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ICICI Prudential Retirement Fund Hybrid Conservative Plan
Direct Plan · IDCW · ICICI Prudential Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +1.78% | +3.10% | 23 of 29 |
| 1M | +0.68% | +2.05% | 26 of 29 |
| 3M | -1.20% | -2.98% | 6 of 29 |
| 6M | +1.88% | +0.56% | 8 of 29 |
| YTD | +1.82% | -1.35% | 4 of 29 |
| 1Y | +3.76% | -1.13% | 1 of 29 |
| 2Y | +6.57% | +1.82% | 2 of 29 |
| 3Y | +9.45% | +7.99% | 9 of 27 |
| 5Y | +8.46% | +7.00% | 7 of 25 |
| 7Y | +9.33% | +8.97% | 9 of 18 |
| INCEPTION | +9.46% | — | — |
Ranked among: Solution Oriented Schemes ** - Retirement Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.43% | +12.08% | -8.20% | 82% | 33% |
| 6M | +4.82% | +15.88% | -5.81% | 92% | 38% |
| 1Y | +10.00% | +25.25% | -1.71% | 100% | 43% |
| 2Y | +10.17% | +15.87% | +4.29% | 100% | 43% |
| 3Y | +10.09% | +13.42% | +7.13% | 100% | 44% |
| 5Y | +10.12% | +12.24% | +7.98% | 100% | 44% |
| 7Y | +9.73% | +10.18% | +9.19% | 100% | 44% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity22.54%
- Debt71.52%
- Cash5.93%
- Other0.01%
Market Cap Split
- Large Cap15.86%
- Mid Cap3.57%
- Small Cap3.11%
- Others77.46%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 21.45 | 24.10 |
| P/B | 3.73 | 3.50 |
| Price / Sales | 1.83 | 3.15 |
| Price / Cash Flow | 18.03 | 19.54 |
| Dividend Yield (%) | 2.09 | 1.37 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| GOI LOAN 6.94% 2036 | SOV | 32.70% | +8.99% |
| 734GOI2064 | SOV | 5.99% | +0.08% |
| Housing and Urban Development Corporation Ltd. ** | Debt | 5.35% | +0.09% |
| NABARD ** | Debt | 5.24% | +0.12% |
| Rural Electrification Corporation Ltd. ** | Debt | 4.26% | +0.08% |
| 690GOI65 | SOV | 3.77% | +0.05% |
| Nirma Ltd. ** | Debt | 3.68% | +0.09% |
| TREPS | Reverse Repo / TREPS | 3.61% | — |
| Net Current Assets | Net Current Assets | 2.32% | — |
| Vedanta Ltd. ** | Debt | 2.12% | +0.05% |
| LIC of India | Insurance | 2.09% | -0.07% |
| Power Finance Corporation Ltd. ** | Debt | 2.08% | +0.03% |
| Samvardhana Motherson International | Auto Components | 1.76% | -0.03% |
| Government Securities | SOV | 1.76% | +0.04% |
| IUTA1-8.20%-20-9-30-PTC | Debt | 1.76% | +0.01% |
View all 36 holdings
| Mahindra & Mahindra | Automobiles | 1.60% | +0.01% |
| Kotak Bank | Banks | 1.54% | -0.12% |
| Hindustan Aeronautics | Aerospace & Defense | 1.42% | -0.01% |
| Apollo Hospitals | Equity | 1.38% | +0.40% |
| Swiggy | Retailing | 1.38% | -0.14% |
| IRFC-7.33%-28-8-27-PVT | Debt | 1.36% | +0.03% |
| Titan | Consumer Durables | 1.20% | -0.11% |
| HDFC Bank | Banks | 1.09% | +0.02% |
| V Mart Retail | Retailing | 1.05% | -0.10% |
| Small Industries Development Bank Of India. ** | Debt | 1.04% | +0.02% |
| Interglobe Aviation | Transport Services | 1.00% | -0.03% |
| Tata Steel | Ferrous Metals | 0.98% | +0.02% |
| Jindal Steel | Ferrous Metals | 0.95% | -0.03% |
| Nippon Life India AMC | Capital Markets | 0.92% | -0.07% |
| Tata Consumer Products | Agricultural Food & Other Products | 0.85% | -0.06% |
| Motherson Sumi Wiring | Auto Components | 0.70% | -0.04% |
| JSW Dulux | Consumer Durables | 0.69% | +0.00% |
| Pfizer | Pharmaceuticals & Biotechnology | 0.67% | -0.12% |
| Jindal Stainless | Ferrous Metals | 0.67% | +0.06% |
| Biocon | Pharmaceuticals & Biotechnology | 0.60% | -0.05% |
| IUTA1-8.12%-20-7-27-PTC | Debt | 0.41% | -0.08% |
Sector Allocation · Sep 2026
View all 13 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 4.69 | 10.03 | Low Volatility |
| 3Y | 4.67 | 9.44 | Low Volatility |
| 5Y | 4.26 | 8.94 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.66 | -0.86 | Above Average |
| 3Y | 0.69 | 0.13 | Above Average |
| 5Y | 0.53 | 0.05 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.17 | 0.14 | Above Average |
| 3Y | 2.94 | 1.80 | Above Average |
| 5Y | 2.90 | 1.62 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ICICI Prudential Retirement Fund Pure Debt Plan
Regular Plan · IDCW
|
+2.93% | +5.47% | +4.89% | +6.02% |
|
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Regular Plan · GROWTH
|
+2.07% | +4.62% | +3.81% | +4.09% |
|
Tata Retirement Savings Fund-Progressive Plan
Regular Plan · Growth Option
|
+1.88% | +10.99% | +8.44% | +13.46% |
|
Tata Retirement Savings Fund-Moderate Plan
Regular Plan · Growth Option
|
+1.79% | +10.45% | +8.40% | +13.39% |
|
Tata Retirement Savings Fund-Conservative Plan
Regular Plan · Growth Option
|
+1.77% | +6.41% | +5.30% | +8.15% |
|
SBI Retirement Benefit Fund - Conservative Plan
Regular Plan · IDCW
|
+1.68% | +6.18% | +6.34% | +6.80% |
|
SBI Retirement Benefit Fund - Conservative Hybrid Plan
Direct Plan · Growth
|
+1.40% | +7.18% | +7.48% | +8.87% |
|
PGIM India Retirement Fund
Direct Plan · Direct Growth
|
+1.12% | — | — | +9.54% |
|
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Regular Plan · IDCW
|
+1.00% | +5.13% | +4.41% | +7.08% |
|
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
Direct Plan · IDCW
|
+0.77% | +17.08% | +13.59% | +15.40% |
More From ICICI Prudential Asset Management Company Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ICICI Prudential Strategic Metal and Energy Equity Fund of Fund
Direct Plan · IDCW
|
+54.73% | +34.44% | — | +28.69% |
| ICICI PRUDENTIAL SILVER ETF | +26.35% | +36.57% | — | +24.10% |
|
ICICI Prudential Silver ETF FOF
Direct Plan · IDCW
|
+25.48% | +35.58% | — | +24.36% |
|
ICICI Prudential Nifty Pharma Index Fund
Direct Plan · IDCW
|
+22.53% | +22.50% | — | +21.44% |
|
ICICI Prudential Global Stable Equity Fund (FOF)
Direct Plan · Growth
|
+21.49% | +15.76% | +11.03% | +10.51% |
|
ICICI Prudential US Bluechip Equity Fund
Direct Plan · IDCW
|
+21.29% | +19.31% | +13.10% | +16.61% |
| ICICI Prudential Nifty Metal ETF | +19.46% | — | — | +16.41% |
|
ICICI Prudential Gold ETF FOF
Direct Plan · Growth
|
+17.38% | +30.99% | +23.18% | +10.56% |
| ICICI Prudential Gold ETF | +16.94% | +31.16% | +23.37% | +12.02% |
|
ICICI Prudential NASDAQ 100 Index Fund
Direct Plan · Growth
|
+15.77% | +28.57% | +17.30% | +18.04% |
About This Scheme
Investment Objective
To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
Stated Asset Allocation
• Debt Securities, money market instruments = 70% - 95% • Equity & Equity related instruments = 5% - 30% • Units issued by InvITs = 0% - 10%
Exit Load
Nil
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.