GMP IPO Watch
SBI BANKING & PSU DEBT FUND
Regular Plan · IDCW · SBI Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.12% | +0.28% | 20 of 20 |
| 1M | +0.19% | -0.03% | 2 of 20 |
| 3M | +0.48% | +0.12% | 5 of 20 |
| 6M | +2.74% | +2.16% | 4 of 20 |
| YTD | +3.56% | +2.86% | 4 of 20 |
| 1Y | +3.99% | +3.40% | 5 of 20 |
| 2Y | +5.99% | +5.08% | 5 of 20 |
| 3Y | +6.60% | +5.66% | 7 of 19 |
| 5Y | +5.69% | +5.31% | 12 of 17 |
| 7Y | +5.51% | +5.48% | 11 of 15 |
| 10Y | +4.13% | +5.76% | 8 of 14 |
| INCEPTION | +3.24% | — | — |
Ranked among: Debt Scheme - Banking and PSU Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.84% | +6.68% | -2.13% | 82% | 33% |
| 6M | +1.67% | +8.02% | -2.25% | 88% | 36% |
| 1Y | +3.39% | +10.24% | -0.88% | 97% | 39% |
| 2Y | +3.42% | +8.07% | -0.07% | 100% | 41% |
| 3Y | +3.37% | +7.57% | +0.10% | 100% | 41% |
| 5Y | +3.33% | +6.46% | +0.13% | 100% | 41% |
| 7Y | +3.40% | +5.62% | +1.48% | 100% | 41% |
| 10Y | +3.33% | +4.13% | +2.27% | 100% | 41% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt87.89%
- Cash12.11%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| TREPS | Reverse Repo / TREPS | 12.43% | — |
| Small Industries Development Bank of India | Money Market | 5.41% | +0.52% |
| Canara Bank | Money Market | 5.41% | +0.53% |
| ONGC Petro Additions Ltd. | Debt | 4.99% | +0.46% |
| GAIL (India) Ltd. | Debt | 4.97% | +0.45% |
| HDFC Bank Ltd. | Money Market | 4.19% | — |
| 6.17% CGL 2028 | Debt | 4.16% | — |
| HDFC Bank Ltd. | Money Market | 4.16% | — |
| State Bank of India( AT1 Bond under Basel III ) | Debt | 3.69% | — |
| Bank of Baroda | Money Market | 3.48% | — |
| India Infrastructure Finance Company Ltd. | Debt | 3.46% | -0.35% |
| Union Bank of India | Money Market | 3.45% | +0.33% |
| SDL AS 7.11% 2030 | Debt | 2.82% | +0.24% |
| Canara Bank | Money Market | 2.79% | +0.27% |
| Axis Bank Ltd. | Money Market | 2.77% | — |
View all 43 holdings
| Union Bank of India | Money Market | 2.76% | +0.26% |
| PNB-7.10%-18-11-31-PVT | Debt | 2.70% | +0.25% |
| National Bank for Agriculture and Rural Development | Debt | 2.14% | — |
| REC Ltd. | Debt | 2.14% | +0.20% |
| Indian Bank | Money Market | 2.10% | — |
| Union Bank of India | Money Market | 2.08% | — |
| Punjab National Bank | Money Market | 2.07% | — |
| Small Industries Development Bank of India | Debt | 1.58% | +0.01% |
| Small Industries Development Bank of India | Debt | 1.43% | +0.14% |
| 91 DAY T-BILL 08.10.26 | Money Market | 1.42% | — |
| Indian Bank | Money Market | 1.39% | — |
| Bank of Baroda | Money Market | 1.39% | +0.13% |
| Punjab National Bank | Money Market | 1.39% | +0.13% |
| PNB Housing Finance Ltd. | Debt | 1.27% | +0.11% |
| GOI LOAN 6.94% 2036 | Debt | 1.26% | -4.94% |
| NHPC Ltd. | Debt | 1.22% | +0.11% |
| Small Industries Development Bank of India | Debt | 1.00% | +0.09% |
| REC Ltd. | Debt | 0.71% | +0.06% |
| NHPC Ltd. | Debt | 0.71% | +0.06% |
| REC Ltd. | Debt | 0.71% | +0.06% |
| REC Ltd. | Debt | 0.70% | +0.06% |
| State Bank of India( Tier II Bond under Basel III ) | Debt | 0.70% | +0.05% |
| Punjab National Bank | Money Market | 0.69% | +0.07% |
| Corporate Debt Market Development Fund-A2 | CDMDF | 0.43% | +0.04% |
| Canara Bank( AT1 Bond Under Basel III ) | Debt | 0.29% | +0.03% |
| Power Grid Corporation of India Ltd. | Debt | 0.14% | +0.01% |
| NHPC Ltd. | Debt | 0.06% | +0.01% |
| Net Receivable / Payable | Derivatives | -2.69% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.06 | 1.26 | Low Volatility |
| 3Y | 1.01 | 1.08 | Low Volatility |
| 5Y | 0.98 | 1.23 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -1.04 | -1.74 | Above Average |
| 3Y | 0.48 | -0.57 | Above Average |
| 5Y | -0.10 | -0.63 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.85% (published 2026-10-27).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 6.41 | 5.29 | Above Average |
| 3Y | 12.56 | 10.62 | Above Average |
| 5Y | 9.88 | 8.94 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.74 | 0.86 | Good Risk Adjusted Returns |
| 3Y | 0.86 | 0.93 | Good Risk Adjusted Returns |
| 5Y | 0.79 | 0.80 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.49% | +7.16% | +7.52% | +6.99% |
|
Bandhan Banking and PSU Debt Fund
Direct Plan · Growth
|
+5.09% | +7.00% | +6.26% | +7.60% |
|
Franklin India Banking & PSU Debt Fund
Regular Plan · Growth
|
+4.95% | +6.99% | +6.10% | +7.30% |
|
ICICI Prudential Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.02% | +6.57% | +6.13% | +7.69% |
|
LIC MF Banking & PSU Debt Fund
Regular Plan · Daily IDCW
|
+3.86% | +2.88% | +1.93% | +0.88% |
|
Bajaj Finserv Banking and PSU Debt Fund
Direct Plan · Growth
|
+3.86% | — | — | +7.00% |
|
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Regular Plan · GROWTH
|
+3.85% | +6.69% | +5.83% | +7.30% |
|
Kotak Banking and PSU Debt Fund
Regular Plan · Growth
|
+3.80% | +6.63% | +5.90% | +7.59% |
|
Axis Banking and PSU Debt Fund
Regular Plan · Growth option
|
+3.74% | +6.45% | +5.80% | +7.40% |
|
Edelweiss Banking and PSU Debt Fund
Regular Plan · Growth
|
+3.69% | +6.69% | +5.71% | +7.02% |
More From SBI Funds Management Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+19.95% | — | — | +10.69% |
|
SBI Silver ETF
Regular Plan · Growth
|
+17.82% | — | — | +31.22% |
|
SBI HEALTHCARE OPPORTUNITIES FUND
Direct Plan · Growth
|
+17.68% | +24.49% | +19.13% | +17.96% |
|
SBI Silver ETF Fund of Fund
Direct Plan · Growth
|
+17.50% | — | — | +31.50% |
|
SBI Gold ETF
Regular Plan · Growth
|
+13.12% | +29.42% | +22.46% | +12.52% |
|
SBI US Specific Equity Active FoF
Direct Plan · IDCW
|
+12.78% | +25.79% | +15.21% | +17.11% |
|
SBI GOLD FUND
Direct Plan · IDCW
|
+12.69% | +29.55% | +22.51% | +10.27% |
|
SBI MNC FUND
Direct Plan · Growth
|
+10.22% | +6.95% | +7.23% | +14.25% |
|
SBI Children's Fund - Investment Plan
Direct Plan · Growth
|
+7.83% | +20.37% | +17.44% | +30.82% |
|
SBI CREDIT RISK FUND
Direct Plan · IDCW
|
+7.35% | +8.38% | +7.66% | +5.55% |
About This Scheme
Investment Objective
The scheme seeks to generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities.There can be no assurance that the investment objective of the scheme will be realized
Stated Asset Allocation
Debt and money market instrumetns issued by Banks, PSUs, PFIs and Municipal bodies 80%-100% Medium to High Debt Instruments (including Central and State Government securities) and money market instruments other than above 0%-20% Low to Medium
Fund Managers
Mr. Rajeev Radhakrishnan 16-Nov-2013 Mr. Ardhendu Bhattacharya 01-Dec-2023
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.