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Solution Oriented Schemes ** - Retirement Fund
Axis Retirement Fund - Aggressive Plan
Direct Plan · IDCW Option · Axis Mutual Fund
Risk: Very High Risk
52W Low ₹17.66 23 Oct 2026
52W High ₹20.67 2 Jan 2026
₹18.5800
NAV as of 4 Nov 2026
+0.70% day change
Other Plans of This Fund
ISININF846K01S94
Scheme Code147822
StructureOpen Ended Schemes
Fund HouseAxis Asset Management Co. Ltd.
AUM (avg. July - September 2026)₹1.22 Cr
Expense Ratio (as of 3 Nov 2026)1.25%
Min. InvestmentRs. 5,000 and in multiples of Re. 1/- thereafter
Inception Date29 Nov 2019
BenchmarkCRISIL Hybrid 25+75 - Aggressive Index
Portfolio Turnover26.90%
NFO Period29 Nov 2019 – 13 Dec 2019
Returns
1Y
-9.68%
3Y
+8.51%
5Y
+5.39%
Since Inception
+9.44%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +3.97% | +3.10% | 10 of 29 |
| 1M | +3.86% | +2.05% | 3 of 29 |
| 3M | -1.90% | -2.98% | 13 of 29 |
| 6M | -5.30% | +0.56% | 28 of 29 |
| YTD | -9.50% | -1.35% | 29 of 29 |
| 1Y | -9.68% | -1.13% | 28 of 29 |
| 2Y | -2.34% | +1.82% | 27 of 29 |
| 3Y | +8.51% | +7.99% | 13 of 27 |
| 5Y | +5.39% | +7.00% | 18 of 25 |
| INCEPTION | +9.44% | — | — |
Ranked among: Solution Oriented Schemes ** - Retirement Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.73% | +22.12% | -18.46% | 60% | 24% |
| 6M | +6.15% | +29.73% | -17.01% | 67% | 27% |
| 1Y | +13.53% | +58.59% | -14.11% | 74% | 32% |
| 2Y | +12.22% | +30.09% | -6.72% | 93% | 40% |
| 3Y | +12.76% | +19.54% | +6.54% | 100% | 45% |
| 5Y | +11.94% | +19.32% | +3.83% | 100% | 44% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity73.48%
- Debt21.92%
- Cash4.60%
- Other0.00%
Market Cap Split
- Large Cap52.25%
- Mid Cap10.76%
- Small Cap10.47%
- Others26.52%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 23.81 | 24.10 |
| P/B | 3.29 | 3.50 |
| Price / Sales | 3.21 | 3.15 |
| Price / Cash Flow | 17.33 | 19.54 |
| Dividend Yield (%) | 1.31 | 1.37 |
Holdings97
Top 5 Stocks19.75%
Top 10 Stocks29.53%
Top 3 Sectors25.78%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| 71GOI2034 | Debt | 6.36% | +0.26% |
| Reliance Industries | Petroleum Products | 5.16% | -0.08% |
| GOI LOAN 6.79% 2034 | Debt | 5.14% | +0.21% |
| ICICI Bank | Banks | 4.93% | -0.18% |
| HDFC Bank | Banks | 4.66% | +0.26% |
| Clearing Corporation of India Ltd | Net Current Assets | 3.96% | — |
| 725GOI2063 | Debt | 3.52% | +0.16% |
| 718GS2037 | Debt | 2.99% | +0.12% |
| Bharti Airtel | Telecom - Services | 2.73% | +0.07% |
| Kotak Bank | Banks | 2.27% | +0.12% |
| Mahindra & Mahindra | Automobiles | 2.14% | -0.10% |
| State Bank of India | Banks | 2.12% | -0.45% |
| Larsen & Toubro | Construction | 2.01% | -0.09% |
| Infosys | IT - Software | 1.82% | -0.51% |
| Bajaj Finance | Finance | 1.69% | -0.16% |
View all 99 holdings
| Solar Industries | Chemicals & Petrochemicals | 1.53% | +0.06% |
| Eternal | Retailing | 1.47% | +0.05% |
| NTPC | Power | 1.40% | +0.06% |
| 757GOI2033 | Debt | 1.38% | +0.05% |
| Divis Laboratories | Pharmaceuticals & Biotechnology | 1.34% | +0.05% |
| Minda Corporation | Auto Components | 1.29% | +0.04% |
| Axis Bank | Banks | 1.28% | +0.10% |
| Pidilite Industries | Chemicals & Petrochemicals | 1.22% | -0.21% |
| PNB Housing Finance | Finance | 1.22% | +0.04% |
| Apollo Hospitals | Equity | 1.13% | -0.03% |
| 5% GMR Airports Limited (13/02/2027) ** | Debt | 1.04% | +0.07% |
| Phoenix Mills | Realty | 1.03% | +0.08% |
| Hindustan Aeronautics | Aerospace & Defense | 0.99% | +0.03% |
| Interglobe Aviation | Transport Services | 0.86% | +0.01% |
| Sona BLW Precision Forgings | Auto Components | 0.86% | +0.06% |
| Fortis Healthcare | Equity | 0.84% | -0.14% |
| Shriram Finance | Finance | 0.82% | -0.06% |
| Sun Pharmaceutical | Pharmaceuticals & Biotechnology | 0.81% | -0.02% |
| Premier Energies | Electrical Equipment | 0.79% | -0.09% |
| Samvardhana Motherson International | Auto Components | 0.77% | -0.04% |
| HDFC Life Insurance | Insurance | 0.77% | +0.01% |
| Indian Hotels Company | Leisure Services | 0.76% | +0.07% |
| United Spirits | Beverages | 0.75% | -0.02% |
| 9.02% Muthoot Finance Limited (14/07/2027) | Debt | 0.75% | +0.04% |
| 7.88% Muthoot Finance Limited (22/11/2028) | Debt | 0.74% | +0.04% |
| Dixon Technologies | Consumer Durables | 0.73% | -0.05% |
| CG Power & Industrial Solutions | Electrical Equipment | 0.71% | -0.01% |
| Britannia Industries | Food Products | 0.71% | -0.02% |
| Mankind Pharma | Pharmaceuticals & Biotechnology | 0.70% | +0.06% |
| DOMS Industries | Household Products | 0.68% | +0.00% |
| Varun Beverages | Beverages | 0.68% | +0.09% |
| Tata Power | Power | 0.66% | +0.06% |
| Indus Infra Trust | Transport Infrastructure | 0.64% | +0.02% |
| Net Receivables / (Payables) | Net Current Assets | 0.64% | — |
| Titan | Consumer Durables | 0.57% | -0.23% |
| Arvind Fashions | Retailing | 0.55% | -0.05% |
| Cipla | Pharmaceuticals & Biotechnology | 0.53% | +0.00% |
| Ather Energy | Automobiles | 0.51% | -0.08% |
| Tata Consultancy Services | IT - Software | 0.50% | -0.11% |
| Info Edge | Retailing | 0.50% | -0.01% |
| Tech Mahindra | IT - Software | 0.49% | -0.01% |
| Mphasis | IT - Software | 0.48% | +0.02% |
| Cholamandalam Investment | Finance | 0.44% | -0.04% |
| Indus Towers | Telecom - Services | 0.44% | +0.04% |
| RBL Bank | Banks | 0.44% | +0.14% |
| Sundaram Finance | Finance | 0.44% | -0.08% |
| PG Electroplast | Consumer Durables | 0.43% | -0.05% |
| ITC Hotels | Leisure Services | 0.43% | +0.03% |
| Jubilant FoodWorks | Leisure Services | 0.42% | -0.01% |
| Piramal Pharma | Pharmaceuticals & Biotechnology | 0.42% | +0.01% |
| Kirloskar Oil Engines | Industrial Products | 0.42% | +0.08% |
| Jyoti CNC Automation | Industrial Manufacturing | 0.41% | +0.04% |
| CAMS | Capital Markets | 0.37% | -0.03% |
| Amber Enterprises | Consumer Durables | 0.36% | -0.03% |
| Coforge | IT - Software | 0.36% | -0.08% |
| Awfis Space Solutions | Commercial Services & Supplies | 0.35% | +0.00% |
| Delhivery | Transport Services | 0.35% | +0.02% |
| Gujarat Fluorochemicals | Chemicals & Petrochemicals | 0.34% | +0.00% |
| Berger Paints | Consumer Durables | 0.33% | -0.01% |
| Hindustan Unilever | Diversified FMCG | 0.32% | +0.01% |
| Bharat Electronics | Aerospace & Defense | 0.31% | -0.01% |
| ITC | Diversified FMCG | 0.31% | +0.03% |
| REC | Finance | 0.31% | -0.11% |
| Tata Motors | Agricultural, Commercial & Construction Vehicles | 0.31% | -0.01% |
| Zydus Life Science | Pharmaceuticals & Biotechnology | 0.31% | +0.02% |
| Cyient DLM | Aerospace & Defense | 0.30% | +0.04% |
| Schaeffler India | Auto Components | 0.29% | +0.01% |
| Tata Steel | Ferrous Metals | 0.28% | +0.02% |
| Cohance Lifesciences | Pharmaceuticals & Biotechnology | 0.27% | +0.00% |
| Titagarh Rail Systems | Industrial Manufacturing | 0.27% | +0.03% |
| Exide Industries | Auto Components | 0.26% | +0.00% |
| TVS Motors | Automobiles | 0.26% | +0.00% |
| GE Vernova T&D | Electrical Equipment | 0.25% | +0.05% |
| Global Health | Equity | 0.23% | +0.09% |
| Hindalco Industries | Non - Ferrous Metals | 0.23% | +0.00% |
| Hyundai Motor India | Automobiles | 0.22% | -0.01% |
| Kaynes Technology India | Industrial Manufacturing | 0.20% | +0.00% |
| Maruti Suzuki | Automobiles | 0.18% | -0.01% |
| HCL Technologies | IT - Software | 0.15% | +0.00% |
| Apar Industries | Electrical Equipment | 0.13% | +0.00% |
| Voltas | Consumer Durables | 0.13% | -0.01% |
| Azad Engineering | Electrical Equipment | 0.08% | — |
| Avenue Supermarts DMart | Retailing | 0.03% | -0.09% |
| Supreme Industries | Industrial Products | 0.00% | — |
Sector Allocation · Sep 2026
View all 32 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 13.51 | 10.03 | High Volatility |
| 3Y | 11.81 | 9.44 | High Volatility |
| 5Y | 11.56 | 8.94 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -1.25 | -0.86 | Below Average |
| 3Y | 0.22 | 0.13 | Above Average |
| 5Y | 0.00 | 0.05 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.84 | 0.14 | Below Average |
| 3Y | 1.01 | 1.80 | Below Average |
| 5Y | 0.69 | 1.62 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
ICICI Prudential Retirement Fund Hybrid Conservative Plan
Direct Plan · Growth
|
+3.76% | +9.45% | +8.46% | +9.46% |
|
ICICI Prudential Retirement Fund Pure Debt Plan
Regular Plan · IDCW
|
+2.93% | +5.47% | +4.89% | +6.02% |
|
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Regular Plan · GROWTH
|
+2.07% | +4.62% | +3.81% | +4.09% |
|
Tata Retirement Savings Fund-Progressive Plan
Regular Plan · Growth Option
|
+1.88% | +10.99% | +8.44% | +13.46% |
|
Tata Retirement Savings Fund-Moderate Plan
Regular Plan · Growth Option
|
+1.79% | +10.45% | +8.40% | +13.39% |
|
Tata Retirement Savings Fund-Conservative Plan
Regular Plan · Growth Option
|
+1.77% | +6.41% | +5.30% | +8.15% |
|
SBI Retirement Benefit Fund - Conservative Plan
Regular Plan · IDCW
|
+1.68% | +6.18% | +6.34% | +6.80% |
|
SBI Retirement Benefit Fund - Conservative Hybrid Plan
Direct Plan · Growth
|
+1.40% | +7.18% | +7.48% | +8.87% |
|
PGIM India Retirement Fund
Direct Plan · Direct Growth
|
+1.12% | — | — | +9.54% |
|
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Regular Plan · IDCW
|
+1.00% | +5.13% | +4.41% | +7.08% |
More From Axis Asset Management Co. Ltd.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
| Axis Silver ETF | +26.40% | +35.94% | — | +33.11% |
|
Axis Silver Fund of Fund
Direct Plan · Growth Option
|
+25.78% | +35.80% | — | +33.62% |
|
Axis Gold Fund
Direct Plan · Growth option
|
+16.88% | +30.78% | +23.12% | +10.32% |
| Axis Gold ETF | +16.64% | +30.81% | +23.30% | +11.67% |
|
Axis NASDAQ 100 US Specific Equity Passive FOF
Direct Plan · IDCW Option
|
+15.62% | +27.97% | — | +30.61% |
| Axis NIFTY Healthcare ETF | +13.26% | +21.08% | +14.40% | +13.81% |
|
Axis Global Equity Alpha Fund of Fund
Direct Plan · Growth Option
|
+13.25% | +22.73% | +13.92% | +16.86% |
|
Axis India Manufacturing Fund
Direct Plan · IDCW Option
|
+13.04% | — | — | +18.81% |
|
Axis Global Innovation Fund of Fund
Direct Plan · IDCW Option
|
+9.94% | +22.97% | +11.52% | +12.36% |
|
Axis Innovation Fund
Direct Plan · Growth Option
|
+9.66% | +17.73% | +10.46% | +14.81% |
About This Scheme
Investment Objective
The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate capital appreciation by predominantly investing in equity and equity related instruments. The Investment Plan may also invest in debt and money market instruments, units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
Stated Asset Allocation
Equity and Equity related instruments - (65%-80%),Debt & Money Market Instruments - (0%-35%),Gold ETF - (0%-10%),Units issued by InvITs - (0%-10%)
Exit Load
Nil
Fund Managers
Mr. Jayesh Sundar, Mr. Devang Shah, Mr. Hardik Shah, Ms. Krishnaa N
Mr. Jayesh Sundar - Comanage/Domestic Equities, Mr. Devang Shah - Comanage/Fixed Income, Mr. Hardik Shah - Comanage/Fixed Income, Ms. Krishnaa N - Foreign Securities
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
Axis Asset Management Co. Ltd. website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.