GMP IPO Watch
ICICI Prudential Retirement Fund Pure Debt Plan
Regular Plan · IDCW · ICICI Prudential Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
Want to invest in this fund?
Open a free demat & trading account with Zerodha to invest in direct mutual funds with zero commission.
Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.55% | +2.34% | 28 of 29 |
| 1M | -0.14% | +1.23% | 27 of 29 |
| 3M | -0.35% | -3.95% | 1 of 29 |
| 6M | +1.61% | +0.26% | 8 of 29 |
| YTD | +1.96% | -2.15% | 2 of 29 |
| 1Y | +2.60% | -2.23% | 2 of 29 |
| 2Y | +4.33% | +1.23% | 4 of 29 |
| 3Y | +5.34% | +7.71% | 22 of 27 |
| 5Y | +4.82% | +6.83% | 20 of 25 |
| 7Y | +5.40% | +8.86% | 15 of 18 |
| INCEPTION | +5.97% | — | — |
Ranked among: Solution Oriented Schemes ** - Retirement Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.51% | +6.04% | -1.01% | 92% | 37% |
| 6M | +2.97% | +7.44% | -0.84% | 98% | 40% |
| 1Y | +5.90% | +12.20% | +0.98% | 100% | 42% |
| 2Y | +5.66% | +9.35% | +2.81% | 100% | 42% |
| 3Y | +5.47% | +7.44% | +3.76% | 100% | 42% |
| 5Y | +5.51% | +6.43% | +4.70% | 100% | 42% |
| 7Y | +5.89% | +6.35% | +5.38% | 100% | 42% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt87.96%
- Cash12.03%
- Other0.01%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| GOI LOAN 6.94% 2036 | SOV | 17.33% | +3.65% |
| 734GOI2064 | SOV | 11.97% | +0.01% |
| TREPS | Reverse Repo / TREPS | 9.04% | — |
| Nirma Ltd. ** | Debt | 7.56% | +0.07% |
| Housing and Urban Development Corporation Ltd. ** | Debt | 6.42% | +0.03% |
| LIC Housing Finance Ltd. ** | Debt | 6.39% | +0.04% |
| Muthoot Finance Ltd. ** | Debt | 6.30% | +0.07% |
| 690GOI65 | SOV | 5.64% | -0.01% |
| Rural Electrification Corporation Ltd. ** | Debt | 5.11% | +0.04% |
| Vedanta Ltd. ** | Debt | 3.81% | +0.04% |
| Eris Lifesciences Ltd. ** | Debt | 3.78% | +0.04% |
| Cholamandalam Investment And Finance Company Ltd. ** | Debt | 3.77% | +0.01% |
| Power Finance Corporation Ltd. ** | Debt | 3.74% | +0.01% |
| Net Current Assets | Net Current Assets | 2.99% | — |
| Government Securities | SOV | 2.52% | -6.36% |
View all 18 holdings
| HDFC Bank Ltd. ** | Debt | 1.37% | +0.01% |
| Small Industries Development Bank Of India. ** | Debt | 1.24% | +0.01% |
| Power Finance Corporation Ltd. ** | Debt | 1.01% | +0.01% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.80 | 10.00 | Low Volatility |
| 3Y | 1.35 | 9.43 | Low Volatility |
| 5Y | 1.36 | 8.94 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -1.57 | -0.88 | Below Average |
| 3Y | -0.33 | 0.11 | Below Average |
| 5Y | -0.65 | 0.03 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.85% (published 2026-10-27).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 2.24 | -0.04 | Above Average |
| 3Y | 6.56 | 1.75 | Above Average |
| 5Y | 5.65 | 1.58 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ICICI Prudential Retirement Fund Hybrid Conservative Plan
Direct Plan · Growth
|
+2.87% | +9.21% | +8.31% | +9.36% |
|
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Regular Plan · GROWTH
|
+1.70% | +4.49% | +3.74% | +4.04% |
|
SBI Retirement Benefit Fund - Conservative Plan
Regular Plan · IDCW
|
+1.15% | +6.03% | +6.25% | +6.72% |
|
Tata Retirement Savings Fund-Conservative Plan
Regular Plan · Growth Option
|
+1.01% | +6.24% | +5.19% | +8.12% |
|
SBI Retirement Benefit Fund - Conservative Hybrid Plan
Direct Plan · Growth
|
+0.50% | +6.96% | +7.34% | +8.75% |
|
Tata Retirement Savings Fund-Moderate Plan
Regular Plan · Growth Option
|
+0.06% | +10.13% | +8.21% | +13.33% |
|
Tata Retirement Savings Fund-Progressive Plan
Regular Plan · Growth Option
|
-0.11% | +10.62% | +8.22% | +13.39% |
|
Nippon India Retirement Fund- Income Generation Scheme
Direct Plan · Growth Option
|
-0.21% | +6.63% | +5.98% | +7.38% |
|
HDFC Retirement Fund - Hybrid-Debt Plan
Direct Plan · Growth Option
|
-0.33% | +6.70% | +6.86% | +8.78% |
|
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
Direct Plan · IDCW
|
-0.63% | +16.72% | +13.37% | +15.26% |
More From ICICI Prudential Asset Management Company Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ICICI Prudential Strategic Metal and Energy Equity Fund of Fund
Direct Plan · IDCW
|
+56.40% | +35.23% | — | +29.05% |
|
ICICI Prudential Nifty Pharma Index Fund
Direct Plan · IDCW
|
+21.43% | +22.35% | — | +21.33% |
|
ICICI Prudential Global Stable Equity Fund (FOF)
Direct Plan · Growth
|
+21.15% | +16.32% | +11.08% | +10.54% |
|
ICICI Prudential US Bluechip Equity Fund
Direct Plan · IDCW
|
+21.04% | +20.10% | +13.27% | +16.64% |
| ICICI PRUDENTIAL SILVER ETF | +17.67% | +34.27% | — | +22.78% |
|
ICICI Prudential Silver ETF FOF
Direct Plan · IDCW
|
+16.75% | +33.14% | — | +22.93% |
|
ICICI Prudential NASDAQ 100 Index Fund
Direct Plan · Growth
|
+15.51% | +28.80% | +17.33% | +17.90% |
| ICICI Prudential Nifty Metal ETF | +14.53% | — | — | +14.99% |
| ICICI Prudential Gold ETF | +13.32% | +29.90% | +22.66% | +11.81% |
|
ICICI Prudential Gold ETF FOF
Direct Plan · IDCW
|
+13.13% | +29.54% | +22.36% | +10.28% |
About This Scheme
Investment Objective
To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity.
Stated Asset Allocation
• Debt and Money market instruments 0%-100% • Units issued by InvITs 0%-10%
Exit Load
Nil
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.