GMP IPO Watch
WhiteOak Capital Banking & Financial Services Fund
Direct Plan · Growth Option · WhiteOak Capital Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
Want to invest in this fund?
Open a free demat & trading account with Zerodha to invest in direct mutual funds with zero commission.
Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +3.45% | +3.52% | 173 of 255 |
| 1M | +0.79% | +1.97% | 197 of 255 |
| 3M | -6.43% | -3.45% | 225 of 252 |
| 6M | -0.45% | +2.92% | 168 of 251 |
| YTD | -4.35% | +1.21% | 181 of 255 |
| 1Y | -2.95% | +1.11% | 145 of 232 |
| 2Y | +6.03% | +2.39% | 45 of 187 |
| INCEPTION | +9.63% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +3.23% | +18.59% | -14.25% | 70% | 28% |
| 6M | +6.12% | +25.20% | -9.37% | 77% | 32% |
| 1Y | +12.17% | +28.37% | -6.63% | 95% | 41% |
| 2Y | +11.03% | +19.13% | +3.53% | 100% | 44% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity92.38%
- Debt3.55%
- Cash4.07%
- Other0.00%
Market Cap Split
- Large Cap53.32%
- Mid Cap13.01%
- Small Cap26.05%
- Others7.62%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 16.76 | 17.84 |
| P/B | 2.14 | 2.31 |
| Price / Sales | 3.38 | 3.91 |
| Dividend Yield (%) | 0.81 | 1.13 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| ICICI Bank | Banks | 12.51% | -0.43% |
| HDFC Bank | Banks | 8.47% | +0.51% |
| Kotak Bank | Banks | 6.84% | +0.38% |
| Axis Bank | Banks | 5.07% | +0.02% |
| Clearing Corporation of India Ltd | Net Current Assets | 4.27% | — |
| State Bank of India | Banks | 3.68% | -0.14% |
| Bajaj Finance | Finance | 3.16% | -0.12% |
| Bajaj Finserv | Finance | 2.89% | -0.28% |
| Five Star Business Finance | Finance | 2.77% | +0.08% |
| PNB Housing Finance | Finance | 2.69% | +0.10% |
| IIFL Finance | Finance | 2.55% | -0.03% |
| MCX | Capital Markets | 2.46% | +0.08% |
| Ujjivan Small Finance Bank | Banks | 2.18% | +0.08% |
| Shriram Finance | Finance | 1.98% | +0.14% |
| Cholamandalam Investment | Finance | 1.88% | +0.02% |
View all 59 holdings
| Max Financial Services | Insurance | 1.67% | -0.39% |
| Canara HSBC Life Insurance Company | Insurance | 1.61% | +0.02% |
| National Stock Exchange of India | Capital Markets | 1.58% | — |
| Cholamandalam Financial Holdings | Finance | 1.53% | +0.23% |
| Aditya Birla Capital | Finance | 1.48% | -0.27% |
| Aye Finance | Finance | 1.40% | -0.11% |
| M&M Financial Services | Finance | 1.40% | +0.16% |
| City Union Bank | Banks | 1.38% | -0.42% |
| OnEMI Technology Solutions | Finance | 1.33% | -0.18% |
| SBI Life Insurance | Insurance | 1.25% | +0.04% |
| Repco Home Finance | Finance | 1.22% | +0.00% |
| Asset Reconstruction Company | Finance | 1.08% | — |
| Motilal Oswal Financial Services | Capital Markets | 0.98% | +0.01% |
| Indusind Bank | Banks | 0.97% | -0.06% |
| Bajaj Holdings & Investments | Finance | 0.97% | -0.27% |
| 91TB291026 | Money Market | 0.97% | +0.06% |
| 91 Days Tbill (MD 08/10/2026) | Money Market | 0.96% | +0.06% |
| South Indian Bank | Banks | 0.94% | +0.32% |
| SBI Funds Management | Capital Markets | 0.93% | -0.05% |
| Aavas Financiers | Finance | 0.91% | +0.02% |
| Fusion Finance | Finance | 0.91% | -0.06% |
| Groww | Capital Markets | 0.90% | +0.02% |
| CARE Ratings | Capital Markets | 0.89% | +0.00% |
| National Securities Depository (NSDL) | Capital Markets | 0.87% | -0.01% |
| Federal Bank | Banks | 0.83% | -0.31% |
| Manappuram Finance | Finance | 0.81% | -0.01% |
| ICICI Lombard General Insurance | Insurance | 0.77% | +0.06% |
| HDFC Life Insurance | Insurance | 0.74% | +0.02% |
| Aadhar Housing Finance | Finance | 0.73% | -0.01% |
| Bank of India | Banks | 0.72% | -0.01% |
| Power Finance Corporation | Finance | 0.68% | +0.02% |
| Tata Capital | Finance | 0.66% | -0.03% |
| 182T121126 | Money Market | 0.60% | +0.03% |
| 360 One WAM | Capital Markets | 0.47% | -0.03% |
| 91TB221026 | Money Market | 0.46% | +0.03% |
| PB FinTech | Financial Technology (Fintech) | 0.33% | +0.02% |
| CAMS | Capital Markets | 0.25% | -0.03% |
| 91TB051126 | Money Market | 0.17% | +0.01% |
| 364T121126 | Money Market | 0.15% | +0.01% |
| 182TB51126 | Money Market | 0.14% | +0.01% |
| 91TB031226 | Money Market | 0.10% | — |
| BSE | Capital Markets | 0.06% | -0.20% |
| Edelweiss Financial Services | Finance | 0.00% | +0.00% |
| Net Receivables / (Payables) | Net Current Assets | -0.20% | — |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 17.50 | 16.32 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.43 | -0.32 | Below Average |
| 3Y | 0.29 | -0.45 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.12 | 0.19 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.99 | 1.02 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+59.64% | +47.37% | — | +23.17% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+25.51% | +31.04% | — | +30.18% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+23.57% | — | — | +20.10% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+22.37% | — | — | +11.34% |
|
Mirae Asset Healthcare Fund
Direct Plan · Growth
|
+21.28% | +24.36% | +16.89% | +22.00% |
|
ICICI Prudential US Bluechip Equity Fund
Regular Plan · IDCW
|
+20.32% | +18.33% | +12.09% | +15.77% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+20.03% | — | — | +11.89% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+18.89% | +19.86% | +8.28% | +8.45% |
|
HDFC Defence Fund
Regular Plan · IDCW Option
|
+18.80% | +34.56% | — | +36.67% |
|
HSBC India Export Opportunities Fund
Direct Plan · Growth
|
+18.74% | — | — | +9.24% |
More From WhiteOak Capital Asset Management Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
WhiteOak Capital Pharma and Healthcare Fund
Direct Plan · Growth Option
|
+20.63% | — | — | +22.86% |
|
WhiteOak Capital Special Opportunities Fund
Direct Plan · Growth Option
|
+9.86% | — | — | +16.53% |
|
WhiteOak Capital Arbitrage Fund
Direct Plan · Growth Option
|
+7.12% | — | — | +7.24% |
|
WhiteOak Capital Multi Asset Allocation Fund
Direct Plan · Growth Option
|
+6.82% | +16.01% | — | +15.30% |
|
WhiteOak Capital Mid Cap Fund
Direct Plan · Growth Option
|
+6.44% | +20.80% | — | +21.53% |
|
WhiteOak Capital Liquid Fund
Direct Plan · Growth Option
|
+6.39% | +6.80% | +6.26% | +5.63% |
|
WhiteOak Capital Ultra Short Term Fund
Direct Plan · Growth Option
|
+6.24% | +6.93% | +6.37% | +5.90% |
|
WhiteOak Capital Equity Savings Fund
Direct Plan · Growth Option
|
+5.27% | — | — | +10.73% |
|
WhiteOak Capital Multi Cap Fund
Direct Plan · Growth Option
|
+2.50% | +18.14% | — | +17.57% |
|
WhiteOak Capital Balanced Advantage Fund
Direct Plan · Growth Option
|
+1.98% | +11.98% | — | +12.76% |
About This Scheme
Investment Objective
The primary objective of the Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of banks & companies engaged in Financial Services Sector. There is no assurance that the investment objective of the Scheme will be achieved
Stated Asset Allocation
Equity & Equity related Instruments of Banks & companies engaged in financial services sector: 80% - 100%; Equity & Equity related Instruments companies (including REITs) other than above: 0% - 20%;Money Market Instruments##, Other Liquid Instruments^, Gold and Silver ETFs and Units of Domestic Mutual Fund Schemes@: 0% - 20%; Units issued by InvITs: 0% - 10% ##Money market instruments include commercial papers, commercial bills, treasury bills, Government securities having an unexpired maturity up to one year, call or notice money, certificate of deposit, usance bills, and any other like instruments as specified by the Reserve Bank of India. ^Other liquid instruments shall include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by SEBI. @Units of domestic mutual fund schemes are permitted only in Overnight funds, Liquid funds and Money Market funds. As per Para 3.8.1.c of SEBI Master Circular on Mutual Funds dated March 20, 2026, the Scheme will invest residual portion in equity and equity related instruments, money market instruments and other liquid instruments, gold and silver instruments (ETFs) as permitted by SEBI and in InvITs, subject to the ceilings laid out in SEBI (Mutual Fund) Regulations, 2026 with respect to the respective asset class.
Exit Load
Nil
Fund Managers
FM1 - Mr. Ramesh Mantri; FM2- Mr. Piyush Baranwal; FM3 - Ms. Trupti Agrawal; FM4 - Mr. Dheeresh Pathak; FM5 - Mr. Ashish Agrawal
FM1 - Comanage/Equity; FM2 - Comanage/Debt; FM3 - Comanage/Equity; FM4 - Assistant Fund Manager - Equity; FM5 - Fund Manager - Arbitrage Transactions
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.