GMP IPO Watch
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Direct Plan · GROWTH · Aditya Birla Sun Life Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.74% | +3.10% | 29 of 29 |
| 1M | +0.31% | +2.05% | 28 of 29 |
| 3M | +0.03% | -2.98% | 2 of 29 |
| 6M | +1.87% | +0.56% | 15 of 29 |
| YTD | +2.66% | -1.35% | 6 of 29 |
| 1Y | +3.22% | -1.13% | 3 of 29 |
| 2Y | +4.73% | +1.82% | 6 of 29 |
| 3Y | +5.79% | +7.99% | 24 of 27 |
| 5Y | +5.03% | +7.00% | 22 of 25 |
| 7Y | +5.19% | +8.97% | 16 of 18 |
| INCEPTION | +5.40% | — | — |
Ranked among: Solution Oriented Schemes ** - Retirement Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.36% | +4.06% | -1.79% | 93% | 37% |
| 6M | +2.70% | +5.39% | -1.53% | 96% | 39% |
| 1Y | +5.45% | +8.67% | +0.53% | 100% | 42% |
| 2Y | +5.36% | +7.44% | +2.41% | 100% | 42% |
| 3Y | +5.25% | +7.22% | +3.72% | 100% | 42% |
| 5Y | +5.29% | +5.69% | +4.88% | 100% | 42% |
| 7Y | +5.41% | +5.64% | +5.12% | 100% | 42% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt53.08%
- Cash46.91%
- Other0.01%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| TREPS | Reverse Repo / TREPS | 45.15% | — |
| 657GOI2033 | Debt | 21.46% | -0.15% |
| 734GOI2064 | Debt | 8.77% | +0.02% |
| GS06MAY30C | Money Market | 7.78% | +0.05% |
| 8.55% HDFC Bank Ltd. (27/03/2029) ** | Debt | 7.46% | +0.06% |
| SDL RJ 7.49% 2035 | Debt | 5.76% | -0.02% |
| State Government Securities (28/12/2026) | Debt | 1.85% | +0.02% |
| Net Receivable / Payable | Net Current Assets | 1.76% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.47 | 10.03 | Low Volatility |
| 3Y | 1.14 | 9.44 | Low Volatility |
| 5Y | 1.38 | 8.94 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -1.76 | -0.86 | Below Average |
| 3Y | -0.06 | 0.13 | Below Average |
| 5Y | -0.47 | 0.05 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 3.69 | 0.14 | Above Average |
| 3Y | 9.17 | 1.80 | Above Average |
| 5Y | 5.67 | 1.62 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ICICI Prudential Retirement Fund Hybrid Conservative Plan
Direct Plan · Growth
|
+3.76% | +9.45% | +8.46% | +9.46% |
|
ICICI Prudential Retirement Fund Pure Debt Plan
Regular Plan · IDCW
|
+2.93% | +5.47% | +4.89% | +6.02% |
|
Tata Retirement Savings Fund-Progressive Plan
Regular Plan · Growth Option
|
+1.88% | +10.99% | +8.44% | +13.46% |
|
Tata Retirement Savings Fund-Moderate Plan
Regular Plan · Growth Option
|
+1.79% | +10.45% | +8.40% | +13.39% |
|
Tata Retirement Savings Fund-Conservative Plan
Regular Plan · Growth Option
|
+1.77% | +6.41% | +5.30% | +8.15% |
|
SBI Retirement Benefit Fund - Conservative Plan
Regular Plan · IDCW
|
+1.68% | +6.18% | +6.34% | +6.80% |
|
SBI Retirement Benefit Fund - Conservative Hybrid Plan
Direct Plan · Growth
|
+1.40% | +7.18% | +7.48% | +8.87% |
|
PGIM India Retirement Fund
Direct Plan · Direct Growth
|
+1.12% | — | — | +9.54% |
|
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Regular Plan · IDCW
|
+1.00% | +5.13% | +4.41% | +7.08% |
|
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
Direct Plan · IDCW
|
+0.77% | +17.08% | +13.59% | +15.40% |
More From Aditya Birla Sun Life AMC Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
| Aditya Birla Sun Life Silver ETF | +26.41% | +36.60% | — | +25.53% |
|
Aditya Birla Sun Life Silver ETF FOF
Direct Plan · GROWTH
|
+25.00% | +35.44% | — | +24.57% |
| Aditya Birla Sun Life Gold ETF | +17.03% | +31.14% | +23.34% | +11.72% |
|
Aditya Birla Sun Life Pharma and Healthcare Fund
Direct Plan · GROWTH
|
+16.81% | +21.46% | +15.26% | +20.88% |
|
Aditya Birla Sun Life Gold Fund
Direct Plan · GROWTH
|
+16.51% | +31.04% | +23.25% | +10.51% |
|
Aditya Birla Sun Life US Equity Passive FOF
Direct Plan · GROWTH
|
+15.78% | +28.35% | — | +17.03% |
|
Aditya Birla Sun Life Manufacturing Equity Fund
Direct Plan · GROWTH
|
+15.39% | +20.75% | +14.85% | +13.15% |
|
Aditya Birla Sun Life Nifty India Defence Index Fund
Direct Plan · IDCW Payout
|
+13.94% | — | — | +13.69% |
|
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund
Direct plan · IDCW
|
+13.60% | +20.83% | +12.07% | +9.04% |
| Aditya Birla Sun Life Nifty Healthcare ETF | +13.45% | +21.49% | +14.72% | +14.59% |
About This Scheme
Investment Objective
The primary investment objective of the Scheme is income generation and capital appreciation for its investors.
Stated Asset Allocation
Under normal circumstances, the asset allocation of the Scheme will be as follows: Instruments - Risk Profile - Range Debt & Money Market Instruments - Low to Medium - 100%
Exit Load
Nil
Fund Managers
Mr. Harshil Suvarnkar
Primary
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.