GMP IPO Watch
Bajaj Finserv Banking and PSU Debt Fund
Direct Plan · Monthly IDCW · Bajaj Finserv Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.33% | +0.43% | 16 of 20 |
| 1M | +0.17% | +0.12% | 5 of 20 |
| 3M | -0.26% | +0.24% | 8 of 20 |
| 6M | +0.35% | +2.22% | 3 of 20 |
| YTD | -0.11% | +3.02% | 6 of 20 |
| 1Y | -0.19% | +3.54% | 9 of 20 |
| 2Y | +0.59% | +5.15% | 4 of 20 |
| INCEPTION | +3.18% | — | — |
Ranked among: Debt Scheme - Banking and PSU Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.76% | +2.84% | -1.54% | 66% | 26% |
| 6M | +1.51% | +4.99% | -1.10% | 65% | 26% |
| 1Y | +2.69% | +8.93% | -2.01% | 70% | 28% |
| 2Y | +2.65% | +4.91% | +0.48% | 100% | 41% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt78.58%
- Cash21.42%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Clearing Corporation of India Ltd | Net Current Assets | 19.28% | — |
| 8.54% REC Limited (15/11/2028) ** | Debt | 8.08% | +1.15% |
| Axis Bank Limited (15/10/2026) ** | Money Market | 7.92% | — |
| 7.44% National Bank For Agriculture and Rural Development (24/02/2028) | Debt | 7.90% | — |
| 7.42% Power Finance Corporation Limited (15/04/2028) ** | Debt | 7.90% | +1.13% |
| 7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** | Debt | 7.87% | — |
| 7.6% Food Corporation Of India (09/01/2030) ** | Debt | 7.86% | +1.11% |
| 6.66% Small Industries Dev Bank of India (25/10/2028) ** | Debt | 7.76% | +1.11% |
| Export Import Bank of India (01/03/2027) ** | Money Market | 7.72% | — |
| 8.41% Housing & Urban Development Corporation Limited (15/03/2029) ** | Debt | 3.23% | +0.45% |
| 7.85% Tata Capital Housing Finance Limited (14/05/2029) ** | Debt | 3.15% | +0.44% |
| 7.12% Export Import Bank of India (27/06/2030) ** | Debt | 3.12% | +0.44% |
| Net Receivables / (Payables) | Net Current Assets | 2.14% | — |
| PGCIL-9.3%-4-9-29-PVT | Debt | 1.66% | +0.23% |
| 7.62% National Bank For Agriculture and Rural Development (31/01/2028) ** | Debt | 1.58% | +0.22% |
View all 18 holdings
| 6.85% National Bank For Agriculture and Rural Development (19/01/2029) | Debt | 1.55% | +0.22% |
| 7.11% Maharashtra State Development Loans (31/07/2029) | Debt | 0.95% | +0.13% |
| SBI - Corporate Debt Market Development Fund (CDMDF) - Class A2 | Debt | 0.33% | +0.04% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 2.17 | 1.27 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -5.03 | -1.67 | Below Average |
| 3Y | -1.50 | -0.48 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.09 | 5.46 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.91 | 0.83 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.52% | +7.16% | +7.52% | +6.99% |
|
Bandhan Banking and PSU Debt Fund
Direct Plan · Growth
|
+5.14% | +7.02% | +6.27% | +7.60% |
|
Franklin India Banking & PSU Debt Fund
Regular Plan · Growth
|
+5.08% | +7.02% | +6.12% | +7.31% |
|
ICICI Prudential Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.28% | +6.66% | +6.18% | +7.71% |
|
SBI BANKING & PSU DEBT FUND
Regular Plan · Growth
|
+4.00% | +6.61% | +5.70% | +7.15% |
|
Kotak Banking and PSU Debt Fund
Regular Plan · Growth
|
+4.00% | +6.70% | +5.94% | +7.61% |
|
LIC MF Banking & PSU Debt Fund
Regular Plan · Daily IDCW
|
+3.97% | +2.92% | +1.95% | +0.89% |
|
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Regular Plan · GROWTH
|
+3.95% | +6.72% | +5.85% | +7.31% |
|
Axis Banking and PSU Debt Fund
Regular Plan · Growth option
|
+3.91% | +6.51% | +5.84% | +7.41% |
|
Edelweiss Banking and PSU Debt Fund
Regular Plan · Growth
|
+3.74% | +6.71% | +5.72% | +7.02% |
More From Bajaj Finserv Asset Management Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Bajaj Finserv Healthcare Fund
Direct Plan · Growth
|
+20.06% | — | — | +10.44% |
|
Bajaj Finserv Small Cap Fund
Direct Plan · Growth
|
+9.98% | — | — | +7.34% |
|
Bajaj Finserv Arbitrage Fund
Direct Plan · IDCW
|
+6.57% | +6.97% | — | +7.01% |
|
Bajaj Finserv Liquid Fund
Direct Plan · Growth
|
+6.50% | +6.92% | — | +6.93% |
|
Bajaj Finserv Money Market Fund
Direct Plan · IDCW
|
+6.36% | +7.29% | — | +7.38% |
|
Bajaj Finserv Multi Cap Fund
Direct Plan · Growth
|
+5.98% | — | — | +12.47% |
|
Bajaj Finserv Overnight Fund
Direct Plan · Unclaimed less than 3 years IDCW Plan
|
+5.37% | — | — | +5.34% |
| Bajaj Finserv Nifty 1D Rate Liquid ETF - Growth | +4.85% | — | — | +4.26% |
|
Bajaj Finserv Gilt Fund
Direct Plan · IDCW
|
+4.75% | — | — | +4.64% |
|
Bajaj Finserv Equity Savings Fund
Direct Plan · IDCW
|
+4.48% | — | — | +4.53% |
About This Scheme
Investment Objective
To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Stated Asset Allocation
Debt and money market instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds - 100%-80%, Debt and money market securities (including government securities) issued by entities other than banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds, Units issued by InvITs -20%-0%
Exit Load
Entry load – not applicable Exit load – Nil
Fund Managers
FM 1 - Mr. Siddharth Chaudhary , FM 2 - Mr. Nimesh Chandan
Mr. Siddharth Chaudhary (Primary), Mr. Nimesh Chandan (Primary)
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.