GMP IPO Watch
UTI - Banking and Financial Services Fund
Direct Plan · IDCW · UTI Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
Want to invest in this fund?
Open a free demat & trading account with Zerodha to invest in direct mutual funds with zero commission.
Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +4.14% | +2.62% | 21 of 255 |
| 1M | +1.27% | +0.77% | 107 of 255 |
| 3M | -5.51% | -4.63% | 151 of 252 |
| 6M | +1.68% | +2.44% | 129 of 251 |
| YTD | -4.00% | +0.02% | 167 of 255 |
| 1Y | -2.68% | -0.51% | 137 of 232 |
| 2Y | +4.94% | +1.57% | 60 of 187 |
| 3Y | +12.72% | +11.99% | 72 of 142 |
| 5Y | +10.00% | +9.56% | 58 of 102 |
| 7Y | +11.15% | +14.11% | 64 of 84 |
| 10Y | +10.69% | +11.42% | 51 of 68 |
| INCEPTION | +9.96% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +3.48% | +45.32% | -47.97% | 65% | 25% |
| 6M | +6.69% | +67.10% | -45.73% | 66% | 26% |
| 1Y | +14.61% | +100.86% | -46.15% | 77% | 32% |
| 2Y | +12.44% | +49.23% | -23.21% | 90% | 39% |
| 3Y | +11.70% | +34.77% | -13.59% | 93% | 40% |
| 5Y | +10.92% | +29.06% | -6.48% | 96% | 41% |
| 7Y | +9.79% | +15.58% | +0.26% | 100% | 43% |
| 10Y | +11.32% | +15.42% | +7.47% | 100% | 44% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity98.73%
- Debt0.00%
- Cash1.27%
- Other0.00%
Market Cap Split
- Large Cap78.86%
- Mid Cap9.91%
- Small Cap9.96%
- Others1.27%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 16.92 | 17.88 |
| P/B | 2.09 | 2.31 |
| Price / Sales | 3.36 | 3.89 |
| Dividend Yield (%) | 1.10 | 1.15 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| HDFC Bank | Banks | 17.60% | +1.36% |
| ICICI Bank | Banks | 10.37% | -1.16% |
| State Bank of India | Banks | 9.98% | -0.19% |
| Axis Bank | Banks | 9.93% | -0.23% |
| Kotak Bank | Banks | 9.89% | +0.50% |
| Bajaj Finance | Finance | 5.07% | -0.08% |
| Shriram Finance | Finance | 4.61% | +0.57% |
| Ujjivan Small Finance Bank | Banks | 3.93% | +0.22% |
| SBI Life Insurance | Insurance | 3.89% | +0.57% |
| ICICI Lombard General Insurance | Insurance | 1.78% | +0.16% |
| Aavas Financiers | Finance | 1.76% | +0.07% |
| Bajaj Finserv | Finance | 1.50% | -0.11% |
| BSE | Capital Markets | 1.27% | +0.93% |
| NET CURRENT ASSETS | Net Current Assets | 1.26% | — |
| Max Financial Services | Insurance | 1.19% | -0.50% |
View all 39 holdings
| Bank of Maharashtra | Banks | 1.10% | +0.05% |
| MCX | Capital Markets | 1.06% | -1.33% |
| Cholamandalam Investment | Finance | 1.01% | -0.70% |
| Aditya Birla Capital | Finance | 0.99% | +0.00% |
| LIC of India | Insurance | 0.99% | -0.13% |
| KFin Technologies | Capital Markets | 0.97% | -0.06% |
| Bandhan Bank | Banks | 0.93% | — |
| Groww | Capital Markets | 0.89% | +0.03% |
| GIC of India | Insurance | 0.87% | +0.01% |
| Indusind Bank | Banks | 0.80% | -0.03% |
| Seshaasai Technologies | Financial Technology (Fintech) | 0.76% | +0.02% |
| HDFC Life Insurance | Insurance | 0.74% | -0.72% |
| Sundaram Finance | Finance | 0.70% | +0.02% |
| National Stock Exchange of India | Not Applicable | 0.65% | — |
| Credit Access Grameen | Finance | 0.63% | +0.47% |
| One 97 Communications | Financial Technology (Fintech) | 0.63% | — |
| India Shelter Finance | Finance | 0.51% | +0.03% |
| ICICI Prudential Asset Management | Capital Markets | 0.47% | +0.05% |
| Cholamandalam Financial Holdings | Finance | 0.47% | +0.01% |
| SBI Cards | Finance | 0.43% | — |
| L&T Finance | Finance | 0.25% | — |
| PB FinTech | Financial Technology (Fintech) | 0.08% | +0.02% |
| HDB Financial Services | Finance | 0.03% | +0.00% |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Net Current Assets | 0.01% | — |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 17.20 | 16.27 | High Volatility |
| 3Y | 16.15 | 16.10 | High Volatility |
| 5Y | 16.41 | 15.66 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.43 | -0.33 | Below Average |
| 3Y | 0.44 | -0.46 | Above Average |
| 5Y | 0.30 | 0.28 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.85% (published 2026-10-27).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.11 | 0.05 | Below Average |
| 3Y | 1.20 | 1.11 | Above Average |
| 5Y | 0.95 | 0.94 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.96 | 1.02 | Good Risk Adjusted Returns |
| 3Y | 0.95 | 0.98 | Good Risk Adjusted Returns |
| 5Y | 0.97 | 1.01 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+59.16% | +48.17% | — | +23.57% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+23.60% | +30.61% | — | +29.76% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+21.84% | — | — | +19.69% |
|
ICICI Prudential US Bluechip Equity Fund
Regular Plan · IDCW
|
+20.06% | +19.12% | +12.26% | +15.80% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+19.95% | — | — | +10.69% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+19.94% | +20.37% | +8.45% | +8.55% |
|
Mirae Asset Healthcare Fund
Direct Plan · Growth
|
+19.10% | +23.89% | +16.63% | +21.84% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+18.27% | — | — | +11.09% |
|
WhiteOak Capital Pharma and Healthcare Fund
Regular Plan · Growth Option
|
+17.09% | — | — | +20.29% |
|
quant Healthcare Fund
Direct Plan · Growth Option
|
+17.00% | +21.16% | — | +21.00% |
More From UTI Asset Mgmt. Co. Ltd.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
UTI Silver Exchange Traded Fund
Direct Plan · Growth
|
+17.70% | +33.71% | — | +25.95% |
|
UTI Silver ETF Fund of Fund
Direct Plan · Growth
|
+16.67% | +33.27% | — | +23.43% |
|
UTI - Healthcare Fund
Direct Plan · Growth
|
+14.33% | +23.50% | +16.37% | +16.17% |
|
UTI - Gold Exchange Traded Fund
Direct Plan · Growth
|
+13.22% | +29.97% | +22.76% | +13.59% |
|
UTI Gold ETF Fund of Fund
Direct Plan · Growth
|
+12.56% | +29.99% | — | +27.26% |
|
UTI - Arbitrage Fund
Direct Plan · Growth
|
+6.76% | +7.32% | +6.78% | +6.77% |
|
UTI - Liquid Fund
Direct Plan · Half-Yearly IDCW
|
+6.51% | +6.92% | +6.44% | +4.98% |
|
UTI Ultra Short Term Fund
Direct Plan · Annual IDCW
|
+6.48% | +7.25% | +5.93% | +3.95% |
|
UTI - Money Market Fund
Direct Plan · Half-Yearly IDCW
|
+6.35% | +7.30% | +6.78% | +6.45% |
|
UTI Ultra Short to Short Term Fund
Direct Plan · Flexi IDCW
|
+5.78% | +7.14% | +6.02% | +4.18% |
About This Scheme
Investment Objective
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Stated Asset Allocation
Equity & equity related instruments of entities engaged in banking and financial services activities : 80% - 100% Money Market Instruments and other instruments permissible under residual portion: 0% - 20%
Exit Load
1.00% if redeemed before 30 days from the date of allotment. Nil if redeemed on or after 30 days from the date of allotment
Fund Managers
Mr. Bhavesh Kanani FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4
Primary FM 1, Not Applicable FM 2, Not Applicable FM 3,Not Applicable FM 4
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.