GMP IPO Watch
Debt Scheme - Medium Duration Fund
SBI MEDIUM TERM FUND
Regular Plan · IDCW · SBI Mutual Fund
Risk: Moderately High Risk
★★★★★
Morningstar
52W Low ₹20.24 3 Nov 2025
52W High ₹21.34 9 Sept 2026
₹21.0593
NAV as of 3 Nov 2026
+0.04% day change
Other Plans of This Fund
ISININF200K01727
Scheme Code102054
StructureOpen Ended Schemes
Fund HouseSBI Funds Management Limited
AUM (avg. July - September 2026)₹49.23 Cr
Expense Ratio (as of 29 Oct 2026)1.22%
Min. Investment₹25,000
Inception Date1 Oct 2003
BenchmarkNIFTY Medium Duration Debt Index · NA
Portfolio Turnover92.90%
NFO Period01-Oct-2003 – 22-Oct-2003
Returns
1Y
+4.05%
3Y
+6.66%
5Y
+5.97%
7Y
+6.47%
10Y
+5.21%
Since Inception
+3.49%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -0.03% | +0.40% | 11 of 13 |
| 1M | -0.52% | -0.03% | 11 of 13 |
| 3M | -0.62% | -0.15% | 5 of 13 |
| 6M | +2.15% | +2.08% | 3 of 13 |
| YTD | +3.17% | +2.39% | 6 of 13 |
| 1Y | +4.05% | +2.98% | 6 of 13 |
| 2Y | +5.94% | +4.69% | 7 of 13 |
| 3Y | +6.66% | +5.34% | 8 of 13 |
| 5Y | +5.97% | +4.79% | 6 of 12 |
| 7Y | +6.47% | +4.83% | 5 of 11 |
| 10Y | +5.21% | +4.57% | 3 of 11 |
| INCEPTION | +3.49% | — | — |
Ranked among: Debt Scheme - Medium Duration Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.92% | +11.86% | -9.48% | 73% | 29% |
| 6M | +1.84% | +14.41% | -12.99% | 76% | 30% |
| 1Y | +3.69% | +17.62% | -13.03% | 79% | 32% |
| 2Y | +3.62% | +8.59% | -5.12% | 89% | 36% |
| 3Y | +3.66% | +8.13% | -1.23% | 95% | 39% |
| 5Y | +3.54% | +7.27% | -0.38% | 99% | 41% |
| 7Y | +3.57% | +6.92% | +0.10% | 100% | 41% |
| 10Y | +3.50% | +5.59% | +1.38% | 100% | 41% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity6.19%
- Debt87.59%
- Cash4.83%
- Other1.39%
Market Cap Split
- Large Cap0.00%
- Mid Cap1.15%
- Small Cap5.04%
- Others93.81%
Holdings66
Top 5 Stocks5.67%
Top 10 Stocks6.19%
Top 3 Sectors6.19%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| GOI LOAN 6.94% 2036 | Debt | 6.90% | -0.03% |
| TREPS | Reverse Repo / TREPS | 4.83% | — |
| Godrej Properties Ltd. | Debt | 4.69% | +0.05% |
| GOI LOAN 7.06% 2041 | Debt | 4.54% | — |
| JSW JFE Kalinga Steel Ltd. | Debt | 4.38% | +0.07% |
| Aditya Birla Real Estate Ltd. | Debt | 3.43% | +0.03% |
| Renew Solar Energy (Jharkhand Five) Pvt. Ltd. | Debt | 3.36% | +0.00% |
| JTPM Metal Traders Ltd. | Debt | 3.36% | +0.04% |
| Renserv Global Pvt Ltd. | Debt | 3.20% | +0.04% |
| Motilal Oswal Finvest Ltd. | Debt | 3.13% | +0.03% |
| GMR Airports Ltd. | Debt | 3.01% | +0.05% |
| Kogta Financial (India) Ltd. | Debt | 2.86% | +0.03% |
| H.G. Infra Engineering Ltd. | Debt | 2.84% | +0.10% |
| GIPL 10.96% 2028 SR 1 | Debt | 2.80% | +0.03% |
| Bharti Telecom Ltd. | Debt | 2.36% | +0.02% |
View all 68 holdings
| Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.) | Debt | 2.16% | -0.03% |
| GOI LOAN 6.48% 2035 | Debt | 2.16% | -0.01% |
| Cube Highways Trust | Transport Infrastructure | 1.91% | -0.37% |
| SST-7.80%-28-9-30-PTC | Debt | 1.86% | -0.02% |
| SST-7.73%-28-9-29-PTC | Debt | 1.86% | -0.01% |
| SDL RJ 7.64% 2036 | Debt | 1.76% | -0.01% |
| Small Industries Development Bank of India | Debt | 1.55% | — |
| Net Receivable / Payable | Derivatives | 1.39% | — |
| Muthoot Finance Ltd. | Debt | 1.17% | +0.02% |
| Chalet Hotels Ltd. | Debt | 1.16% | +0.01% |
| SDL TN 7.74% 2036 | Debt | 1.16% | +0.00% |
| Embassy Office Parks REIT | Realty | 1.15% | +0.00% |
| LIC Housing Finance Ltd. | Debt | 1.14% | +0.00% |
| Tata Power Company Ltd. | Debt | 1.14% | +0.00% |
| Small Industries Development Bank of India | Money Market | 1.11% | +0.02% |
| Godrej Seeds & Genetics Ltd. | Debt | 1.00% | +0.01% |
| Godrej Seeds & Genetics Ltd. | Debt | 1.00% | +0.01% |
| Godrej Seeds & Genetics Ltd. | Debt | 1.00% | +0.01% |
| Godrej Seeds & Genetics Ltd. | Debt | 1.00% | +0.01% |
| Mindspace Business Parks REIT | Realty | 0.89% | +0.02% |
| Raajmarg Infra Investment Trust | Transport Infrastructure | 0.89% | +0.01% |
| Vertis Infrastructure Trust | Transport Infrastructure | 0.83% | +0.03% |
| Torrent Power Ltd. | Debt | 0.78% | +0.01% |
| Indostar Capital Finance Ltd. | Debt | 0.78% | +0.01% |
| NJ Capital Pvt. Ltd. | Debt | 0.77% | +0.01% |
| Cholamandalam Investment & Finance Co. Ltd.Perpetual | Debt | 0.76% | — |
| Astec Lifesciences Ltd. | Debt | 0.76% | +0.01% |
| 761GJSDL39 | Debt | 0.76% | -0.01% |
| GS22SEP33 | Debt | 0.73% | +0.01% |
| Motilal Oswal Financial Services Ltd. | Debt | 0.70% | — |
| SDL TN 7.73% 2036 | Debt | 0.70% | +0.00% |
| Torrent Power Ltd. | Debt | 0.68% | +0.01% |
| Avanse Financial Services Ltd. | Debt | 0.62% | +0.01% |
| 724GOI55 | Debt | 0.52% | +0.00% |
| Kotak Mahindra Prime Ltd. | Debt | 0.46% | -0.93% |
| Power Grid Corporation of India Ltd. | Debt | 0.44% | +0.00% |
| Bharti Telecom Ltd. | Debt | 0.39% | +0.00% |
| Torrent Power Ltd. | Debt | 0.39% | +0.00% |
| Eris Lifesciences Ltd. | Debt | 0.39% | +0.00% |
| Motilal Oswal Home Finance Ltd. | Debt | 0.39% | +0.00% |
| National Bank for Agriculture and Rural Development | Debt | 0.39% | — |
| Small Industries Development Bank of India | Debt | 0.39% | +0.01% |
| National Bank for Agriculture and Rural Development | Debt | 0.38% | -0.38% |
| 782UPSDL46 | Debt | 0.38% | -0.01% |
| SDL RJ 7.49% 2035 | Debt | 0.38% | +0.00% |
| SDL BR 7.66% 2041 | Debt | 0.38% | +0.00% |
| Brookfield India Real Estate Trust | Realty | 0.37% | +0.00% |
| 690GOI65 | Debt | 0.35% | +0.00% |
| Corporate Debt Market Development Fund-A2 | CDMDF | 0.33% | +0.00% |
| Lodha Developers Ltd. | Debt | 0.27% | -0.04% |
| Small Industries Development Bank of India | Debt | 0.23% | +0.00% |
| Capital Infra Trust | Construction | 0.08% | +0.00% |
| National Highways Infra Trust | Transport Infrastructure | 0.07% | +0.00% |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.60 | 2.12 | Low Volatility |
| 3Y | 1.28 | 2.15 | Low Volatility |
| 5Y | 1.41 | 2.57 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.77 | -1.82 | Above Average |
| 3Y | 0.41 | -0.41 | Above Average |
| 5Y | 0.06 | -0.57 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.85% (published 2026-10-27).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 3.84 | 3.61 | Above Average |
| 3Y | 8.82 | 7.70 | Above Average |
| 5Y | 6.42 | 5.75 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.81 | 0.78 | Poor Risk Adjusted Returns |
| 3Y | 0.82 | 0.86 | Good Risk Adjusted Returns |
| 5Y | 0.76 | 0.86 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Aditya Birla Sun Life Medium Term Fund
Regular Plan · GROWTH
|
+6.91% | +9.63% | +11.78% | +8.74% |
|
ICICI Prudential Medium Term Fund
Regular Plan · Growth
|
+5.23% | +7.49% | +6.56% | +7.56% |
|
Kotak Medium Term Fund
Direct Plan · Growth
|
+5.18% | +8.58% | +7.24% | +8.32% |
|
Axis Medium Term Fund
Regular Plan · Growth Option
|
+4.92% | +7.50% | +6.54% | +7.82% |
|
HDFC Medium Term Fund
Regular Plan · Growth Option
|
+4.90% | +7.02% | +6.01% | +7.88% |
|
Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)
Regular Plan · Growth Option
|
+4.54% | +7.68% | +6.23% | +4.30% |
|
HSBC Medium Term Fund
Direct Plan · Growth
|
+4.53% | +7.56% | — | +7.48% |
|
UTI Medium Term Fund
Regular Plan · Monthly IDCW
|
+2.89% | +5.92% | +5.13% | +2.79% |
|
Bandhan Medium Term Fund
Regular Plan · Monthly IDCW
|
+0.01% | +0.01% | +0.02% | +0.11% |
|
Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)
Regular Plan · IDCW (Income Distribution CUM Capital Withdrawal)
|
-1.20% | +1.65% | +1.31% | +1.27% |
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| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
SBI Automotive Opportunities Fund
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|
SBI Silver ETF
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|
SBI HEALTHCARE OPPORTUNITIES FUND
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+17.68% | +24.49% | +19.13% | +17.96% |
|
SBI Silver ETF Fund of Fund
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+17.50% | — | — | +31.50% |
|
SBI Gold ETF
Regular Plan · Growth
|
+13.12% | +29.42% | +22.46% | +12.52% |
|
SBI US Specific Equity Active FoF
Direct Plan · IDCW
|
+12.78% | +25.79% | +15.21% | +17.11% |
|
SBI GOLD FUND
Direct Plan · IDCW
|
+12.69% | +29.55% | +22.51% | +10.27% |
|
SBI MNC FUND
Direct Plan · Growth
|
+10.22% | +6.95% | +7.23% | +14.25% |
|
SBI Children's Fund - Investment Plan
Direct Plan · Growth
|
+7.83% | +20.37% | +17.44% | +30.82% |
|
SBI CREDIT RISK FUND
Direct Plan · IDCW
|
+7.35% | +8.38% | +7.66% | +5.55% |
About This Scheme
Investment Objective
X
Stated Asset Allocation
Debt instruments (including Central and State Government(s) securities, debt derivatives) and Money Market instruments 0%-100% Low to Medium Units issued by REITs and InVITs^ 0%-10% Medium to High
Fund Managers
Mr. Lokesh Mallya 01-Dec-2023 Mr. Mohit Jain 01-Dec-2023
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
SBI Funds Management Limited website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.