GMP IPO Watch
Debt Scheme - Money Market Fund
UTI - Money Market Fund
Regular Plan · Discontinued Flexi Dividend · UTI Mutual Fund
Risk: Moderate Risk
52W Low ₹3935.85 4 Nov 2025
52W High ₹4182.42 4 Nov 2026
₹4182.4209
NAV as of 4 Nov 2026
+0.03% day change
Other Plans of This Fund
Direct Plan · Annual IDCW
Direct Plan · Daily IDCW (Reinvestment)
Direct Plan · Flexi IDCW
Direct Plan · Fortnightly IDCW
Direct Plan · Growth
Direct Plan · Half-Yearly IDCW
Direct Plan · Monthly IDCW
Direct Plan · Quarterly IDCW
Direct Plan · Weekly IDCW
Regular Plan · Annual IDCW
Regular Plan · Daily IDCW (Reinvestment)
Regular Plan · Discontinued Growth
Regular Plan · Discontinued Periodic Dividend
Regular Plan · Flexi IDCW
Regular Plan · Fortnightly IDCW
Regular Plan · Growth
Regular Plan · Half-Yearly IDCW
Regular Plan · Monthly IDCW
Regular Plan · Quarterly IDCW
Regular Plan · Weekly IDCW
ISININF789F01BD0
Scheme Code100724
StructureOpen Ended Schemes
Fund HouseUTI Asset Mgmt. Co. Ltd.
AUM (avg. July - September 2026)₹0.08 Cr
Expense Ratio (as of 4 Nov 2026)0.29%
Min. Investment₹10,000
Inception Date23 Apr 1997
BenchmarkCRISIL Money Market A-I Index · Nifty 1 Year T-Bill Index
Portfolio Turnover144.97%
NFO PeriodNot Available – Not Available
Returns
1Y
+6.27%
3Y
+7.03%
5Y
+6.38%
7Y
+5.83%
10Y
+6.17%
Since Inception
+4.33%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.16% | +0.10% | 9 of 28 |
| 1M | +0.39% | +0.27% | 9 of 28 |
| 3M | +1.46% | +1.03% | 6 of 28 |
| 6M | +3.29% | +2.34% | 6 of 28 |
| YTD | +5.26% | +3.78% | 5 of 28 |
| 1Y | +6.27% | +4.39% | 6 of 26 |
| 2Y | +6.96% | +4.79% | 4 of 24 |
| 3Y | +7.03% | +5.03% | 9 of 24 |
| 5Y | +6.38% | +4.25% | 8 of 20 |
| 7Y | +5.83% | +3.89% | 7 of 17 |
| 10Y | +6.17% | +3.85% | 5 of 13 |
| INCEPTION | +4.33% | — | — |
Ranked among: Debt Scheme - Money Market Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.00% | +3.02% | -1.31% | 93% | 37% |
| 6M | +2.01% | +4.44% | -1.63% | 95% | 38% |
| 1Y | +4.08% | +8.19% | -1.29% | 96% | 39% |
| 2Y | +4.08% | +7.56% | -0.32% | 98% | 41% |
| 3Y | +4.05% | +7.28% | +1.11% | 100% | 41% |
| 5Y | +4.06% | +7.18% | +1.55% | 100% | 41% |
| 7Y | +4.19% | +6.38% | +1.55% | 100% | 41% |
| 10Y | +4.49% | +6.34% | +2.35% | 100% | 42% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt96.08%
- Cash3.90%
- Other0.02%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings93
Top 5 Stocks0.00%
Top 10 Stocks0.00%
Top 3 Sectors0.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| NET CURRENT ASSETS | Net Current Assets | 3.86% | — |
| 182T040227 | SOV | 3.06% | +0.55% |
| CD - NABARD - 22/01/2027 | Money Market | 2.44% | +0.44% |
| CD - NABARD - 28/01/2027 | Money Market | 2.44% | +0.44% |
| CD - INDIAN BANK - 05/02/2027 | Money Market | 2.44% | +0.44% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027 | Money Market | 2.43% | +0.44% |
| 182TB18227 | SOV | 2.13% | +0.38% |
| CD - CANARA BANK - 12/02/2027 | Money Market | 2.13% | +0.38% |
| CD - HDFC BANK LTD - 24/02/2027 | Money Market | 2.12% | +0.38% |
| CD - KOTAK MAHINDRA BANK LTD - 12/02/2027 | Money Market | 1.98% | +0.36% |
| CD - NABARD - 19/01/2027 | Money Market | 1.83% | +0.33% |
| CP SUNDARAM HOME FINANCE LTD. | Money Market | 1.82% | — |
| CD - KOTAK MAHINDRA BANK LTD - 08/01/2027 | Money Market | 1.53% | +0.27% |
| CD - HDFC BANK - 05/02/2027 | Money Market | 1.52% | +0.27% |
| CD - IDFC BANK LTD - 03/02/2027 | Money Market | 1.52% | +0.27% |
View all 95 holdings
| CD - NATIONAL BANK FOR FIN INFRA & DEV - 02/03/2027 | Money Market | 1.52% | -0.22% |
| CD - CANARA BANK - 11/03/2027 | Money Market | 1.51% | +0.27% |
| CP ASEEM INFRASTRUCTURE FINANCE LTD | Money Market | 1.51% | +0.28% |
| CD - UCO BANK - 15/06/2027 | Money Market | 1.48% | +0.26% |
| CD - BANK OF MAHARASHTRA - 07/01/2027 | Money Market | 1.38% | +0.25% |
| CD - KOTAK MAHINDRA BANK LTD - 05/03/2027 | Money Market | 1.36% | +0.24% |
| CD - CANARA BANK - 08/01/2027 | Money Market | 1.22% | +0.21% |
| CD - INDIAN BANK - 12/01/2027 | Money Market | 1.22% | +0.22% |
| CD - AXIS BANK LTD - 14/01/2027 | Money Market | 1.22% | +0.22% |
| CD - AU SMALL FINANCE BANK LTD - 11/01/2027 | Money Market | 1.22% | +0.22% |
| CD - NABARD - 14/01/2027 | Money Market | 1.22% | +0.22% |
| CD - INDIAN BANK - 22/01/2027 | Money Market | 1.22% | +0.22% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 29/01/2027 | Money Market | 1.22% | +0.22% |
| CD - INDUSIND BANK LTD - 27/01/2027 | Money Market | 1.22% | +0.22% |
| CD - CANARA BANK - 02/02/2027 | Money Market | 1.22% | +0.22% |
| CP POONAWALLA FINCORP LTD. | Money Market | 1.22% | +0.22% |
| CD - INDUSIND BANK LTD - 05/02/2027 | Money Market | 1.22% | +0.22% |
| CD - AXIS BANK - 12/02/2027 | Money Market | 1.22% | +0.22% |
| CP POONAWALLA FINCORP LTD. | Money Market | 1.22% | +0.22% |
| CD - HDFC BANK LTD - 15/02/2027 | Money Market | 1.22% | +0.72% |
| CD - NABARD - 17/02/2027 | Money Market | 1.21% | +0.21% |
| CD - INDIAN OVERSEAS BANK LTD - 18/02/2027 | Money Market | 1.21% | +0.21% |
| CD - ICICI BANK LTD. - 08/03/2027 | Money Market | 1.21% | +0.22% |
| CP BHARTI TELECOM LTD. | Money Market | 1.21% | +0.22% |
| CP ANGEL ONE LTD | Money Market | 1.21% | +0.22% |
| CP ICICI SECURITIES LTD. | Debt | 1.21% | +0.22% |
| CP IGH HOLDINGS PRIVATE LIMITED | Money Market | 1.21% | +0.22% |
| CP ANGEL ONE LTD | Money Market | 1.20% | +0.22% |
| CD - SIDBI - 11/08/2027 | Money Market | 1.17% | +0.21% |
| CD - PUNJAB & SIND BANK LTD. - 15/03/2027 | Money Market | 1.06% | +0.19% |
| CD - CANARA BANK - 29/01/2027 | Money Market | 0.92% | +0.17% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 | Money Market | 0.91% | +0.16% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 09/02/2027 | Money Market | 0.91% | +0.16% |
| CP TATA PROJECTS LTD | Money Market | 0.91% | +0.16% |
| CP TOYOTA FINANCIAL SERVICES INDIA LTD | Money Market | 0.91% | +0.17% |
| CD - EQUITAS SMALL FINANCE BANK LTD - 12/02/2027 | Money Market | 0.91% | +0.16% |
| CP GIC HOUSING FINANCE LTD. | Money Market | 0.91% | +0.17% |
| CP MAHINDRA RURAL HOUSING FINANCE LTD | Money Market | 0.91% | +0.17% |
| CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Money Market | 0.89% | +0.16% |
| CD - AU SMALL FINANCE BANK LTD - 10/06/2027 | Money Market | 0.89% | +0.16% |
| CD - AU SMALL FINANCE BANK LTD - 26/08/2027 | Money Market | 0.87% | +0.15% |
| CD - EXIM BANK - 29/01/2027 | Money Market | 0.76% | -0.74% |
| CP FEDBANK FINANCIAL SERVICES LTD. | Money Market | 0.76% | +0.14% |
| CD - NABARD Mat - 26/02/2027 | Money Market | 0.76% | -0.24% |
| CP TATA TELESERVICES LTD. | Money Market | 0.64% | +0.12% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 14/01/2027 | Money Market | 0.61% | +0.11% |
| CP ANGEL ONE LTD | Money Market | 0.61% | +0.11% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027 | Money Market | 0.61% | +0.11% |
| CP ADITYA BIRLA CAPITAL LTD | Money Market | 0.61% | +0.11% |
| CP GIC HOUSING FINANCE LTD. | Money Market | 0.61% | +0.11% |
| CP AXIS SECURITIES LTD | Debt | 0.61% | +0.11% |
| CD - AXIS BANK - 26/02/2027 | Money Market | 0.61% | -0.39% |
| CD - Canara Bank - 04/03/2027 | Money Market | 0.61% | +0.11% |
| CP NUVAMA WEALTH FINANCE LTD | Money Market | 0.61% | +0.11% |
| CP IGH HOLDINGS PRIVATE LIMITED | Money Market | 0.61% | +0.11% |
| CD - UJJIVAN SMALL FINANCE BANK LTD - 26/02/2027 | Money Market | 0.61% | +0.11% |
| CP TATA CAPITAL LTD. | Money Market | 0.60% | +0.10% |
| CP FEDBANK FINANCIAL SERVICES LTD. | Money Market | 0.60% | +0.10% |
| CP FEDBANK FINANCIAL SERVICES LTD. | Money Market | 0.60% | +0.11% |
| CD - Axis Bank Ltd - 18/03/2027 | Money Market | 0.60% | +0.10% |
| CD - Canara Bank - 25/03/2027 | Money Market | 0.60% | +0.10% |
| CP IGH HOLDINGS PRIVATE LIMITED | Money Market | 0.46% | +0.08% |
| CD - Canara Bank - 26/02/2027 | Money Market | 0.46% | +0.09% |
| CP BIRLA GROUP HOLDINGS PRIVATE LIMITED | Money Market | 0.46% | +0.09% |
| CP 360 ONE PRIME LTD | Money Market | 0.45% | +0.08% |
| CP 360 ONE WAM LIMITED | Money Market | 0.45% | +0.08% |
| CP MUTHOOT FINCORP LIMITED | Money Market | 0.45% | +0.08% |
| FFSL-2-3-27-CP | Money Market | 0.45% | +0.08% |
| CP L AND T FINANCE LIMITED | Money Market | 0.45% | — |
| CP JIO CREDIT LTD | Money Market | 0.45% | — |
| CD - INDIAN BANK - 21/06/2027 | Money Market | 0.44% | +0.08% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | - | 0.36% | +0.06% |
| CP ICICI SECURITIES LTD. | Debt | 0.30% | +0.05% |
| CP TATA CAPITAL LTD. | Money Market | 0.30% | -0.19% |
| CP MUTHOOT FINCORP LIMITED | Money Market | 0.30% | +0.05% |
| CP MUTHOOT FINCORP LIMITED | Money Market | 0.30% | +0.05% |
| CP NUVAMA WEALTH MANAGEMENT LTD | Money Market | 0.15% | +0.03% |
| CP KOTAK MAHINDRA PRIME LTD. | Money Market | 0.15% | -0.34% |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Net Current Assets | 0.04% | — |
| 91TB031226 | SOV | 0.00% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.52 | 0.76 | Low Volatility |
| 3Y | 0.42 | 0.68 | Low Volatility |
| 5Y | 0.39 | 0.66 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.59 | -7.24 | Above Average |
| 3Y | 2.18 | -3.16 | Above Average |
| 5Y | 1.03 | -7.03 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 31.28 | 22.97 | Above Average |
| 3Y | 58.61 | 42.69 | Above Average |
| 5Y | 52.99 | 33.34 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.47 | 1.46 | Poor Risk Adjusted Returns |
| 3Y | 1.52 | 1.50 | Poor Risk Adjusted Returns |
| 5Y | 1.52 | 1.52 | None |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
LIC MF Money Market Fund
Direct Plan · Growth
|
+6.50% | +6.74% | — | +6.58% |
|
Axis Money Market Fund
Direct Plan · Growth Option
|
+6.47% | +7.38% | +6.82% | +6.44% |
|
Bajaj Finserv Money Market Fund
Direct Plan · Growth
|
+6.36% | +7.29% | — | +7.38% |
|
Mirae Asset Money Market Fund
Direct Plan · Growth
|
+6.30% | +7.32% | +6.66% | +6.50% |
|
JioBlackRock Money Market Fund
Direct Plan · Growth Option
|
+6.27% | — | — | +6.17% |
|
Tata Money Market Fund
Regular Plan · Growth Option
|
+6.22% | +7.17% | +6.63% | +6.95% |
|
ICICI Prudential Money Market Fund - Cash Option
Regular Plan · Growth
|
+6.22% | +7.17% | +6.62% | +7.10% |
|
Sundaram Money Market Fund
Regular Plan · GROWTH
|
+6.21% | +7.07% | +6.46% | +6.20% |
|
HDFC Money Market Fund
Regular Plan · Growth Option
|
+6.19% | +7.12% | +6.57% | +7.30% |
|
Nippon India Money Market Fund
Regular Plan · Growth Option
|
+6.18% | +7.17% | +6.67% | +7.35% |
More From UTI Asset Mgmt. Co. Ltd.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Silver Exchange Traded Fund
Direct Plan · Growth
|
+26.53% | +35.98% | — | +27.77% |
|
UTI Silver ETF Fund of Fund
Direct Plan · Growth
|
+25.46% | +35.71% | — | +25.36% |
|
UTI - Gold Exchange Traded Fund
Direct Plan · Growth
|
+16.90% | +31.24% | +23.48% | +13.76% |
|
UTI Gold ETF Fund of Fund
Direct Plan · Growth
|
+16.56% | +31.28% | — | +28.21% |
|
UTI - Healthcare Fund
Direct Plan · Growth
|
+16.51% | +24.16% | +16.74% | +16.30% |
|
UTI - Arbitrage Fund
Direct Plan · Growth
|
+6.53% | +7.28% | +6.75% | +6.76% |
|
UTI - Liquid Fund
Direct Plan · Half-Yearly IDCW
|
+6.52% | +6.92% | +6.45% | +4.98% |
|
UTI Ultra Short Term Fund
Direct Plan · Annual IDCW
|
+6.48% | +7.25% | +5.93% | +3.95% |
|
UTI Ultra Short to Short Term Fund
Direct Plan · Half Yearly IDCW
|
+5.80% | +7.14% | +5.97% | +3.55% |
|
UTI - Credit Risk Fund.
Direct Plan · Half yearly IDCW
|
+5.79% | +7.63% | +6.88% | +2.06% |
About This Scheme
Investment Objective
The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Stated Asset Allocation
Money market instruments (including Triparty Repos on Government Securities or treasury bill & Repo) : 0% - 100%
Exit Load
Nil
Fund Managers
Mr. Anurag Mittal FM 1,Mr. Amit Sharma FM 2,Not Applicable FM 3,Not Applicable FM 4
Primary FM 1,Co manage FM 2,Not Applicable FM 3,Not Applicable FM 4
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
UTI Asset Mgmt. Co. Ltd. website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.