GMP IPO Watch
BANK OF INDIA ULTRA SHORT TERM FUND
Direct Plan · Daily IDCW · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.00% | +0.13% | 23 of 27 |
| 1M | +0.00% | +0.27% | 26 of 27 |
| 3M | +0.00% | +0.94% | 21 of 26 |
| 6M | +0.00% | +2.24% | 23 of 26 |
| YTD | +0.00% | +3.56% | 27 of 27 |
| 1Y | -0.69% | +4.24% | 26 of 26 |
| 2Y | -0.34% | +4.73% | 25 of 25 |
| 3Y | -0.23% | +4.79% | 24 of 24 |
| 5Y | -0.14% | +4.44% | 23 of 23 |
| 7Y | -0.10% | +3.92% | 19 of 19 |
| 10Y | -0.01% | +3.93% | 11 of 11 |
| INCEPTION | +0.03% | — | — |
Ranked among: Debt Scheme - Ultra Short Duration Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.01% | +0.77% | -0.76% | 27% | 11% |
| 6M | +0.02% | +0.77% | -0.75% | 33% | 13% |
| 1Y | +0.04% | +0.88% | -0.78% | 44% | 17% |
| 2Y | +0.06% | +0.44% | -0.39% | 61% | 24% |
| 3Y | +0.07% | +0.29% | -0.26% | 67% | 27% |
| 5Y | +0.08% | +0.26% | -0.16% | 79% | 32% |
| 7Y | +0.09% | +0.25% | -0.11% | 88% | 35% |
| 10Y | +0.08% | +0.18% | -0.02% | 98% | 39% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt94.81%
- Cash5.19%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Union Bank of India (12/03/2027) | Money Market | 7.43% | — |
| 6.27% Power Finance Corporation Limited (15/07/2027) ** | Debt | 7.08% | -0.44% |
| Kotak Mahindra Bank Limited (21/12/2026) | Money Market | 7.05% | -0.40% |
| 7.59% REC Limited (31/05/2027) | Debt | 6.12% | -0.40% |
| National Bank For Agriculture and Rural Development (17/03/2027) ** | Money Market | 5.44% | -0.31% |
| Bank of Baroda (11/12/2026) ** | Money Market | 5.05% | -0.28% |
| Small Industries Dev Bank of India (05/02/2027) ** | Money Market | 4.99% | -0.28% |
| Axis Bank Limited (12/02/2027) ** | Money Market | 4.98% | -0.29% |
| HDFC Bank Limited (24/02/2027) ** | Money Market | 4.97% | -0.28% |
| LIC Housing Finance Limited (23/02/2027) ** | Money Market | 4.97% | -0.28% |
| Aditya Birla Housing Finance Limited (09/03/2027) ** | Money Market | 4.95% | -0.29% |
| MFL-23-2-27-CP | Money Market | 4.95% | — |
| ICICI Securities Limited (15/03/2027) ** | Debt | 4.94% | -0.28% |
| 9.40% 360 One Prime Limited (04/03/2027) | Debt | 4.15% | — |
| Punjab National Bank (12/03/2027) | Money Market | 3.96% | -0.23% |
View all 27 holdings
| REPO | Reverse Repo / TREPS | 2.72% | — |
| HDFC Bank Limited (06/11/2026) ** | Money Market | 2.54% | — |
| 364T251226 | Money Market | 2.52% | -0.15% |
| Motilal Oswal Financial Services Limited (05/02/2027) ** | Money Market | 2.49% | -0.14% |
| 364TB28527 | Money Market | 2.46% | -0.14% |
| TREPS | Reverse Repo / TREPS | 1.80% | — |
| 364T151026 | Money Market | 1.27% | — |
| Small Industries Dev Bank of India (03/09/2027) | Money Market | 0.95% | — |
| 364TB70127 | Money Market | 0.88% | -0.05% |
| Net Receivables / (Payables) | Net Current Assets | 0.67% | — |
| 364 Days Tbill (MD 08/10/2026) | Money Market | 0.41% | -0.02% |
| Corporate Debt Market Development Fund | Debt | 0.26% | -0.01% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.72 | 0.63 | High Volatility |
| 3Y | 0.42 | 0.55 | Low Volatility |
| 5Y | 0.34 | 0.53 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -9.54 | -14.14 | Above Average |
| 3Y | -14.69 | -8.30 | Below Average |
| 5Y | -18.55 | -6.32 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -1.00 | 27.57 | Below Average |
| 3Y | -0.58 | 53.32 | Below Average |
| 5Y | -0.43 | 39.63 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.14 | 1.23 | Good Risk Adjusted Returns |
| 3Y | 0.95 | 1.08 | Good Risk Adjusted Returns |
| 5Y | 0.96 | 1.07 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Mirae Asset Ultra Short-Term Fund
Direct Plan · Growth
|
+6.55% | +7.35% | +6.75% | +6.20% |
|
Franklin India Ultra Short Term Fund
Direct Plan · Growth
|
+6.31% | — | — | +7.07% |
|
Baroda BNP Paribas Ultra Short Term Fund
Regular Plan · Growth Option
|
+6.24% | +6.95% | +6.51% | +6.30% |
|
HSBC Ultra Short Term Fund
Regular plan · Growth
|
+6.22% | +6.91% | +6.35% | +5.84% |
|
HDFC Ultra Short Term Fund
Direct Plan · Growth Option
|
+6.17% | +7.14% | +6.60% | +6.61% |
|
BANDHAN ULTRA SHORT TERM FUND
Regular Plan · Growth
|
+6.13% | +6.88% | +6.31% | +6.22% |
|
Aditya Birla Sun Life Ultra Short Term Fund
Regular Plan · GROWTH
|
+6.12% | +7.16% | +6.59% | +7.65% |
|
SBI ULTRA SHORT TERM FUND
Regular Plan · Growth
|
+6.10% | +6.88% | +6.31% | +7.12% |
|
Nippon India Ultra Short Term Fund
Regular Plan · Growth Option
|
+6.04% | +6.72% | +6.21% | +5.77% |
|
Invesco India Ultra Short Term Fund
Regular Plan · Growth
|
+6.01% | +6.81% | +6.13% | +6.99% |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · IDCW
|
+20.61% | +19.35% | +18.69% | +22.06% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.07% | +10.01% | +27.85% | +9.84% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · Growth
|
+13.79% | +21.82% | +20.03% | +17.43% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+10.31% | +15.80% | +14.07% | +15.94% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+7.33% | +17.10% | — | +21.39% |
|
BANK OF INDIA LIQUID FUND
Direct Plan · Growth
|
+6.51% | +6.93% | +6.46% | +6.83% |
|
BANK OF INDIA ARBITRAGE FUND
Direct Plan · Growth
|
+6.46% | +6.83% | +6.03% | +5.46% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.45% | — | — | +7.05% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · IDCW
|
+6.41% | +18.72% | +15.42% | +22.05% |
|
Bank of India Multi Asset Allocation Fund
Direct Plan · Growth
|
+5.68% | — | — | +9.19% |
About This Scheme
Investment Objective
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further there is no assurance that the investment objectives of the Scheme will be realized.
Stated Asset Allocation
Investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months-0 to 100%-Low- Medium
Exit Load
NIL
Fund Managers
Mr.Mithraem Bharucha
Primary Fund Manager having 15 years of experience in Fixed Income market domain, Investment strategy development
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.