GMP IPO Watch
Kotak Floating Interest Rates Fund
Direct Plan · GROWTH OPTION · Kotak Mahindra Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
Want to invest in this fund?
Open a free demat & trading account with Zerodha to invest in direct mutual funds with zero commission.
Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.30% | +0.37% | 6 of 12 |
| 1M | +0.17% | +0.19% | 9 of 12 |
| 3M | +0.53% | +0.39% | 8 of 12 |
| 6M | +2.66% | +2.02% | 9 of 12 |
| YTD | +4.17% | +3.04% | 8 of 12 |
| 1Y | +5.12% | +3.59% | 7 of 12 |
| 2Y | +6.92% | +4.72% | 4 of 12 |
| 3Y | +7.52% | +5.26% | 4 of 12 |
| 5Y | +6.70% | +4.67% | 4 of 12 |
| 7Y | +7.12% | +3.42% | 4 of 7 |
| INCEPTION | +7.10% | — | — |
Ranked among: Debt Scheme - Floater Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.78% | +6.14% | -1.31% | 96% | 39% |
| 6M | +3.57% | +8.25% | +0.07% | 100% | 41% |
| 1Y | +7.34% | +12.03% | +2.61% | 100% | 42% |
| 2Y | +7.11% | +9.02% | +4.10% | 100% | 43% |
| 3Y | +6.93% | +8.42% | +5.25% | 100% | 43% |
| 5Y | +6.99% | +7.66% | +6.59% | 100% | 43% |
| 7Y | +7.21% | +7.32% | +7.08% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt98.70%
- Cash1.30%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Power Finance Corporation Ltd.(^)** | Debt | 6.11% | +0.32% |
| SDL KA 7.19% 2032 | SOV | 5.91% | +0.25% |
| SDL TN 7.31% 2033 | SOV | 5.55% | +0.23% |
| REC LTD(^)** | Debt | 5.35% | +0.28% |
| PIPELINE INFRASTRUCTURE LIMITED(^)** | Debt | 5.11% | +0.27% |
| JUBILANT BEVCO LIMITED ( Axis Trustee Services Limited step up or down 25 bps for every rating chang) (^) | Debt | 3.47% | +0.21% |
| JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) (^)** | Debt | 3.33% | +0.18% |
| TATA CAPITAL HOUSING FINANCE LTD.(^)** | Debt | 3.07% | +0.14% |
| TATA CAPITAL HOUSING FINANCE LTD.(^) | Debt | 3.06% | +0.15% |
| MUTHOOT FINANCE LTD.(^)** | Debt | 3.05% | +0.15% |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)** | Debt | 3.05% | +0.16% |
| DLF Cyber City Developers Ltd(^)** | Debt | 3.03% | +0.16% |
| BHARTI TELECOM LTD.(^)** | Debt | 3.03% | +0.16% |
| EMBASSY OFFICE PARKS REIT(^)** | Debt | 3.01% | +0.15% |
| EMBASSY OFFICE PARKS REIT(^)** | Debt | 2.78% | +0.14% |
View all 44 holdings
| MUTHOOT FINANCE LTD.(^)** | Debt | 2.33% | +0.12% |
| SMFG INDIA CREDIT CO. LTD.(^)** | Debt | 2.30% | +0.12% |
| SDL KA 7.25% 2031 | SOV | 2.30% | +0.10% |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)** | Debt | 2.28% | +0.12% |
| Net Current Assets/(Liabilities) | Debt | 2.18% | — |
| BAJAJ HOUSING FINANCE LTD.(^)** | Debt | 2.15% | +0.11% |
| SST-7.80%-28-9-30-PTC | Debt | 2.06% | +0.06% |
| SST-7.73%-28-9-29-PTC | Debt | 2.06% | +0.07% |
| HDFC BANK LTD.(^)** | Debt | 1.56% | +0.08% |
| ICICI HOME FINANCE COMPANY LIMITED** | Debt | 1.55% | +0.10% |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^) | Debt | 1.54% | +0.08% |
| Power Finance Corporation Ltd.(^)** | Debt | 1.54% | +0.08% |
| LIC HOUSING FINANCE LTD.(^)** | Debt | 1.53% | +0.07% |
| EMBASSY OFFICE PARKS REIT(^)** | Debt | 1.53% | +0.08% |
| BAJAJ FINANCE LTD.(^) | Debt | 1.52% | +0.08% |
| Power Finance Corporation Ltd.(^) | Debt | 1.50% | +0.06% |
| L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) (^)** | Debt | 1.49% | +0.06% |
| VEDANTA LTD. ( Axis Trustee Services Ltd.) (^)** | Debt | 1.40% | +0.07% |
| TATA CAPITAL HOUSING FINANCE LTD.(^)** | Debt | 1.37% | +0.07% |
| Triparty Repo | Reverse Repo / TREPS | 1.30% | — |
| DHRUVA-9.5%-24-10-29-PTC | Debt | 1.10% | +0.00% |
| KNOWLEDGE REALTY TRUST** | Debt | 0.92% | +0.05% |
| Mahindra & Mahindra Financial Services Ltd.** | Debt | 0.77% | +0.04% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Debt | 0.77% | +0.04% |
| L & T FINANCE LTD.** | Debt | 0.76% | +0.03% |
| SBI ALTERNATIVE INVESTMENT FUND | Alternative Investment Fund | 0.49% | +0.03% |
| Bahadur Chand Investments Private Limited** | Debt | 0.39% | +0.03% |
| Bahadur Chand Investments Private Limited** | Debt | 0.39% | +0.03% |
| V08T-9.75%-20-2-27-PTC | Debt | 0.01% | -0.03% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.00 | 1.02 | Low Volatility |
| 3Y | 0.78 | 0.86 | Low Volatility |
| 5Y | 0.88 | 0.82 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.42 | -5.21 | Above Average |
| 3Y | 1.41 | -4.53 | Above Average |
| 5Y | 0.74 | -4.00 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 9.28 | 6.29 | Above Average |
| 3Y | 21.22 | 12.69 | Above Average |
| 5Y | 12.40 | 10.54 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 6.54 | 6.75 | Good Risk Adjusted Returns |
| 3Y | 5.70 | 6.02 | Good Risk Adjusted Returns |
| 5Y | 5.98 | 5.48 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
SBI Floating Interest Rates Fund
Regular Plan · Growth
|
+5.88% | +7.19% | +6.54% | +6.20% |
|
Axis Floating Interest Rates Fund
Regular Plan · Quarterly IDCW Option
|
+5.45% | +7.01% | +5.63% | +5.52% |
|
Tata Floating Interest Rates Fund
Direct Plan · IDCW Monthly Payout Option
|
+5.45% | +7.27% | +6.72% | +6.56% |
|
BANDHAN FLOATING INTEREST RATES FUND
Regular Plan · Growth
|
+5.30% | +7.09% | +6.23% | +5.92% |
|
ICICI Prudential Floating Interest Rates Fund
Regular Plan · Growth
|
+5.24% | +7.00% | +6.39% | +7.54% |
|
UTI Floating Interest Rates Fund
Regular Plan · Growth
|
+5.18% | +6.50% | +5.86% | +6.10% |
|
DSP Floating Interest Rates Fund
Regular Plan · Growth
|
+4.53% | +7.30% | +6.27% | +6.28% |
|
Nippon India Floating Interest Rates Fund
Regular Plan · Growth Option
|
+4.26% | +6.96% | +6.25% | +7.51% |
|
HDFC Floating Interest Rates Fund
Regular Plan · Daily IDCW Option
|
+0.00% | +0.00% | +0.02% | +0.00% |
|
Aditya Birla Sun Life Floating Interest Rates Fund
Regular Plan · Daily IDCW
|
-1.07% | -0.13% | -0.05% | -0.03% |
More From Kotak Mahindra Asset Management Company Limited.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
| Kotak Silver ETF | +26.35% | +36.48% | — | +28.03% |
|
Kotak Gold Silver Passive FOF
Direct Plan · Growth
|
+26.30% | — | — | +26.30% |
|
Kotak Silver ETF Fund of Fund
Direct Plan · Growth
|
+26.06% | +35.79% | — | +27.27% |
|
Kotak Healthcare Fund
Direct Plan · Growth Option
|
+25.53% | — | — | +22.05% |
| KOTAK GOLD ETF | +16.90% | +31.05% | +23.29% | +14.39% |
|
Kotak Gold Fund
Direct Plan · Growth
|
+16.87% | +30.79% | +22.87% | +10.50% |
|
Kotak US Specific Equity Passive FOF
Direct Plan · Growth
|
+15.91% | +28.49% | +17.63% | +18.98% |
|
Kotak Global Emerging Market Overseas Equity Active FOF
Direct Plan · Growth
|
+15.41% | +21.87% | +9.60% | +8.54% |
|
Kotak MNC Fund
Direct Plan · Growth
|
+12.74% | — | — | +10.47% |
|
Kotak Manufacture in India Fund
Direct Plan · IDCW Option
|
+12.20% | +20.58% | — | +19.90% |
About This Scheme
Investment Objective
The primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Stated Asset Allocation
Floating Rate Debt Securities (including securitized debt and Fixed rate debt instruments swapped for floating rate returns) - 65 - 100% - Low –Medium Fixed Rate Debt Securities (including securitized debt, money market instruments & Floating rate debt instruments swapped for Fixed rate returns) - 0 - 35% - Low – Medium Units issued by InvITs - 0 - 10% - Medium to High The scheme shall ensure that for asset allocation limits as provided in above table, the base shall be considered as net assets excluding the extent of minimum stipulated eligible assets i.e. higher of 10% of net assets or LR-CRaR as prescribed at Annexure 1 of AMFI Best Practices Guidelines Circular No.93 / 2021-22 dated July 24, 2021. @Pursuant to para 1(b) of SEBI circular no. HO/24/13/12(1)2025-IMDPOD- 2/I/157/2025 dated November 28, 2025 existing investments in REITs, if any held by Debt schemes of Kotak Mahindra Mutual Fund as on December 31, 2025, is grandfathered. No new investments will be made in REITs on or after January 01, 2026.
Exit Load
Nil
Fund Managers
FM 1 Mr. Deepak Agrawal, FM2 Mr. Manu Sharma
FM 1 Primary, FM 2 Primary
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.