GMP IPO Watch
SBI CREDIT RISK FUND
Direct Plan · IDCW · SBI Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.59% | +0.44% | 4 of 14 |
| 1M | +0.35% | +0.31% | 7 of 14 |
| 3M | +1.14% | +0.77% | 4 of 14 |
| 6M | +4.17% | +2.95% | 1 of 14 |
| YTD | +6.45% | +5.91% | 4 of 14 |
| 1Y | +7.38% | +6.84% | 4 of 14 |
| 2Y | +8.24% | +8.39% | 9 of 14 |
| 3Y | +8.43% | +8.16% | 8 of 14 |
| 5Y | +7.69% | +8.60% | 8 of 13 |
| 7Y | +7.54% | +7.38% | 6 of 13 |
| 10Y | +5.84% | +5.84% | 6 of 12 |
| INCEPTION | +5.56% | — | — |
Ranked among: Debt Scheme - Credit Risk Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.38% | +4.75% | -2.53% | 89% | 36% |
| 6M | +2.74% | +7.69% | -2.19% | 95% | 39% |
| 1Y | +5.39% | +10.87% | -1.26% | 98% | 41% |
| 2Y | +5.31% | +9.47% | +0.25% | 100% | 42% |
| 3Y | +5.21% | +8.99% | +1.20% | 100% | 42% |
| 5Y | +4.98% | +8.27% | +2.35% | 100% | 42% |
| 7Y | +4.97% | +7.69% | +3.08% | 100% | 42% |
| 10Y | +5.09% | +5.96% | +4.28% | 100% | 42% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity8.91%
- Debt87.86%
- Cash2.67%
- Other0.56%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap8.91%
- Others91.09%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| H.G. Infra Engineering Ltd. | Debt | 4.64% | +0.12% |
| NJ Capital Pvt. Ltd. | Debt | 4.54% | +0.00% |
| Tata Projects Ltd. | Debt | 4.53% | -0.01% |
| Renew Solar Energy (Jharkhand Five) Pvt. Ltd. | Debt | 4.53% | -0.05% |
| JTPM Metal Traders Ltd. | Debt | 4.45% | +0.01% |
| Lodha Developers Ltd. | Debt | 3.93% | -0.65% |
| Renserv Global Pvt Ltd. | Debt | 3.67% | +0.01% |
| JSW JFE Kalinga Steel Ltd. | Debt | 3.58% | +0.03% |
| Aditya Birla Renewables Ltd. | Debt | 3.44% | +0.00% |
| Motilal Oswal Home Finance Ltd. | Debt | 3.43% | -0.01% |
| Cholamandalam Investment & Finance Co. Ltd.Perpetual | Debt | 3.37% | — |
| Raajmarg Infra Investment Trust | Transport Infrastructure | 3.22% | -0.01% |
| Kogta Financial (India) Ltd. | Debt | 2.95% | +0.00% |
| GMR Airports Ltd. | Debt | 2.95% | +0.02% |
| GIPL 10.96% 2028 SR 1 | Debt | 2.75% | +0.01% |
View all 48 holdings
| Avanse Financial Services Ltd. | Debt | 2.73% | +0.00% |
| TREPS | Reverse Repo / TREPS | 2.67% | — |
| Aditya Birla Real Estate Ltd. | Debt | 2.30% | +0.00% |
| Motilal Oswal Financial Services Ltd. | Debt | 2.29% | — |
| Small Industries Development Bank of India | Debt | 2.25% | -0.01% |
| 364TB28127 | Money Market | 2.25% | +0.01% |
| SDL KA 7.47% 2036 | Debt | 2.23% | -0.03% |
| Cube Highways Trust | Transport Infrastructure | 2.20% | -0.24% |
| Indus Infra Trust | Transport Infrastructure | 2.18% | -0.38% |
| Eris Lifesciences Ltd. | Debt | 2.06% | +0.00% |
| SDL BR 7.66% 2041 | Debt | 2.01% | -0.04% |
| Eris Lifesciences Ltd. | Debt | 1.84% | +0.01% |
| GOI LOAN 7.06% 2041 | Debt | 1.34% | — |
| Indostar Capital Finance Ltd. | Debt | 1.15% | +0.01% |
| Small Industries Development Bank of India | Debt | 1.14% | — |
| Kotak Mahindra Prime Ltd. | Debt | 1.14% | +0.00% |
| SDL TN 7.74% 2036 | Debt | 1.14% | -0.01% |
| Godrej Seeds & Genetics Ltd. | Debt | 1.13% | +0.00% |
| Godrej Seeds & Genetics Ltd. | Debt | 1.13% | +0.00% |
| Godrej Seeds & Genetics Ltd. | Debt | 1.13% | +0.00% |
| Godrej Seeds & Genetics Ltd. | Debt | 1.13% | +0.00% |
| SDL UP 7.72% 2036 | Debt | 1.00% | -0.01% |
| India Infrastructure Finance Company Ltd. | Debt | 0.89% | -0.01% |
| Sheela Foam Ltd. | Debt | 0.86% | +0.00% |
| Mahanagar Telephone Nigam Ltd. | Debt | 0.68% | +0.00% |
| Capital Infra Trust | Construction | 0.66% | +0.00% |
| Vertis Infrastructure Trust | Transport Infrastructure | 0.65% | -0.35% |
| Net Receivable / Payable | Derivatives | 0.59% | — |
| Corporate Debt Market Development Fund-A2 | CDMDF | 0.39% | +0.00% |
| Small Industries Development Bank of India | Debt | 0.23% | +0.00% |
| 6.17% CGL 2028 | Debt | 0.23% | — |
| SDL RJ 7.64% 2036 | Debt | 0.23% | +0.00% |
| SDL MH 7.55% 2034 | Debt | 0.20% | -0.04% |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.27 | 2.32 | Low Volatility |
| 3Y | 1.05 | 2.42 | Low Volatility |
| 5Y | 1.19 | 6.27 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.77 | 0.07 | Above Average |
| 3Y | 2.02 | 1.11 | Above Average |
| 5Y | 1.33 | 0.54 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 10.73 | 13.87 | Below Average |
| 3Y | 16.60 | 17.58 | Below Average |
| 5Y | 14.86 | 20.58 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.98 | 0.77 | Poor Risk Adjusted Returns |
| 3Y | 0.07 | 0.08 | Good Risk Adjusted Returns |
| 5Y | 0.13 | 0.19 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA CREDIT RISK FUND
Regular Plan · Growth
|
+16.57% | +9.59% | +27.42% | +9.56% |
|
Aditya Birla Sun Life Credit Risk Fund
Regular Plan · GROWTH
|
+10.47% | +12.00% | +9.89% | +8.44% |
|
DSP Credit Risk Fund
Regular Plan · Growth
|
+9.64% | +12.85% | +12.49% | +7.89% |
|
Axis Credit Risk Fund
Regular Plan · Growth Option
|
+6.69% | +7.88% | +6.82% | +7.17% |
|
ICICI Prudential Credit Risk Fund
Regular Plan · Growth
|
+6.45% | +8.17% | +7.25% | +8.17% |
|
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Regular Plan · Growth option
|
+6.33% | +7.95% | +7.05% | +6.91% |
|
Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios)
Regular Plan · Growth Option
|
+6.18% | +7.49% | +8.46% | +7.74% |
|
Invesco India Credit Risk Fund
Regular Plan · Growth
|
+5.80% | +7.58% | +7.13% | +6.21% |
|
Kotak Credit Risk Fund
Regular Plan · Standard Income Distribution cum capital withdrawal option
|
+5.34% | +7.36% | +5.71% | +2.06% |
|
BANDHAN CREDIT RISK FUND
Direct Plan · Growth
|
+5.21% | +7.12% | +6.31% | +6.93% |
More From SBI Funds Management Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
SBI Silver ETF Fund of Fund
Direct Plan · Growth
|
+26.44% | — | — | +34.72% |
|
SBI Silver ETF
Regular Plan · Growth
|
+26.42% | — | — | +34.10% |
|
SBI Automotive Opportunities Fund
Direct Plan · Growth
|
+22.38% | — | — | +11.34% |
|
SBI HEALTHCARE OPPORTUNITIES FUND
Direct Plan · Growth
|
+19.90% | +25.12% | +19.50% | +18.09% |
|
SBI GOLD FUND
Direct Plan · IDCW
|
+16.75% | +30.91% | +23.28% | +10.52% |
|
SBI Gold ETF
Regular Plan · Growth
|
+16.74% | +30.67% | +23.17% | +12.71% |
|
SBI US Specific Equity Active FoF
Direct Plan · IDCW
|
+13.48% | +25.68% | +15.32% | +17.28% |
|
SBI MNC FUND
Direct Plan · Growth
|
+12.26% | +7.58% | +7.60% | +14.39% |
|
SBI CHILDREN'S FUND - SAVINGS PLAN
Direct Plan · Growth
|
+7.89% | +11.10% | +10.14% | +11.88% |
|
SBI Children's Fund - Investment Plan
Direct Plan · Growth
|
+7.83% | +20.32% | +17.52% | +30.91% |
About This Scheme
Investment Objective
The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved. The scheme doesn’t assure or guarantee any returns.
Stated Asset Allocation
Debt (including securitized debt) and Money Market Instruments #) Upto 100% Medium to High ADR/GDR/Foreign Securities 0%-25% Medium to High Units issued by REITs and InVITs^ 0%-10% Medium to High
Fund Managers
Mr. Lokesh Mallya 01-Feb-2017
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.