GMP IPO Watch
HDFC Banking and PSU Debt Fund
Direct Plan · IDCW Option · HDFC Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.59% | +0.43% | 3 of 20 |
| 1M | +0.07% | +0.12% | 16 of 20 |
| 3M | -0.41% | +0.24% | 20 of 20 |
| 6M | -0.13% | +2.22% | 20 of 20 |
| YTD | -0.42% | +3.02% | 20 of 20 |
| 1Y | -0.41% | +3.54% | 20 of 20 |
| 2Y | -0.27% | +5.15% | 20 of 20 |
| 3Y | -0.17% | +5.71% | 19 of 19 |
| 5Y | -0.07% | +5.34% | 17 of 17 |
| 7Y | -0.52% | +5.51% | 15 of 15 |
| 10Y | -0.23% | +5.78% | 14 of 14 |
| INCEPTION | -0.01% | — | — |
Ranked among: Debt Scheme - Banking and PSU Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | -0.01% | +3.40% | -3.31% | 52% | 21% |
| 6M | -0.02% | +1.90% | -3.68% | 51% | 20% |
| 1Y | -0.03% | +2.19% | -4.19% | 56% | 22% |
| 2Y | -0.07% | +1.38% | -2.17% | 55% | 22% |
| 3Y | -0.12% | +1.13% | -1.34% | 48% | 19% |
| 5Y | -0.23% | +0.70% | -0.80% | 22% | 9% |
| 7Y | -0.27% | +0.03% | -0.61% | 1% | 0% |
| 10Y | -0.09% | +0.04% | -0.30% | 2% | 1% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt95.55%
- Cash4.45%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Indian Railways Finance Corp. Ltd.^ | Debt | 5.41% | +0.11% |
| Net Current Assets | Net Current Assets | 3.14% | — |
| Bajaj Housing Finance Ltd.^ | Debt | 2.97% | +0.07% |
| IRFC-7.57%-18-4-29-PVT | Debt | 2.96% | +0.06% |
| REC Limited.^ | Debt | 2.96% | +0.07% |
| Housing and Urban Development Corporation Ltd.^ | Debt | 2.52% | +0.05% |
| National Bank for Agri & Rural Dev.^ | Debt | 2.47% | +0.06% |
| Power Finance Corporation Ltd.^ | Debt | 2.44% | +0.04% |
| Punjab National Bank^ | Debt | 2.39% | +0.03% |
| Small Industries Development Bank^ | Debt | 1.98% | +0.05% |
| Bajaj Housing Finance Ltd.^ | Debt | 1.97% | +0.04% |
| LIC Housing Finance Ltd.^ | Debt | 1.97% | +0.04% |
| Union Bank of India | Money Market | 1.94% | +0.06% |
| UCO Bank^ | Money Market | 1.69% | +0.05% |
| Power Grid Corporation of India Ltd.^ | Debt | 1.58% | +0.03% |
View all 104 holdings
| 667GOI2035 | Debt | 1.53% | +0.01% |
| REC Limited.^ | Debt | 1.51% | +0.03% |
| National Housing Bank^ | Debt | 1.49% | +0.04% |
| SMFG India Credit Company Ltd^ | Debt | 1.49% | +0.04% |
| National Bank for Agri & Rural Dev. | Debt | 1.48% | +0.04% |
| HDFC Bank Ltd.£^ | Debt | 1.47% | +0.03% |
| Small Industries Development Bank^ | Debt | 1.47% | +0.03% |
| Housing and Urban Development Corporation Ltd.^ | Debt | 1.43% | +0.01% |
| SST-7.73%-28-9-29-PTC | Debt | 1.42% | -0.01% |
| TREPS - Tri-party Repo | Reverse Repo / TREPS | 1.31% | — |
| National Bank for Agri & Rural Dev.^ | Debt | 1.18% | +0.02% |
| HDFC Bank Ltd.£^ | Debt | 1.17% | +0.02% |
| REC Limited.^ | Debt | 1.11% | +0.02% |
| 718GS2033 | Debt | 1.09% | +0.01% |
| REC Limited.^ | Debt | 1.01% | +0.02% |
| REC Limited.^ | Debt | 1.01% | +0.02% |
| National Bank for Agri & Rural Dev.^ | Debt | 1.00% | +0.02% |
| SDL GJ 7.64% 2033 | Debt | 0.99% | +0.01% |
| EXIM 7.45% 2028 SR Z01 | Debt | 0.99% | +0.02% |
| Pipeline Infrastructure Pvt. Ltd.^ | Debt | 0.99% | +0.02% |
| Small Industries Development Bank | Debt | 0.99% | +0.02% |
| SDL TN 7.73% 2036 | Debt | 0.98% | +0.01% |
| Bajaj Housing Finance Ltd.^ | Debt | 0.98% | +0.02% |
| HDFC Bank Ltd.£^ | Debt | 0.98% | -0.17% |
| National Bank for Agri & Rural Dev. | Debt | 0.98% | +0.02% |
| National Housing Bank^ | Debt | 0.98% | +0.01% |
| REC Limited. | Debt | 0.98% | +0.02% |
| Small Industries Development Bank^ | Debt | 0.98% | +0.02% |
| Indian Railways Finance Corp. Ltd.^ | Debt | 0.97% | +0.02% |
| Power Finance Corporation Ltd.^ | Debt | 0.97% | +0.02% |
| Small Industries Development Bank^ | Debt | 0.97% | +0.03% |
| Small Industries Development Bank^ | Debt | 0.97% | +0.02% |
| Bank of Baroda^ | Money Market | 0.97% | — |
| Mahanagar Telephone Nigam Ltd.^ | Debt | 0.95% | +0.02% |
| SST-7.80%-28-9-30-PTC | Debt | 0.95% | -0.01% |
| Power Grid Corporation of India Ltd.^ | Debt | 0.78% | +0.01% |
| MTNL-6.85%-20-12-30-PVT | Debt | 0.76% | +0.02% |
| REC Limited.^ | Debt | 0.69% | +0.01% |
| State Bank of India (Tier 2 - Basel III)^ | Debt | 0.67% | +0.01% |
| 734GOI2064 | Debt | 0.60% | +0.01% |
| SDL GJ 7.64% 2034 | Debt | 0.59% | +0.01% |
| BOB-7.75%-21-12-33-PVT | Debt | 0.58% | +0.01% |
| Toyota Financial Services India Ltd.^ | Debt | 0.54% | +0.02% |
| Indian Railways Finance Corp. Ltd.^ | Debt | 0.52% | +0.01% |
| Indian Railways Finance Corp. Ltd.^ | Debt | 0.50% | +0.01% |
| LIC Housing Finance Ltd.^ | Debt | 0.50% | +0.01% |
| National Bank for Agri & Rural Dev.^ | Debt | 0.50% | +0.02% |
| Pipeline Infrastructure Pvt. Ltd.^ | Debt | 0.50% | +0.02% |
| 763GUJSDL33 | Debt | 0.49% | +0.00% |
| HDFC Bank Ltd. (Tier 2 - Basel III)£^ | Debt | 0.49% | +0.01% |
| HDFC Bank Ltd.£^ | Debt | 0.49% | -1.93% |
| Indian Oil Corporation Ltd.^ | Debt | 0.49% | +0.01% |
| MTNL-8%-15-11-32-PVT | Debt | 0.49% | +0.01% |
| National Bank for Agri & Rural Dev. | Debt | 0.49% | +0.01% |
| National Bank for Agri & Rural Dev.^ | Debt | 0.49% | +0.02% |
| National Bank for Agri & Rural Dev.^ | Debt | 0.49% | +0.01% |
| NABARD-7.43%-31-01-30-PVT | Debt | 0.49% | +0.01% |
| Poonawalla Fincorp Ltd^ | Debt | 0.49% | +0.01% |
| Power Finance Corporation Ltd.^ | Debt | 0.49% | +0.01% |
| REC Limited.^ | Debt | 0.49% | +0.01% |
| Small Industries Development Bank | Debt | 0.49% | +0.01% |
| Small Industries Development Bank^ | Debt | 0.49% | +0.01% |
| Kotak Mahindra Bank Limited^ | Money Market | 0.49% | — |
| Altius Telecom Infrastructure Trust^ | Debt | 0.48% | +0.01% |
| National Housing Bank^ | Debt | 0.48% | +0.00% |
| RECL-6.90%-31-3-31-PVT | Debt | 0.48% | +0.01% |
| SBI-6.80%-21-8-35-PVT | Debt | 0.48% | +0.01% |
| Union Bank of India | Money Market | 0.48% | — |
| Union Bank of India | Money Market | 0.48% | — |
| GOI LOAN 6.94% 2036 | Debt | 0.39% | — |
| 763GUJSDL34 | Debt | 0.39% | +0.00% |
| Small Industries Development Bank | Debt | 0.39% | +0.01% |
| Corporate Debt Market Development Fund | Debt | 0.36% | +0.01% |
| SDL TN 7.39% 2034 | Debt | 0.29% | +0.00% |
| Bajaj Finance Ltd.^ | Debt | 0.29% | +0.01% |
| SDL MH 7.2% 2036 | Debt | 0.19% | +0.00% |
| SDL MP 7.48% 2045 | Debt | 0.19% | +0.00% |
| SDL AP 7.63% 2037 | Debt | 0.19% | +0.00% |
| SDL BR 7.72% 2041 | Debt | 0.19% | +0.00% |
| SDL GJ 7.63% 2037 | Debt | 0.17% | +0.00% |
| SDL AP 7.48% 2033 | Debt | 0.15% | +0.00% |
| SDL AP 7.62% 2036 | Debt | 0.13% | +0.00% |
| SDL AP 7.48% 2034 | Debt | 0.12% | +0.00% |
| SDL MH 7.63% 2035 | Debt | 0.10% | +0.00% |
| SDL HR 7.67% 2041 | Debt | 0.10% | +0.00% |
| Indian Railways Finance Corp. Ltd.^ | Debt | 0.10% | +0.00% |
| Bajaj Finance Ltd.^ | Debt | 0.09% | +0.00% |
| 707GJSDL32 | Debt | 0.07% | +0.00% |
| SDL HR 7.03% 2039 | Debt | 0.01% | +0.00% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.80 | 1.27 | High Volatility |
| 3Y | 1.78 | 1.09 | High Volatility |
| 5Y | 1.58 | 1.23 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -6.24 | -1.67 | Below Average |
| 3Y | -6.53 | -0.48 | Below Average |
| 5Y | -7.52 | -0.55 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.29 | 5.46 | Below Average |
| 3Y | -0.11 | 10.70 | Below Average |
| 5Y | -0.04 | 8.99 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.62 | 0.83 | Good Risk Adjusted Returns |
| 3Y | 0.86 | 0.91 | Good Risk Adjusted Returns |
| 5Y | 0.73 | 0.79 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.52% | +7.16% | +7.52% | +6.99% |
|
Bandhan Banking and PSU Debt Fund
Direct Plan · Growth
|
+5.14% | +7.02% | +6.27% | +7.60% |
|
Franklin India Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.08% | +7.02% | +6.12% | +7.31% |
|
ICICI Prudential Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.28% | +6.66% | +6.18% | +7.71% |
|
SBI BANKING & PSU DEBT FUND
Regular Plan · Growth
|
+4.00% | +6.61% | +5.70% | +7.15% |
|
Kotak Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.00% | +6.70% | +5.94% | +7.61% |
|
LIC MF Banking & PSU Debt Fund
Regular Plan · Daily IDCW
|
+3.97% | +2.92% | +1.95% | +0.89% |
|
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Regular Plan · GROWTH
|
+3.95% | +6.72% | +5.85% | +7.31% |
|
Bajaj Finserv Banking and PSU Debt Fund
Direct Plan · Growth
|
+3.94% | — | — | +7.04% |
|
Axis Banking and PSU Debt Fund
Regular Plan · Growth option
|
+3.91% | +6.51% | +5.84% | +7.41% |
More From HDFC Asset Management Company Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
HDFC Silver ETF
Growth Option
|
+25.77% | +36.06% | — | +34.08% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · Growth Option
|
+25.51% | +31.04% | — | +30.18% |
|
HDFC Silver ETF Fund of Fund
Direct Plan · Growth Option
|
+25.37% | +35.62% | — | +32.02% |
|
HDFC Defence Fund
Direct Plan · Growth Option
|
+19.94% | +36.01% | — | +38.17% |
|
HDFC Developed World Overseas Equity Passive FOF
Direct plan · Growth
|
+18.91% | +25.41% | +15.25% | +16.26% |
|
HDFC Gold ETF
Growth Option
|
+16.82% | +30.99% | +23.25% | +12.15% |
|
HDFC Gold ETF Fund of Fund
Direct Plan · Growth Option
|
+16.53% | +30.86% | +23.07% | +10.47% |
|
HDFC INNOVATION FUND
Direct Plan · IDCW Option
|
+13.31% | — | — | +14.01% |
|
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Direct Plan · Growth Option
|
+6.94% | — | — | +6.95% |
|
HDFC Arbitrage Fund
Direct Plan · Growth Option
|
+6.62% | +7.25% | +6.74% | +6.44% |
About This Scheme
Investment Objective
To generate income/capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies.There is no assurance that the investment objective of the Scheme will be achieved.
Stated Asset Allocation
Debt (including securitised debt) and Money Market Instruments issued by Scheduled Commercial Banks,Public Sector Undertakings (PSU), Public Financial Institutions, Municipal Corporations and such other bodies@: 80% -100% ; Debt (including government securities) and Money Market Instruments issued by entities other than the Above@ : 0% -20%; Units issued by InvITs: 0% -10%; @ As required under SEBI circulars dated November 06, 2020 and June 25, 2021, the Scheme shall hold at least 10% of its net assets in liquid assets (‘liquid assets’ shall include Cash, Government Securities, T-bills and Repo on Government Securities). Thus, the asset allocation limits shown above will be calculated after excluding this 10% limit. The Scheme may invest in the schemes of Mutual Funds in accordance with the applicable extant SEBI (Mutual Funds) Regulations as amended from time to time.The Scheme may invest upto a maximum 20% of the total assets in Foreign Debt Securities and upto100% of its total assets in Derivatives.
Exit Load
NIL
Fund Managers
FM 1 - Mr.Anil Bamboli, FM 2 - Mr.Gopal Agrawal
FM 1 - Fund manager of the scheme, FM 2 - Fund Manager for Overseas Investments
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.