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BANK OF INDIA CONSERVATIVE HYBRID FUND
Direct Plan · Monthly IDCW · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +1.43% | +1.26% | 7 of 18 |
| 1M | +0.70% | +0.62% | 6 of 18 |
| 3M | -0.45% | -1.61% | 2 of 18 |
| 6M | +0.73% | +0.04% | 11 of 18 |
| YTD | +2.08% | -1.37% | 3 of 18 |
| 1Y | +1.75% | -1.31% | 6 of 18 |
| 2Y | +3.68% | +0.57% | 7 of 18 |
| 3Y | +6.46% | +4.06% | 9 of 18 |
| 5Y | +9.46% | +3.68% | 2 of 17 |
| 7Y | +9.09% | +4.63% | 1 of 16 |
| 10Y | +4.84% | +3.89% | 4 of 16 |
| INCEPTION | +2.84% | — | — |
Ranked among: Hybrid Scheme - Conservative Hybrid Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.81% | +19.24% | -13.47% | 63% | 25% |
| 6M | +1.66% | +23.65% | -13.02% | 64% | 25% |
| 1Y | +3.60% | +25.28% | -15.33% | 60% | 24% |
| 2Y | +3.64% | +20.13% | -8.72% | 54% | 22% |
| 3Y | +3.80% | +14.90% | -6.09% | 52% | 21% |
| 5Y | +3.67% | +12.37% | -4.65% | 61% | 25% |
| 7Y | +3.41% | +9.81% | -3.62% | 70% | 28% |
| 10Y | +3.62% | +5.07% | +1.19% | 100% | 41% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity18.99%
- Debt56.89%
- Cash24.12%
- Other0.00%
Market Cap Split
- Large Cap11.19%
- Mid Cap4.60%
- Small Cap3.10%
- Others81.11%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 23.56 | 23.68 |
| P/B | 3.56 | 3.24 |
| Price / Sales | 3.08 | 3.11 |
| Price / Cash Flow | 16.06 | 17.11 |
| Dividend Yield (%) | 1.12 | 1.57 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| TREPS | Reverse Repo / TREPS | 21.46% | — |
| 71GOI2029 | Debt | 7.66% | -0.15% |
| IRFC-7.57%-18-4-29-PVT | Debt | 7.57% | -0.12% |
| GOI LOAN 6.94% 2036 | Debt | 7.47% | +5.94% |
| Punjab National Bank (12/03/2027) | Money Market | 5.89% | -0.03% |
| 6.27% Power Finance Corporation Limited (15/07/2027) ** | Debt | 4.51% | -0.04% |
| 7.73% Tata Capital Housing Finance Limited (14/01/2030) ** | Debt | 4.48% | -0.09% |
| 8.9% Muthoot Finance Limited (07/10/2027) ** | Debt | 3.80% | -0.04% |
| 8.5% Nirma Limited (07/04/2027) ** | Debt | 3.04% | -0.03% |
| 8.1167% Bajaj Finance Limited (10/05/2027) | Debt | 3.03% | -0.04% |
| 7.6% Power Finance Corporation Limited (13/04/2029) ** | Debt | 3.02% | -0.04% |
| 7.47% Small Industries Dev Bank of India (05/09/2029) ** | Debt | 3.00% | -0.05% |
| Net Receivables / (Payables) | Net Current Assets | 2.66% | — |
| GOI LOAN 6.48% 2035 | Debt | 2.56% | -0.07% |
| Glenmark Pharmaceuticals | Pharmaceuticals & Biotechnology | 2.30% | -0.36% |
View all 41 holdings
| State Bank of India | Banks | 1.60% | +0.14% |
| Hindustan Copper | Non - Ferrous Metals | 1.39% | -0.17% |
| ICICI Bank | Banks | 1.20% | -0.14% |
| NTPC | Power | 1.10% | -0.03% |
| Adani Ports & SEZ | Transport Infrastructure | 1.05% | +0.11% |
| Balrampur Chini Mills | Agricultural Food & other Products | 1.01% | -0.05% |
| Bharat Electronics | Aerospace & Defense | 0.94% | -0.08% |
| Bharti Airtel | Telecom - Services | 0.93% | -0.04% |
| Power Grid Corporation of India | Power | 0.91% | -0.02% |
| Asian Paints | Consumer Durables | 0.82% | -0.10% |
| Dr Reddys Laboratories | Pharmaceuticals & Biotechnology | 0.75% | +0.04% |
| Sky Gold And Diamonds | Consumer Durables | 0.74% | +0.00% |
| SJS Enterprises | Auto Components | 0.67% | -0.08% |
| Larsen & Toubro | Construction | 0.57% | — |
| Reliance Industries | Petroleum Products | 0.52% | -0.05% |
| 364TB70127 | Money Market | 0.52% | -0.01% |
| Mahindra & Mahindra | Automobiles | 0.49% | -0.06% |
| UltraTech Cement | Cement & Cement Products | 0.48% | -0.03% |
| LEAP | Commercial Services & Supplies | 0.44% | -0.11% |
| Britannia Industries | Food Products | 0.37% | -0.03% |
| Corporate Debt Market Development Fund | Debt | 0.34% | +0.00% |
| HDFC Bank | Banks | 0.21% | -0.01% |
| Max Financial Services | Insurance | 0.16% | -0.03% |
| Zaggle Prepaid Ocean Services | IT - Services | 0.12% | -0.01% |
| Laxmi Dental | Equity | 0.12% | +0.00% |
| Triveni Power Transmissio | Industrial Manufacturing | 0.10% | -0.01% |
Sector Allocation · Sep 2026
View all 20 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 3.44 | 3.98 | Low Volatility |
| 3Y | 3.94 | 4.25 | Low Volatility |
| 5Y | 9.32 | 4.43 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -1.25 | -1.65 | Above Average |
| 3Y | 0.14 | -0.24 | Above Average |
| 5Y | 0.39 | -0.38 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.77 | -0.15 | Above Average |
| 3Y | 2.34 | 2.06 | Above Average |
| 5Y | 3.53 | 1.87 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.77 | 0.99 | Good Risk Adjusted Returns |
| 3Y | 0.94 | 1.06 | Good Risk Adjusted Returns |
| 5Y | 1.06 | 1.01 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)
Regular Plan · Growth Option
|
+4.74% | +7.83% | +7.28% | +8.04% |
|
Parag Parikh Conservative Hybrid Fund
Direct Plan · Growth
|
+2.77% | +8.97% | +9.00% | +9.03% |
|
DSP Conservative Hybrid Fund
Regular Plan · Growth
|
+2.31% | +7.84% | +6.89% | +7.88% |
|
BARODA BNP PARIBAS CONSERVATIVE HYBRID FUND
Regular Plan · Growth Option
|
+1.91% | +6.77% | — | +6.45% |
|
ICICI Prudential Conservative Hybrid Fund
Regular Plan · Growth
|
+1.78% | +8.01% | +7.29% | +9.08% |
|
Franklin India Conservative Hybrid Fund
Regular Plan · Growth
|
+0.61% | +7.10% | +6.28% | +7.90% |
|
HDFC Conservative Hybrid Fund
Regular Plan · Growth Option
|
+0.49% | +6.82% | +6.95% | +9.16% |
|
Axis Conservative Hybrid Fund
Regular Plan · Growth Option
|
+0.02% | +5.61% | +4.55% | +7.05% |
|
UTI Conservative Hybrid Fund
Regular Plan · Monthly Payment Plan
|
-0.13% | +7.05% | +6.21% | +8.44% |
|
Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund)
Regular Plan · GROWTH
|
-1.04% | +4.71% | +4.34% | — |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · IDCW
|
+20.61% | +19.35% | +18.69% | +22.06% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.07% | +10.01% | +27.85% | +9.84% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · Growth
|
+13.79% | +21.82% | +20.03% | +17.43% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+10.31% | +15.80% | +14.07% | +15.94% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+7.33% | +17.10% | — | +21.39% |
|
BANK OF INDIA LIQUID FUND
Direct Plan · Growth
|
+6.51% | +6.93% | +6.46% | +6.83% |
|
BANK OF INDIA ARBITRAGE FUND
Direct Plan · Growth
|
+6.46% | +6.83% | +6.03% | +5.46% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.45% | — | — | +7.05% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · IDCW
|
+6.41% | +18.72% | +15.42% | +22.05% |
|
BANK OF INDIA ULTRA SHORT TERM FUND
Direct Plan · Bonus
|
+6.32% | +6.85% | +6.29% | +6.93% |
About This Scheme
Investment Objective
The Scheme seeks to generate income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. However, there is no assurance that the investment objective of the scheme will be achieved.
Stated Asset Allocation
Money market securities and debt securities including government securities, corporate debt, securitized debt, and other debt instruments - 75% to 90% Equity and equity related securities - 10% to 25% Residual Portion: Units issued by INVITs - 00% to 10% ETCDs, Gold ETFs and Silver ETFs. and mutual fund units - 00% to 15%
Exit Load
• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
Fund Managers
Mr.Alok Singh
Primary Fund Manager having around 20 years of experience, including 16 years in mutual fund industry.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.