GMP IPO Watch
HSBC Banking and PSU Debt Fund
Direct Plan · Growth · HSBC Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.05% | +0.05% | 11 of 20 |
| 1M | -0.19% | -0.13% | 12 of 20 |
| 3M | +0.50% | +0.53% | 18 of 20 |
| 6M | +2.58% | +2.28% | 19 of 20 |
| YTD | +3.36% | +2.95% | 19 of 20 |
| 1Y | +4.48% | +3.89% | 19 of 20 |
| 2Y | +6.42% | +5.28% | 19 of 20 |
| 3Y | +6.94% | +5.87% | 18 of 19 |
| INCEPTION | +6.80% | — | — |
Ranked among: Debt Scheme - Banking and PSU Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.75% | +4.24% | +0.02% | 100% | 41% |
| 6M | +3.49% | +5.80% | +0.87% | 100% | 41% |
| 1Y | +7.27% | +9.97% | +3.59% | 100% | 43% |
| 2Y | +7.52% | +8.26% | +6.42% | 100% | 43% |
| 3Y | +7.16% | +7.59% | +6.55% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt95.73%
- Cash4.27%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Treps | Reverse Repo / TREPS | 4.27% | — |
| EXIM Bank** | Debt | 3.51% | +0.06% |
| GOI LOAN 6.94% 2036 | Debt | 3.39% | +0.28% |
| NABARD** | Debt | 3.08% | +1.24% |
| Indian Railway Finance Corporation Ltd** | Debt | 2.94% | +0.05% |
| EXIM Bank** | Debt | 2.80% | +0.04% |
| Bharti Telecom Limited^ | Debt | 2.76% | +0.05% |
| Housing and Urban Development Corp. Ltd.** | Debt | 2.69% | +0.04% |
| SST-7.73%-28-9-29-PTC | Debt | 2.18% | -0.04% |
| EXIM Bank** | Debt | 2.09% | +0.04% |
| National Housing Bank** | Debt | 2.08% | +0.02% |
| Power Finance Corporation Limited** | Debt | 2.06% | +0.03% |
| REC Limited** | Debt | 2.05% | +0.71% |
| Bajaj Finance Limited^ | Debt | 2.03% | +0.04% |
| Housing and Urban Development Corp. Ltd.** | Debt | 2.01% | +0.03% |
View all 74 holdings
| Canara Bank^ | Money Market | 1.97% | +0.04% |
| REC Limited^ | Debt | 1.92% | +0.61% |
| Indian Railway Finance Corporation Ltd** | Debt | 1.91% | +0.03% |
| HDFC Bank Limited** | Money Market | 1.69% | -0.48% |
| HDFC Bank Limited** | Debt | 1.45% | +0.03% |
| LIC Housing Finance Limited** | Debt | 1.44% | — |
| SIDBI** | Debt | 1.43% | +0.03% |
| SIDBI** | Debt | 1.42% | +0.02% |
| NABARD** | Debt | 1.40% | +0.02% |
| Indian Railway Finance Corporation Ltd** | Debt | 1.38% | +0.02% |
| SIDBI** | Debt | 1.38% | +0.02% |
| Tata Capital Ltd** | Debt | 1.38% | +0.03% |
| Bajaj Finance Limited** | Debt | 1.37% | +0.02% |
| National Housing Bank** | Debt | 1.37% | +0.00% |
| NABARD** | Debt | 1.37% | +0.02% |
| SIDBI^ | Debt | 1.37% | +0.02% |
| NABARD** | Debt | 1.35% | +0.02% |
| Embassy Office Parks REIT** | Debt | 1.33% | +0.00% |
| Canara Bank^ | Money Market | 1.31% | +0.02% |
| Bank of Baroda^ | Money Market | 1.31% | — |
| Punjab National Bank^ | Money Market | 1.31% | +0.02% |
| Indian Bank^ | Money Market | 1.31% | +0.02% |
| Bank of Baroda^ | Money Market | 1.31% | +0.03% |
| Canara Bank** | Money Market | 1.30% | +0.02% |
| Punjab National Bank** | Money Market | 1.30% | +0.02% |
| Indian Bank** | Money Market | 1.28% | +0.03% |
| Power Finance Corporation Limited** | Debt | 1.25% | +0.02% |
| REC Limited** | Debt | 1.15% | +0.02% |
| 702GJSDL31 | Debt | 1.14% | -0.18% |
| SIDBI** | Debt | 1.10% | +0.02% |
| REC Limited** | Debt | 1.08% | +0.02% |
| SST-7.80%-28-9-30-PTC | Debt | 1.03% | -0.02% |
| GOI LOAN 6.48% 2035 | Debt | 0.93% | +0.01% |
| Power Grid Corporation of India Limited** | Debt | 0.86% | +0.01% |
| Indian Railway Finance Corporation Ltd** | Debt | 0.83% | +0.01% |
| GOI LOAN 6.36% 2031 | Debt | 0.80% | -1.44% |
| Indian Railway Finance Corporation Ltd** | Debt | 0.74% | +0.01% |
| National Highways Authority of India** | Debt | 0.72% | +0.01% |
| NABARD** | Debt | 0.70% | +0.02% |
| PFCL-7.41%-25-2-30-PVT | Debt | 0.69% | +0.01% |
| REC Limited** | Debt | 0.69% | +0.01% |
| Mahindra & Mahindra Financial Serv Ltd.** | Debt | 0.69% | +0.02% |
| NABARD** | Debt | 0.68% | -0.66% |
| REC Limited** | Debt | 0.68% | +0.01% |
| Indian Railway Finance Corporation Ltd** | Debt | 0.68% | -0.53% |
| 772MAH32 | Debt | 0.68% | -0.02% |
| Embassy Office Parks REIT** | Debt | 0.67% | +0.01% |
| GOI LOAN 6.01% 2030 | Debt | 0.66% | +0.00% |
| Bank of Baroda** | Money Market | 0.66% | — |
| Union Bank of India** | Money Market | 0.65% | +0.01% |
| REC Limited** | Money Market | 0.65% | — |
| Kotak Mahindra Prime Limited** | Debt | 0.56% | +0.01% |
| Embassy Office Parks REIT** | Debt | 0.48% | +0.00% |
| Corp Debt Mkt Devlop Fund (SBI AIF Fund) | AIF | 0.38% | +0.01% |
| PGC-8.70%-15-07-2028-PVT | Debt | 0.28% | +0.01% |
| SIDBI^ | Debt | 0.27% | -2.13% |
| REC Limited** | Debt | 0.14% | +0.00% |
| Net Current Assets (including cash & bank balances) | Money Market | 0.11% | — |
| SDL GJ 7.59% 2041 | Debt | 0.08% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.48 | 1.94 | Low Volatility |
| 3Y | 1.49 | 1.73 | Low Volatility |
| 5Y | 1.79 | 1.67 | High Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.34 | -0.51 | Good Risk Adjusted Returns |
| 3Y | 0.36 | 0.23 | Good Risk Adjusted Returns |
| 5Y | -0.18 | -0.09 | Poor Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.57 | -0.68 | Good Risk Adjusted Returns |
| 3Y | 0.66 | 0.43 | Good Risk Adjusted Returns |
| 5Y | -0.24 | -0.05 | Poor Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.94 | 0.86 | Poor Risk Adjusted Returns |
| 3Y | 0.94 | 0.93 | Poor Risk Adjusted Returns |
| 5Y | 1.07 | 0.80 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.72% | +7.31% | +7.51% | +7.02% |
|
Franklin India Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.64% | +7.17% | +6.13% | +7.34% |
|
Bandhan Banking and PSU Debt Fund
Direct Plan · Growth
|
+5.44% | +7.18% | +6.28% | +7.63% |
|
ICICI Prudential Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.53% | +6.84% | +6.22% | +7.73% |
|
Kotak Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.46% | +6.93% | +5.99% | +7.64% |
|
Bajaj Finserv Banking and PSU Debt Fund
Direct Plan · Growth
|
+4.46% | — | — | +7.18% |
|
LIC MF Banking & PSU Debt Fund
Regular Plan · Daily IDCW
|
+4.43% | +3.02% | +1.97% | +0.89% |
|
SBI BANKING & PSU DEBT FUND
Regular Plan · Growth
|
+4.35% | +6.76% | +5.69% | +7.18% |
|
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Regular Plan · GROWTH
|
+4.33% | +6.91% | +5.86% | +7.33% |
|
Axis Banking and PSU Debt Fund
Regular Plan · Growth option
|
+4.30% | +6.67% | +5.85% | +7.44% |
More From HSBC Asset Management (India) Private Ltd.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
HSBC Brazil Fund
Direct Plan · Growth
|
+56.18% | +25.00% | +14.52% | +2.33% |
|
HSBC Global Emerging Markets Fund
Direct Plan · Growth
|
+39.00% | +30.85% | +12.70% | +9.19% |
|
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund
Direct Plan · Growth
|
+29.21% | +28.10% | +14.85% | +11.56% |
|
HSBC India Export Opportunities Fund
Direct Plan · IDCW
|
+17.60% | — | — | +8.04% |
|
HSBC Midcap Fund
Direct Plan · Growth
|
+13.56% | +22.57% | — | +23.04% |
|
HSBC Small Cap Fund
Direct plan · Growth
|
+11.49% | +14.17% | — | +18.37% |
|
HSBC Multi Asset Active FOF (erstwhile HSBC Managed Solutions India - Moderate Fund)
Direct Plan · Growth
|
+7.73% | +14.86% | +11.17% | +12.52% |
|
HSBC Infrastructure Fund
Direct Plan · Growth
|
+6.80% | +15.30% | — | +19.85% |
|
HSBC Arbitrage Fund
Direct Plan · Growth
|
+6.58% | +7.17% | — | +7.39% |
|
HSBC Ultra Short Term Fund
Direct plan · Growth
|
+6.55% | +7.22% | +6.59% | +6.12% |
About This Scheme
Investment Objective
The investment objective of the Scheme is to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.
Stated Asset Allocation
Debt and money market instruments / securities issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) and Municipal Bonds : 80% -100% Debt and money market instruments / securities issued by other entities : 0%-20% Units issued by InvITs: 0% - 10%
Exit Load
Exit Load: Nil
Fund Managers
FM 1 - Mahesh Chhabria, FM 2 - Mohd. Asif Rizwi
FM 1 - Primary FM 2 - Primary
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.