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BANK OF INDIA ELSS TAX SAVER FUND
Direct Plan · IDCW · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +3.88% | +3.66% | 28 of 51 |
| 1M | +2.10% | +2.01% | 33 of 51 |
| 3M | -1.97% | -4.19% | 10 of 51 |
| 6M | -0.66% | +0.64% | 40 of 51 |
| YTD | +1.73% | -3.56% | 8 of 51 |
| 1Y | +0.84% | -3.78% | 7 of 51 |
| 2Y | -0.20% | -0.72% | 32 of 50 |
| 3Y | +12.45% | +9.36% | 17 of 50 |
| 5Y | +11.00% | +8.11% | 21 of 43 |
| 7Y | +15.95% | +13.01% | 25 of 43 |
| 10Y | +13.28% | +8.61% | 19 of 27 |
| INCEPTION | +13.84% | — | — |
Ranked among: Equity Scheme - ELSS.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +3.89% | +28.37% | -25.62% | 66% | 26% |
| 6M | +7.92% | +43.90% | -22.75% | 70% | 29% |
| 1Y | +16.91% | +81.06% | -25.84% | 75% | 33% |
| 2Y | +15.38% | +45.17% | -13.77% | 87% | 39% |
| 3Y | +14.99% | +28.17% | -3.29% | 99% | 44% |
| 5Y | +14.37% | +27.84% | -0.79% | 100% | 45% |
| 7Y | +14.23% | +19.27% | +8.29% | 100% | 45% |
| 10Y | +14.59% | +17.27% | +10.87% | 100% | 46% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity88.04%
- Debt2.81%
- Cash9.15%
- Other0.00%
Market Cap Split
- Large Cap51.01%
- Mid Cap14.20%
- Small Cap20.42%
- Others14.37%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 19.88 | 23.85 |
| P/B | 3.00 | 3.36 |
| Price / Sales | 2.69 | 2.94 |
| Price / Cash Flow | 18.11 | 18.37 |
| Dividend Yield (%) | 1.18 | 1.13 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| TREPS | Reverse Repo / TREPS | 9.03% | — |
| State Bank of India | Banks | 5.02% | -0.34% |
| ICICI Bank | Banks | 4.26% | -0.26% |
| Hindustan Aeronautics | Aerospace & Defense | 3.76% | +0.03% |
| Bharti Airtel | Telecom - Services | 3.21% | +0.01% |
| Quality Power Electrical Equipments | Electrical Equipment | 3.15% | -0.14% |
| Adani Ports & SEZ | Transport Infrastructure | 2.95% | +0.43% |
| UNO Minda | Auto Components | 2.83% | -0.15% |
| Balrampur Chini Mills | Agricultural Food & other Products | 2.81% | -0.03% |
| Dr Reddys Laboratories | Pharmaceuticals & Biotechnology | 2.81% | +0.27% |
| LG Electronics | Consumer Durables | 2.74% | +0.14% |
| NTPC | Power | 2.46% | +0.05% |
| Bank of Baroda | Banks | 2.29% | +0.38% |
| EID Parry | Food Products | 2.26% | -0.28% |
| HDFC Bank | Banks | 2.23% | +0.07% |
View all 62 holdings
| Larsen & Toubro | Construction | 2.23% | +1.63% |
| Coromandel International | Fertilizers & Agrochemicals | 2.02% | -0.10% |
| Indian Bank | Banks | 2.01% | -0.15% |
| Acutaas Chemicals | Pharmaceuticals & Biotechnology | 1.99% | +0.14% |
| Reliance Industries | Petroleum Products | 1.95% | -0.08% |
| ICICI Prudential Asset Management | Capital Markets | 1.85% | +0.69% |
| HEG Graphite Ltd ** | Miscellaneous | 1.82% | — |
| Aditya Infotech | Industrial Manufacturing | 1.72% | +1.59% |
| Mahindra & Mahindra | Automobiles | 1.71% | -0.12% |
| Bharat Electronics | Aerospace & Defense | 1.65% | -0.05% |
| Tata Motors | Agricultural, Commercial & Construction Vehicles | 1.51% | -0.12% |
| SBI Life Insurance | Insurance | 1.37% | +0.02% |
| INOX India | Industrial Products | 1.35% | -0.37% |
| ZF Commercial | Auto Components | 1.34% | -0.06% |
| Swan Corp | Chemicals & Petrochemicals | 1.33% | -0.02% |
| Canara Bank | Banks | 1.27% | -0.03% |
| KPR Mill | Textiles & Apparels | 1.24% | -0.04% |
| Vedanta Aluminium Metal | Non - Ferrous Metals | 1.24% | +0.29% |
| Titagarh Rail Systems | Industrial Manufacturing | 1.11% | +0.04% |
| Small Industries Dev Bank of India (05/02/2027) ** | Money Market | 1.07% | +0.04% |
| Hindustan Copper | Non - Ferrous Metals | 1.01% | -0.07% |
| UltraTech Cement | Cement & Cement Products | 1.00% | -0.01% |
| JSW Steel | Ferrous Metals | 0.99% | +0.64% |
| Britannia Industries | Food Products | 0.99% | -0.05% |
| Bharat Forge | Auto Components | 0.99% | -0.05% |
| ITC | Diversified FMCG | 0.96% | +0.06% |
| Tata Power | Power | 0.95% | +0.07% |
| Max Financial Services | Insurance | 0.93% | -0.10% |
| Bank of Baroda (11/12/2026) ** | Money Market | 0.90% | +0.03% |
| Siemens Energy | Electrical Equipment | 0.87% | +0.03% |
| Glass Wall Systems | Other Construction Materials | 0.74% | — |
| National Stock Exchange of India | Capital Markets | 0.72% | — |
| Zaggle Prepaid Ocean Services | IT - Services | 0.71% | -0.02% |
| Small Industries Dev Bank of India (26/02/2027) ** | Money Market | 0.71% | +0.03% |
| Apollo Hospitals | Equity | 0.60% | -0.03% |
| Triveni Power Transmissio | Industrial Manufacturing | 0.59% | +0.02% |
| Tata Steel | Ferrous Metals | 0.47% | +0.34% |
| Vedanta | Diversified Metals | 0.38% | -0.01% |
| LEAP | Commercial Services & Supplies | 0.32% | -0.06% |
| Varun Beverages | Beverages | 0.32% | +0.04% |
| Bharat Heavy Electricals | Electrical Equipment | 0.30% | -0.01% |
| Prudent Corporate Advisory Services | Capital Markets | 0.27% | -0.04% |
| Interglobe Aviation | Transport Services | 0.24% | +0.00% |
| 364TB70127 | Money Market | 0.13% | +0.01% |
| DLF | Realty | 0.12% | +0.00% |
| Net Receivables / (Payables) | Net Current Assets | 0.12% | — |
| Advanced Enzyme Tech | Pharmaceuticals & Biotechnology | 0.08% | +0.00% |
Sector Allocation · Sep 2026
View all 35 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 14.10 | 15.31 | Low Volatility |
| 3Y | 17.29 | 15.06 | High Volatility |
| 5Y | 16.47 | 14.95 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.46 | -0.64 | Above Average |
| 3Y | 0.41 | 0.25 | Above Average |
| 5Y | 0.35 | 0.20 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.18 | -0.25 | Above Average |
| 3Y | 1.04 | 0.95 | Above Average |
| 5Y | 0.97 | 0.83 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.86 | 0.97 | Good Risk Adjusted Returns |
| 3Y | 1.04 | 0.96 | Poor Risk Adjusted Returns |
| 5Y | 1.02 | 0.95 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Quant ELSS Tax Saver Fund
Regular Plan · IDCW Option
|
+7.29% | +14.05% | +12.86% | +6.96% |
|
BANK OF INDIA MID CAP TAX FUND SERIES 1
Direct Plan · IDCW
|
+5.64% | +14.68% | +11.35% | +13.71% |
|
JM ELSS - Tax Saver Fund
Regular Plan · IDCW Option
|
+1.79% | +14.74% | +11.28% | +8.95% |
|
BANK OF INDIA MID CAP TAX FUND Series 2
Direct Plan · IDCW
|
+1.69% | +13.49% | +10.51% | +17.18% |
|
WhiteOak Capital ELSS Tax Saver Fund
Direct Plan · IDCW Option
|
+0.68% | +16.26% | — | +16.99% |
|
HSBC ELSS Tax saver Fund
Regular Plan · Growth
|
+0.17% | +15.10% | — | +14.46% |
|
Kotak ELSS Tax Saver Fund
Regular Plan · Payout of Income Distribution cum capital withdrawal option
|
-0.70% | +10.74% | +10.15% | +5.94% |
|
Sundaram Long Term Tax Advantage Fund Series III
Regular plan · Growth
|
-0.77% | +9.49% | +13.59% | +13.22% |
|
Edelweiss ELSS Tax Saver Fund
Regular Plan · Growth
|
-0.97% | +12.17% | +9.28% | +14.54% |
|
Bajaj Finserv ELSS - Tax Saver Fund
Regular Plan · IDCW
|
-1.09% | — | — | +7.56% |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · IDCW
|
+20.61% | +19.35% | +18.69% | +22.06% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.07% | +10.01% | +27.85% | +9.84% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · Growth
|
+13.79% | +21.82% | +20.03% | +17.43% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+10.31% | +15.80% | +14.07% | +15.94% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+7.33% | +17.10% | — | +21.39% |
|
BANK OF INDIA LIQUID FUND
Direct Plan · Growth
|
+6.51% | +6.93% | +6.46% | +6.83% |
|
BANK OF INDIA ARBITRAGE FUND
Direct Plan · Growth
|
+6.46% | +6.83% | +6.03% | +5.46% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.45% | — | — | +7.05% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · IDCW
|
+6.41% | +18.72% | +15.42% | +22.05% |
|
BANK OF INDIA ULTRA SHORT TERM FUND
Direct Plan · Bonus
|
+6.32% | +6.85% | +6.29% | +6.93% |
About This Scheme
Investment Objective
The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is not providing any assured or guaranteed returns. However, there is no assurance that the investment objectives of the Scheme will be achieved.
Stated Asset Allocation
Equity and equity related securities - 80% to 100% Residual Portion: Money Market Instruments, Other Liquid Instruments, Gold and Silver Instruments (ETFs only) and units of Domestic Mutual Fund Schemes - 00% to 20% Units issued by InvITS - 00% to 10%
Exit Load
NIL
Fund Managers
Mr. Alok Singh
Primary Fund Manager having 20 years of experience, including 16 years in mutual fund industry
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.