GMP IPO Watch
Debt Scheme - Liquid Fund
Union Liquid Fund
Regular Plan · Monthly IDCW Option · Union Mutual Fund
Risk: Low to Moderate Risk
52W Low ₹1000.77 26 Nov 2025
52W High ₹1008.21 27 Apr 2026
₹1002.4277
NAV as of 4 Nov 2026
+0.02% day change
Other Plans of This Fund
Direct Plan · Daily IDCW Option
Direct Plan · Fortnightly IDCW Option
Direct Plan · Growth Option
Direct Plan · Monthly IDCW Option
Direct Plan · Weekly IDCW Option
Regular Plan · Daily IDCW Option
Regular Plan · Fortnightly IDCW Option
Regular Plan · Growth Option
Regular Plan · Weekly IDCW Option
Unclaimed Amounts Plan - IDCW Beyond 3 years
Unclaimed Amounts Plan - IDCW Upto 3 years
Unclaimed Amounts Plan - Redemption Beyond 3 years
Unclaimed Amounts Plan - Redemption Upto 3 years
ISININF582M01070
Scheme Code115400
StructureOpen Ended Schemes
AUM (avg. July - September 2026)₹0.22 Cr
Expense Ratio (as of 4 Nov 2026)0.17%
Min. InvestmentRs.5000 and in multiples of Rs.1 thereafter
Inception Date14 Jun 2011
BenchmarkCRISIL Liquid Debt A-I Index . CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Limited (CRISIL). CRISIL Indices shall not be copied, transmitted or distributed in any manner for any commercial use. CRISIL has taken due care and caution in computation of the Indices, based on the data obtained from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of the Indices and is not responsible for any errors or for the results obtained from the use of the Indices. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL Indices.
Portfolio Turnover488.50%
NFO Period14-Jun-2011 – 14-Jun-2011
Returns
1Y
+0.05%
3Y
+0.00%
5Y
+0.02%
7Y
+0.01%
10Y
+0.00%
Since Inception
+0.01%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.15% | +0.10% | 5 of 45 |
| 1M | +0.01% | +0.28% | 7 of 44 |
| 3M | +0.03% | +0.95% | 8 of 43 |
| 6M | +0.08% | +2.02% | 9 of 43 |
| YTD | +0.06% | +3.31% | 10 of 45 |
| 1Y | +0.05% | +3.99% | 10 of 41 |
| 2Y | +0.00% | +3.73% | 7 of 37 |
| 3Y | +0.00% | +3.86% | 7 of 37 |
| 5Y | +0.02% | +3.56% | 3 of 35 |
| 7Y | +0.01% | +3.03% | 3 of 34 |
| 10Y | +0.00% | +3.02% | 14 of 29 |
| INCEPTION | +0.01% | — | — |
Ranked among: Debt Scheme - Liquid Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.00% | +1.76% | -3.47% | 50% | 20% |
| 6M | +0.00% | +3.46% | -3.38% | 48% | 19% |
| 1Y | -0.00% | +3.44% | -3.33% | 48% | 19% |
| 2Y | -0.00% | +1.64% | -1.72% | 47% | 19% |
| 3Y | -0.00% | +1.09% | -1.17% | 45% | 18% |
| 5Y | -0.01% | +0.70% | -0.75% | 44% | 18% |
| 7Y | -0.01% | +0.49% | -0.51% | 43% | 17% |
| 10Y | -0.01% | +0.08% | -0.09% | 30% | 12% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt111.72%
- Cash-11.72%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings73
Top 5 Stocks0.00%
Top 10 Stocks0.00%
Top 3 Sectors0.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Bank of Baroda** | Money Market | 3.94% | — |
| 91TB271126 | Money Market | 3.76% | +0.83% |
| HDFC Bank Ltd.** | Money Market | 2.97% | +2.32% |
| Alembic Pharmaceuticals Ltd.** | Money Market | 2.95% | — |
| HDFC Bank Ltd.** | Money Market | 2.95% | — |
| 91TB191126 | Money Market | 2.48% | +0.20% |
| Kotak Securities Ltd. | Debt | 2.47% | +0.85% |
| The Federal Bank Ltd.** | Money Market | 2.46% | — |
| Sikka Ports & Terminals Ltd. | Debt | 2.36% | +2.03% |
| 91TB291026 | Money Market | 2.28% | +0.77% |
| 91TB221026 | Money Market | 1.99% | +0.68% |
| LIC Housing Finance Ltd.** | Money Market | 1.98% | +0.68% |
| Motilal Oswal Finvest Ltd.** | Money Market | 1.98% | — |
| PNB Housing Finance Ltd.** | Money Market | 1.98% | +0.68% |
| BOBCARD Ltd.** | Money Market | 1.98% | — |
View all 74 holdings
| SSL-20-11-26-CP | Debt | 1.98% | +0.68% |
| HDFC Bank Ltd.** | Money Market | 1.98% | +0.68% |
| Canara Bank** | Money Market | 1.98% | — |
| Bank of Baroda** | Money Market | 1.98% | +0.68% |
| Axis Bank Ltd.** | Money Market | 1.98% | +1.00% |
| LIC Housing Finance Ltd.** | Money Market | 1.97% | +0.67% |
| National Bank for Agriculture and Rural Development** | Money Market | 1.97% | +0.67% |
| Reliance Retail Ventures Ltd.** | Money Market | 1.97% | — |
| Small Industries Development Bank of India** | Money Market | 1.97% | — |
| Sikka Ports & Terminals Ltd.** | Money Market | 1.97% | — |
| RL-3-12-26-CP | Money Market | 1.97% | — |
| REL-10-12-26-CP | Money Market | 1.97% | — |
| Muthoot Fincorp Ltd.** | Money Market | 1.97% | — |
| AU Small Finance Bank Ltd.** | Money Market | 1.97% | +0.67% |
| Bank of India** | Money Market | 1.97% | — |
| Small Industries Development Bank of India** | Money Market | 1.97% | — |
| Bank of Baroda** | Money Market | 1.97% | — |
| HDFC Bank Ltd.** | Money Market | 1.97% | — |
| LIC Housing Finance Ltd.** | Debt | 1.49% | +0.50% |
| Export-Import Bank of India** | Money Market | 1.49% | +0.84% |
| Godrej Finance Ltd.** | Money Market | 1.48% | +0.50% |
| Muthoot Finance Ltd.** | Money Market | 1.48% | +0.51% |
| HDFC Securities Ltd.** | Debt | 1.48% | — |
| Canara Bank** | Money Market | 1.48% | +0.51% |
| 91TB031226 | Money Market | 1.48% | — |
| 91TB121126 | Money Market | 1.39% | +0.41% |
| Indian Railway Finance Corporation Ltd.** | Debt | 1.00% | +0.34% |
| Adani Ports and Special Economic Zone Ltd.** | Money Market | 0.99% | +0.34% |
| Aditya Birla Capital Ltd.** | Money Market | 0.99% | +0.34% |
| Axis Finance Ltd.** | Money Market | 0.99% | +0.34% |
| ICICI Securities Ltd.** | Debt | 0.99% | — |
| HDFC Securities Ltd.** | Debt | 0.99% | +0.34% |
| Axis Securities Ltd.** | Debt | 0.99% | +0.34% |
| ICICI Securities Ltd.** | Debt | 0.99% | +0.34% |
| PNB Housing Finance Ltd.** | Money Market | 0.99% | +0.34% |
| Infina Finance Pvt. Ltd.** | Money Market | 0.99% | +0.34% |
| Axis Securities Ltd.** | Debt | 0.99% | +0.34% |
| National Bank for Agriculture and Rural Development** | Money Market | 0.99% | — |
| Reliance Retail Ventures Ltd.** | Money Market | 0.99% | — |
| Export-Import Bank of India** | Money Market | 0.99% | — |
| Cholamandalam Investment & Finance Co. Ltd.** | Money Market | 0.99% | +0.67% |
| Reliance Retail Ventures Ltd.** | Money Market | 0.99% | — |
| HDFC Bank Ltd.** | Money Market | 0.99% | +0.34% |
| Small Industries Development Bank of India | Money Market | 0.99% | +0.34% |
| Canara Bank** | Money Market | 0.99% | +0.34% |
| Bank of Baroda** | Money Market | 0.99% | +0.34% |
| Canara Bank** | Money Market | 0.99% | — |
| 91TB051126 | Money Market | 0.99% | -0.97% |
| ICICI Securities Ltd.** | Debt | 0.98% | — |
| Bharti Telecom Ltd.** | Debt | 0.50% | — |
| HDFC Bank Ltd.** | Money Market | 0.50% | — |
| 364T121126 | Money Market | 0.50% | +0.17% |
| Axis Bank Ltd.** | Money Market | 0.49% | — |
| Canara Bank** | Money Market | 0.49% | — |
| Corporate Debt Mkt Devp. Fund-A2 | Alternative Investment Fund | 0.36% | +0.13% |
| State Government of Maharashtra 7.22% 2026 | Debt | 0.10% | +0.03% |
| State Government of Tamil Nadu 7.23% 2026 | Debt | 0.10% | +0.03% |
| State Government of Uttarakhand 7.25% 2026 | Debt | 0.10% | +0.03% |
| Net Receivable / Payable | Net Current Assets | -11.72% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.50 | 0.27 | High Volatility |
| 3Y | 1.58 | 0.26 | High Volatility |
| 5Y | 1.49 | 0.24 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -31.29 | -29.53 | Below Average |
| 3Y | -31.66 | -25.52 | Below Average |
| 5Y | -34.11 | -94.26 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.03 | 222.01 | Below Average |
| 3Y | 0.01 | 379.82 | Below Average |
| 5Y | 0.02 | 183.64 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 2.49 | 1.32 | Poor Risk Adjusted Returns |
| 3Y | 2.01 | 1.41 | Poor Risk Adjusted Returns |
| 5Y | 1.72 | 1.30 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Liquid Fund
Regular Plan · Retail Plan - Growth Option
|
+6.65% | +6.47% | +5.86% | +6.44% |
|
JioBlackRock Liquid Fund
Direct Plan · Growth Option
|
+6.55% | — | — | +6.37% |
|
The Wealth Company Liquid Fund
Direct Plan · Growth
|
+6.55% | — | — | +6.52% |
|
Bajaj Finserv Liquid Fund
Direct Plan · Growth
|
+6.50% | +6.92% | — | +6.93% |
|
BANK OF INDIA LIQUID FUND
Regular Plan · Growth
|
+6.46% | +6.89% | +6.41% | +6.68% |
|
Axis Liquid Fund
Regular Plan · Growth Option
|
+6.46% | +6.86% | +6.39% | +6.97% |
|
Edelweiss Liquid Fund
Retail Plan · Growth
|
+6.44% | +6.83% | +6.28% | +5.97% |
|
DSP Liquid Fund
Regular Plan · Growth
|
+6.43% | +6.83% | +6.34% | +6.91% |
|
Groww Liquid Fund
Regular Plan · Growth
|
+6.40% | +6.83% | +6.24% | +6.94% |
|
HDFC Liquid Fund
Regular Plan · Growth Option
|
+6.37% | +6.79% | +6.30% | +6.97% |
More From Union Asset Management Company Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Union Gold ETF Fund of Fund
Direct Plan · Growth Option
|
+17.00% | — | — | +31.55% |
|
Union Gold ETF
Direct Plan · Growth Option
|
+16.73% | — | — | +31.97% |
|
Union Active Momentum Fund
Direct Plan · IDCW Option
|
+15.74% | — | — | +0.32% |
|
Union Small Cap Fund
Direct Plan · Growth Option
|
+14.82% | +15.43% | +16.22% | +16.18% |
|
Union Innovation & Opportunities Fund
Direct Plan · Growth Option
|
+8.71% | +19.25% | — | +17.75% |
|
Union Arbitrage Fund
Direct Plan · IDCW Option
|
+6.65% | +7.17% | +6.60% | +5.78% |
|
Union Money Market Fund
Direct Plan · Growth Option
|
+6.62% | +7.14% | +6.53% | +6.40% |
|
Union Diversified Equity All Cap Active FOF
Direct Plan · IDCW Option
|
+5.99% | — | — | +7.33% |
|
Union Multicap Fund
Direct Plan · Growth Option
|
+5.87% | +15.07% | — | +17.37% |
|
Union Multi Asset Allocation Fund
Direct Plan · Growth Option
|
+5.71% | — | — | +9.50% |
About This Scheme
Investment Objective
To provide reasonable returns commensurate with lower risk and high level of liquidity through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved.
Stated Asset Allocation
Investment in only debt and money market securities with residual maturity up to 91 calendar days: 0% - 100% of net assets Please refer the Scheme Information Document for complete details.
Exit Load
Investor Exit upon subscription - Exit load as a % of redemption proceeds Day 1 - 0.0070% Day 2 - 0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% Day 7 onwards - 0.0000%
Fund Managers
FM 1 - Mr. Devesh Thacker, FM 2 - Mr. Parijat Agrawal
FM 1 - comanage, FM 2 - comanage
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
Union Asset Management Company Private Limited website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.