GMP IPO Watch
Debt Scheme - Liquid Fund
SBI LIQUID FUND
Direct Plan · Growth · SBI Mutual Fund
Risk: Moderate Risk
52W Low ₹4205.60 4 Nov 2025
52W High ₹4477.69 4 Nov 2026
₹4477.6857
NAV as of 4 Nov 2026
+0.02% day change
Other Plans of This Fund
ISININF200K01UT4
Scheme Code119800
StructureOpen Ended Schemes
Fund HouseSBI Funds Management Limited
AUM (avg. July - September 2026)₹78,215.37 Cr
Expense Ratio (as of 3 Nov 2026)0.20%
Min. Investment₹5,00,00,000
Inception Date22 Mar 2007
BenchmarkCrisil Liquid Fund Index · NA
Portfolio Turnover461.12%
NFO Period21-Mar-2007 – 21-Mar-2007
Returns
1Y
+6.47%
3Y
+6.86%
5Y
+6.39%
7Y
+5.68%
10Y
+6.06%
Since Inception
+6.78%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.14% | +0.10% | 26 of 45 |
| 1M | +0.48% | +0.28% | 9 of 44 |
| 3M | +1.51% | +0.95% | 14 of 43 |
| 6M | +3.22% | +2.02% | 10 of 43 |
| YTD | +5.48% | +3.31% | 11 of 45 |
| 1Y | +6.47% | +3.99% | 12 of 41 |
| 2Y | +6.59% | +3.73% | 10 of 37 |
| 3Y | +6.86% | +3.86% | 10 of 37 |
| 5Y | +6.39% | +3.56% | 8 of 35 |
| 7Y | +5.68% | +3.03% | 7 of 34 |
| 10Y | +6.06% | +3.02% | 6 of 29 |
| INCEPTION | +6.78% | — | — |
Ranked among: Debt Scheme - Liquid Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.65% | +2.68% | +0.74% | 100% | 41% |
| 6M | +3.32% | +5.05% | +1.55% | 100% | 41% |
| 1Y | +6.72% | +9.79% | +3.25% | 100% | 42% |
| 2Y | +6.62% | +9.29% | +3.40% | 100% | 42% |
| 3Y | +6.49% | +8.92% | +4.06% | 100% | 42% |
| 5Y | +6.25% | +8.20% | +5.22% | 100% | 42% |
| 7Y | +6.20% | +7.86% | +5.66% | 100% | 42% |
| 10Y | +6.37% | +6.74% | +6.06% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt98.70%
- Cash1.30%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings121
Top 5 Stocks0.00%
Top 10 Stocks0.00%
Top 3 Sectors0.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| 91TB051126 | Money Market | 3.47% | +1.64% |
| HDFC Bank Ltd. | Money Market | 3.20% | +0.52% |
| Punjab National Bank | Money Market | 3.20% | +0.52% |
| National Bank for Agriculture and Rural Development | Money Market | 3.14% | +0.51% |
| Canara Bank | Money Market | 2.83% | +0.46% |
| 364T121126 | Money Market | 2.66% | — |
| Small Industries Development Bank of India | Money Market | 2.57% | +0.42% |
| Reliance Retail Ventures Ltd. | Money Market | 2.57% | — |
| Union Bank of India | Money Market | 2.57% | — |
| 91TB151026 | Money Market | 2.25% | +0.36% |
| Union Bank of India | Money Market | 1.93% | +0.32% |
| Bank of Baroda | Money Market | 1.92% | +0.31% |
| HDFC Bank Ltd. | Money Market | 1.92% | — |
| Bank of India | Money Market | 1.91% | — |
| HDFC Bank Ltd. | Money Market | 1.80% | +0.30% |
View all 124 holdings
| 91TB121126 | Money Market | 1.66% | — |
| Union Bank of India | Money Market | 1.61% | +0.26% |
| Tata Steel Ltd. | Money Market | 1.55% | +0.26% |
| NTPC Ltd. | Money Market | 1.29% | — |
| Bharat Petroleum Corporation Ltd. | Money Market | 1.29% | — |
| Bank of India | Money Market | 1.29% | — |
| HDFC Bank Ltd. | Money Market | 1.29% | +0.21% |
| ICICI Securities Ltd. | Debt | 1.28% | — |
| TCL-5-11-26-CP | Money Market | 1.28% | +0.21% |
| Reliance Retail Ventures Ltd. | Money Market | 1.28% | — |
| ICICI Securities Ltd. | Debt | 1.28% | — |
| Bank of Baroda | Money Market | 1.28% | — |
| Central Bank of India | Money Market | 1.28% | +0.21% |
| Punjab & Sind Bank | Money Market | 1.28% | +0.21% |
| Reliance Industries Ltd. | Money Market | 1.27% | — |
| Central Bank of India | Money Market | 1.27% | — |
| Interise Trust | Money Market | 1.23% | — |
| 364 DAY T-BILL 08.10.26 | Money Market | 1.19% | +0.19% |
| Reliance Industries Ltd. | Money Market | 1.15% | — |
| Punjab & Sind Bank | Money Market | 1.03% | — |
| HDFC Securities Ltd. | Debt | 0.97% | +0.16% |
| LIC Housing Finance Ltd. | Money Market | 0.96% | — |
| Motilal Oswal Financial Services Ltd. | Money Market | 0.96% | — |
| Reliance Retail Ventures Ltd. | Money Market | 0.96% | +0.16% |
| Kotak Securities Ltd. | Debt | 0.96% | — |
| Aditya Birla Capital Ltd. | Money Market | 0.96% | +0.16% |
| Bharat Heavy Electricals Ltd. | Money Market | 0.96% | — |
| Reverse Repo | Reverse Repo / TREPS | 0.92% | — |
| L&T Metro Rail (Hyderabad) Ltd. | Money Market | 0.77% | +0.13% |
| Bajaj Finance Ltd. | Money Market | 0.71% | +0.17% |
| HDB Financial Services Ltd. | Money Market | 0.64% | +0.10% |
| NTPC Ltd. | Money Market | 0.64% | +0.10% |
| HDFC Securities Ltd. | Debt | 0.64% | — |
| HDFC Securities Ltd. | Debt | 0.64% | +0.10% |
| Kotak Securities Ltd. | Debt | 0.64% | — |
| Motilal Oswal Wealth Ltd. | Money Market | 0.64% | — |
| HDFC Securities Ltd. | Debt | 0.64% | — |
| HDB Financial Services Ltd. | Money Market | 0.64% | — |
| Motilal Oswal Financial Services Ltd. | Money Market | 0.64% | — |
| HDFC Securities Ltd. | Debt | 0.64% | +0.10% |
| Aditya Birla Housing Finance Ltd. | Money Market | 0.64% | +0.10% |
| National Bank for Agriculture and Rural Development | Money Market | 0.64% | +0.10% |
| Axis Securities Ltd. | Debt | 0.64% | +0.11% |
| Bajaj Finance Ltd. | Money Market | 0.64% | — |
| National Bank for Agriculture and Rural Development | Money Market | 0.64% | — |
| LIC Housing Finance Ltd. | Money Market | 0.64% | — |
| Small Industries Development Bank of India | Money Market | 0.64% | — |
| Karur Vysya Bank Ltd. | Money Market | 0.64% | +0.10% |
| The Jammu & Kashmir Bank Ltd. | Money Market | 0.64% | +0.11% |
| 364T231026 | Money Market | 0.58% | — |
| TCL-10-12-26-CP | Money Market | 0.57% | — |
| ICICI Home Finance Co. Ltd. | Money Market | 0.51% | +0.08% |
| Cholamandalam Investment & Finance Co. Ltd. | Money Market | 0.51% | +0.08% |
| Embassy Office Parks Reit | Money Market | 0.51% | +0.08% |
| Bajaj Financial Securities Ltd. | Debt | 0.51% | +0.08% |
| Small Industries Development Bank of India | Money Market | 0.51% | — |
| 364 DAY T-BILL 02.10.26 | Money Market | 0.43% | +0.07% |
| BFSL-28-10-26-CP | Debt | 0.39% | — |
| Kotak Securities Ltd. | Debt | 0.39% | — |
| Equitas Small Finance Bank Ltd. | Money Market | 0.39% | — |
| TREPS | Reverse Repo / TREPS | 0.39% | — |
| Kotak Securities Ltd. | Debt | 0.38% | +0.06% |
| Godrej Finance Ltd. | Money Market | 0.38% | — |
| Kotak Securities Ltd. | Debt | 0.38% | — |
| IGH Holdings Pvt Ltd. | Money Market | 0.38% | — |
| Motilal Oswal Financial Services Ltd. | Money Market | 0.35% | +0.06% |
| Poonawalla Fincorp Ltd. | Money Market | 0.32% | +0.05% |
| MFL-23-10-26-CP | Money Market | 0.32% | — |
| MFL-26-10-26-CP | Money Market | 0.32% | — |
| ICICI Securities Ltd. | Debt | 0.32% | +0.05% |
| Julius Baer Capital (India) Pvt. Ltd. | Money Market | 0.32% | +0.05% |
| Union Bank of India | Money Market | 0.32% | — |
| Bank of Baroda | Money Market | 0.29% | +0.05% |
| BFSL-21-10-26-CP | Debt | 0.26% | — |
| PNB Housing Finance Ltd. | Money Market | 0.26% | +0.05% |
| Godrej Finance Ltd. | Money Market | 0.26% | +0.05% |
| CESC Ltd. | Money Market | 0.26% | +0.05% |
| Tata Projects Ltd. | Money Market | 0.26% | +0.05% |
| Tata Projects Ltd. | Money Market | 0.26% | +0.05% |
| MFL-13-11-26-CP | Money Market | 0.26% | +0.05% |
| Kotak Securities Ltd. | Debt | 0.26% | — |
| Corporate Debt Market Development Fund-A2 | CDMDF | 0.26% | +0.04% |
| Reliance Industries Ltd. | Money Market | 0.25% | — |
| National Bank for Agriculture and Rural Development | Debt | 0.19% | +0.03% |
| Aseem Infrastructure Finance Ltd. | Money Market | 0.19% | — |
| CESC Ltd. | Money Market | 0.19% | — |
| Aseem Infrastructure Finance Ltd. | Money Market | 0.19% | — |
| Power Finance Corporation Ltd. | Money Market | 0.19% | +0.03% |
| 182T121126 | Money Market | 0.19% | +0.08% |
| Godrej Properties Ltd. | Money Market | 0.16% | +0.03% |
| JM Financial Services Ltd. | Money Market | 0.16% | — |
| REC Ltd. | Debt | 0.14% | +0.09% |
| SDL GJ 6.04% 2026 | Debt | 0.13% | +0.02% |
| Infina Finance Pvt. Ltd. | Money Market | 0.13% | — |
| Tata Housing Development Co. Ltd. | Money Market | 0.13% | +0.02% |
| Godrej Properties Ltd. | Money Market | 0.13% | +0.02% |
| Godrej Properties Ltd. | Money Market | 0.13% | +0.02% |
| Godrej Properties Ltd. | Money Market | 0.13% | +0.02% |
| Nirma Ltd. | Money Market | 0.10% | — |
| Axis Bank Ltd. | Money Market | 0.10% | — |
| Poonawalla Fincorp Ltd. | Money Market | 0.06% | — |
| National Bank for Agriculture and Rural Development | Money Market | 0.06% | +0.01% |
| Pilani Investment & Industries Corporation Ltd. | Money Market | 0.06% | — |
| HDB Financial Services Ltd. | Debt | 0.05% | — |
| Bajaj Financial Securities Ltd. | Debt | 0.03% | — |
| Bank of Baroda | Money Market | 0.03% | — |
| Bank of Baroda | Money Market | 0.03% | — |
| Canara Bank | Money Market | 0.03% | — |
| Net Receivable / Payable | Derivatives | -0.63% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.17 | 0.27 | Low Volatility |
| 3Y | 0.12 | 0.26 | Low Volatility |
| 5Y | 0.12 | 0.24 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 3.01 | -29.53 | Above Average |
| 3Y | 5.01 | -25.52 | Above Average |
| 5Y | 1.77 | -94.26 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 435.60 | 222.01 | Above Average |
| 3Y | 790.16 | 379.82 | Above Average |
| 5Y | 258.28 | 183.64 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.67 | 1.32 | Poor Risk Adjusted Returns |
| 3Y | 1.65 | 1.41 | Poor Risk Adjusted Returns |
| 5Y | 1.60 | 1.30 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Liquid Fund
Regular Plan · Retail Plan - Growth Option
|
+6.65% | +6.47% | +5.86% | +6.44% |
|
JioBlackRock Liquid Fund
Direct Plan · Growth Option
|
+6.55% | — | — | +6.37% |
|
The Wealth Company Liquid Fund
Direct Plan · Growth
|
+6.55% | — | — | +6.52% |
|
Bajaj Finserv Liquid Fund
Direct Plan · Growth
|
+6.50% | +6.92% | — | +6.93% |
|
BANK OF INDIA LIQUID FUND
Regular Plan · Growth
|
+6.46% | +6.89% | +6.41% | +6.68% |
|
Axis Liquid Fund
Regular Plan · Growth Option
|
+6.46% | +6.86% | +6.39% | +6.97% |
|
Edelweiss Liquid Fund
Retail Plan · Growth
|
+6.44% | +6.83% | +6.28% | +5.97% |
|
DSP Liquid Fund
Regular Plan · Growth
|
+6.43% | +6.83% | +6.34% | +6.91% |
|
Groww Liquid Fund
Regular Plan · Growth
|
+6.40% | +6.83% | +6.24% | +6.94% |
|
Union Liquid Fund
Regular Plan · Growth Option
|
+6.39% | +6.82% | +6.35% | +6.73% |
More From SBI Funds Management Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
SBI Silver ETF Fund of Fund
Direct Plan · Growth
|
+26.44% | — | — | +34.72% |
|
SBI Silver ETF
Regular Plan · Growth
|
+26.42% | — | — | +34.10% |
|
SBI Automotive Opportunities Fund
Direct Plan · Growth
|
+22.38% | — | — | +11.34% |
|
SBI HEALTHCARE OPPORTUNITIES FUND
Direct Plan · Growth
|
+19.90% | +25.12% | +19.50% | +18.09% |
|
SBI GOLD FUND
Direct Plan · IDCW
|
+16.75% | +30.91% | +23.28% | +10.52% |
|
SBI Gold ETF
Regular Plan · Growth
|
+16.74% | +30.67% | +23.17% | +12.71% |
|
SBI US Specific Equity Active FoF
Direct Plan · IDCW
|
+13.48% | +25.68% | +15.32% | +17.28% |
|
SBI MNC FUND
Direct Plan · Growth
|
+12.26% | +7.58% | +7.60% | +14.39% |
|
SBI CHILDREN'S FUND - SAVINGS PLAN
Direct Plan · Growth
|
+7.89% | +11.10% | +10.14% | +11.88% |
|
SBI Children's Fund - Investment Plan
Direct Plan · Growth
|
+7.83% | +20.32% | +17.52% | +30.91% |
About This Scheme
Investment Objective
The Objective of the Scheme is to provide investors an opportunity to earn returns through periodic dividend or capital appreciation through an actively managed portfolio of debt and money market instruments
Stated Asset Allocation
Debt instruments (including Debt derivatives) and Money Market instruments with a residual maturity upto 91 Days only 0%-100% Low Securitized Debt with a residual maturity upto 91 Days only 0%-20% Medium to High
Fund Managers
Mr. Rajeev Radhakrishnan CIO Fixed Income 01-Dec-2023
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
SBI Funds Management Limited website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.