GMP IPO Watch
Bank of India Consumption Fund
Direct Plan · IDCW · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +4.77% | +3.52% | 46 of 255 |
| 1M | +4.87% | +1.97% | 29 of 255 |
| 3M | -3.11% | -3.45% | 103 of 252 |
| 6M | +5.26% | +2.92% | 75 of 251 |
| YTD | +0.27% | +1.21% | 118 of 255 |
| 1Y | -2.10% | +1.11% | 133 of 232 |
| INCEPTION | +6.15% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.77% | +18.74% | -14.11% | 64% | 25% |
| 6M | +4.71% | +25.88% | -14.19% | 67% | 27% |
| 1Y | +4.43% | +16.83% | -8.07% | 79% | 32% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity94.26%
- Debt0.07%
- Cash5.67%
- Other0.00%
Market Cap Split
- Large Cap43.73%
- Mid Cap23.41%
- Small Cap27.12%
- Others5.74%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 29.12 | 36.86 |
| P/B | 6.03 | 6.74 |
| Price / Sales | 2.86 | 3.59 |
| Price / Cash Flow | 20.40 | 24.17 |
| Dividend Yield (%) | 1.74 | 0.92 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Bharti Airtel | Telecom - Services | 9.71% | +0.34% |
| ITC | Diversified FMCG | 8.85% | +0.80% |
| Britannia Industries | Food Products | 6.48% | -0.11% |
| Maruti Suzuki | Automobiles | 5.30% | +0.95% |
| Mahindra & Mahindra | Automobiles | 4.66% | -0.19% |
| United Spirits | Beverages | 4.52% | -0.13% |
| Dixon Technologies | Consumer Durables | 3.82% | -1.27% |
| TREPS | Reverse Repo / TREPS | 3.66% | — |
| Tips Music | Entertainment | 3.07% | +0.26% |
| Nykaa | Retailing | 2.93% | -1.35% |
| Entero Healthcare Solutions | Retailing | 2.90% | -1.13% |
| Eternal | Retailing | 2.81% | +0.11% |
| Eris Lifesciences | Pharmaceuticals & Biotechnology | 2.60% | -0.05% |
| Stylam Industries | Consumer Durables | 2.43% | +0.28% |
| Lalithaa Jewellery Mart | Consumer Durables | 2.43% | +0.70% |
View all 40 holdings
| Emami | Personal Products | 2.36% | +0.24% |
| Bharti Hexacom | Telecom - Services | 2.34% | -0.04% |
| Aditya Vision | Retailing | 2.32% | +0.45% |
| Endurance Technologies | Auto Components | 2.17% | -0.02% |
| SJS Enterprises | Auto Components | 2.04% | +0.40% |
| Net Receivables / (Payables) | Net Current Assets | 2.01% | — |
| Godfrey Phillips | Cigarettes & Tobacco Products | 1.98% | -0.08% |
| NTPC | Power | 1.97% | +0.10% |
| Hindustan Unilever | Diversified FMCG | 1.85% | +0.04% |
| Abbott | Pharmaceuticals & Biotechnology | 1.74% | +0.19% |
| One 97 Communications | Financial Technology (Fintech) | 1.59% | +0.07% |
| Bayer Crop Science | Fertilizers & Agrochemicals | 1.55% | -0.04% |
| MRF | Auto Components | 1.25% | +0.01% |
| Knack Packaging | Industrial Products | 1.16% | +0.01% |
| Balrampur Chini Mills | Agricultural Food & other Products | 1.15% | +0.02% |
| Senco Gold | Consumer Durables | 1.10% | -0.02% |
| SBI Life Insurance | Insurance | 1.03% | +0.05% |
| Titan | Consumer Durables | 1.00% | -0.04% |
| Bosch Home Comfort | Consumer Durables | 0.68% | — |
| Optiemus Infracom | Telecom - Equipment & Accessories | 0.67% | — |
| Sky Gold And Diamonds | Consumer Durables | 0.66% | -1.02% |
| PB FinTech | Financial Technology (Fintech) | 0.56% | -2.30% |
| Mankind Pharma | Pharmaceuticals & Biotechnology | 0.51% | +0.05% |
| Avenue Supermarts DMart | Retailing | 0.07% | +0.01% |
| 364TB70127 | Money Market | 0.07% | +0.00% |
Sector Allocation · Sep 2026
View all 19 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 13.47 | 16.32 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.63 | -0.32 | Below Average |
| 3Y | -0.03 | -0.45 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.13 | 0.19 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.90 | 1.04 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+59.64% | +47.37% | — | +23.17% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+25.51% | +31.04% | — | +30.18% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+23.57% | — | — | +20.10% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+22.37% | — | — | +11.34% |
|
Mirae Asset Healthcare Fund
Direct Plan · Growth
|
+21.28% | +24.36% | +16.89% | +22.00% |
|
ICICI Prudential US Bluechip Equity Fund
Regular Plan · IDCW
|
+20.32% | +18.33% | +12.09% | +15.77% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+20.03% | — | — | +11.89% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+18.89% | +19.86% | +8.28% | +8.45% |
|
HDFC Defence Fund
Regular Plan · IDCW Option
|
+18.80% | +34.56% | — | +36.67% |
|
HSBC India Export Opportunities Fund
Direct Plan · Growth
|
+18.74% | — | — | +9.24% |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · IDCW
|
+20.61% | +19.35% | +18.69% | +22.06% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.07% | +10.01% | +27.85% | +9.84% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · Growth
|
+13.79% | +21.82% | +20.03% | +17.43% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+10.31% | +15.80% | +14.07% | +15.94% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+7.33% | +17.10% | — | +21.39% |
|
BANK OF INDIA LIQUID FUND
Direct Plan · Growth
|
+6.51% | +6.93% | +6.46% | +6.83% |
|
BANK OF INDIA ARBITRAGE FUND
Direct Plan · Growth
|
+6.46% | +6.83% | +6.03% | +5.46% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.45% | — | — | +7.05% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · IDCW
|
+6.41% | +18.72% | +15.42% | +22.05% |
|
BANK OF INDIA ULTRA SHORT TERM FUND
Direct Plan · Bonus
|
+6.32% | +6.85% | +6.29% | +6.93% |
About This Scheme
Investment Objective
The Investment objective of the Scheme is to provide long-term capital appreciation from an actively managed portfolio of equity and equity related securities of companies engaged in consumption and consumption related sector or allied sectors. However, there is no assurance that the investment objective of the Scheme will be achieved.
Stated Asset Allocation
Equity & Equity related instruments of companies engaged in consumption and consumption related themes or allied themes - 80% to 100% Residual Portion: Other Equity & Equity Related Instruments - 00% to 20% Money Market Instruments, Other Liquid Instruments, Gold and Silver Instruments (ETFs only) and units of Domestic Mutual Fund Schemes - 00% to 20% Units issued by InvITS - 00% to 10 %
Exit Load
• If redeemed /switched-out within 3 months from the date of allotment: For 10% of investments-:Nil For remaining investments:1% • If redeemed/switched-out after 3 months from the date of allotment: Nil
Fund Managers
Mr. Nitin Gosar
Primary Fund Manager Mr. Nitin Gosar having More than 16 years of Experience in Equity Research and Fund Management.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.