GMP IPO Watch
BANK OF INDIA LIQUID FUND
Direct Plan · Weekly IDCW · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.01% | +0.10% | 11 of 45 |
| 1M | -0.09% | +0.28% | 6 of 44 |
| 3M | +0.03% | +0.95% | 2 of 43 |
| 6M | +0.05% | +2.02% | 4 of 43 |
| YTD | -5.35% | +3.31% | 6 of 45 |
| 1Y | -5.30% | +3.99% | 5 of 41 |
| 2Y | -2.68% | +3.73% | 2 of 37 |
| 3Y | -1.82% | +3.86% | 2 of 37 |
| 5Y | -1.09% | +3.56% | 1 of 35 |
| 7Y | -0.77% | +3.03% | 2 of 34 |
| 10Y | -0.55% | +3.02% | 3 of 29 |
| INCEPTION | +0.04% | — | — |
Ranked among: Debt Scheme - Liquid Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.01% | +2.33% | -5.45% | 63% | 25% |
| 6M | +0.04% | +4.56% | -5.43% | 57% | 23% |
| 1Y | +0.14% | +7.90% | -5.51% | 70% | 28% |
| 2Y | +0.18% | +4.19% | -2.77% | 63% | 25% |
| 3Y | +0.13% | +2.03% | -1.84% | 54% | 22% |
| 5Y | +0.09% | +1.22% | -1.09% | 47% | 19% |
| 7Y | +0.09% | +0.87% | -0.80% | 70% | 28% |
| 10Y | +0.11% | +0.61% | -0.56% | 61% | 24% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt118.33%
- Cash-18.33%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| National Bank For Agriculture and Rural Development (10/11/2026) ** | Money Market | 7.95% | — |
| Small Industries Dev Bank of India (10/11/2026) ** | Money Market | 5.30% | +2.59% |
| Axis Bank Limited (16/12/2026) ** | Money Market | 5.27% | — |
| 91TB191126 | Money Market | 3.97% | — |
| 364T261126 | Money Market | 3.97% | — |
| Canara Bank (30/11/2026) ** | Money Market | 3.96% | — |
| Aditya Birla Housing Finance Limited (23/11/2026) ** | Money Market | 3.96% | -0.09% |
| Indian Bank (15/12/2026) ** | Money Market | 3.95% | — |
| HDFC Bank Limited (19/11/2026) ** | Money Market | 3.70% | — |
| 364TB31126 | Money Market | 3.44% | — |
| Bank of Baroda (06/11/2026) ** | Money Market | 2.65% | -0.06% |
| Small Industries Dev Bank of India (06/11/2026) ** | Money Market | 2.65% | -0.06% |
| Bajaj Finance Limited (04/11/2026) ** | Money Market | 2.65% | — |
| Axis Securities Limited (04/11/2026) ** | Debt | 2.65% | -0.06% |
| RL-13-11-26-CP | Money Market | 2.65% | -0.05% |
View all 45 holdings
| ICICI Securities Limited (13/11/2026) ** | Debt | 2.65% | -0.05% |
| ICICI Home Finance Company Limited (17/11/2026) ** | Money Market | 2.65% | -0.05% |
| 91TB271126 | Money Market | 2.65% | — |
| Canara Bank (23/11/2026) ** | Money Market | 2.64% | -0.06% |
| Axis Bank Limited (27/11/2026) ** | Money Market | 2.64% | — |
| Godrej Industries Limited (20/11/2026) ** | Money Market | 2.64% | — |
| Motilal Oswal Financial Services Limited (17/11/2026) ** | Money Market | 2.64% | -0.06% |
| LIC Housing Finance Limited (26/11/2026) ** | Money Market | 2.64% | -0.06% |
| Reliance Retail Ventures Limited (27/11/2026) ** | Money Market | 2.64% | — |
| Axis Finance Limited (26/11/2026) ** | Money Market | 2.64% | -0.06% |
| Kotak Securities Limited (03/12/2026) ** | Debt | 2.64% | — |
| Reliance Retail Ventures Limited (11/12/2026) ** | Money Market | 2.64% | — |
| 91TB101226 | Money Market | 2.64% | — |
| Kotak Mahindra Bank Limited (21/12/2026) | Money Market | 2.63% | — |
| MFL-3-12-26-CP | Money Market | 2.63% | — |
| HDFC Securities Limited (07/12/2026) ** | Debt | 2.63% | — |
| Union Bank of India (27/10/2026) ** | Money Market | 2.39% | -0.05% |
| HDFC Bank Limited (06/11/2026) ** | Money Market | 2.39% | — |
| Bank of Baroda (05/11/2026) ** | Money Market | 1.33% | — |
| AU Small Finance Bank Limited (06/11/2026) ** | Money Market | 1.33% | -0.02% |
| Axis Bank Limited (07/12/2026) | Money Market | 1.32% | — |
| Bank of Baroda (11/12/2026) ** | Money Market | 1.32% | — |
| Kotak Mahindra Prime Limited (20/11/2026) ** | Money Market | 1.32% | — |
| Kotak Mahindra Prime Limited (04/12/2026) ** | Money Market | 1.32% | — |
| 182T191126 | Money Market | 1.32% | -0.03% |
| 182T171226 | Money Market | 1.32% | — |
| ICICI Securities Limited (15/12/2026) ** | Debt | 1.31% | — |
| 91 Days Tbill (MD 01/10/2026) | Money Market | 0.40% | -2.52% |
| Corporate Debt Market Development Fund | Debt | 0.30% | -0.01% |
| Net Receivables / (Payables) | Net Current Assets | -18.33% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 4.82 | 0.27 | High Volatility |
| 3Y | 2.76 | 0.26 | High Volatility |
| 5Y | 2.16 | 0.24 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -2.14 | -29.53 | Above Average |
| 3Y | -2.41 | -25.52 | Above Average |
| 5Y | -2.80 | -94.26 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.84 | 222.01 | Below Average |
| 3Y | -0.47 | 379.82 | Below Average |
| 5Y | -0.35 | 183.64 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.51 | 1.32 | Poor Risk Adjusted Returns |
| 3Y | 1.51 | 1.41 | Poor Risk Adjusted Returns |
| 5Y | 1.47 | 1.30 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Liquid Fund
Regular Plan · Retail Plan - Growth Option
|
+6.65% | +6.47% | +5.86% | +6.44% |
|
JioBlackRock Liquid Fund
Direct Plan · Growth Option
|
+6.55% | — | — | +6.37% |
|
The Wealth Company Liquid Fund
Direct Plan · Growth
|
+6.55% | — | — | +6.52% |
|
Bajaj Finserv Liquid Fund
Direct Plan · Growth
|
+6.50% | +6.92% | — | +6.93% |
|
Axis Liquid Fund
Regular Plan · Growth Option
|
+6.46% | +6.86% | +6.39% | +6.97% |
|
Edelweiss Liquid Fund
Retail Plan · Growth
|
+6.44% | +6.83% | +6.28% | +5.97% |
|
DSP Liquid Fund
Regular Plan · Growth
|
+6.43% | +6.83% | +6.34% | +6.91% |
|
Groww Liquid Fund
Regular Plan · Growth
|
+6.40% | +6.83% | +6.24% | +6.94% |
|
Union Liquid Fund
Regular Plan · Growth Option
|
+6.39% | +6.82% | +6.35% | +6.73% |
|
HDFC Liquid Fund
Regular Plan · Growth Option
|
+6.37% | +6.79% | +6.30% | +6.97% |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · IDCW
|
+20.61% | +19.35% | +18.69% | +22.06% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.07% | +10.01% | +27.85% | +9.84% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · Growth
|
+13.79% | +21.82% | +20.03% | +17.43% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+10.31% | +15.80% | +14.07% | +15.94% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+7.33% | +17.10% | — | +21.39% |
|
BANK OF INDIA ARBITRAGE FUND
Direct Plan · Growth
|
+6.46% | +6.83% | +6.03% | +5.46% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.45% | — | — | +7.05% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · IDCW
|
+6.41% | +18.72% | +15.42% | +22.05% |
|
BANK OF INDIA ULTRA SHORT TERM FUND
Direct Plan · Bonus
|
+6.32% | +6.85% | +6.29% | +6.93% |
|
Bank of India Multi Asset Allocation Fund
Direct Plan · Growth
|
+5.68% | — | — | +9.19% |
About This Scheme
Investment Objective
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further there is no assurance that the investment objectives of the Scheme will be realized.
Stated Asset Allocation
Debt instruments (including Asset Backed Securities), Money Market Instruments and floaters having a residualmaturity of upto 91 days-0 to 100%-Low
Exit Load
1 day-0.0070% 2 days-0.0065% 3 days-0.0060% 4 days-0.0055% 5 days-0.0050% 6 days-0.0045% 7 days or more-Nil
Fund Managers
Mr.Mithraem Bharucha
Primary Fund Manager having 13 years of experience in Fixed Income market domain, Investment strategy development, Trade idea generation, Trade execution, Cash Management, Fixed Income portfolio monitoring, Cash flow verification.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.