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ICICI Prudential Banking & Financial Services Fund
Direct Plan · Growth · ICICI Prudential Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +3.70% | +3.52% | 148 of 255 |
| 1M | +2.64% | +1.97% | 100 of 255 |
| 3M | -2.49% | -3.45% | 91 of 252 |
| 6M | +0.57% | +2.92% | 151 of 251 |
| YTD | -7.05% | +1.21% | 225 of 255 |
| 1Y | -5.86% | +1.11% | 197 of 232 |
| 2Y | +3.36% | +2.39% | 89 of 187 |
| 3Y | +10.00% | +12.36% | 97 of 142 |
| 5Y | +8.50% | +9.81% | 67 of 102 |
| 7Y | +10.60% | +14.27% | 67 of 84 |
| 10Y | +12.03% | +11.68% | 42 of 68 |
| INCEPTION | +14.15% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +4.41% | +49.63% | -46.43% | 66% | 26% |
| 6M | +8.69% | +60.67% | -43.24% | 71% | 28% |
| 1Y | +19.10% | +107.57% | -43.33% | 78% | 34% |
| 2Y | +16.94% | +51.79% | -18.93% | 94% | 42% |
| 3Y | +16.17% | +40.14% | -10.46% | 94% | 42% |
| 5Y | +15.14% | +32.22% | +1.35% | 100% | 45% |
| 7Y | +14.05% | +22.95% | +8.86% | 100% | 45% |
| 10Y | +15.72% | +20.67% | +11.18% | 100% | 46% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity97.05%
- Debt1.49%
- Cash1.46%
- Other0.00%
Market Cap Split
- Large Cap65.26%
- Mid Cap13.47%
- Small Cap18.38%
- Others2.89%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 16.32 | 17.84 |
| P/B | 2.05 | 2.31 |
| Price / Sales | 3.06 | 3.91 |
| Dividend Yield (%) | 1.41 | 1.13 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| HDFC Bank | Banks | 13.84% | +1.77% |
| ICICI Bank | Banks | 13.46% | -0.62% |
| Kotak Bank | Banks | 9.36% | -0.01% |
| Axis Bank | Banks | 8.88% | -0.07% |
| State Bank of India | Banks | 5.23% | +0.12% |
| SBI Life Insurance | Insurance | 3.15% | +0.42% |
| SBI Cards | Finance | 3.09% | +0.05% |
| ICICI Lombard General Insurance | Insurance | 2.77% | +0.59% |
| Bajaj Finserv | Finance | 2.63% | +0.33% |
| HDFC Life Insurance | Insurance | 2.63% | +0.03% |
| LIC Housing Finance | Finance | 2.19% | -0.56% |
| Anand Rathi Wealth | Capital Markets | 1.77% | +0.02% |
| HDB Financial Services | Finance | 1.66% | -0.07% |
| BSE | Capital Markets | 1.62% | -0.01% |
| Can Fin Homes | Finance | 1.59% | -0.08% |
View all 65 holdings
| Max Financial Services | Insurance | 1.57% | +0.41% |
| PNB Housing Finance | Finance | 1.55% | -0.31% |
| Bajaj Finance | Finance | 1.46% | +0.16% |
| TREPS | Reverse Repo / TREPS | 1.44% | — |
| LIC of India | Insurance | 1.43% | -0.01% |
| Aavas Financiers | Finance | 1.32% | +0.01% |
| Go Digit General Insurance | Insurance | 1.30% | +0.15% |
| Piramal Finance | Finance | 1.13% | -0.18% |
| UTI AMC | Capital Markets | 0.99% | +0.06% |
| SBI Funds Management | Capital Markets | 0.98% | -0.06% |
| Aptus Value Housing Finance | Finance | 0.98% | -0.31% |
| Central Bank of India | Banks | 0.93% | +0.06% |
| Angel One | Capital Markets | 0.92% | +0.01% |
| Cholamandalam Investment | Finance | 0.89% | +0.14% |
| Repco Home Finance | Finance | 0.81% | -0.01% |
| MCX | Capital Markets | 0.80% | -0.66% |
| Medi Assist Healthcare | Insurance | 0.79% | -0.03% |
| 91 Days Treasury Bills | SOV | 0.76% | +0.04% |
| Aadhar Housing Finance | Finance | 0.72% | -0.01% |
| ICICI Prudential Life Insurance | Insurance | 0.66% | -0.07% |
| Star Health Insurance | Insurance | 0.47% | -0.01% |
| Bajaj Holdings & Investments | Finance | 0.42% | -0.02% |
| Credit Access Grameen | Finance | 0.41% | -0.01% |
| Bajaj Housing Finance | Finance | 0.38% | +0.01% |
| Cash Margin - Derivatives | Net Current Assets | 0.38% | — |
| Bajaj Finserv Ltd. $$ | Finance | 0.38% | — |
| CSB Bank | Banks | 0.36% | -0.06% |
| GIC of India | Insurance | 0.29% | +0.00% |
| CARE Ratings | Capital Markets | 0.28% | +0.01% |
| Muthoot Finance | Finance | 0.26% | -0.01% |
| MAS Financial Services | Finance | 0.24% | +0.00% |
| 91TB171226 | SOV | 0.24% | — |
| Fusion Finance | Finance | 0.20% | -0.24% |
| ICRA | Capital Markets | 0.20% | +0.10% |
| CMS Info Systems | Commercial Services & Supplies | 0.19% | -0.01% |
| 182T221026 | SOV | 0.18% | +0.01% |
| 364 Days Treasury Bills | SOV | 0.14% | +0.01% |
| 360 One WAM | Capital Markets | 0.12% | -0.01% |
| Canara HSBC Life Insurance Company | Insurance | 0.09% | +0.00% |
| Canara Robeco Asset Management Company | Capital Markets | 0.08% | +0.00% |
| 364T101226 | SOV | 0.06% | — |
| 91TB241226 | SOV | 0.06% | — |
| 364T151026 | SOV | 0.05% | +0.01% |
| Bank of India | Banks | 0.02% | -0.42% |
| Bandhan Bank | Banks | 0.00% | -0.60% |
| Axis Bank Ltd. (Covered call) $$ | Banks | -0.02% | — |
| PNB Housing Finance Ltd. $$ | Finance | -0.20% | — |
| ICICI Bank Ltd. $$ | Banks | -0.30% | — |
| Net Current Assets | Net Current Assets | -0.36% | — |
| ICICI Lombard General Insurance Company Ltd. $$ | Insurance | -0.57% | — |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 15.34 | 16.32 | Low Volatility |
| 3Y | 13.68 | 16.10 | Low Volatility |
| 5Y | 14.48 | 15.67 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.66 | -0.32 | Below Average |
| 3Y | 0.30 | -0.45 | Above Average |
| 5Y | 0.22 | 0.29 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.45 | 0.19 | Below Average |
| 3Y | 1.13 | 1.14 | Below Average |
| 5Y | 0.92 | 0.96 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.92 | 1.02 | Good Risk Adjusted Returns |
| 3Y | 0.90 | 0.98 | Good Risk Adjusted Returns |
| 5Y | 0.90 | 1.01 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+59.64% | +47.37% | — | +23.17% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+25.51% | +31.04% | — | +30.18% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+23.57% | — | — | +20.10% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+22.37% | — | — | +11.34% |
|
Mirae Asset Healthcare Fund
Direct Plan · Growth
|
+21.28% | +24.36% | +16.89% | +22.00% |
|
ICICI Prudential US Bluechip Equity Fund
Regular Plan · IDCW
|
+20.32% | +18.33% | +12.09% | +15.77% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+20.03% | — | — | +11.89% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+18.89% | +19.86% | +8.28% | +8.45% |
|
HDFC Defence Fund
Regular Plan · IDCW Option
|
+18.80% | +34.56% | — | +36.67% |
|
HSBC India Export Opportunities Fund
Direct Plan · Growth
|
+18.74% | — | — | +9.24% |
More From ICICI Prudential Asset Management Company Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ICICI Prudential Strategic Metal and Energy Equity Fund of Fund
Direct Plan · IDCW
|
+54.73% | +34.44% | — | +28.69% |
| ICICI PRUDENTIAL SILVER ETF | +26.35% | +36.57% | — | +24.10% |
|
ICICI Prudential Silver ETF FOF
Direct Plan · IDCW
|
+25.48% | +35.58% | — | +24.36% |
|
ICICI Prudential Nifty Pharma Index Fund
Direct Plan · IDCW
|
+22.53% | +22.50% | — | +21.44% |
|
ICICI Prudential Global Stable Equity Fund (FOF)
Direct Plan · Growth
|
+21.49% | +15.76% | +11.03% | +10.51% |
|
ICICI Prudential US Bluechip Equity Fund
Direct Plan · IDCW
|
+21.29% | +19.31% | +13.10% | +16.61% |
| ICICI Prudential Nifty Metal ETF | +19.46% | — | — | +16.41% |
|
ICICI Prudential Gold ETF FOF
Direct Plan · Growth
|
+17.38% | +30.99% | +23.18% | +10.56% |
| ICICI Prudential Gold ETF | +16.94% | +31.16% | +23.37% | +12.02% |
|
ICICI Prudential NASDAQ 100 Index Fund
Direct Plan · Growth
|
+15.77% | +28.57% | +17.30% | +18.04% |
About This Scheme
Investment Objective
To generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services.However there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Stated Asset Allocation
• Equity & Equity related securities of companies engaged in Banking and Financial Services Sector = 80% - 100% • Other Equity & equity related Instruments = 0% - 20% • Money market instruments, other liquid instruments^, Units of Overnight funds, Liquid funds and Money Market funds = 0% - 20% • Units issued by InVITs = 0% - 10% ^Other liquid instruments shall include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by SEBI.
Exit Load
1% of applicable Net Asset Value - If units purchased or switched in from another scheme of the Fund are redeemed or switched out within 15 days from the date of allotment, Nil - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 15 days from the date of allotment.
Fund Managers
FM 1 - Antariksha Banerjee, FM 2 - Sharmila D'silva
FM 1 - Primary, FM 2 - Manages Overseas Investments
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.