GMP IPO Watch
UTI Banking & PSU Debt Fund
Regular Plan · Annual IDCW · UTI Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.15% | +0.43% | 20 of 20 |
| 1M | +0.35% | +0.12% | 1 of 20 |
| 3M | +1.32% | +0.24% | 1 of 20 |
| 6M | +3.12% | +2.22% | 2 of 20 |
| YTD | +1.43% | +3.02% | 1 of 20 |
| 1Y | +2.18% | +3.54% | 1 of 20 |
| 2Y | +3.06% | +5.15% | 1 of 20 |
| 3Y | +3.33% | +5.71% | 1 of 19 |
| 5Y | +3.95% | +5.34% | 1 of 17 |
| 7Y | +3.86% | +5.51% | 1 of 15 |
| INCEPTION | +3.07% | — | — |
Ranked among: Debt Scheme - Banking and PSU Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.78% | +8.46% | -8.17% | 79% | 32% |
| 6M | +1.45% | +8.74% | -7.95% | 68% | 27% |
| 1Y | +2.81% | +10.96% | -5.18% | 71% | 29% |
| 2Y | +2.75% | +5.85% | -2.77% | 88% | 36% |
| 3Y | +2.91% | +6.20% | -0.33% | 100% | 41% |
| 5Y | +3.09% | +4.63% | +1.39% | 100% | 41% |
| 7Y | +2.90% | +4.08% | +1.92% | 100% | 41% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt97.47%
- Cash2.51%
- Other0.02%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| CD - CANARA BANK - 28/01/2027 | Money Market | 7.77% | +0.35% |
| CD - UNION BANK OF INDIA - 19/01/2027 | Money Market | 6.77% | +0.31% |
| CD - ICICI BANK LTD - 25/03/2027 | Money Market | 5.02% | +0.23% |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Debt | 3.80% | +0.15% |
| NCD AXIS BANK LTD. | Debt | 3.80% | +0.15% |
| 738GOI2027 | SOV | 3.48% | +0.13% |
| 7.61% TN SDL MAT 15/02/27. | SOV | 3.47% | +0.13% |
| CD - Axis Bank Ltd - 13/01/2027 | Money Market | 3.39% | +0.16% |
| CD - HDFC BANK LTD. - 22/01/2027 | Money Market | 3.38% | +0.15% |
| CD - NABARD - 22/01/2027 | Money Market | 3.38% | +0.15% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 29/01/2027 | Money Market | 3.38% | +0.16% |
| CP POONAWALLA FINCORP LTD. | Money Market | 3.37% | +0.15% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027 | Money Market | 3.36% | +0.15% |
| CD - INDIAN BANK - 12/01/2027 | Money Market | 3.05% | — |
| NCD ADITYA BIRLA HOUSING FINANCE LTD | Debt | 2.76% | +0.11% |
View all 44 holdings
| NET CURRENT ASSETS | Net Current Assets | 2.50% | — |
| NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | Debt | 2.08% | +0.08% |
| 7.86% KARNATAKA SDL- 15/03/2027 | SOV | 1.74% | +0.07% |
| NCD BHARTI TELECOM LTD. | Debt | 1.73% | +0.06% |
| NCD ADITYA BIRLA HOUSING FINANCE LTD | Debt | 1.73% | +0.07% |
| PFC-7.60%-20-2-27-PVT | Debt | 1.73% | +0.07% |
| NCD KOTAK MAHINDRA PRIME LTD. | Debt | 1.73% | +0.07% |
| NCD REC LTD | Debt | 1.73% | +0.07% |
| NCD POWER FINANCE CORPORATION LTD. | Debt | 1.72% | +0.06% |
| CP EXPORT IMPORT BANK OF INDIA | Money Market | 1.70% | -1.55% |
| CD - INDIAN BANK - 22/01/2027 | Money Market | 1.69% | +0.08% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027 | Money Market | 1.69% | +0.08% |
| CD - HDFC BANK LTD - 15/02/2027 | Money Market | 1.68% | +0.07% |
| CD - HDFC BANK LTD - 24/02/2027 | Money Market | 1.68% | +0.08% |
| CP L AND T FINANCE LIMITED | Money Market | 1.67% | — |
| NCD TOYOTA FINANCIAL SERVICES INDIA LTD | Debt | 1.38% | +0.05% |
| NCD TATA CAPITAL HOUSING FINANCE LTD | Debt | 1.38% | +0.05% |
| NCD BAJAJ HOUSING FINANCE LTD | Debt | 1.38% | +0.06% |
| CD - KOTAK MAHINDRA BANK LTD - 29/01/2027 | Money Market | 1.35% | +0.06% |
| NCD POWER FINANCE CORPORATION LTD. | Debt | 1.04% | +0.04% |
| NCD ICICI BANK LTD | Debt | 1.03% | +0.04% |
| NHPC-7.13%-11-2-28-PVT | Debt | 1.03% | +0.04% |
| CP ICICI SECURITIES LTD. | Debt | 1.01% | +0.05% |
| CD - CANARA BANK - 12/03/2027 | Money Market | 1.01% | +0.05% |
| CD - NABARD - 18/03/2027 | Money Market | 1.00% | +0.04% |
| CD - HDFC BANK LTD - 05/03/2027 | Money Market | 0.67% | — |
| GS15DEC27C | SOV | 0.45% | +0.02% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | - | 0.26% | +0.01% |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Net Current Assets | 0.01% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 3.34 | 1.27 | High Volatility |
| 3Y | 3.77 | 1.09 | High Volatility |
| 5Y | 4.88 | 1.23 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -1.00 | -1.67 | Above Average |
| 3Y | -0.63 | -0.48 | Below Average |
| 5Y | -0.37 | -0.55 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.70 | 5.46 | Below Average |
| 3Y | 0.95 | 10.70 | Below Average |
| 5Y | 1.07 | 8.99 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.85 | 0.83 | Poor Risk Adjusted Returns |
| 3Y | 0.86 | 0.91 | Good Risk Adjusted Returns |
| 5Y | 0.16 | 0.79 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Bandhan Banking and PSU Debt Fund
Direct Plan · Growth
|
+5.14% | +7.02% | +6.27% | +7.60% |
|
Franklin India Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.08% | +7.02% | +6.12% | +7.31% |
|
ICICI Prudential Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.28% | +6.66% | +6.18% | +7.71% |
|
SBI BANKING & PSU DEBT FUND
Regular Plan · Growth
|
+4.00% | +6.61% | +5.70% | +7.15% |
|
Kotak Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.00% | +6.70% | +5.94% | +7.61% |
|
LIC MF Banking & PSU Debt Fund
Regular Plan · Daily IDCW
|
+3.97% | +2.92% | +1.95% | +0.89% |
|
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Regular Plan · GROWTH
|
+3.95% | +6.72% | +5.85% | +7.31% |
|
Bajaj Finserv Banking and PSU Debt Fund
Direct Plan · Growth
|
+3.94% | — | — | +7.04% |
|
Axis Banking and PSU Debt Fund
Regular Plan · Growth option
|
+3.91% | +6.51% | +5.84% | +7.41% |
|
Edelweiss Banking and PSU Debt Fund
Regular Plan · Growth
|
+3.74% | +6.71% | +5.72% | +7.02% |
More From UTI Asset Mgmt. Co. Ltd.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Silver Exchange Traded Fund
Direct Plan · Growth
|
+26.53% | +35.98% | — | +27.77% |
|
UTI Silver ETF Fund of Fund
Direct Plan · Growth
|
+25.46% | +35.71% | — | +25.36% |
|
UTI - Gold Exchange Traded Fund
Direct Plan · Growth
|
+16.90% | +31.24% | +23.48% | +13.76% |
|
UTI Gold ETF Fund of Fund
Direct Plan · Growth
|
+16.56% | +31.28% | — | +28.21% |
|
UTI - Healthcare Fund
Direct Plan · Growth
|
+16.51% | +24.16% | +16.74% | +16.30% |
|
UTI - Arbitrage Fund
Direct Plan · Growth
|
+6.53% | +7.28% | +6.75% | +6.76% |
|
UTI - Liquid Fund
Direct Plan · Half-Yearly IDCW
|
+6.52% | +6.92% | +6.45% | +4.98% |
|
UTI Ultra Short Term Fund
Direct Plan · Annual IDCW
|
+6.48% | +7.25% | +5.93% | +3.95% |
|
UTI - Money Market Fund
Direct Plan · Half-Yearly IDCW
|
+6.37% | +7.30% | +6.78% | +6.45% |
|
UTI Ultra Short to Short Term Fund
Direct Plan · Half Yearly IDCW
|
+5.80% | +7.14% | +5.97% | +3.55% |
About This Scheme
Investment Objective
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Stated Asset Allocation
Debt and Money Market Securities issued by Banks, Public Financial Institutions (PFIs) and Public Sector Undertakings (PSUs) and Municipal Bonds : 80% - 100% Debt and Money Market Securities (including Triparty Repos on Government Securities or treasury bill & Repo) issued by entities other than Banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds : 0% - 20% Units issued by InvITs: 0% - 10%
Exit Load
Nil
Fund Managers
Mr. Anurag Mittal FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4
Primary FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.