GMP IPO Watch
Kotak Credit Risk Fund
Direct Plan · Growth · Kotak Mahindra Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -0.07% | -0.08% | 8 of 14 |
| 1M | -0.07% | -0.10% | 11 of 14 |
| 3M | +0.92% | +0.85% | 10 of 14 |
| 6M | +3.20% | +3.72% | 12 of 14 |
| YTD | +4.89% | +5.62% | 11 of 14 |
| 1Y | +6.31% | +6.95% | 11 of 14 |
| 2Y | +8.11% | +8.56% | 11 of 14 |
| 3Y | +8.42% | +8.44% | 11 of 14 |
| 5Y | +6.65% | +8.58% | 12 of 13 |
| 7Y | +6.97% | +7.43% | 11 of 13 |
| 10Y | +7.24% | +5.82% | 11 of 12 |
| INCEPTION | +8.18% | — | — |
Ranked among: Debt Scheme - Credit Risk Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.02% | +5.28% | -2.97% | 95% | 39% |
| 6M | +4.03% | +7.90% | -1.42% | 96% | 40% |
| 1Y | +8.32% | +13.59% | +1.03% | 100% | 43% |
| 2Y | +8.24% | +12.28% | +3.95% | 100% | 43% |
| 3Y | +8.10% | +12.14% | +4.64% | 100% | 43% |
| 5Y | +7.84% | +10.36% | +6.07% | 100% | 43% |
| 7Y | +7.88% | +9.87% | +6.62% | 100% | 43% |
| 10Y | +7.96% | +8.44% | +7.24% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity9.83%
- Debt82.06%
- Cash8.11%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap3.16%
- Small Cap6.67%
- Others90.17%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Triparty Repo | Reverse Repo / TREPS | 8.11% | — |
| JUBILANT BEVCO LIMITED ( Axis Trustee Services Limited step up or down 25 bps for every rating chang) (^) | Debt | 7.31% | +0.08% |
| VEDANTA LTD.** | Debt | 6.55% | +0.03% |
| BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD** | Debt | 6.52% | +0.03% |
| TATA PROJECTS LTD.** | Debt | 6.50% | +0.03% |
| MUTHOOT FINANCE LTD.(^)** | Debt | 6.49% | +0.06% |
| ADITYA BIRLA REAL ESTATE LTD** | Debt | 5.81% | -0.01% |
| ADITYA BIRLA RENEWABLES LIMITED** | Debt | 5.20% | +0.02% |
| Indus Infra Trust | Transport Infrastructure | 4.60% | -0.10% |
| AU SMALL FINANCE BANK LTD.** | Debt | 3.91% | +0.02% |
| 360 ONE PRIME LTD.(^)** | Debt | 3.27% | +0.04% |
| MAS FINANCIAL SERVICES LTD.(^)** | Debt | 3.22% | +0.03% |
| REC LTD** | Debt | 3.20% | +0.01% |
| SDL KA 7.47% 2036 | SOV | 3.17% | -0.03% |
| Embassy Office Parks REIT | Realty | 3.16% | -0.01% |
View all 42 holdings
| AADHAR HOUSING FINANCE LIMITED** | Debt | 2.61% | +0.01% |
| AADHAR HOUSING FINANCE LIMITED** | Debt | 2.59% | +0.00% |
| GOI LOAN 6.48% 2035 | SOV | 2.48% | -0.03% |
| Net Current Assets/(Liabilities) | Debt | 2.13% | — |
| ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED** | Debt | 1.98% | +0.01% |
| Brookfield India Real Estate Trust | Realty | 1.65% | -0.02% |
| THDC India Ltd. (THDCIL)** | Debt | 1.30% | +0.01% |
| GODREJ SEEDS AND GENETICS LTD. ( ) ** | Debt | 0.80% | +0.00% |
| GODREJ SEEDS AND GENETICS LTD. ( ) ** | Debt | 0.80% | +0.00% |
| GODREJ SEEDS AND GENETICS LTD. ( ) ** | Debt | 0.80% | +0.00% |
| GODREJ SEEDS AND GENETICS LTD. ( ) ** | Debt | 0.80% | +0.00% |
| Nirma Ltd.** | Debt | 0.65% | +0.00% |
| 771GOI2066 | SOV | 0.65% | +0.00% |
| SBI ALTERNATIVE INVESTMENT FUND | Alternative Investment Fund | 0.55% | +0.00% |
| UPPCL-9.70%-31-3-28-PVT | Debt | 0.46% | +0.00% |
| UPC-9.70%-30-3-29-PVT | Debt | 0.45% | +0.00% |
| Cube Highways Trust | Transport Infrastructure | 0.42% | -0.01% |
| DHRUVA-9.5%-24-10-29-PTC | Debt | 0.31% | -0.01% |
| UPPCL-9.95%-31-3-28-PVT | Debt | 0.26% | +0.00% |
| UPPCL-9.95%-29-3-30-PVT | Debt | 0.26% | +0.00% |
| UPPCL-9.95%-30-3-29-PVT | Debt | 0.26% | +0.00% |
| UPPCL-9.7%-31-03-27-PVT | Debt | 0.23% | -0.11% |
| SJT2024-25-6-30-PTC | Debt | 0.21% | -0.04% |
| UPPCL-9.95%-31-3-27-PVT | Debt | 0.13% | -0.06% |
| SURAT MUNICIPAL CORPORATION** | Debt | 0.07% | +0.00% |
| SURAT MUNICIPAL CORPORATION** | Debt | 0.07% | +0.00% |
| V08T-9.75%-20-2-27-PTC | Debt | 0.06% | -0.14% |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.41 | 2.52 | Low Volatility |
| 3Y | 1.57 | 2.97 | Low Volatility |
| 5Y | 1.93 | 6.71 | Low Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.71 | 0.74 | Poor Risk Adjusted Returns |
| 3Y | 1.34 | 1.14 | Good Risk Adjusted Returns |
| 5Y | 0.36 | 0.65 | Poor Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.27 | 5.95 | Poor Risk Adjusted Returns |
| 3Y | 2.49 | 4.63 | Poor Risk Adjusted Returns |
| 5Y | 0.48 | 5.85 | Poor Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.03 | 0.68 | Poor Risk Adjusted Returns |
| 3Y | 0.19 | 0.05 | Poor Risk Adjusted Returns |
| 5Y | 0.32 | 0.18 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA CREDIT RISK FUND
Regular Plan · Growth
|
+16.68% | +9.66% | +27.41% | +9.60% |
|
Aditya Birla Sun Life Credit Risk Fund
Regular Plan · GROWTH
|
+10.71% | +12.06% | +9.86% | +8.46% |
|
DSP Credit Risk Fund
Regular Plan · Growth
|
+9.67% | +15.74% | +12.44% | +7.90% |
|
SBI CREDIT RISK FUND
Regular Plan · Growth
|
+6.75% | +7.73% | +6.98% | +7.70% |
|
Axis Credit Risk Fund
Regular Plan · Growth Option
|
+6.73% | +7.89% | +6.76% | +7.17% |
|
ICICI Prudential Credit Risk Fund
Regular Plan · Growth
|
+6.50% | +8.24% | +7.24% | +8.18% |
|
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Regular Plan · Growth option
|
+6.49% | +7.98% | +7.07% | +6.91% |
|
Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios)
Regular Plan · Growth Option
|
+6.18% | +7.49% | +8.46% | +7.74% |
|
Invesco India Credit Risk Fund
Regular Plan · Growth
|
+5.98% | +8.13% | +7.07% | +6.22% |
|
HSBC Credit Risk Fund
Regular Plan · Bonus
|
+5.40% | +10.84% | — | +9.83% |
More From Kotak Mahindra Asset Management Company Limited.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Kotak Silver ETF Fund of Fund
Direct Plan · Growth
|
+37.26% | +44.45% | — | +34.14% |
| Kotak Silver ETF | +34.52% | +45.20% | — | +34.41% |
|
Kotak US Specific Equity Passive FOF
Direct Plan · Growth
|
+34.01% | +33.87% | +21.82% | +21.55% |
|
Kotak Global Emerging Market Overseas Equity Active FOF
Direct Plan · Growth
|
+33.80% | +28.00% | +12.51% | +9.60% |
|
Kotak Global Innovation Overseas Equity Active FOF
Direct Plan · Growth
|
+28.81% | +27.62% | +11.00% | +10.06% |
|
Kotak Healthcare Fund
Direct Plan · Growth Option
|
+22.81% | — | — | +21.17% |
| KOTAK GOLD ETF | +21.10% | +35.17% | +24.54% | +14.70% |
|
Kotak Gold Fund
Direct Plan · Growth
|
+20.66% | +34.76% | +24.17% | +10.88% |
|
Kotak MNC Fund
Direct Plan · IDCW Option
|
+15.66% | — | — | +11.53% |
|
Kotak Special Opportunities Fund
Direct Plan · Growth
|
+14.88% | — | — | +6.29% |
About This Scheme
Investment Objective
The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance that the investment objective of the Schemes will be realised.
Stated Asset Allocation
(A) Corporate Debt Securities #(only in AA and below rated corporate bonds, excluding AA+ rated corporate bond) - 65% to 100% - Medium (B) Debt & Money Market Instruments including government securities and above AA rated corporate debt securities - 0% to 35% - Low – Medium (C) Units issued by InvITs - 0-10% - Medium to High The scheme shall ensure that for asset allocation limits as provided in above table, the base shall be considered as net assets excluding the extent of minimum stipulated eligible assets i.e. higher of 10% of net assets or LR-CRaR as prescribed at Annexure 1 of AMFI Best Practices Guidelines Circular No.93 / 2021-22 dated July 24, 2021. @ Pursuant to para 1(b) of SEBI circular no. HO/24/13/12(1)2025-IMD POD-2/I/157/2025 dated November 28, 2025 existing investments in REITs, if any held by Debt schemes of Kotak Mahindra Mutual Fund as on December 31, 2025, is grandfathered. No new investments will be made in REITs on or after January 01, 2026.
Exit Load
For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. If units redeemed or switched out are in excess of the limit within 1year from the date of allotment: 1% If units are redeemed or switched out on or after 1 year from the date of allotment: NIL
Fund Managers
FM 1 Mr. Vihag Mishra, FM2 Mr. Deepak Agrawal
FM 1 Primary, FM 2 Primary
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.