2.08% | +0.08% |
| Treps | Reverse Repo / TREPS | 1.93% | — |
| 7.39% Indian Railway Finance Corporation Ltd. ** | Debt | 1.90% | +0.05% |
| 7.05% Jio Credit Ltd. ** | Debt | 1.65% | +0.05% |
| 8.54% REC Ltd. ** | Debt | 1.64% | +0.05% |
| 6.66% National Bk for Agriculture & Rural Dev. ** | Debt | 1.63% | +0.05% |
| 7.28% REC Ltd. ** | Debt | 1.60% | +0.06% |
| PFCL-7.40%-8-5-30-PVT | Debt | 1.59% | +0.05% |
| 7.49% Small Industries Development Bk of India ** | Debt | 1.59% | +0.06% |
| NABARD-7.43%-31-01-30-PVT | Debt | 1.57% | +0.05% |
| 7.23% Housing & Urban Development Corp Ltd. ** | Debt | 1.57% | +0.05% |
| 7.7% Small Industries Development Bk of India ** | Debt | 1.57% | — |
| 6.64% Housing & Urban Development Corp Ltd. ** | Debt | 1.56% | +0.05% |
| 6.73% Power Finance Corporation Ltd. ** | Debt | 1.55% | -0.05% |
| 6.87% REC Ltd. ** | Debt | 1.55% | +0.05% |
| 91TB031226 | Money Market | 1.55% | — |
| Punjab National Bank ** | Money Market | 1.53% | +0.06% |
| Government of India | Debt | 1.06% | +0.02% |
| 771GOI2066 | Debt | 1.03% | -0.29% |
| 6.47% Indian Railway Finance Corporation Ltd. ** | Debt | 0.95% | +0.03% |
| 8.13% Nuclear Power Corporation ** | Debt | 0.95% | +0.00% |
| 6.61% Power Finance Corporation Ltd. ** | Debt | 0.94% | +0.03% |
| 7.79% Bajaj Finance Ltd. ** | Debt | 0.92% | +0.02% |
| Small Industries Development Bk of India | Money Market | 0.88% | +0.03% |
| EXIM 7.45% 2028 SR Z01 | Debt | 0.65% | +0.02% |
| GOI LOAN 7.63% 2056 | Debt | 0.63% | — |
| 182TB18227 | Money Market | 0.61% | +0.02% |
| SBI CDMDF--A2 | Others | 0.34% | +0.01% |
| 7.34% Small Industries Development Bk of India ** | Debt | 0.31% | -0.01% |
| Net Receivables / (Payables) | Net Current Assets | 0.18% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.24 | 1.27 | Low Volatility |
| 3Y | 0.97 | 1.09 | Low Volatility |
| 5Y | 0.84 | 1.23 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.98 | -1.67 | Above Average |
| 3Y | -1.89 | -0.48 | Below Average |
| 5Y | -2.97 | -0.55 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 5.53 | 5.46 | Above Average |
| 3Y | 5.37 | 10.70 | Below Average |
| 5Y | 3.89 | 8.99 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.85 | 0.83 | Poor Risk Adjusted Returns |
| 3Y | 0.96 | 0.91 | Poor Risk Adjusted Returns |
| 5Y | 0.80 | 0.79 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.52% | +7.16% | +7.52% | +6.99% |
|
Bandhan Banking and PSU Debt Fund
Direct Plan · Growth
|
+5.14% | +7.02% | +6.27% | +7.60% |
|
Franklin India Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.08% | +7.02% | +6.12% | +7.31% |
|
ICICI Prudential Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.28% | +6.66% | +6.18% | +7.71% |
|
SBI BANKING & PSU DEBT FUND
Regular Plan · Growth
|
+4.00% | +6.61% | +5.70% | +7.15% |
|
Kotak Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.00% | +6.70% | +5.94% | +7.61% |
|
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Regular Plan · GROWTH
|
+3.95% | +6.72% | +5.85% | +7.31% |
|
Bajaj Finserv Banking and PSU Debt Fund
Direct Plan · Growth
|
+3.94% | — | — | +7.04% |
|
Axis Banking and PSU Debt Fund
Regular Plan · Growth option
|
+3.91% | +6.51% | +5.84% | +7.41% |
|
Edelweiss Banking and PSU Debt Fund
Regular Plan · Growth
|
+3.74% | +6.71% | +5.72% | +7.02% |
More From LIC Mutual Fund Asset Management Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
| LIC MF Gold Exchange Traded Fund | +16.48% | +31.16% | — | +29.49% |
|
LIC MF Gold ETF Fund of Fund
Direct Plan · Growth
|
+15.94% | +30.72% | — | +29.08% |
|
LIC MF Value Fund
Direct Plan · Growth
|
+15.61% | +16.94% | — | +16.24% |
|
LIC MF Healthcare Fund
Direct Plan · Growth
|
+12.93% | +22.54% | — | +20.48% |
|
LIC MF Small Cap Fund
Direct Plan · Growth
|
+11.79% | +16.96% | — | +17.10% |
|
LIC MF Manufacturing Fund
Direct Plan · IDCW
|
+10.35% | — | — | +6.74% |
|
LIC MF Arbitrage Fund
Direct Plan · Growth
|
+6.67% | +7.07% | +6.64% | +5.98% |
|
LIC MF Ultra Short Term Fund
Direct Plan · Growth
|
+6.62% | +7.18% | +6.37% | +5.72% |
|
LIC MF Money Market Fund
Direct Plan · Growth
|
+6.50% | +6.74% | — | +6.58% |
|
LIC MF Liquid Fund
Direct Plan · Growth
|
+6.47% | +6.89% | +6.41% | +6.82% |
About This Scheme
Investment Objective
The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be achieved.
Stated Asset Allocation
Under normal circumstances, the asset allocation of the Scheme would be as follows: Minimum Investment in debt instruments of banks, Public sector Undertakings, Public Financial Institutions and Municipal Bonds*: 80-100% of total assets, Other debt and money market securities*: 0-20% of total assets, Units issued by InvIT* :0-10% of total assets. *The Cumulative Gross Exposure to Debt, Money Market, Derivatives, InviTs, repo in corporate debt securities, Credit Default Swaps and such other securities as may permitted by SEBI from time to time, will not exceed 100% of the Net Assets of the Scheme. Please refer the Scheme Information Document for complete details.
Exit Load
Nil
Fund Managers
FM -1-Pratik Harish Shroff , FM -2- Rahul Singh
FM -1-Fund Manager, FM -2-Fund Manager
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.