GMP IPO Watch
Bank of India Banking & Financial Services Fund
Direct Plan · Growth · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +3.47% | +3.52% | 171 of 255 |
| 1M | +0.87% | +1.97% | 193 of 255 |
| 3M | -6.57% | -3.45% | 227 of 252 |
| 6M | -4.25% | +2.92% | 221 of 251 |
| YTD | -7.69% | +1.21% | 226 of 255 |
| INCEPTION | -10.09% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | -0.97% | +12.94% | -9.39% | 45% | 17% |
| 6M | -2.26% | +8.50% | -10.33% | 29% | 10% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity95.12%
- Debt0.00%
- Cash4.86%
- Other0.02%
Market Cap Split
- Large Cap62.69%
- Mid Cap12.48%
- Small Cap19.95%
- Others4.88%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 16.05 | 17.84 |
| P/B | 2.26 | 2.31 |
| Price / Sales | 4.29 | 3.91 |
| Dividend Yield (%) | 1.45 | 1.13 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| HDFC Bank | Banks | 11.54% | +0.99% |
| ICICI Bank | Banks | 10.41% | -2.99% |
| State Bank of India | Banks | 8.77% | -0.09% |
| Shriram Finance | Finance | 4.83% | -0.16% |
| One 97 Communications | Financial Technology (Fintech) | 4.04% | +0.26% |
| ICICI Prudential Asset Management | Capital Markets | 3.60% | +0.38% |
| Bank of Baroda | Banks | 3.56% | +0.19% |
| Indian Bank | Banks | 3.15% | -0.06% |
| City Union Bank | Banks | 3.14% | +0.23% |
| Kotak Bank | Banks | 3.08% | +0.25% |
| HDFC AMC | Capital Markets | 2.96% | -0.15% |
| CAMS | Capital Markets | 2.69% | -0.18% |
| Angel One | Capital Markets | 2.52% | +0.11% |
| Credit Access Grameen | Finance | 2.50% | +0.05% |
| BSE | Capital Markets | 2.48% | +0.07% |
View all 37 holdings
| Bajaj Finance | Finance | 2.47% | -1.47% |
| Net Receivables / (Payables) | Net Current Assets | 2.45% | — |
| TREPS | Reverse Repo / TREPS | 2.41% | — |
| Axis Bank | Banks | 2.39% | +0.07% |
| MCX | Capital Markets | 2.15% | +1.12% |
| Bank of Maharashtra | Banks | 2.06% | +0.12% |
| HDB Financial Services | Finance | 1.86% | +0.87% |
| Ujjivan Small Finance Bank | Banks | 1.62% | +0.10% |
| OnEMI Technology Solutions | Finance | 1.40% | +0.39% |
| Canara HSBC Life Insurance Company | Insurance | 1.37% | +0.05% |
| Karur Vysya Bank | Banks | 1.33% | +0.03% |
| Cholamandalam Investment | Finance | 1.31% | -0.06% |
| Nuvama Wealth Management | Capital Markets | 1.23% | +0.04% |
| HUDCO | Finance | 1.20% | +0.00% |
| National Stock Exchange of India | Capital Markets | 1.08% | — |
| Nippon Life India AMC | Capital Markets | 1.07% | +0.00% |
| Canara Bank | Banks | 1.03% | +0.03% |
| Anand Rathi Wealth | Capital Markets | 1.02% | — |
| Turtlemint Fintech Solutions | Financial Technology (Fintech) | 0.88% | -0.64% |
| Aye Finance | Finance | 0.25% | — |
| SBI Cards | Finance | 0.10% | -0.01% |
| Power Finance Corporation | Finance | 0.03% | +0.00% |
Sector Allocation · Sep 2026
Risk Metrics
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 3Y | -0.99 | -0.45 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+59.64% | +47.37% | — | +23.17% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+25.51% | +31.04% | — | +30.18% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+23.57% | — | — | +20.10% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+22.37% | — | — | +11.34% |
|
Mirae Asset Healthcare Fund
Direct Plan · Growth
|
+21.28% | +24.36% | +16.89% | +22.00% |
|
ICICI Prudential US Bluechip Equity Fund
Regular Plan · IDCW
|
+20.32% | +18.33% | +12.09% | +15.77% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+20.03% | — | — | +11.89% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+18.89% | +19.86% | +8.28% | +8.45% |
|
HDFC Defence Fund
Regular Plan · IDCW Option
|
+18.80% | +34.56% | — | +36.67% |
|
HSBC India Export Opportunities Fund
Direct Plan · Growth
|
+18.74% | — | — | +9.24% |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · IDCW
|
+20.61% | +19.35% | +18.69% | +22.06% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.07% | +10.01% | +27.85% | +9.84% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · Growth
|
+13.79% | +21.82% | +20.03% | +17.43% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+10.31% | +15.80% | +14.07% | +15.94% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+7.33% | +17.10% | — | +21.39% |
|
BANK OF INDIA LIQUID FUND
Direct Plan · Growth
|
+6.51% | +6.93% | +6.46% | +6.83% |
|
BANK OF INDIA ARBITRAGE FUND
Direct Plan · Growth
|
+6.46% | +6.83% | +6.03% | +5.46% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.45% | — | — | +7.05% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · IDCW
|
+6.41% | +18.72% | +15.42% | +22.05% |
|
BANK OF INDIA ULTRA SHORT TERM FUND
Direct Plan · Bonus
|
+6.32% | +6.85% | +6.29% | +6.93% |
About This Scheme
Investment Objective
The investment objective of the scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of banking and financial services companies. However, there is no assurance that the investment objective of the scheme will be achieved.
Stated Asset Allocation
Equity & Equity related instruments of companies engaged in Banking & Financial Services Sector - 80% to 100% Residual Portion: Equity & Equity related instruments of Companies other than those engaged in Banking & Financial Services Sector - 00% to 20% Money Market Instruments, Other Liquid Instruments, Gold and Silver Instruments (ETFs only) and units of Domestic Mutual Fund Schemes - 00% to 20% Units issued by InvITS - 00% to 10%
Exit Load
• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
Fund Managers
Mr. Nilesh Jethani
Mr. Nilesh Jethani having over 9 years of experience in equity research across BFSI, IT, and capital goods sectors.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.