GMP IPO Watch
UTI - Credit Risk Fund.
Regular Plan · Growth · UTI Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.25% | +0.32% | 9 of 14 |
| 1M | +0.10% | +0.19% | 11 of 14 |
| 3M | +0.56% | +0.70% | 10 of 14 |
| 6M | +2.66% | +2.93% | 12 of 14 |
| YTD | +4.12% | +5.78% | 12 of 14 |
| 1Y | +4.97% | +6.76% | 13 of 14 |
| 2Y | +6.30% | +8.34% | 13 of 14 |
| 3Y | +6.87% | +8.12% | 13 of 14 |
| 5Y | +6.09% | +8.58% | 11 of 13 |
| 7Y | +2.44% | +7.36% | 12 of 13 |
| 10Y | +2.46% | +5.82% | 10 of 12 |
| INCEPTION | +4.43% | — | — |
Ranked among: Debt Scheme - Credit Risk Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.21% | +17.85% | -25.90% | 89% | 35% |
| 6M | +2.39% | +19.57% | -30.14% | 88% | 35% |
| 1Y | +4.95% | +22.40% | -33.37% | 86% | 34% |
| 2Y | +4.42% | +13.09% | -17.59% | 82% | 33% |
| 3Y | +3.82% | +11.23% | -10.67% | 72% | 29% |
| 5Y | +2.67% | +9.52% | -3.78% | 49% | 20% |
| 7Y | +1.15% | +6.49% | -0.02% | 99% | 40% |
| 10Y | +3.13% | +3.70% | +2.44% | 100% | 41% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity1.01%
- Debt92.03%
- Cash6.96%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap1.01%
- Others98.99%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| 71GOI2034 | SOV | 9.71% | +0.16% |
| SPN/DDB JTPM METAL TRADERS LIMITED | Debt | 8.04% | +0.26% |
| NCD PIRAMAL FINANCE LIMITED | Debt | 7.20% | -0.02% |
| NET CURRENT ASSETS | Net Current Assets | 6.91% | — |
| NCD VEDANTA ALUMINIUM METAL LTD. | Debt | 6.26% | +0.19% |
| NCD AADHAR HOUSING FINANCE LIMITED | Debt | 6.24% | +0.20% |
| NCD TATA PROJECTS LTD | Debt | 6.22% | +0.19% |
| NCD ADANI POWER LTD. | Debt | 6.18% | +0.20% |
| NCD AVANSE FINANCIAL SERVICES LIMITED | Debt | 6.03% | +0.20% |
| SST-7.73%-28-9-29-PTC | Debt | 5.93% | +0.08% |
| NCD DMI FINANCE PRIVATE LIMITED | Debt | 5.70% | — |
| NCD ERIS LIFESCIENCES LTD | Debt | 4.77% | +0.15% |
| NCD ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED | Debt | 4.10% | +0.11% |
| NCD ADITYA BIRLA RENEWABLES LTD | Debt | 3.73% | +0.12% |
| NCD GODREJ SEEDS AND GENETICS LIMITED | Debt | 3.07% | +0.09% |
View all 25 holdings
| NCD GODREJ SEEDS AND GENETICS LIMITED | Debt | 3.06% | +0.09% |
| NCD ERIS LIFESCIENCES LTD | Debt | 2.70% | +0.09% |
| SDL UP 7.79% 2033 | SOV | 0.91% | +0.01% |
| NCD VEDANTA LTD | Debt | 0.83% | +0.02% |
| 654GOI2032 | SOV | 0.81% | +0.01% |
| IRB InvIT Fund | - | 0.81% | — |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | - | 0.56% | +0.02% |
| Indus Infra Trust | - | 0.20% | -2.00% |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Net Current Assets | 0.05% | — |
| 738GOI2027 | SOV | 0.00% | +0.00% |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.03 | 2.32 | Low Volatility |
| 3Y | 0.86 | 2.42 | Low Volatility |
| 5Y | 0.92 | 6.27 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.70 | 0.01 | Below Average |
| 3Y | 0.85 | 1.04 | Below Average |
| 5Y | 0.20 | 0.48 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.85% (published 2026-10-27).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 8.90 | 13.76 | Below Average |
| 3Y | 17.15 | 17.52 | Below Average |
| 5Y | 11.35 | 20.55 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.79 | 0.77 | Poor Risk Adjusted Returns |
| 3Y | 0.11 | 0.08 | Poor Risk Adjusted Returns |
| 5Y | 0.16 | 0.19 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA CREDIT RISK FUND
Regular Plan · Growth
|
+16.55% | +9.59% | +27.43% | +9.56% |
|
Aditya Birla Sun Life Credit Risk Fund
Regular Plan · GROWTH
|
+10.36% | +11.97% | +9.87% | +8.43% |
|
DSP Credit Risk Fund
Regular Plan · Growth
|
+9.56% | +12.82% | +12.47% | +7.88% |
|
SBI CREDIT RISK FUND
Regular Plan · Growth
|
+6.65% | +7.68% | +6.97% | +7.69% |
|
Axis Credit Risk Fund
Regular Plan · Growth Option
|
+6.60% | +7.84% | +6.80% | +7.16% |
|
ICICI Prudential Credit Risk Fund
Regular Plan · Growth
|
+6.25% | +8.10% | +7.21% | +8.16% |
|
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Regular Plan · Growth option
|
+6.24% | +7.91% | +7.03% | +6.90% |
|
Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios)
Regular Plan · Growth Option
|
+6.18% | +7.49% | +8.46% | +7.74% |
|
Invesco India Credit Risk Fund
Regular Plan · Growth
|
+5.73% | +7.54% | +7.11% | +6.20% |
|
Kotak Credit Risk Fund
Regular Plan · Standard Income Distribution cum capital withdrawal option
|
+5.14% | +7.30% | +5.67% | +2.04% |
More From UTI Asset Mgmt. Co. Ltd.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Silver Exchange Traded Fund
Direct Plan · Growth
|
+17.70% | +33.71% | — | +25.95% |
|
UTI Silver ETF Fund of Fund
Direct Plan · Growth
|
+16.67% | +33.27% | — | +23.43% |
|
UTI - Healthcare Fund
Direct Plan · Growth
|
+14.33% | +23.50% | +16.37% | +16.17% |
|
UTI - Gold Exchange Traded Fund
Direct Plan · Growth
|
+13.22% | +29.97% | +22.76% | +13.59% |
|
UTI Gold ETF Fund of Fund
Direct Plan · Growth
|
+12.56% | +29.99% | — | +27.26% |
|
UTI - Arbitrage Fund
Direct Plan · Growth
|
+6.76% | +7.32% | +6.78% | +6.77% |
|
UTI - Liquid Fund
Direct Plan · Half-Yearly IDCW
|
+6.51% | +6.92% | +6.44% | +4.98% |
|
UTI Ultra Short Term Fund
Direct Plan · Annual IDCW
|
+6.48% | +7.25% | +5.93% | +3.95% |
|
UTI - Money Market Fund
Direct Plan · Half-Yearly IDCW
|
+6.35% | +7.30% | +6.78% | +6.45% |
|
UTI Ultra Short to Short Term Fund
Direct Plan · Flexi IDCW
|
+5.78% | +7.14% | +6.02% | +4.18% |
About This Scheme
Investment Objective
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Stated Asset Allocation
Corporate debt rated AA and below: 65% - 100% Debt (other than that stated above) and Money market instruments (including Triparty Repos on Government Securities or treasury bill & Repo): 0% - 35% Units issued by InvITs: 0% - 10%
Exit Load
Redemption/Switch out (a) within 12 months from date of allotment – i. up to 10% of allotted Units - NIL ii. beyond 10% of allotted Units - 1.00% (b) After 12 months from the date of allotment - NIL
Fund Managers
Mr. Anurag Mittal FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4
Primary FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.