GMP IPO Watch
BANK OF INDIA SHORT TERM FUND
Direct Plan · Growth · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.11% | +0.11% | 22 of 26 |
| 1M | +0.02% | -0.25% | 11 of 26 |
| 3M | +0.74% | +0.16% | 8 of 25 |
| 6M | +3.42% | +2.50% | 8 of 25 |
| YTD | +3.82% | +2.68% | 16 of 26 |
| 1Y | +5.03% | +3.41% | 13 of 24 |
| 2Y | +7.46% | +5.25% | 2 of 24 |
| 3Y | +7.72% | +5.47% | 6 of 24 |
| 5Y | +10.84% | +4.76% | 1 of 21 |
| 7Y | +8.34% | +4.86% | 1 of 19 |
| 10Y | +5.69% | +4.58% | 12 of 17 |
| INCEPTION | +6.83% | — | — |
Ranked among: Debt Scheme - Short Duration Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.74% | +15.98% | -17.21% | 95% | 38% |
| 6M | +3.46% | +16.81% | -16.88% | 91% | 37% |
| 1Y | +7.18% | +28.47% | -19.43% | 87% | 36% |
| 2Y | +6.98% | +17.15% | -7.58% | 81% | 34% |
| 3Y | +6.68% | +14.70% | -3.99% | 78% | 33% |
| 5Y | +5.78% | +10.92% | +0.25% | 100% | 42% |
| 7Y | +4.89% | +8.44% | +3.02% | 100% | 42% |
| 10Y | +6.35% | +6.73% | +5.69% | 100% | 42% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Aug 2026
Asset Allocation
- Equity0.00%
- Debt94.72%
- Cash5.28%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Aug 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| 7.6% Power Finance Corporation Limited (13/04/2029) ** | Debt | 8.06% | +5.84% |
| GOI LOAN 6.94% 2036 | Debt | 7.94% | +3.99% |
| 6.90% LIC Housing Finance Limited (17/09/2027) ** | Debt | 7.63% | +0.33% |
| L&T Finance Limited (19/03/2027) ** | Money Market | 7.39% | +0.37% |
| GOI LOAN 6.48% 2035 | Debt | 5.74% | +0.22% |
| Canara Bank (12/03/2027) ** | Money Market | 5.57% | +0.28% |
| Small Industries Dev Bank of India (11/06/2027) ** | Money Market | 5.46% | +0.27% |
| 7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** | Debt | 4.58% | +0.19% |
| 8.9% Muthoot Finance Limited (07/10/2027) ** | Debt | 3.86% | +0.17% |
| 8.40% Godrej Industries Limited (27/08/2027) ** | Debt | 3.85% | +0.16% |
| 7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** | Debt | 3.83% | +0.14% |
| HDFC Bank Limited (13/11/2026) | Money Market | 3.79% | +0.19% |
| ICICI Securities Limited (15/03/2027) ** | Debt | 3.70% | +0.19% |
| Net Receivables / (Payables) | Net Current Assets | 3.40% | — |
| 8.95% Vedanta Limited (16/03/2029) ** | Debt | 3.09% | +0.13% |
View all 29 holdings
| 71GOI2029 | Debt | 1.96% | +0.09% |
| 9.45% Vedanta Limited (05/06/2028) ** | Debt | 1.95% | +0.09% |
| 8.1167% Bajaj Finance Limited (10/05/2027) ** | Debt | 1.92% | +0.08% |
| 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | Debt | 1.92% | +0.08% |
| 8.05% Muthoot Finance Limited (25/11/2027) ** | Debt | 1.91% | +0.08% |
| 7.40 % National Bank For Agriculture and Rural Development (29/04/2030) ** | Debt | 1.90% | +0.07% |
| TREPS | Reverse Repo / TREPS | 1.88% | — |
| SDL PN 6.98% 2033 | Debt | 1.86% | +0.06% |
| Godrej Housing Finance Limited (19/03/2027) ** | Money Market | 1.85% | +0.09% |
| Punjab National Bank (04/02/2027) ** | Money Market | 1.49% | +0.07% |
| 7.68% National Bank For Agriculture and Rural Development (30/04/2029) ** | Debt | 1.34% | +0.05% |
| Punjab National Bank (12/03/2027) | Money Market | 1.11% | — |
| 364TB70127 | Money Market | 0.72% | +0.04% |
| Corporate Debt Market Development Fund | Debt | 0.30% | +0.01% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 2.00 | 1.86 | High Volatility |
| 3Y | 1.60 | 1.58 | High Volatility |
| 5Y | 7.53 | 1.80 | High Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.18 | -0.45 | Good Risk Adjusted Returns |
| 3Y | 0.78 | 0.36 | Good Risk Adjusted Returns |
| 5Y | 0.62 | 0.03 | Good Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.30 | -0.58 | Good Risk Adjusted Returns |
| 3Y | 1.81 | 0.80 | Good Risk Adjusted Returns |
| 5Y | 6.45 | 0.34 | Good Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.00 | 1.12 | Good Risk Adjusted Returns |
| 3Y | 1.02 | 1.20 | Good Risk Adjusted Returns |
| 5Y | 1.37 | 1.08 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Groww Short Term Fund
Direct Plan · Growth
|
+5.26% | +7.56% | +6.21% | +7.47% |
|
ICICI Prudential Short Term Fund
Regular Plan · Growth
|
+5.09% | +7.14% | +6.43% | +8.00% |
|
Axis Short Term Fund
Regular Plan · Growth Option
|
+4.92% | +7.23% | +6.16% | +7.42% |
|
HDFC Short Term Fund
Regular Plan · Growth Option
|
+4.79% | +7.17% | +6.19% | +7.84% |
|
Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)
Regular Plan · GROWTH
|
+4.71% | +6.90% | — | +6.11% |
|
Mirae Asset Short Term Fund
Direct Plan · IDCW
|
+4.61% | +7.32% | +6.37% | +6.92% |
|
Nippon India Short Term Fund
Regular Plan · Growth Option
|
+4.60% | +7.08% | +6.00% | +7.76% |
|
Mahindra Manulife Short Term Fund
Regular Plan · Growth
|
+4.55% | +6.76% | +5.63% | +5.56% |
|
HSBC Short Term Fund
Bonus
|
+4.51% | +6.88% | — | +6.66% |
|
TRUSTMF Short Term Fund
Regular Plan · Growth
|
+4.49% | +6.63% | +5.72% | +5.69% |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · IDCW
|
+31.70% | +22.17% | +20.30% | +23.30% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · Growth
|
+17.71% | +21.91% | +20.80% | +17.57% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.23% | +10.09% | +27.83% | +3.50% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+14.12% | +16.61% | +14.64% | +16.38% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · IDCW
|
+10.34% | +18.84% | +16.46% | +22.66% |
|
Bank of India Multi Asset Allocation Fund
Direct Plan · Growth
|
+10.00% | — | — | +10.67% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+9.94% | +16.82% | — | +21.71% |
|
BANK OF INDIA MID CAP TAX FUND SERIES 1
Direct Plan · Growth
|
+9.62% | +14.97% | +11.51% | +14.11% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.58% | — | — | +7.19% |
|
BANK OF INDIA LIQUID FUND
Direct Plan · Growth
|
+6.52% | +6.96% | +6.42% | +6.84% |
About This Scheme
Investment Objective
The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.
Stated Asset Allocation
Investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 1 year - 3 years-0% to 100%-Low to Medium
Exit Load
NIL
Fund Managers
Mr.Mithraem Bharucha
Primary Fund Manager having 15 years of experience in Fixed Income market domain, Investment strategy development
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.