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SBI BANKING & FINANCIAL SERVICES FUND
Direct Plan · IDCW · SBI Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +4.03% | +2.62% | 22 of 255 |
| 1M | +2.31% | +0.77% | 66 of 255 |
| 3M | -4.70% | -4.63% | 109 of 252 |
| 6M | -0.78% | +2.44% | 167 of 251 |
| YTD | -7.38% | +0.02% | 209 of 255 |
| 1Y | -4.35% | -0.51% | 144 of 232 |
| 2Y | +5.90% | +1.57% | 40 of 187 |
| 3Y | +15.02% | +11.99% | 43 of 142 |
| 5Y | +11.09% | +9.56% | 43 of 102 |
| 7Y | +13.25% | +14.11% | 48 of 84 |
| 10Y | +13.46% | +11.42% | 27 of 68 |
| INCEPTION | +13.01% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +4.01% | +39.23% | -42.24% | 68% | 27% |
| 6M | +8.00% | +63.40% | -37.98% | 71% | 29% |
| 1Y | +17.29% | +98.27% | -34.17% | 84% | 37% |
| 2Y | +16.31% | +46.33% | -10.60% | 95% | 43% |
| 3Y | +15.44% | +31.02% | -5.42% | 95% | 43% |
| 5Y | +14.75% | +28.64% | +2.36% | 100% | 45% |
| 7Y | +14.72% | +18.82% | +10.37% | 100% | 46% |
| 10Y | +15.91% | +19.51% | +12.81% | 100% | 46% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity92.64%
- Debt0.05%
- Cash7.31%
- Other0.00%
Market Cap Split
- Large Cap62.98%
- Mid Cap12.52%
- Small Cap17.14%
- Others7.36%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 16.59 | 17.88 |
| P/B | 2.06 | 2.31 |
| Price / Sales | 3.03 | 3.89 |
| Dividend Yield (%) | 1.13 | 1.15 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| HDFC Bank | Banks | 13.04% | -0.44% |
| ICICI Bank | Banks | 12.77% | +1.98% |
| Kotak Bank | Banks | 10.19% | +0.37% |
| Bajaj Finance | Finance | 6.85% | -0.67% |
| TREPS | Reverse Repo / TREPS | 4.92% | — |
| HDFC Life Insurance | Insurance | 4.66% | +0.54% |
| One 97 Communications | Financial Technology (Fintech) | 3.46% | +0.06% |
| Bank of Baroda | Banks | 2.96% | +0.02% |
| Muthoot Finance | Finance | 2.87% | -1.22% |
| Axis Bank | Banks | 2.82% | — |
| Manappuram Finance | Finance | 2.48% | +1.20% |
| South Indian Bank | Banks | 2.22% | +0.20% |
| Cholamandalam Investment | Finance | 2.18% | -0.21% |
| Margin amount for Derivative positions | Net Current Assets | 2.07% | — |
| Cholamandalam Financial Holdings | Finance | 1.97% | -0.06% |
View all 42 holdings
| ICICI Prudential Life Insurance | Insurance | 1.93% | -0.23% |
| Aditya Birla Capital | Finance | 1.72% | +0.70% |
| Star Health Insurance | Insurance | 1.71% | -0.03% |
| Aptus Value Housing Finance | Finance | 1.66% | -0.04% |
| Bandhan Bank | Banks | 1.54% | +0.19% |
| 360 One WAM | Capital Markets | 1.38% | -0.13% |
| Bank of India | Banks | 1.38% | -0.06% |
| Karur Vysya Bank | Banks | 1.12% | -0.02% |
| PNB Housing Finance | Finance | 1.07% | +0.01% |
| LIC of India | Insurance | 1.06% | -0.44% |
| Aavas Financiers | Finance | 1.01% | -0.02% |
| HDB Financial Services | Finance | 1.00% | -0.12% |
| National Stock Exchange of India | Capital Markets | 0.95% | — |
| Canara Bank | Banks | 0.92% | -0.01% |
| CARE Ratings | Capital Markets | 0.87% | -0.02% |
| SBI Cards | Finance | 0.86% | +0.83% |
| Groww | Capital Markets | 0.79% | — |
| Niva Bupa Health Insurance Company | Insurance | 0.65% | -0.03% |
| BSE | Capital Markets | 0.59% | — |
| Moneyview | Finance | 0.49% | — |
| Sundaram Finance | Finance | 0.47% | +0.13% |
| CRISIL | Finance | 0.35% | -0.01% |
| MCX | Capital Markets | 0.32% | — |
| Net Receivable / Payable | Net Current Assets | 0.32% | — |
| Indian Bank | Banks | 0.30% | -0.02% |
| 364T191126 | Money Market | 0.05% | +0.00% |
| Tata Capital | Finance | 0.03% | +0.00% |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 16.65 | 16.27 | High Volatility |
| 3Y | 15.69 | 16.10 | Low Volatility |
| 5Y | 16.17 | 15.66 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.56 | -0.33 | Below Average |
| 3Y | 0.62 | -0.46 | Above Average |
| 5Y | 0.37 | 0.28 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.85% (published 2026-10-27).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.26 | 0.05 | Below Average |
| 3Y | 1.38 | 1.11 | Above Average |
| 5Y | 1.04 | 0.94 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.90 | 1.04 | Good Risk Adjusted Returns |
| 3Y | 0.87 | 0.98 | Good Risk Adjusted Returns |
| 5Y | 0.90 | 1.01 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+59.16% | +48.17% | — | +23.57% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+23.60% | +30.61% | — | +29.76% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+21.84% | — | — | +19.69% |
|
ICICI Prudential US Bluechip Equity Fund
Regular Plan · IDCW
|
+20.06% | +19.12% | +12.26% | +15.80% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+19.95% | — | — | +10.69% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+19.94% | +20.37% | +8.45% | +8.55% |
|
Mirae Asset Healthcare Fund
Direct Plan · Growth
|
+19.10% | +23.89% | +16.63% | +21.84% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+18.27% | — | — | +11.09% |
|
WhiteOak Capital Pharma and Healthcare Fund
Regular Plan · Growth Option
|
+17.09% | — | — | +20.29% |
|
quant Healthcare Fund
Direct Plan · Growth Option
|
+17.00% | +21.16% | — | +21.00% |
More From SBI Funds Management Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+19.95% | — | — | +10.69% |
|
SBI Silver ETF
Regular Plan · Growth
|
+17.82% | — | — | +31.22% |
|
SBI HEALTHCARE OPPORTUNITIES FUND
Direct Plan · Growth
|
+17.68% | +24.49% | +19.13% | +17.96% |
|
SBI Silver ETF Fund of Fund
Direct Plan · Growth
|
+17.50% | — | — | +31.50% |
|
SBI Gold ETF
Regular Plan · Growth
|
+13.12% | +29.42% | +22.46% | +12.52% |
|
SBI US Specific Equity Active FoF
Direct Plan · IDCW
|
+12.78% | +25.79% | +15.21% | +17.11% |
|
SBI GOLD FUND
Direct Plan · IDCW
|
+12.69% | +29.55% | +22.51% | +10.27% |
|
SBI MNC FUND
Direct Plan · Growth
|
+10.22% | +6.95% | +7.23% | +14.25% |
|
SBI Children's Fund - Investment Plan
Direct Plan · Growth
|
+7.83% | +20.37% | +17.44% | +30.82% |
|
SBI CREDIT RISK FUND
Direct Plan · IDCW
|
+7.35% | +8.38% | +7.66% | +5.55% |
About This Scheme
Investment Objective
The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.
Stated Asset Allocation
Equity and equity related securities of companies engaged in banking & financial services 80%-100% High Other equities and equity related instruments 0%-20% High Units issued by REIT/InVIT* 0%-10% Medium to High Debt Instruments (including securitized debt) 0%-20% Medium Money Market Instruments 0%-20% Low
Fund Managers
Mr. Milind Agrawal 01-Aug-2019
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.