GMP IPO Watch
HSBC Credit Risk Fund
Direct Plan · Growth · HSBC Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.18% | +0.11% | 3 of 14 |
| 1M | +0.23% | -0.01% | 4 of 14 |
| 3M | +1.20% | +0.91% | 5 of 14 |
| 6M | +3.75% | +4.35% | 11 of 14 |
| YTD | +4.84% | +5.74% | 10 of 14 |
| 1Y | +6.32% | +7.17% | 10 of 14 |
| 2Y | +13.68% | +8.71% | 3 of 14 |
| 3Y | +11.76% | +8.53% | 3 of 14 |
| INCEPTION | +10.74% | — | — |
Ranked among: Debt Scheme - Credit Risk Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.76% | +16.07% | +0.78% | 100% | 40% |
| 6M | +5.66% | +18.15% | +2.14% | 100% | 41% |
| 1Y | +12.30% | +23.02% | +5.09% | 100% | 44% |
| 2Y | +12.91% | +14.84% | +7.51% | 100% | 45% |
| 3Y | +11.83% | +12.06% | +11.46% | 100% | 45% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Aug 2026
Asset Allocation
- Equity0.00%
- Debt94.56%
- Cash5.44%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Aug 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Nuvoco Vistas Corporation Limited** | Debt | 8.12% | +0.08% |
| GOI LOAN 6.01% 2030 | Debt | 6.51% | +0.06% |
| Aditya Birla Renewables Limited** | Debt | 5.92% | +0.07% |
| JTPM Metal Traders** | Debt | 5.90% | +0.06% |
| Nirma Limited** | Debt | 5.73% | +0.08% |
| Power Finance Corporation Limited** | Debt | 5.61% | +0.05% |
| PGCIL-7.20%-9-8-27-PVT | Debt | 5.49% | -0.33% |
| Godrej Seeds & Genetics Limited** | Debt | 5.45% | +0.06% |
| Treps | Reverse Repo / TREPS | 5.44% | — |
| JSW Kalinga Steel Ltd** | Debt | 4.53% | +0.04% |
| GMR Airports Limited** | Debt | 3.54% | +0.05% |
| Delhi International Airport Limited** | Debt | 3.39% | +0.02% |
| Vedanta Limited^ | Debt | 3.39% | +0.05% |
| MAS Financial Services Limited** | Debt | 3.33% | +0.05% |
| Aditya Birla Digital Fashion Venture Ltd** | Debt | 3.28% | -0.24% |
View all 31 holdings
| GS22SEP33 | Debt | 2.35% | +0.04% |
| NABARD** | Debt | 2.28% | +0.02% |
| Indostar Capital Finance Limited** | Debt | 2.26% | +0.02% |
| Indostar Capital Finance Limited** | Debt | 2.24% | +0.04% |
| Aditya Birla Real Estate Limited** | Debt | 2.20% | -0.15% |
| Krazybee Services Limited** | Debt | 2.19% | +0.01% |
| DHRUVAXXIV-9.45%-16-2-29- | Debt | 2.13% | -0.16% |
| IDG53-9.75%-20-5-29-PTC | Debt | 1.67% | — |
| National Highways Infra Trust | InVITs | 1.50% | +0.01% |
| Raajmarg Infra Investment Trust | InVITs | 1.20% | +0.06% |
| Cube Highways Trust | InVITs | 1.12% | +0.01% |
| GOI LOAN 6.48% 2035 | Debt | 1.09% | +0.01% |
| GOI LOAN 6.36% 2031 | Debt | 1.09% | — |
| VJRA011-9.25%-20-9-27-PTC | Debt | 0.84% | -0.14% |
| Corp Debt Mkt Devlop Fund (SBI AIF Fund) | AIF | 0.42% | +0.01% |
| Net Current Assets (including cash & bank balances) | Debt | -0.21% | — |
Sector Allocation · Aug 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 11.77 | 2.46 | High Volatility |
| 3Y | 6.89 | 2.95 | High Volatility |
| 5Y | 5.42 | 7.14 | Low Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.69 | 1.05 | Poor Risk Adjusted Returns |
| 3Y | 0.75 | 1.16 | Poor Risk Adjusted Returns |
| 5Y | 0.57 | 0.70 | Poor Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.75 | 7.06 | Poor Risk Adjusted Returns |
| 3Y | 13.41 | 4.69 | Good Risk Adjusted Returns |
| 5Y | 5.42 | 6.43 | Poor Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.74 | 0.68 | Poor Risk Adjusted Returns |
| 3Y | 0.22 | 0.05 | Poor Risk Adjusted Returns |
| 5Y | 0.28 | 0.18 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA CREDIT RISK FUND
Regular Plan · Growth
|
+16.76% | +9.68% | +27.41% | +3.24% |
|
Aditya Birla Sun Life Credit Risk Fund
Regular Plan · GROWTH
|
+11.01% | +12.17% | +9.93% | +8.48% |
|
DSP Credit Risk Fund
Regular Plan · Growth
|
+9.93% | +15.85% | +12.49% | +7.91% |
|
SBI CREDIT RISK FUND
Regular Plan · Growth
|
+7.06% | +7.83% | +7.02% | +7.72% |
|
Axis Credit Risk Fund
Regular Plan · Growth Option
|
+7.01% | +7.97% | +6.80% | +7.19% |
|
ICICI Prudential Credit Risk Fund
Regular Plan · Growth
|
+6.86% | +8.38% | +7.27% | +8.20% |
|
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Regular Plan · Growth option
|
+6.69% | +8.06% | +7.09% | +6.92% |
|
Invesco India Credit Risk Fund
Regular Plan · Growth
|
+6.20% | +8.27% | +7.13% | +6.25% |
|
Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios)
Regular Plan · Growth Option
|
+6.18% | +7.49% | +8.46% | +7.74% |
|
Kotak Credit Risk Fund
Regular Plan · Standard Income Distribution cum capital withdrawal option
|
+5.57% | +7.56% | +5.70% | +2.05% |
More From HSBC Asset Management (India) Private Ltd.
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
HSBC Brazil Fund
Direct Plan · Growth
|
+52.31% | +24.86% | +14.61% | +2.26% |
|
HSBC Global Emerging Markets Fund
Direct Plan · Growth
|
+41.42% | +31.77% | +13.59% | +9.34% |
|
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund
Direct Plan · Growth
|
+30.77% | +29.20% | +15.69% | +11.70% |
|
HSBC India Export Opportunities Fund
Direct Plan · Growth
|
+21.16% | — | — | +9.32% |
|
HSBC Midcap Fund
Direct Plan · Growth
|
+16.04% | +22.84% | — | +23.57% |
|
HSBC Small Cap Fund
Direct plan · Growth
|
+13.45% | +14.34% | — | +19.01% |
|
HSBC Multi Asset Active FOF (erstwhile HSBC Managed Solutions India - Moderate Fund)
Direct Plan · Growth
|
+9.95% | +14.82% | +11.43% | +12.57% |
|
HSBC Infrastructure Fund
Direct Plan · Growth
|
+9.43% | +15.76% | — | +20.70% |
|
HSBC Large & Mid Cap Fund
Direct Plan · Growth
|
+7.45% | +16.93% | +13.94% | +16.91% |
|
HSBC Multi Asset Allocation Fund
Direct Plan · Growth
|
+7.45% | — | — | +13.81% |
About This Scheme
Investment Objective
To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns
Stated Asset Allocation
Debt Instruments and Money market instruments only in AA and below rated corporate bonds (excludes AA+ rated corporate bonds): 65% -100% Debt and Money market instruments other than above: 0%-35% Units issued by REITs and InvITs : 0%-10%
Exit Load
Units redeemed or switched out are upto 10% of the units purchased or switched in (“the limit”) within 1 year from the date of allotment – Nil. Units redeemed or switched out are over and above the limit within 1 year from the date of allotment – 1%. Units redeemed or switched on or after 1 year from the date of allotment –Nil.
Fund Managers
Shriram Ramanathan
Primary
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.