GMP IPO Watch
DSP Banking and PSU Debt Fund
Direct Plan · Growth · DSP Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -0.35% | -0.19% | 19 of 20 |
| 1M | -0.51% | -0.16% | 20 of 20 |
| 3M | -0.11% | +0.45% | 19 of 20 |
| 6M | +1.96% | +2.02% | 18 of 20 |
| YTD | +2.44% | +2.78% | 18 of 20 |
| 1Y | +3.17% | +3.60% | 18 of 20 |
| 2Y | +5.34% | +5.12% | 17 of 20 |
| 3Y | +6.74% | +5.74% | 13 of 19 |
| 5Y | +5.89% | +5.30% | 13 of 17 |
| 7Y | +6.44% | +5.61% | 9 of 15 |
| 10Y | +6.75% | +5.77% | 9 of 14 |
| INCEPTION | +7.64% | — | — |
Ranked among: Debt Scheme - Banking and PSU Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.89% | +7.68% | -0.58% | 97% | 39% |
| 6M | +3.80% | +9.08% | +0.30% | 100% | 41% |
| 1Y | +7.74% | +13.17% | +2.05% | 100% | 43% |
| 2Y | +7.69% | +11.52% | +3.32% | 100% | 43% |
| 3Y | +7.58% | +10.93% | +4.39% | 100% | 43% |
| 5Y | +7.45% | +9.25% | +5.71% | 100% | 43% |
| 7Y | +7.56% | +9.31% | +6.44% | 100% | 43% |
| 10Y | +7.55% | +7.95% | +6.75% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt99.75%
- Cash0.25%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| HDFC Bank Limited** | Debt | 4.96% | +1.05% |
| Union Bank of India** | Money Market | 4.59% | — |
| Bharti Telecom Limited** | Debt | 4.10% | +0.87% |
| GAIL (India) Limited** | Debt | 4.07% | +0.86% |
| Bharti Telecom Limited** | Debt | 4.02% | +0.85% |
| Small Industries Development Bank Of India** | Debt | 3.96% | +0.86% |
| Export-Import Bank Of India** | Debt | 3.94% | +0.81% |
| Small Industries Development Bank Of India** | Debt | 3.87% | +0.81% |
| SDL HR 7.08% 2039 | Debt | 3.79% | +0.64% |
| National Housing Bank** | Debt | 2.96% | +0.60% |
| PGCIL-7.30%-19-6-27-PVT | Debt | 2.95% | +0.62% |
| PFC-6.92%-14-4-32-PVT | Debt | 2.93% | +0.60% |
| REC Limited** | Debt | 2.92% | +0.60% |
| Tata Capital Housing Finance Limited | Debt | 2.90% | — |
| HDFC Bank Limited** | Debt | 2.88% | +0.42% |
View all 45 holdings
| Punjab National Bank | Money Market | 2.81% | -3.10% |
| 690GOI65 | Debt | 2.69% | +0.55% |
| Power Finance Corporation Limited** | Debt | 2.41% | +0.47% |
| Indian Railway Finance Corporation Limited** | Debt | 2.12% | +0.45% |
| National Bank for Financing Infrastructure and Development** | Debt | 2.10% | +0.42% |
| Power Finance Corporation Limited** | Debt | 2.04% | +0.43% |
| GOI LOAN 7.32% 2030 | Debt | 2.01% | +0.40% |
| Power Finance Corporation Limited** | Debt | 2.00% | +0.41% |
| Indian Railway Finance Corporation Limited** | Debt | 1.99% | +0.42% |
| Power Grid Corporation of India Limited** | Debt | 1.98% | +0.40% |
| REC Limited | Debt | 1.98% | — |
| Power Grid Corporation of India Limited** | Debt | 1.96% | +0.40% |
| State Bank Of India** | Debt | 1.94% | +0.37% |
| 743MHSDL40 | Debt | 1.90% | +0.37% |
| State Bank Of India** | Debt | 1.87% | +0.35% |
| REC Limited** | Debt | 1.85% | +0.37% |
| State Bank Of India** | Debt | 1.23% | +0.25% |
| Export-Import Bank Of India | Debt | 1.01% | +0.21% |
| REC Limited** | Debt | 1.00% | — |
| REC Limited** | Debt | 0.98% | +0.20% |
| GOI LOAN 6.94% 2036 | Debt | 0.98% | -5.26% |
| Indian Railway Finance Corporation Limited** | Debt | 0.97% | +0.19% |
| NTPC Limited** | Debt | 0.96% | +0.19% |
| REC-6.92%-20-3-32-PVT | Debt | 0.96% | +0.20% |
| National Bank for Financing Infrastructure and Development** | Debt | 0.96% | +0.20% |
| SDL GJ 7.17% 2032 | Debt | 0.96% | +0.20% |
| Power Finance Corporation Limited** | Debt | 0.78% | +0.16% |
| SBI Funds Management Pvt Limited/Fund Parent | Money Market | 0.47% | +0.10% |
| Net Receivables/Payables | Net Current Assets | 0.20% | — |
| TREPS / Reverse Repo Investments | Reverse Repo / TREPS | 0.05% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 2.26 | 1.94 | High Volatility |
| 3Y | 2.17 | 1.73 | High Volatility |
| 5Y | 1.83 | 1.67 | High Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.51 | -0.51 | None |
| 3Y | 0.21 | 0.23 | Poor Risk Adjusted Returns |
| 5Y | -0.01 | -0.09 | Good Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.77 | -0.68 | Poor Risk Adjusted Returns |
| 3Y | 0.34 | 0.43 | Poor Risk Adjusted Returns |
| 5Y | -0.02 | -0.05 | Good Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.23 | 0.86 | Poor Risk Adjusted Returns |
| 3Y | 1.33 | 0.93 | Poor Risk Adjusted Returns |
| 5Y | 1.03 | 0.80 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.64% | +7.25% | +7.50% | +7.01% |
|
Bandhan Banking and PSU Debt Fund
Direct Plan · Growth
|
+5.26% | +7.07% | +6.24% | +7.62% |
|
Franklin India Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.23% | +7.07% | +6.07% | +7.32% |
|
Bajaj Finserv Banking and PSU Debt Fund
Direct Plan · Growth
|
+4.22% | — | — | +7.11% |
|
SBI BANKING & PSU DEBT FUND
Regular Plan · Growth
|
+4.21% | +6.69% | +5.66% | +7.17% |
|
LIC MF Banking & PSU Debt Fund
Regular Plan · Daily IDCW
|
+4.12% | +2.90% | +1.92% | +0.88% |
|
ICICI Prudential Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.09% | +6.64% | +6.14% | +7.71% |
|
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Regular Plan · GROWTH
|
+4.08% | +6.79% | +5.82% | +7.32% |
|
Kotak Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.07% | +6.76% | +5.91% | +7.62% |
|
Edelweiss Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.01% | +6.81% | +5.72% | +7.06% |
More From DSP Asset Managers Private Limited
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|---|---|---|---|---|
|
DSP World Mining Overseas Equity Omni FoF
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|
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DSP US Specific Equity Omni FoF
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+32.39% | +28.94% | +19.47% | +18.02% |
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DSP World Gold Mining Overseas Equity Omni FoF
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+27.14% | +49.21% | +22.54% | +6.83% |
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DSP Global Innovation Overseas Equity Omni FoF
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+23.75% | +28.99% | — | +19.80% |
|
DSP Global Clean Energy Overseas Equity Omni FoF
Direct Plan · Growth
|
+22.50% | +20.58% | +9.79% | +6.90% |
|
DSP Silver ETF Fund of Fund
Direct Plan · IDCW
|
+20.02% | — | — | +74.51% |
| DSP Silver ETF | +19.84% | +43.77% | — | +36.64% |
|
DSP Small Cap Fund
Direct Plan · Growth
|
+19.23% | +16.48% | +16.28% | +21.25% |
| DSP Gold ETF | +15.11% | +34.30% | — | +28.02% |
|
DSP Gold ETF Fund of Fund
Direct Plan · IDCW
|
+14.80% | — | — | +33.06% |
About This Scheme
Investment Objective
The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be achieved.
Stated Asset Allocation
1. Equity and Equity related Instruments of companies/entities engaged in Banking and Financial services sector: 80% to 100%. 2. Other Equity and Equity related Instruments/ Money Market Instruments/InvITs / Gold ETFs / Silver ETFs / Other Liquid Instruments / Units of Domestic Mutual Funds: 0% to 20%. For detailed asset allocation pattern, please refer to the Scheme Information Document
Exit Load
Nil
Fund Managers
Mr. Shantanu Godambe, Mr. Sandeep Yadav
Mr. Shantanu Godambe - Primary, Mr. Sandeep Yadav- Comanage
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.