GMP IPO Watch
Kotak Banking and Financial Services Fund
Direct Plan · Growth · Kotak Mahindra Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
Want to invest in this fund?
Open a free demat & trading account with Zerodha to invest in direct mutual funds with zero commission.
Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +4.18% | +2.62% | 20 of 255 |
| 1M | +1.65% | +0.77% | 95 of 255 |
| 3M | -7.07% | -4.63% | 211 of 252 |
| 6M | +0.20% | +2.44% | 166 of 251 |
| YTD | -3.78% | +0.02% | 170 of 255 |
| 1Y | -2.13% | -0.51% | 136 of 232 |
| 2Y | +4.83% | +1.57% | 66 of 187 |
| 3Y | +12.35% | +11.99% | 80 of 142 |
| INCEPTION | +14.09% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +3.75% | +18.43% | -13.19% | 73% | 30% |
| 6M | +7.17% | +24.21% | -8.55% | 81% | 34% |
| 1Y | +15.11% | +32.66% | -6.51% | 97% | 43% |
| 2Y | +14.34% | +22.72% | +2.18% | 100% | 45% |
| 3Y | +14.16% | +18.09% | +10.87% | 100% | 45% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity98.54%
- Debt0.00%
- Cash1.46%
- Other0.00%
Market Cap Split
- Large Cap65.98%
- Mid Cap16.74%
- Small Cap16.09%
- Others1.19%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 17.16 | 17.84 |
| P/B | 2.20 | 2.31 |
| Price / Sales | 4.33 | 3.91 |
| Dividend Yield (%) | 1.03 | 1.13 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| ICICI Bank | Banks | 12.67% | -0.26% |
| HDFC Bank | Banks | 11.28% | +1.37% |
| State Bank of India | Banks | 8.31% | -0.21% |
| Axis Bank | Banks | 7.36% | +0.12% |
| Bajaj Finance | Finance | 6.04% | -0.14% |
| Shriram Finance | Finance | 4.83% | -0.23% |
| Kotak Bank | Banks | 3.69% | +0.25% |
| Poonawalla Fincorp | Finance | 2.52% | +0.08% |
| Cholamandalam Investment | Finance | 2.52% | -0.16% |
| Indusind Bank | Banks | 2.51% | -0.11% |
| Ujjivan Small Finance Bank | Banks | 2.40% | +0.12% |
| Karur Vysya Bank | Banks | 2.32% | +0.01% |
| Groww | Capital Markets | 2.27% | +0.07% |
| Bank of Maharashtra | Banks | 2.17% | +0.09% |
| BSE | Capital Markets | 2.11% | -0.26% |
View all 37 holdings
| Indian Bank | Banks | 2.05% | -0.07% |
| Jammu & Kashmir Bank | Banks | 1.99% | +0.02% |
| Piramal Finance | Finance | 1.97% | -0.09% |
| L&T Finance | Finance | 1.89% | -0.23% |
| SBI Funds Management | Capital Markets | 1.86% | -0.07% |
| SBI Life Insurance | Insurance | 1.86% | +0.09% |
| RBL Bank | Banks | 1.76% | +0.22% |
| Pine Labs | Financial Technology (Fintech) | 1.73% | — |
| Nuvama Wealth Management | Capital Markets | 1.72% | +0.03% |
| Nippon Life India AMC | Capital Markets | 1.72% | -0.03% |
| South Indian Bank | Banks | 1.51% | +0.44% |
| Triparty Repo | Reverse Repo / TREPS | 1.46% | — |
| Prudent Corporate Advisory Services | Capital Markets | 1.26% | -0.11% |
| One 97 Communications | Financial Technology (Fintech) | 1.25% | +0.67% |
| Max Financial Services | Insurance | 0.84% | -0.02% |
| Home First Finance Company | Finance | 0.76% | +0.02% |
| National Stock Exchange of India | Capital Markets | 0.73% | — |
| CRISIL | Finance | 0.59% | — |
| Power Finance Corporation | Finance | 0.26% | -1.09% |
| CAMS | Capital Markets | 0.05% | -0.78% |
| Federal Bank | Banks | 0.01% | +0.00% |
| Net Current Assets/(Liabilities) | Equity | -0.27% | — |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 18.09 | 16.27 | High Volatility |
| 3Y | 16.76 | 16.10 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.34 | -0.33 | Below Average |
| 3Y | 0.43 | -0.46 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.85% (published 2026-10-27).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.04 | 0.05 | Below Average |
| 3Y | 1.12 | 1.11 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.05 | 1.04 | Poor Risk Adjusted Returns |
| 3Y | 1.02 | 0.98 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+59.16% | +48.17% | — | +23.57% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+23.60% | +30.61% | — | +29.76% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+21.84% | — | — | +19.69% |
|
ICICI Prudential US Bluechip Equity Fund
Regular Plan · IDCW
|
+20.06% | +19.12% | +12.26% | +15.80% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+19.95% | — | — | +10.69% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+19.94% | +20.37% | +8.45% | +8.55% |
|
Mirae Asset Healthcare Fund
Direct Plan · Growth
|
+19.10% | +23.89% | +16.63% | +21.84% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+18.27% | — | — | +11.09% |
|
WhiteOak Capital Pharma and Healthcare Fund
Regular Plan · Growth Option
|
+17.09% | — | — | +20.29% |
|
quant Healthcare Fund
Direct Plan · Growth Option
|
+17.00% | +21.16% | — | +21.00% |
More From Kotak Mahindra Asset Management Company Limited.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Kotak Healthcare Fund
Direct Plan · Growth Option
|
+23.78% | — | — | +21.63% |
|
Kotak Global Emerging Market Overseas Equity Active FOF
Direct Plan · Growth
|
+18.23% | +23.33% | +9.91% | +8.68% |
|
Kotak US Specific Equity Passive FOF
Direct Plan · Growth
|
+17.79% | +29.82% | +17.96% | +19.29% |
| Kotak Silver ETF | +17.70% | +34.19% | — | +26.36% |
|
Kotak Silver ETF Fund of Fund
Direct Plan · Growth
|
+17.31% | +33.40% | — | +25.38% |
| KOTAK GOLD ETF | +13.26% | +29.79% | +22.57% | +14.22% |
|
Kotak Gold Fund
Direct Plan · Growth
|
+12.83% | +29.39% | +22.08% | +10.24% |
|
Kotak Global Innovation Overseas Equity Active FOF
Direct Plan · Growth
|
+12.01% | +22.98% | +7.75% | +7.57% |
|
Kotak MNC Fund
Direct Plan · Growth
|
+11.32% | — | — | +9.90% |
|
Kotak Manufacture in India Fund
Direct Plan · IDCW Option
|
+9.68% | +19.87% | — | +19.44% |
About This Scheme
Investment Objective
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services sector. However, there can be no assurance that the investment objective of the scheme would be achieved.
Stated Asset Allocation
Investments Indicative Allocation Equity and Equity Related Instruments of companies engaged in Banking and Financial Services Sector- 80%-100% Equity and Equity Related Instruments of companies other than those engaged in banking & financial services -0%-20% Debt and Money Market Instruments-0%-20% Units of Gold/Silver ETF-0%-20% Units of InvITs-0%-10%
Exit Load
For redemption / switch out within 30 days from the date of allotment: 0.5% If units are redeemed or switched out on or after 30 days from the date of allotment: NIL Units issued on reinvestment of IDCW shall not be subject to entry and exit load. Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme.
Fund Managers
FM 1 Ms. Shibani Sircar Kurian, FM 2 Mr. Abhishek Bisen
FM 1 Fund Manager for equity investment of the SchemeFM 2 Fund Manager for debt investment of the Scheme
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.