GMP IPO Watch
Baroda BNP Paribas Retirement Fund
Direct Plan · Growth Option · Baroda BNP Paribas Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -0.45% | -0.55% | 14 of 29 |
| 1M | -2.48% | -3.21% | 16 of 29 |
| 3M | -2.53% | -3.71% | 10 of 29 |
| 6M | +3.12% | +0.80% | 9 of 29 |
| YTD | -2.03% | -3.02% | 17 of 29 |
| 1Y | +0.77% | -2.05% | 14 of 29 |
| 2Y | +2.32% | -0.17% | 13 of 29 |
| INCEPTION | +6.78% | — | — |
Ranked among: Solution Oriented Schemes ** - Retirement Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.79% | +13.00% | -10.63% | 66% | 26% |
| 6M | +2.69% | +15.16% | -9.37% | 69% | 27% |
| 1Y | +6.47% | +15.71% | -1.03% | 99% | 42% |
| 2Y | +5.34% | +8.71% | +1.29% | 100% | 42% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity70.17%
- Debt25.61%
- Cash4.22%
- Other0.00%
Market Cap Split
- Large Cap41.47%
- Mid Cap18.12%
- Small Cap10.58%
- Others29.83%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 29.02 | 24.46 |
| P/B | 4.00 | 3.60 |
| Price / Sales | 2.86 | 3.15 |
| Price / Cash Flow | 18.99 | 19.00 |
| Dividend Yield (%) | 0.89 | 1.39 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| 690GOI65 | Debt | 18.30% | +0.59% |
| 734GOI2064 | Debt | 3.98% | +0.13% |
| Clearing Corporation of India Ltd | Net Current Assets | 3.46% | — |
| ICICI Bank | Banks | 2.73% | -0.14% |
| Larsen & Toubro | Construction | 2.67% | -0.08% |
| Divis Laboratories | Pharmaceuticals & Biotechnology | 2.64% | +0.07% |
| State Bank of India | Banks | 2.23% | -0.13% |
| HDFC Bank | Banks | 2.20% | +0.10% |
| Titan | Consumer Durables | 2.01% | -0.13% |
| Bharat Heavy Electricals | Electrical Equipment | 1.95% | -0.04% |
| Bharti Airtel | Telecom - Services | 1.88% | +0.02% |
| MCX | Capital Markets | 1.83% | +0.03% |
| Axis Bank | Banks | 1.82% | -0.03% |
| Radico Khaitan | Beverages | 1.77% | +0.03% |
| Navin Fluorine International | Chemicals & Petrochemicals | 1.70% | -0.19% |
View all 60 holdings
| Hitachi Energy | Electrical Equipment | 1.58% | -0.09% |
| Reliance Industries | Petroleum Products | 1.53% | -0.05% |
| Mahindra & Mahindra | Automobiles | 1.52% | -0.10% |
| TVS Motors | Automobiles | 1.45% | -0.01% |
| PNB Housing Finance | Finance | 1.45% | +0.03% |
| One 97 Communications | Financial Technology (Fintech) | 1.43% | +0.03% |
| Tech Mahindra | IT - Software | 1.42% | -0.03% |
| Britannia Industries | Food Products | 1.42% | -0.05% |
| Nippon Life India AMC | Capital Markets | 1.38% | -0.07% |
| Travel Food Services | Leisure Services | 1.37% | -0.04% |
| Hindustan Petroleum | Petroleum Products | 1.36% | +0.00% |
| Bharat Electronics | Aerospace & Defense | 1.35% | -0.03% |
| Mankind Pharma | Pharmaceuticals & Biotechnology | 1.29% | +0.09% |
| Kotak Bank | Banks | 1.29% | +0.05% |
| 7.90% Jamnagar Utilities & Power Private Limited (10/08/2028) ** | Debt | 1.29% | +0.05% |
| Ujjivan Small Finance Bank | Banks | 1.27% | +0.03% |
| AU Small Finance Bank | Banks | 1.25% | -0.04% |
| Cummins | Industrial Products | 1.23% | -0.03% |
| City Union Bank | Banks | 1.17% | +0.04% |
| Persistent Systems | IT - Software | 1.12% | -0.01% |
| SBI Life Insurance | Insurance | 1.10% | +0.03% |
| Fortis Healthcare | Equity | 1.09% | -0.14% |
| GE Vernova T&D | Electrical Equipment | 1.09% | -0.23% |
| Tata Motors | Agricultural, Commercial & Construction Vehicles | 1.08% | -0.07% |
| 6.75% Piramal Finance Limited (26/09/2031) | Debt | 1.06% | +0.01% |
| Cholamandalam Investment | Finance | 1.00% | -0.10% |
| Bajaj Finance | Finance | 0.99% | -0.05% |
| UltraTech Cement | Cement & Cement Products | 0.99% | +0.00% |
| Federal Bank | Banks | 0.98% | -0.08% |
| Pidilite Industries | Chemicals & Petrochemicals | 0.95% | -0.09% |
| Linde | Chemicals & Petrochemicals | 0.91% | +0.03% |
| Infosys | IT - Software | 0.91% | -0.08% |
| Ola Electric Mobility | Automobiles | 0.91% | -0.06% |
| Vishal Mega Mart | Retailing | 0.89% | -0.05% |
| Max Financial Services | Insurance | 0.88% | -0.08% |
| Sagility | IT - Services | 0.86% | -0.04% |
| NHPC | Power | 0.85% | +0.00% |
| Karur Vysya Bank | Banks | 0.84% | -0.02% |
| Maruti Suzuki | Automobiles | 0.80% | -0.07% |
| Net Receivables / (Payables) | Net Current Assets | 0.76% | — |
| Hindalco Industries | Non - Ferrous Metals | 0.73% | -0.02% |
| National Securities Depository (NSDL) | Capital Markets | 0.62% | -0.02% |
| GOI LOAN 6.01% 2030 | Debt | 0.50% | +0.01% |
| 709GOI54 | Debt | 0.48% | +0.01% |
| India Cements | Cement & Cement Products | 0.39% | -0.07% |
Sector Allocation · Sep 2026
View all 26 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 11.80 | — | High Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.08 | — | Poor Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.10 | — | Poor Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ICICI Prudential Retirement Fund Hybrid Conservative Plan
Direct Plan · Growth
|
+3.15% | +9.21% | +8.34% | +9.41% |
|
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
Direct Plan · IDCW
|
+2.48% | +16.42% | +14.01% | +15.60% |
|
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Regular Plan · IDCW
|
+2.41% | +3.99% | +4.05% | +7.04% |
|
ICICI Prudential Retirement Fund Pure Debt Plan
Regular Plan · IDCW
|
+2.23% | +5.40% | +4.79% | +5.99% |
|
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Regular Plan · GROWTH
|
+1.63% | +4.57% | +3.71% | +4.06% |
|
Tata Retirement Savings Fund-Conservative Plan
Regular Plan · Growth Option
|
+0.91% | +5.97% | +4.89% | +8.12% |
|
ICICI Prudential Retirement Fund Pure Equity Plan
Regular Plan · Growth
|
+0.90% | +16.71% | +16.02% | +17.17% |
|
Tata Retirement Savings Fund-Moderate Plan
Regular Plan · Growth Option
|
+0.64% | +9.46% | +7.56% | +13.34% |
|
Tata Retirement Savings Fund-Progressive Plan
Regular Plan · Growth Option
|
+0.54% | +9.90% | +7.47% | +13.40% |
|
SBI Retirement Benefit Fund - Conservative Plan
Regular Plan · IDCW
|
+0.46% | +5.87% | +6.12% | +6.73% |
More From Baroda BNP Paribas Asset Management India Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Baroda BNP Paribas Gold ETF
Regular Plan · Growth Option
|
+18.19% | — | — | +34.26% |
|
Baroda BNP Paribas Gold ETF Fund of Fund
Direct Plan · Growth Option
|
+17.33% | — | — | +38.57% |
|
Baroda BNP Paribas Aqua Fund of Fund
Direct Plan · IDCW Option
|
+11.30% | +15.47% | — | +11.77% |
|
Baroda BNP Paribas Small Cap Fund
Direct Plan · IDCW Option
|
+9.04% | — | — | +12.52% |
|
Baroda BNP Paribas Innovation Fund
Direct Plan · IDCW Option
|
+7.36% | — | — | +12.89% |
|
Baroda BNP Paribas Health and Wellness Fund
Direct Plan · IDCW Option
|
+7.16% | — | — | +3.60% |
|
Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios)
Direct Plan · Growth Option
|
+7.05% | +8.36% | +9.33% | +8.73% |
|
Baroda BNP Paribas Manufacturing Fund
Direct Plan · IDCW Option
|
+6.98% | — | — | +2.76% |
|
Baroda BNP Paribas Ultra Short Term Fund
Direct Plan · Growth Option
|
+6.60% | +7.22% | +6.69% | +6.52% |
|
Baroda BNP Paribas Money Market Fund
Direct Plan · Growth Option
|
+6.52% | +7.26% | +6.51% | +5.89% |
About This Scheme
Investment Objective
The primary investment objective of the Scheme is to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors.
Stated Asset Allocation
Equity & Equity related securities 65% - 80%Debt and Money Market instruments 20% - 35% Units issued by InvITs 0% - 10%
Exit Load
Nil
Fund Managers
Ms. Silky Jain, Mr. Yash Mehta, Mr. Vikram Pamnani
Ms. Silky Jain and Mr. Yash Mehta (Equity portion); Mr. Vikram Pamnani (Fixed Income portion)
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.