GMP IPO Watch
BANK OF INDIA BALANCED ADVANTAGE FUND
Direct Plan · Growth · Bank of India Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
Want to invest in this fund?
Open a free demat & trading account with Zerodha to invest in direct mutual funds with zero commission.
Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +1.07% | +1.32% | 28 of 37 |
| 1M | -0.71% | -0.94% | 20 of 36 |
| 3M | -2.43% | -2.46% | 20 of 36 |
| 6M | -2.25% | -0.35% | 32 of 36 |
| YTD | -1.59% | -3.74% | 13 of 37 |
| 1Y | +1.67% | -2.71% | 8 of 35 |
| 2Y | +1.64% | -1.40% | 13 of 34 |
| 3Y | +8.41% | +5.80% | 13 of 29 |
| 5Y | +9.78% | +5.34% | 4 of 19 |
| 7Y | +9.79% | +8.22% | 10 of 16 |
| 10Y | +7.34% | +5.99% | 5 of 10 |
| INCEPTION | +8.42% | — | — |
Ranked among: Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.17% | +14.75% | -13.52% | 76% | 30% |
| 6M | +4.23% | +20.83% | -11.57% | 81% | 33% |
| 1Y | +8.49% | +31.18% | -16.83% | 86% | 36% |
| 2Y | +8.25% | +24.53% | -7.47% | 89% | 38% |
| 3Y | +8.34% | +17.49% | -3.03% | 97% | 41% |
| 5Y | +7.62% | +14.57% | +0.78% | 100% | 42% |
| 7Y | +7.55% | +11.01% | +3.95% | 100% | 43% |
| 10Y | +8.26% | +9.59% | +6.91% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity55.19%
- Debt27.61%
- Cash17.20%
- Other0.00%
Market Cap Split
- Large Cap43.49%
- Mid Cap3.85%
- Small Cap7.85%
- Others44.81%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 20.95 | 23.35 |
| P/B | 2.64 | 3.19 |
| Price / Sales | 2.75 | 3.06 |
| Price / Cash Flow | 11.29 | 16.87 |
| Dividend Yield (%) | 2.35 | 1.49 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| TREPS | Reverse Repo / TREPS | 16.08% | — |
| IRB InvIT Fund | Transport Infrastructure | 3.56% | +0.01% |
| GOI LOAN 6.94% 2036 | Debt | 3.40% | — |
| Reliance Industries | Petroleum Products | 3.24% | -0.58% |
| ICICI Bank | Banks | 3.09% | -0.72% |
| 6.27% Power Finance Corporation Limited (15/07/2027) ** | Debt | 2.85% | +0.03% |
| 7.47% Small Industries Dev Bank of India (05/09/2029) ** | Debt | 2.85% | +0.02% |
| Small Industries Dev Bank of India (20/08/2027) ** | Money Market | 2.70% | +0.05% |
| 364TB28527 | Money Market | 2.49% | +0.03% |
| 7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** | Debt | 2.28% | +0.01% |
| Punjab National Bank (12/03/2027) | Money Market | 2.23% | +0.03% |
| State Bank of India | Banks | 2.20% | +0.21% |
| Adani Ports & SEZ | Transport Infrastructure | 2.12% | +0.21% |
| 8.65% Aadhar Housing Finance Limited (20/08/2027) ** | Debt | 1.85% | — |
| Bharti Airtel | Telecom - Services | 1.84% | -0.27% |
View all 81 holdings
| Shriram Finance | Finance | 1.82% | -0.28% |
| 7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** | Debt | 1.71% | +0.01% |
| IndiGrid Infrastructure Trust | Power | 1.49% | -0.02% |
| 71GOI2029 | Debt | 1.45% | +0.00% |
| 8.9% Muthoot Finance Limited (07/10/2027) ** | Debt | 1.44% | +0.01% |
| NTPC | Power | 1.40% | -0.08% |
| HDFC Bank | Banks | 1.37% | -0.45% |
| ITC | Diversified FMCG | 1.34% | -0.06% |
| Titan | Consumer Durables | 1.20% | -0.21% |
| 8.95% Vedanta Limited (16/03/2029) ** | Debt | 1.16% | +0.02% |
| Bajaj Finance | Finance | 1.12% | -0.22% |
| Axis Bank | Banks | 1.12% | -0.21% |
| Net Receivables / (Payables) | Net Current Assets | 1.12% | — |
| Anand Rathi Wealth | Capital Markets | 1.10% | — |
| Bharat Electronics | Aerospace & Defense | 1.06% | -0.13% |
| Hindustan Copper | Non - Ferrous Metals | 1.06% | -0.10% |
| Britannia Industries | Food Products | 1.06% | -0.08% |
| Raymond | Industrial Manufacturing | 1.05% | — |
| Larsen & Toubro | Construction | 1.04% | -0.27% |
| Eternal | Retailing | 1.03% | -0.11% |
| Hindalco Industries | Non - Ferrous Metals | 0.97% | -0.13% |
| Federal Bank | Banks | 0.93% | — |
| Dr Reddys Laboratories | Pharmaceuticals & Biotechnology | 0.93% | +0.04% |
| Kotak Bank | Banks | 0.92% | -0.13% |
| Mahindra & Mahindra | Automobiles | 0.90% | -0.22% |
| Tata Steel | Ferrous Metals | 0.86% | +0.47% |
| GOI LOAN 6.48% 2035 | Debt | 0.82% | -0.01% |
| Power Grid Corporation of India | Power | 0.80% | -0.05% |
| Tata Power | Power | 0.76% | +0.03% |
| Hero Motocorp | Automobiles | 0.75% | -0.03% |
| Adani Enterprises | Metals & Minerals Trading | 0.67% | -0.02% |
| Sun Pharmaceutical | Pharmaceuticals & Biotechnology | 0.65% | -0.14% |
| Infosys | IT - Software | 0.62% | -0.25% |
| Tech Mahindra | IT - Software | 0.62% | -0.08% |
| Tata Consultancy Services | IT - Software | 0.60% | -0.20% |
| Bajaj Auto | Automobiles | 0.52% | -0.12% |
| UltraTech Cement | Cement & Cement Products | 0.52% | -0.08% |
| HCL Technologies | IT - Software | 0.51% | -0.08% |
| SBI Life Insurance | Insurance | 0.49% | -0.04% |
| Divis Laboratories | Pharmaceuticals & Biotechnology | 0.49% | +0.00% |
| Hindustan Unilever | Diversified FMCG | 0.47% | -0.09% |
| Grasim Industries | Cement & Cement Products | 0.46% | -0.09% |
| JSW Steel | Ferrous Metals | 0.42% | -0.06% |
| Asian Paints | Consumer Durables | 0.39% | -0.09% |
| Apollo Hospitals | Equity | 0.39% | -0.07% |
| Trent | Retailing | 0.39% | -0.07% |
| Coal India | Consumable Fuels | 0.38% | -0.02% |
| Nestle | Food Products | 0.37% | -0.10% |
| Bank of Baroda | Banks | 0.36% | -0.01% |
| Eicher Motors | Automobiles | 0.35% | -0.09% |
| Maruti Suzuki | Automobiles | 0.35% | -0.11% |
| LEAP | Commercial Services & Supplies | 0.34% | -0.07% |
| Oil & Natural Gas Corporation | Oil | 0.32% | -0.04% |
| Filatex India | Textiles & Apparels | 0.31% | — |
| 364TB70127 | Money Market | 0.31% | +0.00% |
| Tata Motors | Agricultural, Commercial & Construction Vehicles | 0.29% | -0.03% |
| Cipla | Pharmaceuticals & Biotechnology | 0.27% | -0.05% |
| Interglobe Aviation | Transport Services | 0.24% | -0.06% |
| Bajaj Finserv | Finance | 0.20% | -0.08% |
| HDFC Life Insurance | Insurance | 0.19% | -0.03% |
| Max Healthcare Institute | Equity | 0.18% | -0.06% |
| Wipro | IT - Software | 0.18% | -0.05% |
| Jio Financial Services | Finance | 0.18% | -0.05% |
| Tata Consumer Products | Agricultural Food & other Products | 0.17% | -0.05% |
| Tata Motors Passenger Vehicles | Automobiles | 0.17% | -0.04% |
| 182T221026 | Money Market | 0.07% | +0.00% |
Sector Allocation · Sep 2026
View all 30 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 9.66 | 11.06 | Low Volatility |
| 3Y | 9.75 | 9.73 | High Volatility |
| 5Y | 10.97 | 8.72 | High Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.12 | -0.31 | Good Risk Adjusted Returns |
| 3Y | 0.26 | 0.23 | Good Risk Adjusted Returns |
| 5Y | 0.40 | 0.25 | Good Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.17 | -0.21 | Good Risk Adjusted Returns |
| 3Y | 0.40 | 0.33 | Good Risk Adjusted Returns |
| 5Y | 0.72 | 0.38 | Good Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.92 | 1.06 | Good Risk Adjusted Returns |
| 3Y | 1.11 | 1.09 | Poor Risk Adjusted Returns |
| 5Y | 1.21 | 1.02 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UNIFI DYNAMIC ASSET ALLOCATION FUND
Direct Plan · GROWTH
|
+8.46% | — | — | +8.45% |
|
Mirae Asset Balanced Advantage Fund
Direct Plan · Growth
|
+2.24% | +9.72% | — | +10.56% |
|
Parag Parikh Dynamic Asset Allocation Fund
Regular Plan · Growth
|
+1.87% | — | — | +6.02% |
|
WhiteOak Capital Balanced Advantage Fund
Direct Plan · Growth Option
|
+0.92% | +11.07% | — | +12.48% |
|
ICICI Prudential Balanced Advantage Fund
Regular Plan · Growth
|
+0.86% | +9.69% | +9.14% | +10.84% |
|
Baroda BNP Paribas Balanced Advantage Fund
Regular Plan · Growth Option
|
+0.68% | +9.77% | +8.36% | +12.19% |
|
Edelweiss Balanced Advantage Fund
Regular Plan · Growth
|
+0.50% | +8.70% | +7.15% | +10.07% |
|
Bajaj Finserv Balanced Advantage Fund
Direct Plan · Growth
|
+0.47% | — | — | +6.16% |
|
Axis Balanced Advantage Fund
Direct Plan · Growth Option
|
+0.34% | +10.83% | +8.83% | +9.78% |
|
Nippon India Balanced Advantage Fund
Regular Plan · Growth Option
|
-0.57% | +8.67% | +7.55% | +11.51% |
More From Bank of India Investment Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA SMALL CAP FUND
Direct Plan · IDCW
|
+26.97% | +20.09% | +18.21% | +22.66% |
|
BANK OF INDIA CREDIT RISK FUND
Direct Plan · Growth
|
+17.19% | +10.05% | +27.82% | +9.87% |
|
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Direct Plan · Growth
|
+14.59% | +20.58% | +19.35% | +17.35% |
|
BANK OF INDIA AGGRESSIVE HYBRID FUND
Direct Plan · Growth
|
+12.52% | +15.78% | +13.30% | +16.13% |
|
BANK OF INDIA MULTI CAP FUND
Direct Plan · Growth
|
+8.33% | +16.17% | — | +21.19% |
|
BANK OF INDIA FLEXI CAP FUND
Direct Plan · IDCW
|
+7.55% | +17.74% | +14.69% | +22.08% |
|
BANK OF INDIA MID CAP TAX FUND SERIES 1
Direct Plan · Growth
|
+6.59% | +13.91% | +9.89% | +13.69% |
|
Bank of India Money Market Fund
Direct Plan · Growth
|
+6.53% | — | — | +7.13% |
|
BANK OF INDIA LIQUID FUND
Direct Plan · Growth
|
+6.51% | +6.95% | +6.43% | +6.83% |
|
BANK OF INDIA ULTRA SHORT TERM FUND
Direct Plan · Bonus
|
+6.44% | +6.90% | +6.26% | +6.94% |
About This Scheme
Investment Objective
Bank of India Balanced Advantage Fund aims at providing long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objectives of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Stated Asset Allocation
Equity and Equity Related Instruments - 00% to 100% Debt and Money Market instruments - 00% to 100%
Exit Load
• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
Fund Managers
Mr.Alok Singh
Primary Fund Manager having around 20 years of experience, including 16 years in mutual fund industry.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.