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Hybrid Scheme - Conservative Hybrid Fund
UTI Conservative Hybrid Fund
Direct Plan · Growth · UTI Mutual Fund
Risk: Moderately High Risk
★★★★★
Morningstar
52W Low ₹73.41 30 Mar 2026
52W High ₹77.85 10 Aug 2026
₹76.5956
NAV as of 4 Nov 2026
+0.45% day change
Other Plans of This Fund
ISININF789F01UJ7
Scheme Code120779
StructureOpen Ended Schemes
Fund HouseUTI Asset Mgmt. Co. Ltd.
AUM (avg. July - September 2026)₹130.45 Cr
Expense Ratio (as of 4 Nov 2026)1.25%
Min. Investment₹10,000
Inception Date1 Dec 2003
BenchmarkNifty 50 Hybrid Composite Debt 15:85 Index
Portfolio Turnover161.74%
NFO Period13-11-2003 – 15-12-2003
Returns
1Y
+0.44%
3Y
+7.70%
5Y
+6.85%
7Y
+8.63%
10Y
+7.93%
Since Inception
+9.03%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +1.51% | +1.26% | 4 of 18 |
| 1M | +0.95% | +0.62% | 8 of 18 |
| 3M | -1.26% | -1.61% | 11 of 18 |
| 6M | +1.47% | +0.04% | 7 of 18 |
| YTD | -0.18% | -1.37% | 9 of 18 |
| 1Y | +0.44% | -1.31% | 10 of 18 |
| 2Y | +3.50% | +0.57% | 9 of 18 |
| 3Y | +7.70% | +4.06% | 6 of 18 |
| 5Y | +6.85% | +3.68% | 8 of 17 |
| 7Y | +8.63% | +4.63% | 4 of 16 |
| 10Y | +7.93% | +3.89% | 3 of 16 |
| INCEPTION | +9.03% | — | — |
Ranked among: Hybrid Scheme - Conservative Hybrid Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.32% | +11.44% | -13.35% | 80% | 32% |
| 6M | +4.63% | +16.83% | -12.10% | 88% | 36% |
| 1Y | +9.75% | +29.58% | -12.28% | 96% | 41% |
| 2Y | +9.65% | +20.64% | -3.07% | 98% | 42% |
| 3Y | +9.42% | +16.25% | +0.51% | 100% | 43% |
| 5Y | +9.03% | +13.86% | +3.78% | 100% | 43% |
| 7Y | +8.74% | +10.30% | +7.25% | 100% | 43% |
| 10Y | +9.21% | +10.42% | +7.63% | 100% | 44% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity24.14%
- Debt66.62%
- Cash9.22%
- Other0.02%
Market Cap Split
- Large Cap16.18%
- Mid Cap4.37%
- Small Cap3.59%
- Others75.86%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 20.32 | 23.36 |
| P/B | 2.50 | 3.16 |
| Price / Sales | 2.57 | 3.15 |
| Price / Cash Flow | 13.56 | 16.91 |
| Dividend Yield (%) | 1.55 | 1.73 |
Holdings107
Top 5 Stocks6.47%
Top 10 Stocks9.95%
Top 3 Sectors10.79%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| NET CURRENT ASSETS | Net Current Assets | 9.21% | — |
| 690GOI65 | SOV | 7.01% | +0.66% |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Debt | 4.61% | +0.10% |
| 724GOI55 | SOV | 3.87% | +1.21% |
| NCD REC LTD | Debt | 3.10% | +0.07% |
| NCD LIC HOUSING FINANCE LTD. | Debt | 3.08% | +0.06% |
| NCD JIO CREDIT LTD | Debt | 3.06% | +0.07% |
| SST-7.80%-28-9-30-PTC | Debt | 2.98% | +0.01% |
| 734GOI2064 | SOV | 2.97% | +0.05% |
| GOI LOAN 6.94% 2036 | SOV | 2.15% | +1.54% |
| HDFC Bank | Banks | 1.95% | +0.05% |
| NCD MUTHOOT FINANCE LTD | Debt | 1.56% | +0.05% |
| CIFCL MARKET LKD 2029 | Debt | 1.56% | +0.04% |
| NCD MUTHOOT FINANCE LTD | Debt | 1.56% | +0.05% |
| NCD POONAWALLA FINCORP LTD. | Debt | 1.55% | — |
View all 109 holdings
| PFC-B-7.75%-11-6-30-PVT | Debt | 1.55% | +0.03% |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Debt | 1.55% | — |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Debt | 1.55% | +0.04% |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Debt | 1.54% | +0.03% |
| NCD KOTAK MAHINDRA PRIME LTD. | Debt | 1.54% | — |
| NCD BAJAJ FINANCE LTD. | Debt | 1.54% | +0.04% |
| NCD BAJAJ FINANCE LTD. | Debt | 1.54% | +0.03% |
| NCD BAJAJ HOUSING FINANCE LTD | Debt | 1.54% | +0.03% |
| ICICI Bank | Banks | 1.53% | -0.10% |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Debt | 1.53% | +0.03% |
| NCD EXPORT IMPORT BANK OF INDIA | Debt | 1.53% | +0.03% |
| NCD REC LTD | Debt | 1.53% | +0.03% |
| SST-7.73%-28-9-29-PTC | Debt | 1.49% | +0.01% |
| SDL BR 6.90% 2035 | SOV | 1.47% | +0.02% |
| SDL TN 6.80% 2035 | SOV | 1.46% | +0.02% |
| NCD REC LTD | Debt | 1.45% | +0.04% |
| SDL AP 7.08% 2037 | SOV | 1.17% | +0.01% |
| NCD TORRENT PHARMACEUTICALS LTD. | Debt | 1.11% | +0.02% |
| Kotak Bank | Banks | 1.02% | +0.03% |
| Bharti Airtel | Telecom - Services | 1.01% | -0.01% |
| Axis Bank | Banks | 0.96% | +0.00% |
| 771GOI2066 | SOV | 0.94% | +0.02% |
| Infosys | IT - Software | 0.79% | -0.07% |
| State Bank of India | Banks | 0.78% | -0.06% |
| Mahindra & Mahindra | Automobiles | 0.72% | -0.06% |
| NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA | Debt | 0.63% | +0.02% |
| Tech Mahindra | IT - Software | 0.60% | -0.03% |
| Reliance Industries | Petroleum Products | 0.59% | -0.02% |
| Maruti Suzuki | Automobiles | 0.47% | -0.04% |
| Power Grid Corporation of India | Power | 0.46% | +0.01% |
| Phoenix Mills | Realty | 0.45% | +0.02% |
| Cipla | Pharmaceuticals & Biotechnology | 0.42% | -0.01% |
| Tata Steel | Ferrous Metals | 0.40% | +0.01% |
| Indusind Bank | Banks | 0.39% | -0.04% |
| Mphasis | IT - Software | 0.39% | -0.05% |
| Larsen & Toubro | Construction | 0.36% | +0.14% |
| M&M Financial Services | Finance | 0.36% | -0.04% |
| Brigade Enterprises | Realty | 0.36% | -0.06% |
| Info Edge | Retailing | 0.34% | -0.02% |
| Sun Pharmaceutical | Pharmaceuticals & Biotechnology | 0.34% | -0.02% |
| Fortis Healthcare | Equity | 0.34% | -0.02% |
| Eicher Motors | Automobiles | 0.33% | -0.03% |
| Coal India | Consumable Fuels | 0.33% | +0.03% |
| Crompton Greaves | Consumer Durables | 0.33% | -0.03% |
| DLF | Realty | 0.32% | -0.02% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | - | 0.32% | +0.01% |
| Orchid Pharma | Pharmaceuticals & Biotechnology | 0.31% | +0.01% |
| Varun Beverages | Beverages | 0.30% | +0.06% |
| Adani Enterprises | Metals & Minerals Trading | 0.27% | -0.01% |
| Metropolis Healthcare | Equity | 0.27% | -0.01% |
| PVR Inox | Entertainment | 0.26% | +0.00% |
| Samvardhana Motherson International | Auto Components | 0.26% | -0.01% |
| Dabur India | Personal Products | 0.26% | +0.01% |
| HDFC Life Insurance | Insurance | 0.26% | +0.01% |
| Bharat Electronics | Aerospace & Defense | 0.25% | -0.01% |
| Oil & Natural Gas Corporation | Oil | 0.25% | +0.00% |
| AIA Engineering | Industrial Products | 0.25% | +0.00% |
| National Stock Exchange of India | Not Applicable | 0.25% | — |
| ITC | Diversified FMCG | 0.25% | +0.09% |
| Great Eastern Shipping Company | Transport Services | 0.24% | +0.00% |
| NTPC | Power | 0.24% | — |
| Dalmia Bharat | Cement & Cement Products | 0.24% | -0.02% |
| LTM | IT - Software | 0.24% | -0.02% |
| Glenmark Pharmaceuticals | Pharmaceuticals & Biotechnology | 0.24% | -0.06% |
| JSW Infrastructure | Transport Infrastructure | 0.23% | -0.02% |
| Tata Motors Passenger Vehicles | Automobiles | 0.23% | +0.04% |
| JK Paper | Paper, Forest & Jute Products | 0.22% | -0.01% |
| Cera Sanitaryware | Consumer Durables | 0.21% | +0.00% |
| Mahanagar Gas | Gas | 0.21% | +0.00% |
| Hero Motocorp | Automobiles | 0.20% | +0.02% |
| Sapphire Foods | Leisure Services | 0.20% | -0.02% |
| Emami | Personal Products | 0.19% | +0.01% |
| Tube Investment | Auto Components | 0.19% | -0.03% |
| Bandhan Bank | Banks | 0.19% | — |
| GOI LOAN 6.48% 2035 | SOV | 0.19% | +0.00% |
| Swiggy | Retailing | 0.18% | -0.02% |
| Dr Reddys Laboratories | Pharmaceuticals & Biotechnology | 0.16% | — |
| PI Industries | Fertilizers & Agrochemicals | 0.15% | +0.00% |
| Praj Industries | Industrial Manufacturing | 0.14% | +0.00% |
| GOI LOAN 7.04% 2029 | SOV | 0.13% | +0.01% |
| IndiaMART InterMesh | Retailing | 0.12% | +0.01% |
| UTI Nifty 10 Yr Gsec ETF | - | 0.12% | +0.00% |
| UTI Nifty 5 Yr Gsec ETF | - | 0.12% | +0.00% |
| Aditya Birla Lifestyle Brands | Retailing | 0.10% | -0.01% |
| Voltamp Transformers | Electrical Equipment | 0.09% | +0.04% |
| Cohance Lifesciences | Pharmaceuticals & Biotechnology | 0.09% | — |
| Kajaria Ceramics | Consumer Durables | 0.06% | -0.17% |
| SDL WB 7.72% 2044 | SOV | 0.02% | -0.21% |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Net Current Assets | 0.01% | — |
| EQ - MODERN DENIM LTD. | Not Applicable | 0.00% | — |
| EQ - GEEKAY EXIM (INDIA) LTD. | Not Applicable | 0.00% | — |
| EQ - FILAMENTS INDIA LIMITED | Not Applicable | 0.00% | — |
| EQ - DAMANIA CAPITAL MARKETS LTD. | Not Applicable | 0.00% | — |
| EQ - TELEPHONE CABLES LTD. | Not Applicable | 0.00% | — |
Sector Allocation · Sep 2026
View all 35 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 4.36 | 3.98 | High Volatility |
| 3Y | 3.94 | 4.25 | Low Volatility |
| 5Y | 3.89 | 4.43 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -1.10 | -1.65 | Above Average |
| 3Y | 0.36 | -0.24 | Above Average |
| 5Y | 0.22 | -0.38 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.18 | -0.15 | Above Average |
| 3Y | 2.91 | 2.06 | Above Average |
| 5Y | 2.60 | 1.87 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.20 | 0.99 | Poor Risk Adjusted Returns |
| 3Y | 1.25 | 1.06 | Poor Risk Adjusted Returns |
| 5Y | 1.17 | 1.01 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)
Regular Plan · Growth Option
|
+4.74% | +7.83% | +7.28% | +8.04% |
|
Parag Parikh Conservative Hybrid Fund
Direct Plan · Growth
|
+2.77% | +8.97% | +9.00% | +9.03% |
|
DSP Conservative Hybrid Fund
Regular Plan · Growth
|
+2.31% | +7.84% | +6.89% | +7.88% |
|
BARODA BNP PARIBAS CONSERVATIVE HYBRID FUND
Regular Plan · Growth Option
|
+1.91% | +6.77% | — | +6.45% |
|
ICICI Prudential Conservative Hybrid Fund
Regular Plan · Growth
|
+1.78% | +8.01% | +7.29% | +9.08% |
|
BANK OF INDIA CONSERVATIVE HYBRID FUND
Regular Plan · Growth
|
+1.24% | +5.66% | +8.81% | +7.39% |
|
Franklin India Conservative Hybrid Fund
Regular Plan · Growth
|
+0.61% | +7.10% | +6.28% | +7.90% |
|
HDFC Conservative Hybrid Fund
Regular Plan · Growth Option
|
+0.49% | +6.82% | +6.95% | +9.16% |
|
Axis Conservative Hybrid Fund
Regular Plan · Growth Option
|
+0.02% | +5.61% | +4.55% | +7.05% |
|
Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund)
Regular Plan · GROWTH
|
-1.04% | +4.71% | +4.34% | — |
More From UTI Asset Mgmt. Co. Ltd.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Silver Exchange Traded Fund
Direct Plan · Growth
|
+26.53% | +35.98% | — | +27.77% |
|
UTI Silver ETF Fund of Fund
Direct Plan · Growth
|
+25.46% | +35.71% | — | +25.36% |
|
UTI - Gold Exchange Traded Fund
Direct Plan · Growth
|
+16.90% | +31.24% | +23.48% | +13.76% |
|
UTI Gold ETF Fund of Fund
Direct Plan · Growth
|
+16.56% | +31.28% | — | +28.21% |
|
UTI - Healthcare Fund
Direct Plan · Growth
|
+16.51% | +24.16% | +16.74% | +16.30% |
|
UTI - Arbitrage Fund
Direct Plan · Growth
|
+6.53% | +7.28% | +6.75% | +6.76% |
|
UTI - Liquid Fund
Direct Plan · Half-Yearly IDCW
|
+6.52% | +6.92% | +6.45% | +4.98% |
|
UTI Ultra Short Term Fund
Direct Plan · Annual IDCW
|
+6.48% | +7.25% | +5.93% | +3.95% |
|
UTI - Money Market Fund
Direct Plan · Half-Yearly IDCW
|
+6.37% | +7.30% | +6.78% | +6.45% |
|
UTI Ultra Short to Short Term Fund
Direct Plan · Half Yearly IDCW
|
+5.80% | +7.14% | +5.97% | +3.55% |
About This Scheme
Investment Objective
The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Stated Asset Allocation
Debt and Money Market instruments (including securitized debt)*: 75-90% Equity & equity related instruments (Including units of REITS): 10-25% Units issued by InvITs: 0-10%
Exit Load
(A) Redemption / Switch out within 12 months from the date of allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units - 1.00 % (B) Redemption / Switch out after 12 months from the date of allotment – NIL
Fund Managers
Mr. Amit Premchandani FM 1,Mr. Jaydeep Bhowal FM 2,Not Applicable FM 3,Not Applicable FM 4
Co manage (Equity) FM 1,Co manage (Debt) FM 2,Not Applicable FM 3,Not Applicable -FM 4
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
UTI Asset Mgmt. Co. Ltd. website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.