GMP IPO Watch
Kotak Banking and PSU Debt Fund
Direct Plan · Growth · Kotak Mahindra Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.59% | +0.43% | 4 of 20 |
| 1M | +0.12% | +0.12% | 14 of 20 |
| 3M | +0.10% | +0.24% | 14 of 20 |
| 6M | +2.50% | +2.22% | 13 of 20 |
| YTD | +3.52% | +3.02% | 12 of 20 |
| 1Y | +4.37% | +3.54% | 6 of 20 |
| 2Y | +6.33% | +5.15% | 8 of 20 |
| 3Y | +7.10% | +5.71% | 6 of 19 |
| 5Y | +6.36% | +5.34% | 5 of 17 |
| 7Y | +6.78% | +5.51% | 5 of 15 |
| 10Y | +7.26% | +5.78% | 2 of 14 |
| INCEPTION | +7.97% | — | — |
Ranked among: Debt Scheme - Banking and PSU Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.94% | +6.38% | -0.85% | 97% | 39% |
| 6M | +3.90% | +8.33% | -0.01% | 100% | 41% |
| 1Y | +7.95% | +12.67% | +2.71% | 100% | 43% |
| 2Y | +7.94% | +11.81% | +4.08% | 100% | 43% |
| 3Y | +7.87% | +10.29% | +5.06% | 100% | 43% |
| 5Y | +7.78% | +9.37% | +6.24% | 100% | 43% |
| 7Y | +7.90% | +9.60% | +6.74% | 100% | 43% |
| 10Y | +7.83% | +8.30% | +7.20% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt94.02%
- Cash5.98%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Power Finance Corporation Ltd.** | Debt | 6.90% | +0.23% |
| Triparty Repo | Reverse Repo / TREPS | 5.98% | — |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT** | Debt | 4.15% | +0.13% |
| Power Grid Corporation of India Ltd.** | Debt | 3.36% | +0.10% |
| HDFC BANK LTD.** | Debt | 3.19% | +0.10% |
| CANARA BANK** | Money Market | 3.08% | +0.13% |
| SBI-6.80%-21-8-35-PVT | Debt | 2.94% | +0.07% |
| INDIAN OIL CORPORATION LTD.** | Debt | 2.93% | +0.09% |
| Net Current Assets/(Liabilities) | Money Market | 2.76% | — |
| REC LTD** | Debt | 2.73% | +0.09% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** | Debt | 2.62% | +0.08% |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | Debt | 2.61% | +0.09% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** | Debt | 2.60% | +0.09% |
| Power Finance Corporation Ltd.** | Debt | 2.10% | +0.07% |
| PFC-B-7.75%-11-6-30-PVT | Debt | 2.09% | +0.06% |
View all 62 holdings
| Export-Import Bank of India** | Debt | 2.09% | +0.07% |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** | Debt | 2.09% | +0.07% |
| ICICI BANK LTD.** | Debt | 2.06% | +0.07% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT** | Debt | 2.02% | +0.06% |
| ICICI BANK LTD.(AT 1 Bonds)** | Debt | 1.98% | +0.03% |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | Debt | 1.78% | +0.06% |
| Food Corporation of India** | Debt | 1.57% | +0.05% |
| 771GOI2066 | SOV | 1.57% | -0.37% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** | Debt | 1.56% | +0.05% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** | Debt | 1.55% | +0.05% |
| UNION BANK OF INDIA | Money Market | 1.54% | +0.06% |
| BANK OF BARODA** | Money Market | 1.54% | +0.06% |
| CANARA BANK** | Money Market | 1.54% | — |
| UNION BANK OF INDIA | Money Market | 1.53% | +0.06% |
| INDIAN BANK** | Money Market | 1.51% | +0.07% |
| HDFC BANK LTD.** | Debt | 1.45% | +0.04% |
| Power Grid Corporation of India Ltd.** | Debt | 1.36% | +0.04% |
| REC LTD** | Debt | 1.28% | +0.04% |
| REC-6.45%-7-1-31-PVT | Debt | 1.20% | +0.03% |
| HDFC BANK LTD.** | Debt | 1.07% | +0.03% |
| INDIAN RAILWAY FINANCE CORPORATION LTD.** | Debt | 1.04% | +0.03% |
| INDIAN RAILWAY FINANCE CORPORATION LTD.** | Debt | 1.04% | +0.03% |
| Food Corporation of India** | Debt | 1.04% | +0.03% |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | Debt | 1.04% | +0.03% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** | Debt | 1.04% | +0.03% |
| HDFC BANK LTD.** | Debt | 1.03% | +0.03% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** | Debt | 1.03% | +0.04% |
| HDFC BANK LTD.** | Money Market | 1.02% | +0.04% |
| Mahanagar Telephone Nigam Ltd. ** | Debt | 1.01% | +0.03% |
| ONGC PETRO ADDITIONS LTD.** | Debt | 1.01% | +0.03% |
| HDFC BANK LTD.** | Debt | 0.94% | +0.03% |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | Debt | 0.94% | +0.03% |
| 690GOI65 | SOV | 0.85% | -0.80% |
| SDL MH 7.63% 2035 | SOV | 0.80% | +0.02% |
| SDL TN 7.19% 2033 | SOV | 0.72% | +0.02% |
| REC LTD** | Debt | 0.53% | +0.02% |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | Debt | 0.53% | +0.02% |
| REC LTD** | Debt | 0.52% | +0.01% |
| REC LTD** | Debt | 0.52% | +0.02% |
| SBI ALTERNATIVE INVESTMENT FUND | Alternative Investment Fund | 0.39% | +0.02% |
| 718MAHSD33 | SOV | 0.34% | +0.01% |
| INDIAN RAILWAY FINANCE CORPORATION LTD.** | Debt | 0.10% | +0.00% |
| Mahanagar Telephone Nigam Ltd. ** | Debt | 0.10% | +0.00% |
| Power Finance Corporation Ltd.** | Debt | 0.05% | +0.00% |
| Power Finance Corporation Ltd.** | Debt | 0.02% | +0.00% |
| SDL GJ 6.46% 2030 | SOV | 0.01% | +0.00% |
| SDL GJ 6.98% 2032 | SOV | 0.01% | +0.00% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.39 | 1.27 | High Volatility |
| 3Y | 1.17 | 1.09 | High Volatility |
| 5Y | 1.19 | 1.23 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.75 | -1.67 | Above Average |
| 3Y | 0.70 | -0.48 | Above Average |
| 5Y | 0.34 | -0.55 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 5.40 | 5.46 | Below Average |
| 3Y | 11.29 | 10.70 | Above Average |
| 5Y | 8.82 | 8.99 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.97 | 0.83 | Poor Risk Adjusted Returns |
| 3Y | 1.03 | 0.91 | Poor Risk Adjusted Returns |
| 5Y | 0.87 | 0.79 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.52% | +7.16% | +7.52% | +6.99% |
|
Bandhan Banking and PSU Debt Fund
Direct Plan · Growth
|
+5.14% | +7.02% | +6.27% | +7.60% |
|
Franklin India Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.08% | +7.02% | +6.12% | +7.31% |
|
ICICI Prudential Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.28% | +6.66% | +6.18% | +7.71% |
|
SBI BANKING & PSU DEBT FUND
Regular Plan · Growth
|
+4.00% | +6.61% | +5.70% | +7.15% |
|
LIC MF Banking & PSU Debt Fund
Regular Plan · Daily IDCW
|
+3.97% | +2.92% | +1.95% | +0.89% |
|
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Regular Plan · GROWTH
|
+3.95% | +6.72% | +5.85% | +7.31% |
|
Bajaj Finserv Banking and PSU Debt Fund
Direct Plan · Growth
|
+3.94% | — | — | +7.04% |
|
Axis Banking and PSU Debt Fund
Regular Plan · Growth option
|
+3.91% | +6.51% | +5.84% | +7.41% |
|
Edelweiss Banking and PSU Debt Fund
Regular Plan · Growth
|
+3.74% | +6.71% | +5.72% | +7.02% |
More From Kotak Mahindra Asset Management Company Limited.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
| Kotak Silver ETF | +26.35% | +36.48% | — | +28.03% |
|
Kotak Gold Silver Passive FOF
Direct Plan · Growth
|
+26.30% | — | — | +26.30% |
|
Kotak Silver ETF Fund of Fund
Direct Plan · Growth
|
+26.06% | +35.79% | — | +27.27% |
|
Kotak Healthcare Fund
Direct Plan · Growth Option
|
+25.53% | — | — | +22.05% |
| KOTAK GOLD ETF | +16.90% | +31.05% | +23.29% | +14.39% |
|
Kotak Gold Fund
Direct Plan · Growth
|
+16.87% | +30.79% | +22.87% | +10.50% |
|
Kotak US Specific Equity Passive FOF
Direct Plan · Growth
|
+15.91% | +28.49% | +17.63% | +18.98% |
|
Kotak Global Emerging Market Overseas Equity Active FOF
Direct Plan · Growth
|
+15.41% | +21.87% | +9.60% | +8.54% |
|
Kotak MNC Fund
Direct Plan · Growth
|
+12.74% | — | — | +10.47% |
|
Kotak Manufacture in India Fund
Direct Plan · IDCW Option
|
+12.20% | +20.58% | — | +19.90% |
About This Scheme
Investment Objective
To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Stated Asset Allocation
Debt & Money Market instruments issued by Banks, PSUs, PFIs and Municipal Bonds. - 80% to 100% - Low to Medium Central Government and State government securities/ other instruments - 0% to 20% - Low to Medium Units issued by REITs & InvITs - 0%-10%Low to Medium- The scheme shall ensure that for asset allocation limits as provided in above table, the base shall be considered as net assets excluding the extent of minimum stipulated eligible assets i.e. higher of 10% of net assets or LR-CRaR as prescribed at Annexure 1 of AMFI Best Practices Guidelines Circular No.93 / 2021-22 dated July 24, 2021.
Exit Load
Nil
Fund Managers
FM 1 Mr. Deepak Agrawal FM2 Mr. Dharmesh Thakar
FM 1 Primary, FM 2 Primary
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.