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Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Direct Plan · GROWTH · Sundaram Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -0.07% | -0.11% | 7 of 20 |
| 1M | +0.00% | -0.07% | 9 of 20 |
| 3M | +0.59% | +0.36% | 9 of 20 |
| 6M | +2.48% | +2.11% | 8 of 20 |
| YTD | +3.41% | +2.88% | 7 of 20 |
| 1Y | +4.35% | +3.69% | 9 of 20 |
| 2Y | +6.24% | +5.20% | 7 of 20 |
| 3Y | +6.99% | +5.78% | 5 of 19 |
| 5Y | +6.00% | +5.32% | 6 of 17 |
| 7Y | +6.00% | +5.64% | 12 of 15 |
| 10Y | +6.43% | +5.77% | 11 of 14 |
Ranked among: Debt Scheme - Banking and PSU Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.74% | +5.19% | -1.01% | 98% | 40% |
| 6M | +3.49% | +6.59% | -0.34% | 100% | 41% |
| 1Y | +7.13% | +11.75% | +1.32% | 100% | 42% |
| 2Y | +7.07% | +10.24% | +2.74% | 100% | 42% |
| 3Y | +6.93% | +9.27% | +4.09% | 100% | 43% |
| 5Y | +6.75% | +8.16% | +5.68% | 100% | 43% |
| 7Y | +6.88% | +8.45% | +6.00% | 100% | 43% |
| 10Y | +6.83% | +7.15% | +6.42% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt86.09%
- Cash10.12%
- Other3.79%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| HDFC Bank Ltd - 7.7% - 16/05/2028** | Debt | 9.67% | +0.10% |
| National Housing Bank - 7.59% - 14/07/2027** | Debt | 7.76% | +0.10% |
| Export Import Bank of India - 7.35% - 27/07/2028** | Debt | 7.73% | +0.09% |
| Cash and Other Net Current Assets^ | Net Current Assets | 6.06% | — |
| Indian Oil Corporation Ltd - 7.44% - 25/11/2027** | Debt | 5.82% | +0.07% |
| TREPS | Reverse Repo / TREPS | 4.06% | — |
| National Bank for Agriculture & Rural Development - 7.53% - 24/03/2028 | Debt | 3.86% | +0.04% |
| Indian Railway Finance Corporation Ltd - 7.37% - 31/07/2029** | Debt | 3.85% | +0.04% |
| Power Finance Corporation Ltd - 6.73% - 15/10/2027** | Debt | 3.85% | +0.06% |
| Power Finance Corporation Ltd - 6.96% - 02/03/2028** | Debt | 3.84% | — |
| Small Industries Development Bank of India - 7.42% - 12/03/2029** | Debt | 3.84% | +0.04% |
| National Bank for Financing Infrastructure and Development - 7.37% - 16/07/2029** | Debt | 3.83% | +0.03% |
| Bajaj Finance Ltd - 7.11% - 10/07/2028** | Debt | 3.81% | +0.04% |
| National Bank for Agriculture & Rural Development - 6.66% - 12/10/2028** | Debt | 3.80% | +0.05% |
| State Bank of India - 6.93% - 20/10/2035** - Call Dt : 09-Oct-2030 | Derivatives | 3.76% | +0.00% |
View all 28 holdings
| REC LTD - 7.28% - 31/08/2029** | Debt | 3.25% | +0.03% |
| HDB Financial Services Ltd - 7.9611% - 05/01/2028** | Debt | 1.93% | +0.02% |
| Indian Railway Finance Corporation Ltd - 7.46% - 18/06/2029** | Debt | 1.93% | +0.02% |
| Bharti Telecom Ltd - 7.35% - 15/10/2027** | Debt | 1.92% | +0.02% |
| National Bank for Agriculture & Rural Development - 7.44% - 17/07/2029 | Debt | 1.92% | +0.02% |
| Housing & Urban Development Corporation Ltd - 7.23% - 18/07/2029** | Debt | 1.91% | +0.01% |
| Small Industries Development Bank of India - 7.22% - 10/04/2029 | Debt | 1.91% | +0.02% |
| REC LTD - 7.34% - 30/04/2030** | Debt | 1.91% | +0.02% |
| Small Industries Development Bank of India - 7.04% - 09/02/2029** | Debt | 1.91% | +0.02% |
| SDL GJ 6.45% 2030 | Debt | 1.89% | +0.01% |
| 653TNSDL31 | Debt | 1.88% | — |
| REC LTD - 6.52% - 31/01/2028** | Debt | 1.53% | +0.02% |
| Corporate Debt Market Development Fund - Class A2 | Debt | 0.54% | +0.01% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.54 | 1.94 | Low Volatility |
| 3Y | 1.41 | 1.73 | Low Volatility |
| 5Y | 1.40 | 1.67 | Low Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.37 | -0.51 | Good Risk Adjusted Returns |
| 3Y | 0.48 | 0.23 | Good Risk Adjusted Returns |
| 5Y | 0.00 | -0.09 | Good Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.61 | -0.68 | Good Risk Adjusted Returns |
| 3Y | 0.89 | 0.43 | Good Risk Adjusted Returns |
| 5Y | 0.00 | -0.05 | Good Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.78 | 0.86 | Good Risk Adjusted Returns |
| 3Y | 0.86 | 0.93 | Good Risk Adjusted Returns |
| 5Y | 0.82 | 0.80 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.67% | +7.26% | +7.50% | +7.01% |
|
Bandhan Banking and PSU Debt Fund
Direct Plan · Growth
|
+5.33% | +7.10% | +6.25% | +7.63% |
|
Franklin India Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.23% | +7.07% | +6.08% | +7.32% |
|
Bajaj Finserv Banking and PSU Debt Fund
Direct Plan · Growth
|
+4.31% | — | — | +7.15% |
|
ICICI Prudential Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.25% | +6.69% | +6.17% | +7.72% |
|
SBI BANKING & PSU DEBT FUND
Regular Plan · Growth
|
+4.24% | +6.70% | +5.67% | +7.18% |
|
LIC MF Banking & PSU Debt Fund
Regular Plan · Daily IDCW
|
+4.23% | +2.94% | +1.94% | +0.89% |
|
Kotak Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.21% | +6.82% | +5.93% | +7.63% |
|
Axis Banking and PSU Debt Fund
Regular Plan · Growth option
|
+4.12% | +6.57% | +5.82% | +7.43% |
|
Edelweiss Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.08% | +6.85% | +5.75% | +7.07% |
More From Sundaram Asset Management Company Ltd
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Sundaram Global Brand Theme-Equity Active FOF
Direct Plan · GROWTH
|
+14.85% | +19.95% | +12.77% | — |
|
Sundaram Small Cap Fund
Direct Plan · GROWTH
|
+13.00% | +15.34% | +14.89% | +17.68% |
|
Sundaram Arbitrage Fund(Formerly Known as Prinicpal Arbitrage Fund)
Direct Plan · GROWTH
|
+6.70% | +7.17% | — | +6.64% |
|
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)
Direct Plan · GROWTH
|
+6.59% | +6.99% | — | +6.57% |
|
Sundaram Ultra Short Term Fund (Formerly Known as Sundaram Ultra Short Duration Fund)
Direct Plan · GROWTH
|
+6.55% | +7.27% | — | +6.81% |
|
Sundaram Money Market Fund
Direct Plan · IDCW (Income Distribution CUM Capital Withdrawal)
|
+6.52% | +0.94% | +0.63% | +1.78% |
|
Sundaram Ultra Short to Short Term Fund (Formerly Known as Sundaram Low Duration Fund)
Direct Plan · GROWTH
|
+5.90% | +7.27% | — | +6.80% |
|
Sundaram Long Term Tax Advantage Fund Series III
Direct plan · IDCW
|
+5.83% | +9.13% | +13.89% | +13.66% |
|
Sundaram Overnight Fund
Direct Plan · IDCW (Income Distribution CUM Capital Withdrawal)
|
+5.22% | +0.46% | +0.34% | +0.34% |
|
Sundaram Long Term Tax Advantage Fund Series IV
Direct plan · Growth
|
+5.22% | +11.03% | +15.06% | +16.69% |
About This Scheme
Investment Objective
To generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.
Stated Asset Allocation
Debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds: 80%-100%; Other debt securities and Money Market Instruments: 0%-20%
Exit Load
Nil
Fund Managers
FM 1 -Mr. Sandeep Agarwal, FM 2 -Mr. Kumaresh Ramakrishnan, FM 3 - Mr. Ronak Shah
Comanage
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.