GMP IPO Watch
Franklin India Retirement Fund
Direct Plan · Growth · Franklin Templeton Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -0.15% | -0.02% | 24 of 29 |
| 1M | -2.00% | -3.73% | 7 of 29 |
| 3M | -2.17% | -3.41% | 10 of 29 |
| 6M | +1.75% | +3.94% | 22 of 29 |
| YTD | -2.74% | -2.78% | 19 of 29 |
| 1Y | -1.72% | -1.53% | 28 of 29 |
| 2Y | +1.75% | +0.64% | 29 of 29 |
| 3Y | +7.18% | +7.16% | 25 of 26 |
| 5Y | +6.77% | +6.77% | 25 of 25 |
| 7Y | +8.44% | +9.42% | 18 of 18 |
| 10Y | +7.59% | +8.39% | 10 of 10 |
| INCEPTION | +9.47% | — | — |
Ranked among: Solution Oriented Schemes ** - Retirement Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.47% | +12.19% | -11.94% | 76% | 31% |
| 6M | +4.94% | +20.98% | -9.01% | 83% | 34% |
| 1Y | +10.58% | +41.23% | -5.75% | 96% | 41% |
| 2Y | +10.42% | +26.96% | +0.75% | 100% | 43% |
| 3Y | +10.00% | +20.88% | +2.56% | 100% | 43% |
| 5Y | +9.42% | +15.15% | +4.59% | 100% | 43% |
| 7Y | +9.30% | +12.30% | +7.16% | 100% | 43% |
| 10Y | +9.70% | +11.45% | +7.56% | 100% | 44% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Aug 2026
Asset Allocation
- Equity34.55%
- Debt56.61%
- Cash0.00%
- Other8.84%
Market Cap Split
- Large Cap22.31%
- Mid Cap5.14%
- Small Cap7.10%
- Others65.45%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 26.03 | 25.42 |
| P/B | 3.93 | 3.76 |
| Price / Sales | 3.45 | 3.30 |
| Price / Cash Flow | 21.20 | 19.81 |
| Dividend Yield (%) | 1.02 | 1.30 |
Holdings · Aug 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| 7.48% National Bank For Agriculture & Rural Development (15-Sep-2028) | Debt | 9.77% | +0.07% |
| Call, Cash & Other Assets | Net Current Assets | 8.86% | +7.48% |
| 0.00% Jubilant Bevco Ltd (31-May-2028) ** | Debt | 6.06% | +0.06% |
| 7.68% Small Industries Development Bank Of India (10-Aug-2027) | Debt | 5.25% | +0.05% |
| 7.90% Bajaj Housing Finance Ltd (28-Apr-2028) ** | Debt | 5.22% | +0.04% |
| 7.70% Poonawalla Fincorp Ltd (21-Apr-2028) ** | Debt | 5.18% | +0.05% |
| 7.90% LIC Housing Finance LTD (23-Jun-2027) ** | Debt | 5.16% | +0.05% |
| 7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030) ** | Debt | 5.11% | +0.02% |
| 0.00% Jubilant Beverages Ltd (31-May-2028) ** | Debt | 4.03% | +0.03% |
| Canara Bank (30-Nov-2026) | Money Market | 3.00% | +0.04% |
| 8.75% Bharti Telecom Ltd (05-Nov-2028) ** | Debt | 2.20% | +0.02% |
| 766MHSDL47 | Debt | 2.20% | +0.01% |
| HDFC Bank | Banks | 1.95% | -0.77% |
| ICICI Bank | Banks | 1.86% | -0.17% |
| Axis Bank | Banks | 1.77% | +0.10% |
View all 60 holdings
| 0.00% REC Ltd (03-Nov-2034) ** | Debt | 1.77% | +0.03% |
| State Bank of India | Banks | 1.72% | -0.36% |
| Reliance Industries | Petroleum Products | 1.36% | -0.23% |
| Eternal | Retailing | 1.33% | +0.11% |
| Infosys | IT - Software | 1.30% | +0.01% |
| Bharti Airtel | Telecom - Services | 1.29% | -0.11% |
| Mahindra & Mahindra | Automobiles | 1.27% | -0.04% |
| Larsen & Toubro | Construction | 1.24% | +0.04% |
| Bharat Electronics | Aerospace & Defense | 1.21% | +0.43% |
| 8.3774% Kotak Mahindra Investments Ltd (21-Jun-2027) ** | Debt | 1.04% | +0.02% |
| Kirloskar Oil Engines | Industrial Products | 0.85% | -0.03% |
| UltraTech Cement | Cement & Cement Products | 0.79% | -0.03% |
| Cipla | Pharmaceuticals & Biotechnology | 0.77% | -0.03% |
| Global Health | Equity | 0.75% | +0.04% |
| Dixon Technologies | Consumer Durables | 0.72% | +0.04% |
| Britannia Industries | Food Products | 0.71% | -0.02% |
| Tata Power | Power | 0.70% | — |
| Marico | Agricultural Food & Other Products | 0.70% | -0.04% |
| Metropolis Healthcare | Equity | 0.70% | +0.11% |
| PB FinTech | Financial Technology (Fintech) | 0.69% | +0.11% |
| Pine Labs | Financial Technology (Fintech) | 0.67% | +0.11% |
| RBL Bank | Banks | 0.66% | +0.20% |
| Tata Steel | Ferrous Metals | 0.64% | -0.01% |
| Franklin India Long Term Fund -Direct Plan -Growth | Mutual Fund | 0.62% | +0.00% |
| Amber Enterprises | Consumer Durables | 0.60% | +0.01% |
| Angel One | Capital Markets | 0.58% | +0.49% |
| Dr Reddys Laboratories | Pharmaceuticals & Biotechnology | 0.56% | — |
| Phoenix Mills | Realty | 0.56% | +0.01% |
| Asian Paints | Consumer Durables | 0.54% | -0.02% |
| Hyundai Motor India | Automobiles | 0.54% | — |
| Ashok Leyland | Agricultural, Commercial & Construction Vehicles | 0.53% | +0.03% |
| Eris Lifesciences | Pharmaceuticals & Biotechnology | 0.53% | -0.02% |
| Interglobe Aviation | Transport Services | 0.53% | +0.01% |
| Suzlon Energy | Electrical Equipment | 0.48% | -0.01% |
| Cholamandalam Investment | Finance | 0.45% | +0.00% |
| Lenskart Solutions | Retailing | 0.45% | +0.07% |
| ICICI Lombard General Insurance | Insurance | 0.45% | -0.01% |
| TBO Tek | Leisure Services | 0.43% | — |
| CESC | Power | 0.40% | -0.14% |
| Hindustan Aeronautics | Aerospace & Defense | 0.34% | -0.13% |
| Emmvee Photovoltaic Power | Electrical Equipment | 0.33% | +0.01% |
| ZF Commercial | Auto Components | 0.26% | +0.02% |
| Aptus Value Housing Finance | Finance | 0.25% | — |
| Timken | Industrial Products | 0.07% | — |
| Lemon Tree Hotels | Leisure Services | 0.02% | -0.25% |
Sector Allocation · Aug 2026
View all 27 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 5.72 | — | High Volatility |
| 3Y | 6.17 | — | High Volatility |
| 5Y | 5.83 | — | High Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.86 | — | Poor Risk Adjusted Returns |
| 3Y | 0.16 | — | Good Risk Adjusted Returns |
| 5Y | 0.17 | — | Good Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.98 | — | Poor Risk Adjusted Returns |
| 3Y | 0.22 | — | Good Risk Adjusted Returns |
| 5Y | 0.24 | — | Good Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ICICI Prudential Retirement Fund Hybrid Conservative Plan
Direct Plan · Growth
|
+3.67% | +9.50% | +8.42% | +9.47% |
|
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
Direct Plan · IDCW
|
+3.38% | +16.78% | +14.22% | +15.68% |
|
ICICI Prudential Retirement Fund Pure Debt Plan
Regular Plan · IDCW
|
+2.74% | +5.57% | +4.88% | +6.05% |
|
ICICI Prudential Retirement Fund Pure Equity Plan
Regular Plan · Growth
|
+2.22% | +17.29% | +16.30% | +17.29% |
|
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Regular Plan · GROWTH
|
+2.04% | +4.71% | +3.77% | +4.10% |
|
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Regular Plan · IDCW
|
+1.83% | +3.83% | +4.09% | +6.98% |
|
Tata Retirement Savings Fund-Moderate Plan
Regular Plan · Growth Option
|
+1.61% | +9.86% | +8.02% | +13.39% |
|
Tata Retirement Savings Fund-Progressive Plan
Regular Plan · Growth Option
|
+1.60% | +10.36% | +7.99% | +13.45% |
|
Tata Retirement Savings Fund-Conservative Plan
Regular Plan · Growth Option
|
+1.57% | +6.24% | +5.13% | +8.16% |
|
SBI Retirement Benefit Fund - Conservative Plan
Regular Plan · IDCW
|
+0.98% | +6.05% | +6.25% | +6.80% |
More From Franklin Templeton Asset Management (India) Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Franklin Asian Equity Fund
Direct Plan · Growth
|
+31.30% | +24.51% | +9.32% | +10.13% |
|
Franklin U. S. Opportunities Equity Active Fund of Funds
Direct Plan · Growth
|
+21.05% | +25.77% | +12.13% | +17.94% |
|
Franklin India Arbitrage Fund
Direct Plan · Growth
|
+7.20% | — | — | +7.09% |
|
Franklin India Money Market Fund
Direct Plan · Retail Plan Growth
|
+6.55% | +7.39% | +6.68% | +7.44% |
|
Franklin India Liquid Fund
Direct Plan · Super Institutional Growth
|
+6.53% | +6.98% | +6.40% | +6.91% |
|
Franklin India Ultra Short Term Fund
Direct Plan · Growth
|
+6.48% | — | — | +7.18% |
|
Franklin India Ultra Short to Short Term Fund
Direct Plan · Growth
|
+6.35% | — | — | +7.31% |
|
Franklin India Floating Interest Rates Fund
Direct Plan · Growth
|
+6.20% | +7.99% | +7.14% | +7.09% |
|
Franklin India Income Plus Arbitrage Active Fund of Funds
Direct Plan · Growth
|
+6.03% | +13.40% | +10.81% | +8.21% |
|
Franklin India Banking & PSU Debt Fund
Direct Plan · Growth
|
+5.96% | +7.50% | +6.49% | +7.76% |
About This Scheme
Investment Objective
The Fund seeks to provide investors regular income under the Income Distribution cum capital withdrawal Plan and capital appreciation under the Growth Plan.
Stated Asset Allocation
Equities, preference shares and equity related instruments: Up to 40% Debentures (Investment grade, privately placed etc.), Bonds issued by Public Sector Units and Money Market Instruments: Up to 100%
Exit Load
3% if redeemed before the age of 58 years; Nil if redeemed after the age of 58 years.
Fund Managers
Debt: Anuj Tagra & Chandni Gupta; Equity: Rajasa Kakulavarapu & Ajay Argal
Comanage
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.