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Aditya Birla Sun Life Retirement Fund-The 30s Plan
Direct Plan · GROWTH · Aditya Birla Sun Life Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -0.04% | -0.11% | 13 of 29 |
| 1M | -3.88% | -3.85% | 28 of 29 |
| 3M | -1.90% | -3.37% | 28 of 29 |
| 6M | +11.08% | +0.96% | 12 of 29 |
| YTD | +5.91% | -3.42% | 13 of 29 |
| 1Y | +10.05% | -2.23% | 6 of 29 |
| 2Y | +6.03% | -0.35% | 20 of 29 |
| 3Y | +15.45% | +7.17% | 23 of 26 |
| 5Y | +11.24% | +6.61% | 21 of 25 |
| 7Y | +14.11% | +9.21% | 11 of 18 |
| INCEPTION | +12.52% | — | — |
Ranked among: Solution Oriented Schemes ** - Retirement Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +3.69% | +35.76% | -31.55% | 70% | 28% |
| 6M | +7.25% | +42.79% | -28.52% | 74% | 30% |
| 1Y | +14.59% | +76.66% | -28.06% | 87% | 38% |
| 2Y | +14.98% | +36.01% | +0.68% | 100% | 45% |
| 3Y | +14.53% | +22.83% | +6.62% | 100% | 45% |
| 5Y | +14.79% | +21.86% | +9.67% | 100% | 45% |
| 7Y | +13.61% | +15.86% | +10.34% | 100% | 45% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity95.91%
- Debt0.22%
- Cash3.84%
- Other0.03%
Market Cap Split
- Large Cap37.28%
- Mid Cap22.91%
- Small Cap35.72%
- Others4.09%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 28.97 | 25.42 |
| P/B | 4.08 | 3.76 |
| Price / Sales | 2.92 | 3.30 |
| Price / Cash Flow | 21.21 | 19.81 |
| Dividend Yield (%) | 1.05 | 1.30 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| TREPS | Reverse Repo / TREPS | 3.93% | — |
| ICICI Bank | Banks | 3.64% | -0.19% |
| Ather Energy | Automobiles | 3.22% | -0.49% |
| Aditya Infotech | Industrial Manufacturing | 3.01% | -0.59% |
| SJS Enterprises | Auto Components | 2.53% | -0.13% |
| Dr. Lal Path Labs | Equity | 2.37% | +0.16% |
| Eternal | Retailing | 2.31% | +0.04% |
| Sona BLW Precision Forgings | Auto Components | 2.31% | +0.15% |
| Kirloskar Oil Engines | Industrial Products | 2.07% | +0.27% |
| Ajanta Pharma | Pharmaceuticals & Biotechnology | 2.06% | +0.10% |
| HDFC Bank | Banks | 2.00% | +0.09% |
| GMR Airports | Transport Infrastructure | 1.87% | +0.11% |
| Adani Ports & SEZ | Transport Infrastructure | 1.85% | +0.28% |
| Jindal Steel | Ferrous Metals | 1.85% | -0.01% |
| Hindalco Industries | Non - Ferrous Metals | 1.84% | -0.06% |
View all 81 holdings
| Coforge | IT - Software | 1.67% | -0.14% |
| Godrej Consumer Products | Personal Products | 1.62% | -0.02% |
| Kirloskar Brothers | Industrial Products | 1.58% | -0.04% |
| Shivalik Bimetal Controls | Industrial Products | 1.57% | +0.07% |
| Craftsman Automation | Auto Components | 1.54% | -0.05% |
| Ujjivan Small Finance Bank | Banks | 1.53% | +0.03% |
| Larsen & Toubro | Construction | 1.51% | -0.04% |
| Reliance Industries | Petroleum Products | 1.49% | -0.04% |
| Tech Mahindra | IT - Software | 1.48% | -0.03% |
| PNB Housing Finance | Finance | 1.47% | +0.61% |
| AU Small Finance Bank | Banks | 1.43% | -0.04% |
| Bajaj Finance | Finance | 1.40% | -0.08% |
| Emcure Pharmaceuticals | Pharmaceuticals & Biotechnology | 1.37% | +0.12% |
| Varun Beverages | Beverages | 1.37% | +0.16% |
| Britannia Industries | Food Products | 1.34% | -0.05% |
| TVS Motors | Automobiles | 1.31% | -0.02% |
| Federal Bank | Banks | 1.31% | -0.10% |
| City Union Bank | Banks | 1.31% | +0.04% |
| Greenply Industries | Consumer Durables | 1.29% | +0.10% |
| Swiggy | Retailing | 1.27% | -0.10% |
| Prestige Estates Projects | Realty | 1.25% | -0.07% |
| Cyient DLM | Aerospace & Defense | 1.25% | -0.29% |
| State Bank of India | Banks | 1.22% | -0.07% |
| Vedanta Aluminium Metal | Non - Ferrous Metals | 1.22% | +0.00% |
| Balrampur Chini Mills | Agricultural Food & other Products | 1.18% | +0.00% |
| Hindustan Unilever | Diversified FMCG | 1.17% | +0.00% |
| Fortis Healthcare | Equity | 1.12% | -0.14% |
| Capillary Technologies | IT - Software | 1.10% | +0.17% |
| SBI Life Insurance | Insurance | 1.07% | +0.02% |
| Union Bank of India | Banks | 1.02% | -0.05% |
| Ambuja Cements | Cement & Cement Products | 0.96% | -0.03% |
| JK Cement | Cement & Cement Products | 0.95% | +0.03% |
| SBFC Finance | Finance | 0.92% | -0.10% |
| Hindustan Petroleum | Petroleum Products | 0.91% | +0.00% |
| Kalpataru Projects International | Construction | 0.89% | — |
| Persistent Systems | IT - Software | 0.88% | -0.02% |
| Infosys | IT - Software | 0.88% | -0.08% |
| Ram Ratna Wires | Electrical Equipment | 0.88% | — |
| Mankind Pharma | Pharmaceuticals & Biotechnology | 0.86% | +0.06% |
| Thermax | Electrical Equipment | 0.85% | -0.08% |
| Avenue Supermarts DMart | Retailing | 0.85% | +0.02% |
| Bharat Petroleum | Petroleum Products | 0.81% | -0.02% |
| Vinati Organics | Chemicals & Petrochemicals | 0.81% | -0.37% |
| Trent | Retailing | 0.78% | -0.04% |
| Shriram Finance | Finance | 0.78% | -0.06% |
| Meesho | Retailing | 0.77% | +0.10% |
| Groww | Capital Markets | 0.76% | +0.00% |
| NTPC | Power | 0.75% | +0.03% |
| Firstsource Solutions | Commercial Services & Supplies | 0.71% | +0.01% |
| L&T Technology Services | IT - Services | 0.67% | -0.04% |
| Aditya Vision | Retailing | 0.62% | +0.02% |
| ICICI Lombard General Insurance | Insurance | 0.59% | +0.03% |
| PB FinTech | Financial Technology (Fintech) | 0.55% | -0.37% |
| Credit Access Grameen | Finance | 0.53% | -0.02% |
| United Spirits | Beverages | 0.49% | -0.03% |
| Go Digit General Insurance | Insurance | 0.48% | +0.02% |
| 360 One WAM | Capital Markets | 0.48% | -0.04% |
| Orient Cables | Industrial Products | 0.43% | — |
| Praj Industries | Industrial Manufacturing | 0.42% | -0.03% |
| Supreme Industries | Industrial Products | 0.34% | +0.00% |
| Dynamatic Technologies | Industrial Manufacturing | 0.31% | — |
| MCX | Capital Markets | 0.28% | +0.00% |
| GOI LOAN 7.17% 2030 | Debt | 0.22% | +0.01% |
| VRL Logistics | Transport Services | 0.18% | -0.73% |
| Atul | Chemicals & Petrochemicals | 0.15% | +0.00% |
| Net Receivable / Payable | Net Current Assets | -0.09% | — |
Sector Allocation · Sep 2026
View all 33 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 16.12 | — | High Volatility |
| 3Y | 15.89 | — | High Volatility |
| 5Y | 14.51 | — | High Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.45 | — | Good Risk Adjusted Returns |
| 3Y | 0.60 | — | Good Risk Adjusted Returns |
| 5Y | 0.44 | — | Good Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.73 | — | Good Risk Adjusted Returns |
| 3Y | 0.95 | — | Good Risk Adjusted Returns |
| 5Y | 0.70 | — | Good Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ICICI Prudential Retirement Fund Hybrid Conservative Plan
Direct Plan · Growth
|
+3.16% | +9.48% | +8.36% | +9.41% |
|
ICICI Prudential Retirement Fund Pure Debt Plan
Regular Plan · IDCW
|
+2.59% | +5.55% | +4.86% | +6.03% |
|
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Regular Plan · GROWTH
|
+1.95% | +4.72% | +3.76% | +4.09% |
|
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
Direct Plan · IDCW
|
+1.94% | +16.76% | +13.91% | +15.50% |
|
Tata Retirement Savings Fund-Conservative Plan
Regular Plan · Growth Option
|
+1.09% | +6.21% | +4.99% | +8.13% |
|
SBI Retirement Benefit Fund - Conservative Plan
Regular Plan · IDCW
|
+0.72% | +6.04% | +6.21% | +6.73% |
|
Tata Retirement Savings Fund-Moderate Plan
Regular Plan · Growth Option
|
+0.61% | +9.85% | +7.70% | +13.32% |
|
ICICI Prudential Retirement Fund Pure Equity Plan
Regular Plan · Growth
|
+0.54% | +17.31% | +15.94% | +17.08% |
|
Tata Retirement Savings Fund-Progressive Plan
Regular Plan · Growth Option
|
+0.43% | +10.34% | +7.62% | +13.37% |
|
SBI Retirement Benefit Fund - Conservative Hybrid Plan
Direct Plan · Growth
|
-0.08% | +6.64% | +7.23% | +8.66% |
More From Aditya Birla Sun Life AMC Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
| Aditya Birla Sun Life Silver ETF | +38.74% | +46.15% | — | +30.70% |
|
Aditya Birla Sun Life US Equity Passive FOF
Direct Plan · GROWTH
|
+34.03% | +33.77% | — | +19.95% |
|
Aditya Birla Sun Life Silver ETF FOF
Direct Plan · GROWTH
|
+31.70% | +44.30% | — | +29.70% |
| Aditya Birla Sun Life Gold ETF | +21.03% | +36.25% | +24.89% | +12.15% |
|
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund
Direct plan · IDCW
|
+20.40% | +23.30% | +14.47% | +9.60% |
|
Aditya Birla Sun Life Gold Fund
Direct Plan · GROWTH
|
+20.25% | +35.62% | +24.70% | +10.99% |
|
Aditya Birla Sun Life Global Emerging Opportunities Fund
Direct Plan · GROWTH
|
+19.22% | +21.77% | +11.00% | +9.06% |
|
Aditya Birla Sun Life International Equity Fund
Direct Plan · GROWTH
|
+18.00% | +23.45% | +12.87% | +12.23% |
|
Aditya Birla Sun Life Manufacturing Equity Fund
Direct Plan · GROWTH
|
+17.00% | +20.17% | +13.88% | +13.12% |
|
Aditya Birla Sun Life Small Cap Fund
Direct Plan · GROWTH
|
+16.16% | +14.98% | +12.24% | +16.66% |
About This Scheme
Investment Objective
The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments.
Stated Asset Allocation
Under normal circumstances, the asset allocation of the Scheme will be as follows: Instruments - Risk Profile - Range Equity & Equity related instruments- Medium to High- 80%-100% Debt & Money Market Instruments - Low to Medium - 0%-20%
Exit Load
Nil
Fund Managers
Mr. Jonas Bhutta
Primary
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.