GMP IPO Watch
Kotak Banking and Financial Services Fund
Direct Plan · Growth · Kotak Mahindra Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +2.40% | +1.33% | 63 of 255 |
| 1M | -0.83% | -1.86% | 70 of 254 |
| 3M | -6.11% | -2.95% | 227 of 251 |
| 6M | -0.59% | +3.51% | 177 of 251 |
| YTD | -3.15% | -0.26% | 154 of 255 |
| 1Y | +0.16% | +0.67% | 118 of 228 |
| 2Y | +5.17% | -0.83% | 39 of 184 |
| 3Y | +11.84% | +11.26% | 78 of 141 |
| INCEPTION | +14.51% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +3.91% | +18.43% | -13.19% | 74% | 30% |
| 6M | +7.33% | +24.21% | -8.55% | 82% | 35% |
| 1Y | +15.46% | +32.66% | -1.23% | 99% | 44% |
| 2Y | +14.65% | +22.72% | +2.18% | 100% | 45% |
| 3Y | +14.35% | +18.09% | +10.87% | 100% | 45% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity98.54%
- Debt0.00%
- Cash1.46%
- Other0.00%
Market Cap Split
- Large Cap65.98%
- Mid Cap16.74%
- Small Cap16.09%
- Others1.19%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 17.16 | 17.89 |
| P/B | 2.20 | 2.32 |
| Price / Sales | 4.33 | 3.92 |
| Dividend Yield (%) | 1.03 | 1.13 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| ICICI Bank | Banks | 12.67% | -0.26% |
| HDFC Bank | Banks | 11.28% | +1.37% |
| State Bank of India | Banks | 8.31% | -0.21% |
| Axis Bank | Banks | 7.36% | +0.12% |
| Bajaj Finance | Finance | 6.04% | -0.14% |
| Shriram Finance | Finance | 4.83% | -0.23% |
| Kotak Bank | Banks | 3.69% | +0.25% |
| Poonawalla Fincorp | Finance | 2.52% | +0.08% |
| Cholamandalam Investment | Finance | 2.52% | -0.16% |
| Indusind Bank | Banks | 2.51% | -0.11% |
| Ujjivan Small Finance Bank | Banks | 2.40% | +0.12% |
| Karur Vysya Bank | Banks | 2.32% | +0.01% |
| Groww | Capital Markets | 2.27% | +0.07% |
| Bank of Maharashtra | Banks | 2.17% | +0.09% |
| BSE | Capital Markets | 2.11% | -0.26% |
View all 37 holdings
| Indian Bank | Banks | 2.05% | -0.07% |
| Jammu & Kashmir Bank | Banks | 1.99% | +0.02% |
| Piramal Finance | Finance | 1.97% | -0.09% |
| L&T Finance | Finance | 1.89% | -0.23% |
| SBI Funds Management | Capital Markets | 1.86% | -0.07% |
| SBI Life Insurance | Insurance | 1.86% | +0.09% |
| RBL Bank | Banks | 1.76% | +0.22% |
| Pine Labs | Financial Technology (Fintech) | 1.73% | — |
| Nuvama Wealth Management | Capital Markets | 1.72% | +0.03% |
| Nippon Life India AMC | Capital Markets | 1.72% | -0.03% |
| South Indian Bank | Banks | 1.51% | +0.44% |
| Triparty Repo | Reverse Repo / TREPS | 1.46% | — |
| Prudent Corporate Advisory Services | Capital Markets | 1.26% | -0.11% |
| One 97 Communications | Financial Technology (Fintech) | 1.25% | +0.67% |
| Max Financial Services | Insurance | 0.84% | -0.02% |
| Home First Finance Company | Finance | 0.76% | +0.02% |
| National Stock Exchange of India | Capital Markets | 0.73% | — |
| CRISIL | Finance | 0.59% | — |
| Power Finance Corporation | Finance | 0.26% | -1.09% |
| CAMS | Capital Markets | 0.05% | -0.78% |
| Federal Bank | Banks | 0.01% | +0.00% |
| Net Current Assets/(Liabilities) | Equity | -0.27% | — |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 14.25 | 23.03 | Low Volatility |
| 3Y | 16.75 | 17.41 | Low Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.03 | -0.05 | Good Risk Adjusted Returns |
| 3Y | 0.35 | 0.25 | Good Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.04 | -0.06 | Good Risk Adjusted Returns |
| 3Y | 0.51 | 0.37 | Good Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.05 | 1.04 | Poor Risk Adjusted Returns |
| 3Y | 1.02 | 0.98 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+100.03% | +53.62% | — | +28.31% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+25.47% | +20.74% | +9.52% | +8.78% |
|
Franklin Asian Equity Fund
Regular Plan · IDCW
|
+22.19% | +18.50% | +3.91% | +3.95% |
|
Motilal Oswal Active Momentum Fund
Direct Plan · Growth
|
+21.47% | — | — | +26.74% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+20.54% | +28.25% | — | +28.33% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+19.23% | — | — | +9.85% |
|
HDFC Defence Fund
Regular Plan · IDCW Option
|
+19.22% | +34.05% | — | +37.54% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+18.77% | — | — | +18.35% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+17.66% | — | — | +9.52% |
|
HSBC India Export Opportunities Fund
Direct Plan · Growth
|
+17.38% | — | — | +7.85% |
More From Kotak Mahindra Asset Management Company Limited.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Kotak US Specific Equity Passive FOF
Direct Plan · Growth
|
+31.48% | +31.70% | +20.56% | +20.68% |
|
Kotak Global Emerging Market Overseas Equity Active FOF
Direct Plan · Payout of Income Distribution cum capital withdrawal option
|
+31.35% | +25.46% | +11.15% | +9.38% |
|
Kotak Global Innovation Overseas Equity Active FOF
Direct Plan · Growth
|
+25.24% | +25.57% | +9.51% | +8.96% |
|
Kotak Silver ETF Fund of Fund
Direct Plan · Growth
|
+22.75% | +41.71% | — | +31.99% |
|
Kotak Healthcare Fund
Direct Plan · IDCW Option
|
+20.66% | — | — | +20.27% |
| Kotak Silver ETF | +18.26% | +42.49% | — | +32.36% |
| KOTAK GOLD ETF | +14.36% | +34.30% | +23.70% | +14.61% |
|
Kotak Gold Fund
Direct Plan · Growth
|
+14.18% | +33.97% | +23.39% | +10.77% |
|
Kotak MNC Fund
Direct Plan · Growth
|
+13.56% | — | — | +10.65% |
|
Kotak Special Opportunities Fund
Direct Plan · Growth
|
+13.28% | — | — | +5.46% |
About This Scheme
Investment Objective
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services sector. However, there can be no assurance that the investment objective of the scheme would be achieved.
Stated Asset Allocation
Investments Indicative Allocation Equity and Equity Related Instruments of companies engaged in Banking and Financial Services Sector- 80%-100% Equity and Equity Related Instruments of companies other than those engaged in banking & financial services -0%-20% Debt and Money Market Instruments-0%-20% Units of Gold/Silver ETF-0%-20% Units of InvITs-0%-10%
Exit Load
For redemption / switch out within 30 days from the date of allotment: 0.5% If units are redeemed or switched out on or after 30 days from the date of allotment: NIL Units issued on reinvestment of IDCW shall not be subject to entry and exit load. Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme.
Fund Managers
FM 1 Ms. Shibani Sircar Kurian, FM 2 Mr. Abhishek Bisen
FM 1 Fund Manager for equity investment of the SchemeFM 2 Fund Manager for debt investment of the Scheme
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.