GMP IPO Watch
Bank of India Multi Asset Allocation Fund
Direct Plan · Growth · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -0.67% | -0.48% | 30 of 37 |
| 1M | -1.73% | -2.49% | 6 of 37 |
| 3M | +0.10% | -2.43% | 4 of 34 |
| 6M | +3.79% | +0.20% | 2 of 34 |
| YTD | +5.66% | -0.92% | 4 of 37 |
| 1Y | +8.14% | +2.34% | 4 of 31 |
| 2Y | +7.61% | +5.85% | 11 of 24 |
| INCEPTION | +10.30% | — | — |
Ranked among: Hybrid Scheme - Multi Asset Allocation.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.72% | +11.04% | -7.85% | 82% | 33% |
| 6M | +4.99% | +12.75% | -7.24% | 87% | 36% |
| 1Y | +10.19% | +23.38% | +2.83% | 100% | 43% |
| 2Y | +9.46% | +12.54% | +6.90% | 100% | 44% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity56.00%
- Debt20.84%
- Cash4.98%
- Other18.18%
Market Cap Split
- Large Cap28.60%
- Mid Cap4.84%
- Small Cap22.56%
- Others44.00%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 22.88 | 23.31 |
| P/B | 3.22 | 3.17 |
| Price / Sales | 3.15 | 3.04 |
| Price / Cash Flow | 20.88 | 16.32 |
| Dividend Yield (%) | 1.32 | 1.58 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| 7.44% Indian Railway Finance Corporation Limited (28/02/2034) ** | Debt | 6.64% | +0.11% |
| DSP Gold ETF | Others | 6.00% | +2.45% |
| ICICI Pru Gold ETF | Others | 5.83% | -0.09% |
| 8.1167% Bajaj Finance Limited (10/05/2027) | Debt | 4.88% | +0.13% |
| Net Receivables / (Payables) | Net Current Assets | 4.78% | — |
| Nippon Gold ETF (GOLDBEES) | Others | 3.38% | -0.06% |
| GOI LOAN 6.48% 2035 | Debt | 3.16% | +0.04% |
| State Bank of India | Banks | 3.12% | -0.24% |
| ICICI Pru Silver ETF | Others | 2.97% | — |
| Sterlite Technologies | Telecom - Equipment & Accessories | 2.88% | +0.64% |
| 8.05% Muthoot Finance Limited (25/11/2027) | Debt | 2.69% | -2.55% |
| Bank of Baroda | Banks | 2.52% | -0.02% |
| Quality Power Electrical Equipments | Electrical Equipment | 2.36% | +0.28% |
| ICICI Bank | Banks | 2.25% | -0.94% |
| HDFC Bank | Banks | 2.21% | +0.06% |
View all 66 holdings
| Entero Healthcare Solutions | Retailing | 1.74% | -0.05% |
| Shriram Finance | Finance | 1.73% | -0.17% |
| Credit Access Grameen | Finance | 1.63% | -0.07% |
| Tech Mahindra | IT - Software | 1.36% | -0.06% |
| 7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** | Debt | 1.34% | +0.03% |
| Vedanta Aluminium Metal | Non - Ferrous Metals | 1.33% | -0.03% |
| Titan | Consumer Durables | 1.32% | -0.10% |
| HDFC AMC | Capital Markets | 1.30% | -0.15% |
| Knowledge Marine & Engineering Works | Engineering Services | 1.24% | +0.08% |
| Sanathan Textiles | Textiles & Apparels | 1.22% | +0.31% |
| Tata Technologies | IT - Services | 1.21% | -0.17% |
| Tata Motors | Agricultural, Commercial & Construction Vehicles | 1.20% | -0.10% |
| Balrampur Chini Mills | Agricultural Food & other Products | 1.17% | -0.02% |
| UltraTech Cement | Cement & Cement Products | 1.14% | -0.02% |
| KRN Heat Exchanger and Refrigeration | Industrial Products | 1.12% | -0.06% |
| ICICI Prudential Asset Management | Capital Markets | 1.09% | +0.06% |
| MCX | Capital Markets | 1.07% | +0.22% |
| Adani Ports & SEZ | Transport Infrastructure | 1.02% | +0.14% |
| Goodluck India | Industrial Products | 0.99% | +0.11% |
| Mankind Pharma | Pharmaceuticals & Biotechnology | 0.99% | +0.06% |
| Canara Bank | Banks | 0.97% | -0.03% |
| Optiemus Infracom | Telecom - Equipment & Accessories | 0.94% | — |
| Hindustan Copper | Non - Ferrous Metals | 0.93% | -0.08% |
| Cemindia Projects | Construction | 0.89% | +0.00% |
| GOI LOAN 6.94% 2036 | Debt | 0.89% | +0.01% |
| CAMS | Capital Markets | 0.85% | -0.12% |
| Atlanta Electricals | Electrical Equipment | 0.75% | +0.42% |
| Mahindra & Mahindra | Automobiles | 0.74% | -0.84% |
| Anand Rathi Wealth | Capital Markets | 0.74% | — |
| Raymond | Industrial Manufacturing | 0.74% | — |
| Bajaj Auto | Automobiles | 0.71% | -0.07% |
| Sky Gold And Diamonds | Consumer Durables | 0.70% | -0.19% |
| Coforge | IT - Software | 0.68% | -0.96% |
| HDB Financial Services | Finance | 0.67% | — |
| Hindustan Aeronautics | Aerospace & Defense | 0.63% | +0.00% |
| Apollo Hospitals | Equity | 0.63% | -0.04% |
| Vedanta | Diversified Metals | 0.62% | -0.03% |
| Bharti Airtel | Telecom - Services | 0.57% | +0.00% |
| Reliance Industries | Petroleum Products | 0.56% | -0.03% |
| BSE | Capital Markets | 0.54% | -0.01% |
| 8.95% Vedanta Limited (16/03/2029) ** | Debt | 0.54% | +0.01% |
| Bharat Electronics | Aerospace & Defense | 0.53% | -0.02% |
| Triveni Engineering & Industries | Agricultural Food & other Products | 0.51% | -0.11% |
| Power Grid Corporation of India | Power | 0.51% | +0.01% |
| Meesho | Retailing | 0.50% | — |
| Tilaknagar Industries | Beverages | 0.48% | — |
| PG Electroplast | Consumer Durables | 0.40% | -0.06% |
| 71GOI2029 | Debt | 0.27% | +0.00% |
| 7.73% Tata Capital Housing Finance Limited (14/01/2030) ** | Debt | 0.27% | -3.92% |
| TREPS | Reverse Repo / TREPS | 0.20% | — |
| 364TB70127 | Money Market | 0.16% | +0.00% |
Sector Allocation · Sep 2026
View all 28 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 9.12 | — | High Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.49 | — | Good Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.71 | — | Good Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Quant Multi Asset Allocation Fund
Regular Plan · IDCW Option
|
+8.90% | +20.04% | +16.34% | +12.61% |
|
360 ONE Multi Asset Allocation Fund
Regular Plan · GROWTH Option
|
+8.09% | — | — | +16.92% |
|
WhiteOak Capital Multi Asset Allocation Fund
Direct Plan · Growth Option
|
+7.87% | +16.27% | — | +15.64% |
|
Edelweiss Multi Asset Allocation Fund
Direct Plan · Growth
|
+6.10% | +7.53% | — | +7.44% |
|
Mirae Asset Multi Asset Allocation Fund
Direct Plan · Growth
|
+6.03% | — | — | +12.60% |
|
Nippon India Multi Asset Allocation Fund
Direct Plan · Growth Option
|
+6.02% | +17.89% | +14.35% | +17.19% |
|
Aditya Birla Sun Life Multi Asset Allocation Fund
Direct Plan · GROWTH
|
+5.93% | +15.21% | — | +16.00% |
|
DSP Multi Asset Allocation Fund
Regular Plan · Growth
|
+5.52% | +15.62% | — | +15.59% |
|
Invesco India Multi Asset Allocation Fund
Regular Plan · Growth
|
+4.77% | — | — | +11.65% |
|
SBI MULTI ASSET ALLOCATION FUND
Regular Plan · IDCW
|
+4.21% | +12.98% | +11.54% | +5.27% |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · Growth
|
+29.15% | +20.82% | +18.73% | +27.58% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.25% | +10.08% | +27.84% | +9.88% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · IDCW
|
+15.17% | +20.69% | +19.47% | +17.09% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+13.97% | +16.37% | +13.68% | +16.30% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · Growth
|
+9.10% | +18.30% | +15.19% | +25.45% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+8.78% | +16.30% | — | +21.31% |
|
BANK OF INDIA MID CAP TAX FUND SERIES 1
Direct Plan · Growth
|
+8.39% | +14.54% | +10.35% | +13.91% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.62% | — | — | +7.19% |
|
BANK OF INDIA LIQUID FUND
Direct Plan · Growth
|
+6.55% | +6.96% | +6.43% | +6.84% |
|
BANK OF INDIA ULTRA SHORT TERM FUND
Direct Plan · Bonus
|
+6.52% | +6.93% | +6.28% | +6.95% |
About This Scheme
Investment Objective
The investment objective of the scheme is to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF/ Silver ETF. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/ indicate any returns.
Stated Asset Allocation
Equity & Equity related instruments 10% to 80% Debt and Money Market instruments - 10% to 80% Gold ETF/Silver ETF - 10% to 50% Residual Portion: Units issued by INVITs - 00% to 10% ETCDs - 00% to 30% Mutual fund units - 00% to 05%
Exit Load
• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
Fund Managers
Mr. Mithraem Bharucha & Mr. Nilesh Jethani
Mr. Mithraem Bharucha: 15 years of experience in Fixed Income market domain, Investment strategy development & Mr. Nilesh Jethani: With over 9 years of experience in equity research across BFSI, IT, and capital goods sectors.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.