GMP IPO Watch
PGIM India Retirement Fund
Regular Plan · Regular Growth · PGIM India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +4.40% | +3.10% | 4 of 29 |
| 1M | +2.63% | +2.05% | 8 of 29 |
| 3M | -2.81% | -2.98% | 18 of 29 |
| 6M | +4.40% | +0.56% | 1 of 29 |
| YTD | +1.85% | -1.35% | 1 of 29 |
| 1Y | -0.49% | -1.13% | 9 of 29 |
| 2Y | +2.71% | +1.82% | 5 of 29 |
| INCEPTION | +7.79% | — | — |
Ranked among: Solution Oriented Schemes ** - Retirement Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.93% | +18.69% | -13.94% | 59% | 23% |
| 6M | +2.38% | +20.10% | -14.75% | 57% | 22% |
| 1Y | +3.72% | +19.60% | -7.27% | 74% | 30% |
| 2Y | +3.66% | +8.20% | -1.40% | 86% | 35% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity96.37%
- Debt0.14%
- Cash3.42%
- Other0.07%
Market Cap Split
- Large Cap36.91%
- Mid Cap30.11%
- Small Cap29.35%
- Others3.63%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 31.23 | 24.15 |
| P/B | 4.65 | 3.54 |
| Price / Sales | 4.36 | 3.12 |
| Price / Cash Flow | 21.96 | 18.74 |
| Dividend Yield (%) | 1.02 | 1.41 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| ICICI Bank | Banks | 5.90% | -0.28% |
| HDFC Bank | Banks | 5.51% | +0.27% |
| Clearing Corporation of India Ltd. | Net Current Assets | 3.44% | — |
| Reliance Industries | Petroleum Products | 3.18% | -0.07% |
| Infosys | IT - Software | 2.40% | -0.20% |
| Solar Industries | Chemicals & Petrochemicals | 2.19% | +0.06% |
| Tata Consultancy Services | IT - Software | 2.10% | -0.24% |
| MCX | Capital Markets | 1.98% | +0.04% |
| Sai Life Sciences | Pharmaceuticals & Biotechnology | 1.93% | +0.17% |
| DOMS Industries | Household Products | 1.89% | -0.02% |
| Eternal | Retailing | 1.79% | +0.04% |
| Bajaj Finance | Finance | 1.78% | -0.08% |
| Bharti Airtel | Telecom - Services | 1.77% | +0.03% |
| Torrent Pharmaceuticals | Pharmaceuticals & Biotechnology | 1.75% | -0.01% |
| Navin Fluorine International | Chemicals & Petrochemicals | 1.64% | +0.00% |
View all 89 holdings
| Krishna Institute of Medical Sciences | Equity | 1.46% | +0.06% |
| JSW Infrastructure | Transport Infrastructure | 1.44% | +0.13% |
| Mankind Pharma | Pharmaceuticals & Biotechnology | 1.43% | +0.11% |
| Rubicon Research | Pharmaceuticals & Biotechnology | 1.40% | -0.10% |
| Carborundum Universal | Industrial Products | 1.38% | +0.22% |
| Dixon Technologies | Consumer Durables | 1.32% | -0.11% |
| Sundaram Finance | Finance | 1.25% | +0.01% |
| Gabriel | Auto Components | 1.22% | -0.03% |
| Molbio Diagnostics | Equity | 1.19% | +0.25% |
| Anthem Biosciences | Pharmaceuticals & Biotechnology | 1.18% | +0.02% |
| Max Healthcare Institute | Equity | 1.17% | -0.08% |
| Dhoot Transmission | Auto Components | 1.16% | +0.06% |
| Sona BLW Precision Forgings | Auto Components | 1.16% | +0.08% |
| Supreme Industries | Industrial Products | 1.14% | +0.02% |
| UltraTech Cement | Cement & Cement Products | 1.14% | +0.01% |
| Coromandel International | Fertilizers & Agrochemicals | 1.10% | -0.04% |
| ICICI Lombard General Insurance | Insurance | 1.10% | +0.07% |
| Neuland Laboratories | Pharmaceuticals & Biotechnology | 1.09% | -0.03% |
| Bharti Hexacom | Telecom - Services | 1.09% | -0.04% |
| Data Patterns | Aerospace & Defense | 1.06% | -0.01% |
| CAMS | Capital Markets | 1.06% | -0.11% |
| Nykaa | Retailing | 1.01% | -0.04% |
| Godrej Properties | Realty | 0.99% | — |
| Info Edge | Retailing | 0.96% | -0.03% |
| AU Small Finance Bank | Banks | 0.95% | -0.03% |
| Varun Beverages | Beverages | 0.94% | +0.11% |
| One 97 Communications | Financial Technology (Fintech) | 0.94% | +0.03% |
| Clean Max Enviro Energy Solutions | Power | 0.92% | +0.10% |
| ICICI Prudential Asset Management | Capital Markets | 0.88% | +0.06% |
| Nestle | Food Products | 0.83% | -0.08% |
| Endurance Technologies | Auto Components | 0.82% | -0.03% |
| Hero Motocorp | Automobiles | 0.81% | +0.01% |
| Global Health | Equity | 0.80% | -0.03% |
| LG Electronics | Consumer Durables | 0.79% | +0.05% |
| Craftsman Automation | Auto Components | 0.78% | -0.02% |
| Larsen & Toubro | Construction | 0.78% | -0.02% |
| Bikaji Foods International | Food Products | 0.77% | -0.11% |
| Timken | Industrial Products | 0.76% | +0.03% |
| UNO Minda | Auto Components | 0.76% | -0.03% |
| JK Cement | Cement & Cement Products | 0.76% | +0.03% |
| NTPC | Power | 0.76% | +0.03% |
| Sumitomo Chemical | Fertilizers & Agrochemicals | 0.74% | -0.11% |
| Container Corporation of India | Transport Services | 0.74% | -0.07% |
| Tube Investment | Auto Components | 0.73% | -0.09% |
| Interglobe Aviation | Transport Services | 0.73% | +0.00% |
| Bharat Electronics | Aerospace & Defense | 0.71% | -0.01% |
| Affle 3i | IT - Services | 0.70% | -0.01% |
| Balkrishna Industries | Auto Components | 0.70% | -0.02% |
| V-Guard Industries | Consumer Durables | 0.70% | -0.08% |
| Maruti Suzuki | Automobiles | 0.68% | -0.05% |
| Oil India | Oil | 0.67% | -0.02% |
| Mrs. Bectors Food | Food Products | 0.67% | -0.03% |
| Home First Finance Company | Finance | 0.65% | +0.00% |
| Gillette | Personal Products | 0.63% | +0.00% |
| Black Buck | Transport Services | 0.62% | +0.04% |
| Blue Star | Consumer Durables | 0.62% | +0.05% |
| KPR Mill | Textiles & Apparels | 0.61% | -0.01% |
| International Gemological Institute | Commercial Services & Supplies | 0.60% | -0.02% |
| Horizon Industrial Parks | Realty | 0.59% | -0.05% |
| Ashok Leyland | Agricultural, Commercial & Construction Vehicles | 0.58% | -0.05% |
| Triveni Turbines | Electrical Equipment | 0.57% | -0.02% |
| KEI Industries | Industrial Products | 0.56% | -0.13% |
| 360 One WAM | Capital Markets | 0.55% | -0.05% |
| SBI Life Insurance | Insurance | 0.55% | +0.01% |
| Pidilite Industries | Chemicals & Petrochemicals | 0.54% | -0.05% |
| Amagi Media Labs | IT - Services | 0.53% | +0.01% |
| United Spirits | Beverages | 0.50% | -0.02% |
| Devyani International | Leisure Services | 0.41% | -0.01% |
| Awfis Space Solutions | Commercial Services & Supplies | 0.34% | +0.00% |
| Torrent Power | Power | 0.31% | +0.03% |
| Safari Industries | Consumer Durables | 0.26% | +0.00% |
| Dr. Agrawals Eye Hospital | Equity | 0.22% | +0.01% |
| 364T291026 | Money Market | 0.14% | +0.00% |
| Net Receivables / (Payables) | Net Current Assets | -0.02% | — |
Sector Allocation · Sep 2026
View all 36 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 13.84 | 10.03 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.52 | -0.86 | Above Average |
| 3Y | 0.02 | 0.13 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.05 | 0.14 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ICICI Prudential Retirement Fund Hybrid Conservative Plan
Direct Plan · Growth
|
+3.76% | +9.45% | +8.46% | +9.46% |
|
ICICI Prudential Retirement Fund Pure Debt Plan
Regular Plan · IDCW
|
+2.93% | +5.47% | +4.89% | +6.02% |
|
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Regular Plan · GROWTH
|
+2.07% | +4.62% | +3.81% | +4.09% |
|
Tata Retirement Savings Fund-Progressive Plan
Regular Plan · Growth Option
|
+1.88% | +10.99% | +8.44% | +13.46% |
|
Tata Retirement Savings Fund-Moderate Plan
Regular Plan · Growth Option
|
+1.79% | +10.45% | +8.40% | +13.39% |
|
Tata Retirement Savings Fund-Conservative Plan
Regular Plan · Growth Option
|
+1.77% | +6.41% | +5.30% | +8.15% |
|
SBI Retirement Benefit Fund - Conservative Plan
Regular Plan · IDCW
|
+1.68% | +6.18% | +6.34% | +6.80% |
|
SBI Retirement Benefit Fund - Conservative Hybrid Plan
Direct Plan · Growth
|
+1.40% | +7.18% | +7.48% | +8.87% |
|
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Regular Plan · IDCW
|
+1.00% | +5.13% | +4.41% | +7.08% |
|
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
Direct Plan · IDCW
|
+0.77% | +17.08% | +13.59% | +15.40% |
More From PGIM India Asset Management Private Limite
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
PGIM India Healthcare Fund
Direct Plan · Direct Growth
|
+20.03% | — | — | +11.89% |
|
PGIM India Global Select Real Estate Securities Fund of Fund
Direct Plan · Direct Growth
|
+13.32% | +14.96% | — | +4.97% |
|
PGIM India Small Cap Fund
Direct Plan · Direct Growth
|
+9.52% | +15.36% | +11.72% | +13.35% |
|
PGIM India Arbitrage Fund
Direct plan · Growth
|
+6.56% | +7.03% | +6.51% | +6.11% |
|
PGIM India Liquid Fund
Direct Plan · Direct Growth
|
+6.53% | +6.94% | +6.46% | +6.26% |
|
PGIM India Money Market Fund
Direct Plan · Direct Growth
|
+6.20% | +7.11% | +6.66% | +6.12% |
|
PGIM India Ultra Short Term Fund
Direct Plan · Direct Growth
|
+6.16% | +7.00% | +6.52% | +7.30% |
|
PGIM India Multi Cap Fund
Direct Plan · Direct IDCW
|
+6.04% | — | — | +3.63% |
|
PGIM India Overnight Fund
Direct Plan · Direct Growth
|
+5.14% | +5.95% | +5.74% | +5.11% |
|
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund
Direct Plan · Direct Growth
|
+4.44% | +7.10% | — | +7.24% |
About This Scheme
Investment Objective
The investment objective of the scheme is to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities. However, there is no assurance that the investment objective of the scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
Stated Asset Allocation
Equities & Equity related instruments - Min 75 % and Max 100% Debt Securities and Money Market Instruments, including cash, Triparty Repo and equivalent and units of mutual funds- Min 0% and Max 25% Units issued by InvITs- Min 0% and Max 10%
Exit Load
NIL
Fund Managers
Mr. Vinay Paharia, Mr. Vivek Sharma, Mr. Anandha Padmanabhan Anjeneyan, and Mr. Puneet Pal
Description - Asset classwise we have different Fund Manager. Vinay Paharia is a Primary Fund Manager for Equity, Vivek Sharma is a Comanage Fund Manager for Equity, Anandha Padmanabhan Anjeneyan is a Comanage Fund Manager for Equity and Puneet Pal for Debt.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.