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BANK OF INDIA ELSS TAX SAVER FUND
Direct Plan · Growth · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -0.11% | -0.12% | 32 of 51 |
| 1M | -3.57% | -4.28% | 12 of 51 |
| 3M | -2.17% | -3.77% | 12 of 51 |
| 6M | +2.44% | +2.79% | 27 of 51 |
| YTD | -0.48% | -5.44% | 15 of 51 |
| 1Y | +1.21% | -4.25% | 14 of 51 |
| 2Y | -2.72% | -3.73% | 28 of 50 |
| 3Y | +11.71% | +8.56% | 21 of 50 |
| 5Y | +9.96% | +7.76% | 22 of 43 |
| 7Y | +18.63% | +13.52% | 23 of 42 |
| 10Y | +15.59% | +8.03% | 19 of 26 |
| INCEPTION | +16.28% | — | — |
Ranked among: Equity Scheme - ELSS.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +4.51% | +28.41% | -25.61% | 69% | 28% |
| 6M | +9.28% | +45.31% | -22.76% | 74% | 31% |
| 1Y | +19.97% | +93.51% | -21.03% | 78% | 35% |
| 2Y | +18.59% | +54.85% | -11.38% | 93% | 42% |
| 3Y | +18.21% | +34.09% | +0.75% | 100% | 46% |
| 5Y | +18.14% | +31.35% | +2.66% | 100% | 46% |
| 7Y | +17.87% | +22.73% | +10.99% | 100% | 47% |
| 10Y | +17.99% | +20.93% | +14.33% | 100% | 47% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity88.04%
- Debt2.81%
- Cash9.15%
- Other0.00%
Market Cap Split
- Large Cap51.01%
- Mid Cap14.20%
- Small Cap20.42%
- Others14.37%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 20.87 | 25.03 |
| P/B | 3.05 | 3.53 |
| Price / Sales | 2.79 | 3.10 |
| Price / Cash Flow | 19.19 | 19.38 |
| Dividend Yield (%) | 1.11 | 1.12 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| TREPS | Reverse Repo / TREPS | 9.03% | — |
| State Bank of India | Banks | 5.02% | -0.34% |
| ICICI Bank | Banks | 4.26% | -0.26% |
| Hindustan Aeronautics | Aerospace & Defense | 3.76% | +0.03% |
| Bharti Airtel | Telecom - Services | 3.21% | +0.01% |
| Quality Power Electrical Equipments | Electrical Equipment | 3.15% | -0.14% |
| Adani Ports & SEZ | Transport Infrastructure | 2.95% | +0.43% |
| UNO Minda | Auto Components | 2.83% | -0.15% |
| Balrampur Chini Mills | Agricultural Food & other Products | 2.81% | -0.03% |
| Dr Reddys Laboratories | Pharmaceuticals & Biotechnology | 2.81% | +0.27% |
| LG Electronics | Consumer Durables | 2.74% | +0.14% |
| NTPC | Power | 2.46% | +0.05% |
| Bank of Baroda | Banks | 2.29% | +0.38% |
| EID Parry | Food Products | 2.26% | -0.28% |
| HDFC Bank | Banks | 2.23% | +0.07% |
View all 62 holdings
| Larsen & Toubro | Construction | 2.23% | +1.63% |
| Coromandel International | Fertilizers & Agrochemicals | 2.02% | -0.10% |
| Indian Bank | Banks | 2.01% | -0.15% |
| Acutaas Chemicals | Pharmaceuticals & Biotechnology | 1.99% | +0.14% |
| Reliance Industries | Petroleum Products | 1.95% | -0.08% |
| ICICI Prudential Asset Management | Capital Markets | 1.85% | +0.69% |
| HEG Graphite Ltd ** | Miscellaneous | 1.82% | — |
| Aditya Infotech | Industrial Manufacturing | 1.72% | +1.59% |
| Mahindra & Mahindra | Automobiles | 1.71% | -0.12% |
| Bharat Electronics | Aerospace & Defense | 1.65% | -0.05% |
| Tata Motors | Agricultural, Commercial & Construction Vehicles | 1.51% | -0.12% |
| SBI Life Insurance | Insurance | 1.37% | +0.02% |
| INOX India | Industrial Products | 1.35% | -0.37% |
| ZF Commercial | Auto Components | 1.34% | -0.06% |
| Swan Corp | Chemicals & Petrochemicals | 1.33% | -0.02% |
| Canara Bank | Banks | 1.27% | -0.03% |
| KPR Mill | Textiles & Apparels | 1.24% | -0.04% |
| Vedanta Aluminium Metal | Non - Ferrous Metals | 1.24% | +0.29% |
| Titagarh Rail Systems | Industrial Manufacturing | 1.11% | +0.04% |
| Small Industries Dev Bank of India (05/02/2027) ** | Money Market | 1.07% | +0.04% |
| Hindustan Copper | Non - Ferrous Metals | 1.01% | -0.07% |
| UltraTech Cement | Cement & Cement Products | 1.00% | -0.01% |
| JSW Steel | Ferrous Metals | 0.99% | +0.64% |
| Britannia Industries | Food Products | 0.99% | -0.05% |
| Bharat Forge | Auto Components | 0.99% | -0.05% |
| ITC | Diversified FMCG | 0.96% | +0.06% |
| Tata Power | Power | 0.95% | +0.07% |
| Max Financial Services | Insurance | 0.93% | -0.10% |
| Bank of Baroda (11/12/2026) ** | Money Market | 0.90% | +0.03% |
| Siemens Energy | Electrical Equipment | 0.87% | +0.03% |
| Glass Wall Systems | Other Construction Materials | 0.74% | — |
| National Stock Exchange of India | Capital Markets | 0.72% | — |
| Zaggle Prepaid Ocean Services | IT - Services | 0.71% | -0.02% |
| Small Industries Dev Bank of India (26/02/2027) ** | Money Market | 0.71% | +0.03% |
| Apollo Hospitals | Equity | 0.60% | -0.03% |
| Triveni Power Transmissio | Industrial Manufacturing | 0.59% | +0.02% |
| Tata Steel | Ferrous Metals | 0.47% | +0.34% |
| Vedanta | Diversified Metals | 0.38% | -0.01% |
| LEAP | Commercial Services & Supplies | 0.32% | -0.06% |
| Varun Beverages | Beverages | 0.32% | +0.04% |
| Bharat Heavy Electricals | Electrical Equipment | 0.30% | -0.01% |
| Prudent Corporate Advisory Services | Capital Markets | 0.27% | -0.04% |
| Interglobe Aviation | Transport Services | 0.24% | +0.00% |
| 364TB70127 | Money Market | 0.13% | +0.01% |
| DLF | Realty | 0.12% | +0.00% |
| Net Receivables / (Payables) | Net Current Assets | 0.12% | — |
| Advanced Enzyme Tech | Pharmaceuticals & Biotechnology | 0.08% | +0.00% |
Sector Allocation · Sep 2026
View all 35 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 20.86 | 18.14 | High Volatility |
| 3Y | 17.74 | 15.86 | High Volatility |
| 5Y | 16.21 | 14.58 | High Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.04 | -0.33 | Good Risk Adjusted Returns |
| 3Y | 0.35 | 0.27 | Good Risk Adjusted Returns |
| 5Y | 0.37 | 0.30 | Good Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.07 | -0.40 | Good Risk Adjusted Returns |
| 3Y | 0.55 | 0.39 | Good Risk Adjusted Returns |
| 5Y | 0.58 | 0.45 | Good Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.85 | 0.96 | Good Risk Adjusted Returns |
| 3Y | 1.04 | 0.96 | Poor Risk Adjusted Returns |
| 5Y | 1.02 | 0.94 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA MID CAP TAX FUND SERIES 1
Direct Plan · IDCW
|
+7.63% | +14.71% | +10.44% | +13.87% |
|
Quant ELSS Tax Saver Fund
Regular Plan · IDCW Option
|
+6.43% | +13.14% | +12.53% | +6.81% |
|
Sundaram Long Term Tax Advantage Fund Series III
Regular plan · Growth
|
+4.34% | +11.15% | +14.75% | +13.75% |
|
Sundaram Long Term Tax Advantage Fund Series IV
Regular plan · Growth
|
+3.87% | +11.29% | +14.79% | +16.27% |
|
SUNDARAM LONG TERM MICRO CAP TAX ADVANTAGE SERIES V
Regular plan · Growth
|
+3.00% | +10.64% | +12.67% | +12.24% |
|
BANK OF INDIA MID CAP TAX FUND Series 2
Direct Plan · IDCW
|
+2.92% | +13.51% | +9.50% | +17.27% |
|
SUNDARAM LONG TERM MICRO CAP TAX ADVANTAGE FUND SERIES VI
Direct plan · Growth
|
+2.46% | +10.39% | +13.11% | +12.40% |
|
SUNDARAM LONG TERM MICRO CAP TAX ADVANTAGE FUND SERIES III
Regular plan · Growth
|
+2.31% | +9.94% | +12.90% | +13.25% |
|
SUNDARAM LONG TERM MICRO CAP TAX ADVANTAGE FUND SERIES IV
Direct plan · IDCW
|
+2.30% | +8.35% | +12.10% | +11.79% |
|
JM ELSS - Tax Saver Fund
Regular Plan · IDCW Option
|
+1.72% | +14.05% | +11.33% | +8.91% |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · IDCW
|
+28.21% | +21.74% | +18.99% | +22.88% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.26% | +10.09% | +27.82% | +9.88% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · Growth
|
+14.86% | +21.44% | +19.80% | +17.37% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+13.17% | +16.90% | +13.83% | +16.27% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · Growth
|
+8.24% | +18.65% | +15.49% | +25.34% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+8.08% | +16.78% | — | +21.13% |
|
Bank of India Multi Asset Allocation Fund
Direct Plan · Growth
|
+8.05% | — | — | +10.21% |
|
BANK OF INDIA MID CAP TAX FUND SERIES 1
Direct Plan · Growth
|
+7.63% | +14.71% | +10.44% | +13.87% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.64% | — | — | +7.21% |
|
BANK OF INDIA LIQUID FUND
Direct Plan · Growth
|
+6.55% | +6.97% | +6.43% | +6.84% |
About This Scheme
Investment Objective
The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is not providing any assured or guaranteed returns. However, there is no assurance that the investment objectives of the Scheme will be achieved.
Stated Asset Allocation
Equity and equity related securities - 80% to 100% Residual Portion: Money Market Instruments, Other Liquid Instruments, Gold and Silver Instruments (ETFs only) and units of Domestic Mutual Fund Schemes - 00% to 20% Units issued by InvITS - 00% to 10%
Exit Load
NIL
Fund Managers
Mr. Alok Singh
Primary Fund Manager having 20 years of experience, including 16 years in mutual fund industry
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.