GMP IPO Watch
ITI Banking & PSU Debt Fund
Regular Plan · IDCW Option · ITI Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.34% | +0.43% | 15 of 20 |
| 1M | +0.10% | +0.12% | 13 of 20 |
| 3M | +0.40% | +0.24% | 7 of 20 |
| 6M | +1.91% | +2.22% | 18 of 20 |
| YTD | +3.20% | +3.02% | 13 of 20 |
| 1Y | +3.72% | +3.54% | 12 of 20 |
| 2Y | +5.55% | +5.15% | 14 of 20 |
| 3Y | +6.27% | +5.71% | 15 of 19 |
| 5Y | +5.74% | +5.34% | 10 of 17 |
| INCEPTION | +5.47% | — | — |
Ranked among: Debt Scheme - Banking and PSU Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.37% | +3.21% | -0.41% | 99% | 40% |
| 6M | +2.81% | +4.83% | +1.16% | 100% | 41% |
| 1Y | +5.81% | +8.76% | +3.07% | 100% | 42% |
| 2Y | +6.11% | +7.74% | +3.76% | 100% | 42% |
| 3Y | +6.20% | +7.18% | +4.52% | 100% | 42% |
| 5Y | +5.80% | +6.00% | +5.64% | 100% | 42% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt81.76%
- Cash18.24%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| TREPS 01-Oct-2026 | Reverse Repo / TREPS | 15.65% | — |
| 8.14% Nuclear Power Corporation Of India Limited (25/03/2028) | Debt | 8.93% | -0.18% |
| 7.71% REC Limited (26/02/2027) | Debt | 8.85% | -0.13% |
| 7.59% National Housing Bank (08/09/2027) | Debt | 8.85% | -0.14% |
| IRFC-7.33%-28-8-27-PVT | Debt | 8.82% | -0.16% |
| HDFC Bank Limited (22/01/2027) | Money Market | 8.66% | -0.02% |
| 7.79% Small Industries Dev Bank of India (19/04/2027) | Debt | 7.38% | -0.11% |
| 7.23% Power Finance Corporation Limited (05/01/2027) | Debt | 7.37% | -0.09% |
| 7.53% National Bank For Agriculture and Rural Development (24/03/2028) | Debt | 5.87% | -0.11% |
| GOI LOAN 6.94% 2036 | Debt | 5.80% | -3.23% |
| GOI LOAN 6.53% 2031 | Debt | 5.12% | — |
| 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | Debt | 2.93% | -0.06% |
| Bank of Baroda (05/03/2027) | Money Market | 2.86% | -0.01% |
| Net Receivables / (Payables) | Net Current Assets | 2.59% | — |
| Corporate Debt Market Development Fund Class A2 | Debt | 0.32% | -0.01% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.86 | 1.27 | Low Volatility |
| 3Y | 0.84 | 1.09 | Low Volatility |
| 5Y | 0.71 | 1.23 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -1.82 | -1.67 | Below Average |
| 3Y | 0.41 | -0.48 | Above Average |
| 5Y | -0.03 | -0.55 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 7.61 | 5.46 | Above Average |
| 3Y | 15.84 | 10.70 | Above Average |
| 5Y | 17.15 | 8.99 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.53 | 0.83 | Good Risk Adjusted Returns |
| 3Y | 0.62 | 0.91 | Good Risk Adjusted Returns |
| 5Y | 0.48 | 0.79 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.52% | +7.16% | +7.52% | +6.99% |
|
Bandhan Banking and PSU Debt Fund
Direct Plan · Growth
|
+5.14% | +7.02% | +6.27% | +7.60% |
|
Franklin India Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.08% | +7.02% | +6.12% | +7.31% |
|
ICICI Prudential Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.28% | +6.66% | +6.18% | +7.71% |
|
SBI BANKING & PSU DEBT FUND
Regular Plan · Growth
|
+4.00% | +6.61% | +5.70% | +7.15% |
|
Kotak Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.00% | +6.70% | +5.94% | +7.61% |
|
LIC MF Banking & PSU Debt Fund
Regular Plan · Daily IDCW
|
+3.97% | +2.92% | +1.95% | +0.89% |
|
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Regular Plan · GROWTH
|
+3.95% | +6.72% | +5.85% | +7.31% |
|
Bajaj Finserv Banking and PSU Debt Fund
Direct Plan · Growth
|
+3.94% | — | — | +7.04% |
|
Axis Banking and PSU Debt Fund
Regular Plan · Growth option
|
+3.91% | +6.51% | +5.84% | +7.41% |
More From ITI Asset Management Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ITI Small Cap Fund
Direct Plan · Growth Option
|
+14.31% | +22.22% | +17.12% | +21.54% |
|
ITI Pharma and Healthcare Fund
Direct Plan · Growth Option
|
+11.53% | +20.68% | — | +14.77% |
|
ITI Flexi Cap Fund
Direct Plan · Growth Option
|
+11.05% | +19.17% | — | +22.65% |
|
ITI Multi Cap Fund
Direct Plan · Growth Option
|
+9.77% | +16.97% | +13.88% | +15.71% |
|
ITI Arbitrage Fund
Direct Plan · Growth Option
|
+6.39% | +7.26% | +6.28% | +5.53% |
|
ITI Ultra Short Term Fund
Direct Plan · Annually IDCW Option
|
+6.29% | +7.00% | +6.46% | +6.19% |
|
ITI Liquid Fund
Regular Plan · Annually IDCW Option
|
+6.17% | +6.60% | +6.14% | +5.34% |
|
ITI Overnight Fund
Direct Plan · Growth Option
|
+5.01% | +5.78% | +5.58% | +4.94% |
|
ITI Mid Cap Fund
Direct Plan · Growth Option
|
+2.20% | +18.24% | +14.56% | +17.03% |
|
ITI Bharat Consumption Fund
Direct Plan · Growth Option
|
+1.90% | — | — | +12.01% |
About This Scheme
Investment Objective
The investment objective of the Scheme is to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions, (PFIs) and Municipal Bonds. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Stated Asset Allocation
Debt (including securitised debt) and Money Market Instruments issued by Scheduled Commercial Banks (SCBs), Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds 80%-100%, Debt (including government securities) and Money market instruments issued by entities other than the above 0%-20%, Units issued by InvITs 0%-10%
Exit Load
Nil
Fund Managers
Mr. Laukik Bagwe
Mr. Laukik Bagwe - Fund manager and Head - Fixed Income
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.