GMP IPO Watch
BANK OF INDIA OVERNIGHT FUND
Regular Plan · Daily IDCW · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.00% | +0.09% | 3 of 40 |
| 1M | +0.00% | +0.40% | 6 of 40 |
| 3M | +0.00% | +1.12% | 2 of 38 |
| 6M | +0.00% | +2.09% | 1 of 36 |
| YTD | +0.00% | +3.34% | 1 of 40 |
| 1Y | +0.00% | +4.33% | 1 of 36 |
| 2Y | +0.00% | +4.64% | 1 of 33 |
| 3Y | +0.00% | +5.00% | 1 of 33 |
| 5Y | +0.00% | +4.98% | 2 of 27 |
| INCEPTION | +0.00% | — | — |
Ranked among: Debt Scheme - Overnight Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.00% | +0.00% | -0.01% | 23% | 9% |
| 6M | +0.00% | +0.00% | -0.01% | 22% | 9% |
| 1Y | +0.00% | +0.00% | -0.00% | 24% | 9% |
| 2Y | +0.00% | +0.00% | -0.00% | 27% | 11% |
| 3Y | +0.00% | +0.00% | -0.00% | 25% | 10% |
| 5Y | +0.00% | +0.00% | -0.00% | 17% | 7% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt3.96%
- Cash96.04%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| REPO | Reverse Repo / TREPS | 93.88% | — |
| 364T151026 | Money Market | 2.83% | — |
| TREPS | Reverse Repo / TREPS | 1.51% | — |
| 91 Days Tbill (MD 01/10/2026) | Money Market | 1.13% | — |
| Net Receivables / (Payables) | Net Current Assets | 0.65% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.00 | 0.23 | Low Volatility |
| 3Y | 0.00 | 0.20 | Low Volatility |
| 5Y | 0.00 | 0.37 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -18323.96 | -15.71 | Below Average |
| 3Y | -12829.51 | -5.07 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.06 | 0.02 | Above Average |
| 3Y | 0.01 | 0.24 | Below Average |
| 5Y | 0.02 | 1.28 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.14 | — | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Axis Overnight Fund
Direct Plan · Growth Option
|
+5.30% | +6.04% | +5.81% | +5.17% |
|
Kotak Overnight Fund
Direct Plan · Growth
|
+5.28% | +6.02% | +5.78% | +5.17% |
|
Nippon India Overnight Fund
Direct Plan · Growth Option
|
+5.28% | +6.03% | +5.80% | +5.21% |
|
JioBlackRock Overnight Fund
Direct Plan · Growth Option
|
+5.28% | — | — | +5.33% |
|
Canara Robeco Overnight Fund
Direct Plan · GROWTH OPTION
|
+5.27% | +5.95% | +5.72% | +5.07% |
|
Mirae Asset Overnight Fund
Direct Plan · Growth
|
+5.27% | +6.02% | +5.79% | +5.14% |
|
HSBC Overnight Fund
Direct Plan · Growth
|
+5.27% | +6.01% | +5.79% | +5.14% |
|
Mahindra Manulife Overnight Fund
Direct Plan · Daily IDCW
|
+5.25% | +6.00% | +7.29% | +5.14% |
|
360 ONE Overnight Fund
Regular Plan · GROWTH Option
|
+5.23% | — | — | +5.29% |
|
Baroda BNP Paribas Overnight Fund
Regular Plan · Growth Option
|
+5.23% | +5.94% | +5.71% | +5.07% |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · IDCW
|
+20.61% | +19.35% | +18.69% | +22.06% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.07% | +10.01% | +27.85% | +9.84% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · Growth
|
+13.79% | +21.82% | +20.03% | +17.43% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+10.31% | +15.80% | +14.07% | +15.94% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+7.33% | +17.10% | — | +21.39% |
|
BANK OF INDIA LIQUID FUND
Direct Plan · Growth
|
+6.51% | +6.93% | +6.46% | +6.83% |
|
BANK OF INDIA ARBITRAGE FUND
Direct Plan · Growth
|
+6.46% | +6.83% | +6.03% | +5.46% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.45% | — | — | +7.05% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · IDCW
|
+6.41% | +18.72% | +15.42% | +22.05% |
|
BANK OF INDIA ULTRA SHORT TERM FUND
Direct Plan · Bonus
|
+6.32% | +6.85% | +6.29% | +6.93% |
About This Scheme
Investment Objective
The investment objective of the scheme is to generate income commensurate with low risk and high liquidity by investing in overnight securities having residual maturity of 1 business day. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not assure or guarantee any returns.
Stated Asset Allocation
Debt and Money Market Instruments with residual maturity of 1 business day - 00 to 100%
Exit Load
NIL
Fund Managers
Mr.Mithraem Bharucha
Primary Fund Manager having 15 years of experience in Fixed Income market domain, Investment strategy development
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.