GMP IPO Watch
Debt Scheme - Liquid Fund
UTI - Liquid Fund
Regular Plan · Discontinued Periodic Dividend · UTI Mutual Fund
Risk: Moderate Risk
52W Low ₹113.18 4 Aug 2026
52W High ₹1139.03 2 Apr 2026
₹114.3088
NAV as of 4 Nov 2026
+0.03% day change
Other Plans of This Fund
Direct Plan · Annual IDCW
Direct Plan · Daily IDCW (Reinvestment)
Direct Plan · Flexi IDCW
Direct Plan · Fortnightly IDCW
Direct Plan · Growth
Direct Plan · Half-Yearly IDCW
Direct Plan · Monthly IDCW
Direct Plan · Quarterly IDCW
Direct Plan · Weekly IDCW
Regular Plan · Annual IDCW
Regular Plan · Daily IDCW (Reinvestment)
Regular Plan · Discontinued Growth
Regular Plan · Discontinued Monthly Dividend
Regular Plan · Flexi IDCW
Regular Plan · Fortnightly IDCW
Regular Plan · Growth
Regular Plan · Half-Yearly IDCW
Regular Plan · Monthly IDCW
Regular Plan · Quarterly IDCW
Regular Plan · Weekly IDCW
ISININF789F1AE86
Scheme Code102007
StructureOpen Ended Schemes
Fund HouseUTI Asset Mgmt. Co. Ltd.
AUM (avg. July - September 2026)₹0.77 Cr
Expense Ratio (as of 4 Nov 2026)0.25%
Min. InvestmentRs 10000 & in multiple of Rs 1 in dividend option
Inception Date23 Jun 2003
BenchmarkNifty Liquid Index A-I · Nifty 1 Year T-Bill Index
NFO PeriodNot Available – Not Available
Returns
1Y
+1.00%
3Y
+0.32%
5Y
+0.20%
7Y
+0.14%
10Y
+0.10%
Since Inception
+0.58%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.15% | +0.10% | 18 of 45 |
| 1M | +0.47% | +0.28% | 5 of 44 |
| 3M | +0.99% | +0.95% | 28 of 43 |
| 6M | +0.46% | +2.02% | 30 of 43 |
| YTD | +0.50% | +3.31% | 30 of 45 |
| 1Y | +1.00% | +3.99% | 27 of 41 |
| 2Y | +0.21% | +3.73% | 24 of 37 |
| 3Y | +0.32% | +3.86% | 24 of 37 |
| 5Y | +0.20% | +3.56% | 22 of 35 |
| 7Y | +0.14% | +3.03% | 21 of 34 |
| 10Y | +0.10% | +3.02% | 17 of 29 |
| INCEPTION | +0.58% | — | — |
Ranked among: Debt Scheme - Liquid Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.14% | +1.94% | -1.30% | 63% | 25% |
| 6M | +0.28% | +2.73% | -1.63% | 64% | 25% |
| 1Y | +0.57% | +4.75% | -1.28% | 65% | 26% |
| 2Y | +0.57% | +3.93% | -0.65% | 61% | 25% |
| 3Y | +0.57% | +3.06% | -0.46% | 61% | 24% |
| 5Y | +0.57% | +2.25% | -0.29% | 64% | 26% |
| 7Y | +0.51% | +1.71% | -0.22% | 63% | 25% |
| 10Y | +0.45% | +1.18% | -0.15% | 68% | 27% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt95.57%
- Cash4.37%
- Other0.06%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings106
Top 5 Stocks0.00%
Top 10 Stocks0.00%
Top 3 Sectors0.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| 91TB191126 | SOV | 4.52% | +0.30% |
| NET CURRENT ASSETS | Net Current Assets | 4.35% | — |
| CD - UCO BANK - 04/11/2026 | Money Market | 3.44% | +0.06% |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Money Market | 2.71% | +0.18% |
| CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Money Market | 2.52% | — |
| CD - HDFC BANK - 04/12/2026 | Money Market | 2.34% | — |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Money Market | 2.17% | +0.14% |
| 91TB031226 | SOV | 1.99% | — |
| CD - BANK OF INDIA - 03/12/2026 | Money Market | 1.98% | — |
| CD - HDFC BANK LTD - 04/11/2026 | Money Market | 1.81% | +0.12% |
| CD - HDFC BANK LTD - 06/11/2026 | Money Market | 1.81% | +0.12% |
| CD - INDIAN BANK - 09/11/2026 | Money Market | 1.81% | +0.12% |
| CD - PUNJAB & SIND BANK LTD - 17/11/2026 | Money Market | 1.81% | +0.13% |
| BFL-20-11-26-CP | Money Market | 1.80% | — |
| CD - KARUR VYSYA BANK LTD - 03/12/2026 | Money Market | 1.80% | — |
View all 108 holdings
| 91TB241226 | SOV | 1.80% | — |
| CD - PUNJAB & SIND BANK LTD - 22/12/2026 | Money Market | 1.79% | — |
| CD - NABARD - 10/11/2026 | Money Market | 1.72% | +0.03% |
| CP NTPC LTD. | Money Market | 1.64% | +0.11% |
| CP NTPC LTD. | Money Market | 1.45% | +0.10% |
| CP CANFIN HOMES LTD. | Money Market | 1.45% | +0.10% |
| CD - BANK OF INDIA - 15/12/2026 | Money Market | 1.44% | — |
| CP BAJAJ FINANCIAL SECURITIES LTD | Debt | 1.44% | — |
| CD - Union Bank Of India - 10/12/2026 | Money Market | 1.35% | — |
| CD - SIDBI - 06/11/2026 | Money Market | 1.34% | +0.09% |
| CD - CENTRAL BANK OF INDIA - 23/11/2026 | Money Market | 1.26% | +0.08% |
| 182T121126 | SOV | 1.18% | +0.08% |
| CPCL-21-10-26-CP | Money Market | 1.09% | — |
| CP TATA COMMUNICATIONS LTD. | Money Market | 1.09% | — |
| CP SHAREKHAN LTD | Money Market | 1.08% | — |
| CP JSW ENERGY LTD. | Money Market | 1.08% | — |
| CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD. | Money Market | 0.99% | +0.06% |
| CD - HDFC BANK LTD - 16/10/2026 | Money Market | 0.91% | +0.06% |
| CP MAHINDRA RURAL HOUSING FINANCE LTD | Money Market | 0.90% | +0.05% |
| CP HINDUSTAN PETROLEUM CORPORATION LTD. | Money Market | 0.90% | +0.06% |
| CP MUTHOOT FINCORP LIMITED | Money Market | 0.90% | +0.06% |
| CP BAJAJ FINANCE LTD. | Money Market | 0.90% | +0.06% |
| CP HDFC SECURITIES LTD | Debt | 0.90% | +0.06% |
| CP HDFC SECURITIES LTD | Debt | 0.90% | +0.06% |
| CD - KARUR VYSYA BANK LTD - 16/11/2026 | Money Market | 0.90% | +0.06% |
| CD - CANARA BANK - 25/11/2026 | Money Market | 0.90% | — |
| 91TB101226 | SOV | 0.90% | — |
| CP GODREJ FINANCE LIMITED | Money Market | 0.90% | — |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Money Market | 0.90% | — |
| CP ADITYA BIRLA CAPITAL LTD | Money Market | 0.90% | — |
| CD - HDFC BANK LTD - 15/12/2026 | Money Market | 0.90% | — |
| CP ICICI HOME FINANCE COMPANY LIMITED | Money Market | 0.72% | +0.04% |
| CP EXPORT IMPORT BANK OF INDIA | Money Market | 0.72% | +0.04% |
| CP TVS CREDIT SERVICES LIMITED | Money Market | 0.72% | +0.05% |
| CP MOTILAL OSWAL FINANCIAL SERVICES LTD. | Money Market | 0.72% | +0.05% |
| CP HERO FINCORP LTD. | Money Market | 0.72% | +0.05% |
| CD - UNION BANK OF INDIA - 30/11/2026 | Money Market | 0.72% | — |
| CP NUVOCO VISTAS CORPORATION LTD | Money Market | 0.72% | — |
| CP KOTAK SECURITIES LTD. | Debt | 0.72% | — |
| CP EXPORT IMPORT BANK OF INDIA | Money Market | 0.72% | — |
| CP POWER FINANCE CORPORATION LTD. | Money Market | 0.72% | — |
| TCL-10-12-26-CP | Money Market | 0.72% | — |
| CP RELIANCE INDUSTRIES LTD. | Money Market | 0.72% | — |
| CP RELIANCE RETAIL VENTURES LIMITED | Money Market | 0.72% | — |
| CP MOTILAL OSWAL FINANCIAL SERVICES LTD. | Money Market | 0.72% | — |
| CP MOTILAL OSWAL FINANCIAL SERVICES LTD. | Money Market | 0.72% | — |
| CP BIRLA GROUP HOLDINGS PRIVATE LIMITED | Money Market | 0.72% | — |
| CP BIRLA GROUP HOLDINGS PRIVATE LIMITED | Money Market | 0.63% | +0.04% |
| BFSL-1-12-26-CP | Debt | 0.63% | — |
| CD - SMALL INDST. DEV. BANK OF INDIA - 10/11/2026 | Money Market | 0.54% | +0.03% |
| CD - KARUR VYSYA BANK LTD - 13/11/2026 | Money Market | 0.54% | +0.03% |
| CP ADITYA BIRLA CAPITAL LTD | Money Market | 0.54% | +0.03% |
| CP ICICI SECURITIES LTD. | Debt | 0.54% | — |
| CD - INDIAN BANK LTD. - 10/12/2026 | Money Market | 0.54% | — |
| CP BAJAJ FINANCIAL SECURITIES LTD | Debt | 0.45% | +0.03% |
| CD - AXIS BANK - 07/12/2026 | Money Market | 0.45% | — |
| CP HERO FINCORP LTD. | Money Market | 0.36% | +0.02% |
| CD - UNION BANK OF INDIA - 06/11/2026 | Money Market | 0.36% | — |
| CP GIC HOUSING FINANCE LTD. | Money Market | 0.36% | +0.02% |
| CP NUVOCO VISTAS CORPORATION LTD | Money Market | 0.36% | +0.02% |
| CP NU VISTA LTD | Money Market | 0.36% | +0.02% |
| CP BHARAT PETROLEUM CORPORATION LTD. | Money Market | 0.36% | +0.02% |
| CP TOYOTA FINANCIAL SERVICES INDIA LTD | Money Market | 0.36% | +0.02% |
| CP INFINA FINANCE PRIVATE LIMITED | Money Market | 0.36% | +0.02% |
| CP AADHAR HOUSING FINANCE LIMITED | Money Market | 0.36% | +0.02% |
| CP SHAREKHAN LTD | Money Market | 0.36% | +0.02% |
| CP KOTAK SECURITIES LTD. | Debt | 0.36% | +0.02% |
| CP AXIS SECURITIES LTD | Debt | 0.36% | +0.02% |
| CP EXPORT IMPORT BANK OF INDIA | Money Market | 0.36% | — |
| CP KOTAK SECURITIES LTD. | Debt | 0.36% | — |
| CP BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED | Money Market | 0.36% | — |
| REL-10-12-26-CP | Money Market | 0.36% | — |
| HLFL-7-12-26-CP | Money Market | 0.36% | — |
| HLFL-8-12-26-CP | Money Market | 0.36% | — |
| CD - KOTAK MAHINDRA BANK LTD - 21/12/2026 | Money Market | 0.36% | — |
| CP INDIA CEMENTS LTD. | Money Market | 0.36% | — |
| NCD LIC HOUSING FINANCE LTD. | Debt | 0.33% | +0.02% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | - | 0.29% | +0.02% |
| CD - HDFC Bank Ltd. - 13/11/2026 | Money Market | 0.27% | — |
| CP GODREJ INDUSTRIES LTD. | Money Market | 0.27% | +0.02% |
| CP NUVAMA WEALTH AND INVESTMENT LIMITED | Money Market | 0.27% | +0.02% |
| CP GODREJ INDUSTRIES LTD. | Money Market | 0.27% | +0.02% |
| CP GODREJ INDUSTRIES LTD. | Money Market | 0.27% | +0.02% |
| CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD. | Money Market | 0.27% | +0.02% |
| CD - Canara Bank - 08/12/2026 | Money Market | 0.27% | — |
| CD - HDFC BANK LTD - 19/10/2026 | Money Market | 0.18% | +0.01% |
| CD - INDIAN BANK - 06/11/2026 | Money Market | 0.18% | +0.01% |
| CP CEAT LTD. | Money Market | 0.18% | +0.01% |
| CD - AXIS BANK - 27/11/2026 | Money Market | 0.18% | — |
| CD - SMALL INDST. DEV. BANK OF INDIA - 04/12/2026 | Money Market | 0.18% | — |
| CP CEAT LTD. | Money Market | 0.18% | — |
| CD - AU SMALL FINANCE BANK - 13/11/2026 | Money Market | 0.09% | — |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Net Current Assets | 0.02% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.40 | 0.27 | High Volatility |
| 3Y | 1.50 | 0.26 | High Volatility |
| 5Y | 1.39 | 0.24 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -9.63 | -29.53 | Above Average |
| 3Y | -15.64 | -25.52 | Above Average |
| 5Y | -18.20 | -94.26 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.53 | 222.01 | Below Average |
| 3Y | 0.16 | 379.82 | Below Average |
| 5Y | 0.11 | 183.64 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.75 | 1.32 | Good Risk Adjusted Returns |
| 3Y | 1.19 | 1.41 | Good Risk Adjusted Returns |
| 5Y | 1.50 | 1.30 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Liquid Fund
Regular Plan · Retail Plan - Growth Option
|
+6.65% | +6.47% | +5.86% | +6.44% |
|
JioBlackRock Liquid Fund
Direct Plan · Growth Option
|
+6.55% | — | — | +6.37% |
|
The Wealth Company Liquid Fund
Direct Plan · Growth
|
+6.55% | — | — | +6.52% |
|
Bajaj Finserv Liquid Fund
Direct Plan · Growth
|
+6.50% | +6.92% | — | +6.93% |
|
BANK OF INDIA LIQUID FUND
Regular Plan · Growth
|
+6.46% | +6.89% | +6.41% | +6.68% |
|
Axis Liquid Fund
Regular Plan · Growth Option
|
+6.46% | +6.86% | +6.39% | +6.97% |
|
Edelweiss Liquid Fund
Retail Plan · Growth
|
+6.44% | +6.83% | +6.28% | +5.97% |
|
DSP Liquid Fund
Regular Plan · Growth
|
+6.43% | +6.83% | +6.34% | +6.91% |
|
Groww Liquid Fund
Regular Plan · Growth
|
+6.40% | +6.83% | +6.24% | +6.94% |
|
Union Liquid Fund
Regular Plan · Growth Option
|
+6.39% | +6.82% | +6.35% | +6.73% |
More From UTI Asset Mgmt. Co. Ltd.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Silver Exchange Traded Fund
Direct Plan · Growth
|
+26.53% | +35.98% | — | +27.77% |
|
UTI Silver ETF Fund of Fund
Direct Plan · Growth
|
+25.46% | +35.71% | — | +25.36% |
|
UTI - Gold Exchange Traded Fund
Direct Plan · Growth
|
+16.90% | +31.24% | +23.48% | +13.76% |
|
UTI Gold ETF Fund of Fund
Direct Plan · Growth
|
+16.56% | +31.28% | — | +28.21% |
|
UTI - Healthcare Fund
Direct Plan · Growth
|
+16.51% | +24.16% | +16.74% | +16.30% |
|
UTI - Arbitrage Fund
Direct Plan · Growth
|
+6.53% | +7.28% | +6.75% | +6.76% |
|
UTI Ultra Short Term Fund
Direct Plan · Annual IDCW
|
+6.48% | +7.25% | +5.93% | +3.95% |
|
UTI - Money Market Fund
Direct Plan · Half-Yearly IDCW
|
+6.37% | +7.30% | +6.78% | +6.45% |
|
UTI Ultra Short to Short Term Fund
Direct Plan · Half Yearly IDCW
|
+5.80% | +7.14% | +5.97% | +3.55% |
|
UTI - Credit Risk Fund.
Direct Plan · Half yearly IDCW
|
+5.79% | +7.63% | +6.88% | +2.06% |
About This Scheme
Investment Objective
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee /indicate any returns.
Stated Asset Allocation
Money market instruments (including Triparty Repo on Governemnt Securities or treasury bill & Repo): 0-100% (Low) Debt Securities (including securitised debt): 0-100% (Low to Medium)* * Debt securities will also include Securitised Debt, which may go up to 50% of the portfolio
Exit Load
if redeemed 1st day-0.0070%, 2nd day-0.0065%, 3rd day-0.0060%, 4th day-0.0055%, 5th day- 0.0050%, 6th day-0.0045% from day 7th onwards Nil from the date of investment.
Fund Managers
Mr. Amit Sharma FM 1,Not Applicable FM 2,Not Applicable FM 3
Primary FM 1,Not Applicable FM 2,Not Applicable FM 3
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
UTI Asset Mgmt. Co. Ltd. website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.