GMP IPO Watch
BANK OF INDIA SHORT TERM FUND
Regular Plan · Monthly IDCW · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.61% | +0.43% | 3 of 26 |
| 1M | -0.12% | +0.19% | 2 of 26 |
| 3M | +0.13% | +0.10% | 5 of 25 |
| 6M | +2.23% | +1.94% | 4 of 25 |
| YTD | +3.11% | +2.77% | 9 of 26 |
| 1Y | +3.69% | +3.08% | 10 of 24 |
| 2Y | +5.55% | +5.01% | 14 of 24 |
| 3Y | +6.84% | +5.31% | 4 of 24 |
| 5Y | +10.21% | +4.75% | 1 of 21 |
| 7Y | +7.60% | +4.75% | 1 of 19 |
| 10Y | +3.42% | +4.59% | 12 of 17 |
| INCEPTION | +2.00% | — | — |
Ranked among: Debt Scheme - Short Duration Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.60% | +15.90% | -17.32% | 69% | 27% |
| 6M | +1.18% | +16.62% | -18.05% | 70% | 28% |
| 1Y | +2.46% | +27.96% | -20.12% | 67% | 26% |
| 2Y | +2.29% | +16.64% | -10.56% | 63% | 25% |
| 3Y | +2.08% | +14.15% | -7.41% | 65% | 26% |
| 5Y | +1.57% | +10.41% | -4.91% | 76% | 30% |
| 7Y | +0.82% | +7.91% | -2.87% | 69% | 28% |
| 10Y | +0.70% | +3.44% | -1.91% | 65% | 26% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt95.69%
- Cash4.31%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| GOI LOAN 6.94% 2036 | Debt | 11.63% | +3.69% |
| 7.6% Power Finance Corporation Limited (13/04/2029) ** | Debt | 8.07% | +0.01% |
| 6.90% LIC Housing Finance Limited (17/09/2027) | Debt | 7.65% | +0.02% |
| L&T Finance Limited (19/03/2027) ** | Money Market | 7.46% | +0.07% |
| GOI LOAN 6.48% 2035 | Debt | 5.66% | -0.08% |
| Canara Bank (12/03/2027) ** | Money Market | 5.62% | +0.05% |
| Small Industries Dev Bank of India (03/09/2027) | Money Market | 5.41% | — |
| 7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** | Debt | 4.58% | +0.00% |
| 8.9% Muthoot Finance Limited (07/10/2027) ** | Debt | 3.87% | +0.01% |
| 8.40% Godrej Industries Limited (27/08/2027) ** | Debt | 3.86% | +0.01% |
| 7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** | Debt | 3.83% | +0.00% |
| HDFC Bank Limited (15/01/2027) | Money Market | 3.78% | — |
| ICICI Securities Limited (15/03/2027) ** | Debt | 3.73% | +0.03% |
| 8.95% Vedanta Limited (16/03/2029) ** | Debt | 3.10% | +0.01% |
| Net Receivables / (Payables) | Net Current Assets | 2.81% | — |
View all 27 holdings
| 9.45% Vedanta Limited (05/06/2028) ** | Debt | 1.95% | +0.00% |
| 71GOI2029 | Debt | 1.95% | -0.01% |
| 8.1167% Bajaj Finance Limited (10/05/2027) | Debt | 1.93% | +0.01% |
| 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | Debt | 1.92% | +0.00% |
| 8.05% Muthoot Finance Limited (25/11/2027) | Debt | 1.92% | +0.01% |
| 7.40 % National Bank For Agriculture and Rural Development (29/04/2030) ** | Debt | 1.90% | +0.00% |
| Godrej Housing Finance Limited (19/03/2027) ** | Money Market | 1.87% | +0.02% |
| SDL PN 6.98% 2033 | Debt | 1.85% | -0.01% |
| TREPS | Reverse Repo / TREPS | 1.50% | — |
| Punjab National Bank (12/03/2027) | Money Market | 1.12% | +0.01% |
| 364TB70127 | Money Market | 0.72% | +0.00% |
| Corporate Debt Market Development Fund | Debt | 0.31% | +0.01% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.25 | 1.58 | Low Volatility |
| 3Y | 1.49 | 1.45 | High Volatility |
| 5Y | 7.68 | 1.73 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -1.32 | -1.54 | Above Average |
| 3Y | 0.55 | -0.52 | Above Average |
| 5Y | 0.58 | -0.86 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 4.91 | 5.18 | Below Average |
| 3Y | 13.12 | 11.67 | Above Average |
| 5Y | 18.91 | 9.18 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.00 | 1.08 | Good Risk Adjusted Returns |
| 3Y | 1.01 | 1.16 | Good Risk Adjusted Returns |
| 5Y | 1.37 | 1.07 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Groww Short Term Fund
Direct Plan · Growth
|
+5.27% | +7.50% | +6.27% | +7.46% |
|
ICICI Prudential Short Term Fund
Regular Plan · Growth
|
+4.67% | +6.94% | +6.40% | +7.97% |
|
Axis Short Term Fund
Regular Plan · Growth Option
|
+4.56% | +7.09% | +6.18% | +7.40% |
|
Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)
Regular Plan · GROWTH
|
+4.32% | +6.72% | — | +6.02% |
|
TRUSTMF Short Term Fund
Regular Plan · Growth
|
+4.24% | +6.51% | +5.72% | +5.64% |
|
HDFC Short Term Fund
Regular Plan · Growth Option
|
+4.20% | +6.98% | +6.17% | +7.80% |
|
Mahindra Manulife Short Term Fund
Regular Plan · Growth
|
+4.18% | +6.55% | +5.59% | +5.49% |
|
Baroda BNP Paribas Short Term Fund (the scheme has 2 segregated portfolios)
Regular Plan · Growth Option
|
+4.14% | +6.66% | +5.84% | +7.19% |
|
Mirae Asset Short Term Fund
Direct Plan · IDCW
|
+4.13% | +7.15% | +6.34% | +6.86% |
|
Canara Robeco Short Term Fund
Regular Plan · GROWTH OPTION
|
+4.09% | +6.26% | +5.43% | +6.59% |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · IDCW
|
+20.61% | +19.35% | +18.69% | +22.06% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.07% | +10.01% | +27.85% | +9.84% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · Growth
|
+13.79% | +21.82% | +20.03% | +17.43% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+10.31% | +15.80% | +14.07% | +15.94% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+7.33% | +17.10% | — | +21.39% |
|
BANK OF INDIA LIQUID FUND
Direct Plan · Growth
|
+6.51% | +6.93% | +6.46% | +6.83% |
|
BANK OF INDIA ARBITRAGE FUND
Direct Plan · Growth
|
+6.46% | +6.83% | +6.03% | +5.46% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.45% | — | — | +7.05% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · IDCW
|
+6.41% | +18.72% | +15.42% | +22.05% |
|
BANK OF INDIA ULTRA SHORT TERM FUND
Direct Plan · Bonus
|
+6.32% | +6.85% | +6.29% | +6.93% |
About This Scheme
Investment Objective
The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.
Stated Asset Allocation
Investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 1 year - 3 years-0% to 100%-Low to Medium
Exit Load
NIL
Fund Managers
Mr.Mithraem Bharucha
Primary Fund Manager having 15 years of experience in Fixed Income market domain, Investment strategy development
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.