GMP IPO Watch
HDFC Credit Risk Fund
Direct Plan · IDCW Option · HDFC Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
Want to invest in this fund?
Open a free demat & trading account with Zerodha to invest in direct mutual funds with zero commission.
Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.67% | +0.44% | 3 of 14 |
| 1M | +0.46% | +0.31% | 2 of 14 |
| 3M | +1.01% | +0.77% | 14 of 14 |
| 6M | +3.60% | +2.95% | 14 of 14 |
| YTD | +5.61% | +5.91% | 14 of 14 |
| 1Y | +6.53% | +6.84% | 14 of 14 |
| 2Y | +7.52% | +8.39% | 14 of 14 |
| 3Y | +8.11% | +8.16% | 14 of 14 |
| 5Y | +7.12% | +8.60% | 13 of 13 |
| 7Y | +7.82% | +7.38% | 13 of 13 |
| 10Y | +7.79% | +5.84% | 12 of 12 |
| INCEPTION | +7.95% | — | — |
Ranked among: Debt Scheme - Credit Risk Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.01% | +5.65% | -0.78% | 97% | 39% |
| 6M | +4.02% | +8.93% | +0.26% | 100% | 41% |
| 1Y | +8.28% | +13.79% | +3.56% | 100% | 43% |
| 2Y | +8.22% | +11.32% | +5.48% | 100% | 43% |
| 3Y | +8.05% | +10.01% | +6.31% | 100% | 43% |
| 5Y | +8.08% | +9.32% | +6.98% | 100% | 43% |
| 7Y | +8.08% | +8.82% | +7.40% | 100% | 43% |
| 10Y | +8.21% | +8.53% | +7.72% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity7.61%
- Debt89.16%
- Cash3.23%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.97%
- Small Cap6.64%
- Others92.39%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| GMR Airports Limited^ | Debt | 4.87% | +0.04% |
| Nirma Ltd.^ | Debt | 3.94% | +0.02% |
| Indus Infra Trust | Transport Infrastructure | 3.23% | -0.07% |
| Triumph Composites Private Limited^ | Debt | 3.12% | +0.00% |
| Jubilant Beverages Limited^ | Debt | 2.82% | +0.03% |
| ADITYA BIRLA RENEWABLES LIMITED^ | Debt | 2.75% | +0.01% |
| Bamboo Hotel and Global Centre (Delhi) Private Limited^ | Debt | 2.63% | +0.01% |
| Kalpataru Projects International Ltd^ | Debt | 2.62% | +0.01% |
| Jubilant Bevco Limited | Debt | 2.62% | +0.03% |
| 8.28% Tamilnadu SDL MAT 210228^ | Debt | 2.33% | — |
| JSW Energy Ltd.^ | Debt | 2.30% | +0.01% |
| Evonith Value Steel Limited^ | Debt | 2.28% | +0.00% |
| SST-7.80%-28-9-30-PTC | Debt | 2.19% | -0.07% |
| JTPM Metal Traders Limited^ | Debt | 2.12% | +0.01% |
| GOI LOAN 6.94% 2036 | Debt | 2.00% | -0.02% |
View all 95 holdings
| Kalpataru Projects International Ltd^ | Debt | 1.97% | +0.01% |
| National Bank for Agri & Rural Dev. | Debt | 1.95% | +0.00% |
| ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED^ | Debt | 1.94% | +0.00% |
| Kogta Financial India Limited^ | Debt | 1.94% | +0.00% |
| Veritas Finance Limited^ | Debt | 1.94% | — |
| Aadharshila Infratech Private limited^ | Debt | 1.93% | +0.00% |
| Kosamattam Finance Limited^ | IND - A | 1.93% | +0.01% |
| Net Current Assets | Net Current Assets | 1.86% | — |
| SK FINANCE LIMITED^ | Debt | 1.62% | +0.01% |
| Aadhar Housing Finance Limited^ | Debt | 1.51% | +0.02% |
| TVS Credit Services Ltd^ | Debt | 1.38% | +0.00% |
| Cube Highways Trust | Transport Infrastructure | 1.38% | -0.01% |
| TREPS - Tri-party Repo | Reverse Repo / TREPS | 1.37% | — |
| 360 One Prime Limited^ | Debt | 1.32% | +0.02% |
| Mahindra Rural Housing Finance Ltd^ | Debt | 1.31% | +0.00% |
| Globe Fincap Ltd^ | Debt | 1.30% | +0.00% |
| MAS Financial Services Ltd.^ | Debt | 1.30% | +0.01% |
| Raajmarg Infra Investment Trust | Transport Infrastructure | 1.29% | +0.00% |
| 182TB18327 | Money Market | 1.28% | — |
| JM FINANCIAL HOME LOANS LIMITED^ | Debt | 0.98% | +0.00% |
| JM FINANCIAL HOME LOANS LIMITED^ | Debt | 0.98% | +0.00% |
| National Bank for Agri & Rural Dev. | Debt | 0.98% | +0.00% |
| ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED^ | Debt | 0.97% | +0.00% |
| Embassy Office Parks REIT | Realty | 0.97% | +0.00% |
| The Tata Power Company Ltd.^ | Debt | 0.93% | +0.00% |
| 723GS2039 | Debt | 0.78% | -0.01% |
| Vastu Finserve India Pvt. Ltd.^ | Debt | 0.78% | +0.01% |
| MAS Financial Services Ltd.^ | Debt | 0.72% | +0.00% |
| 8.03% Karnataka SDL Mat 310128^ | Debt | 0.66% | +0.00% |
| Aadhar Housing Finance Limited^ | Debt | 0.66% | +0.01% |
| Cholamandalam Investment & Finance Co. Ltd.^ | Debt | 0.66% | +0.00% |
| IKF Finance Limited^ | Debt | 0.66% | +0.01% |
| ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited)^ | Debt | 0.66% | +0.00% |
| Globe Capital Market Ltd^ | Debt | 0.65% | +0.00% |
| Power Finance Corporation Ltd.^ | Debt | 0.65% | +0.00% |
| Small Industries Development Bank^ | Debt | 0.65% | +0.00% |
| Vastu Finserve India Pvt. Ltd.^ | Debt | 0.65% | +0.02% |
| Vastu Finserve India Pvt. Ltd.^ | Debt | 0.65% | +0.01% |
| LIC Housing Finance Ltd.^ | Debt | 0.63% | +0.00% |
| National Bank for Agri & Rural Dev.^ | Debt | 0.63% | -0.01% |
| 734GOI2064 | Debt | 0.62% | -0.38% |
| 709GOI54 | Debt | 0.61% | -0.31% |
| Mahindra Rural Housing Finance Ltd^ | Debt | 0.54% | +0.00% |
| 725GOI2063 | Debt | 0.49% | -0.01% |
| LIC Housing Finance Ltd.^ | Debt | 0.49% | +0.00% |
| VJ09T-9.75%-20-1-28-PTC | Debt | 0.49% | -0.05% |
| Powergrid Infrastructure | Power | 0.47% | +0.01% |
| TMF Holdings Ltd. (Perpetual)^ | Debt | 0.39% | +0.00% |
| SDL TN 7.73% 2036 | Debt | 0.33% | +0.00% |
| Godrej Industries Ltd.^ | Debt | 0.33% | +0.00% |
| Indian Railways Finance Corp. Ltd.^ | Debt | 0.33% | +0.00% |
| Motilal Oswal Home Fin Ltd. (Erst Aspire Home Fin)^ | Debt | 0.33% | +0.00% |
| REC Limited. | Debt | 0.33% | +0.01% |
| TATA Capital Housing Finance Ltd.^ | Debt | 0.33% | +0.00% |
| Corporate Debt Market Development Fund | Debt | 0.33% | +0.00% |
| 759TNSDL41 | Debt | 0.32% | +0.00% |
| DLF Cyber City Developers Ltd.^ | Debt | 0.32% | +0.00% |
| JSW Energy Ltd.^ | Debt | 0.32% | +0.00% |
| National Bank for Agri & Rural Dev.^ | Debt | 0.32% | +0.00% |
| REC Limited.^ | Debt | 0.32% | +0.00% |
| Small Industries Development Bank^ | Debt | 0.32% | +0.00% |
| SST-7.73%-28-9-29-PTC | Debt | 0.31% | -0.01% |
| REC Limited.^ | Debt | 0.27% | +0.00% |
| Capital Infra Trust | Construction | 0.27% | +0.00% |
| Power Finance Corporation Ltd.^ | Debt | 0.26% | +0.00% |
| Power Finance Corporation Ltd.^ | Debt | 0.26% | +0.00% |
| Power Finance Corporation Ltd.^ | Debt | 0.26% | +0.00% |
| Power Finance Corporation Ltd.^ | Debt | 0.26% | +0.00% |
| Power Finance Corporation Ltd.^ | Debt | 0.26% | +0.00% |
| INDIGO 049-9.60%-20-7-30- | Debt | 0.24% | +0.01% |
| IKF Finance Limited^ | Debt | 0.22% | +0.00% |
| REC Limited.^ | Debt | 0.19% | +0.00% |
| Muthoot Capital Services Ltd^ | Debt | 0.18% | -0.17% |
| REC Limited.^ | Debt | 0.13% | +0.00% |
| REC-7.96%-15-6-30-PVT | Debt | 0.13% | +0.00% |
| INDG041-20-8-28-PTC | Debt | 0.08% | -0.04% |
| Bajaj Housing Finance Ltd.^ | Debt | 0.04% | +0.00% |
| 667GOI2035 | Debt | 0.03% | +0.00% |
| SDL AP 7.64% 2031 | Debt | 0.02% | +0.00% |
| V006T-9.93%20-8-29-PTC | Debt | 0.02% | -0.01% |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.26 | 2.32 | Low Volatility |
| 3Y | 1.01 | 2.42 | Low Volatility |
| 5Y | 1.06 | 6.27 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.26 | 0.07 | Above Average |
| 3Y | 1.67 | 1.11 | Above Average |
| 5Y | 0.96 | 0.54 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 9.22 | 13.87 | Below Average |
| 3Y | 15.81 | 17.58 | Below Average |
| 5Y | 10.50 | 20.58 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.01 | 0.77 | Poor Risk Adjusted Returns |
| 3Y | 0.14 | 0.08 | Poor Risk Adjusted Returns |
| 5Y | 0.22 | 0.19 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA CREDIT RISK FUND
Regular Plan · Growth
|
+16.57% | +9.59% | +27.42% | +9.56% |
|
Aditya Birla Sun Life Credit Risk Fund
Regular Plan · GROWTH
|
+10.47% | +12.00% | +9.89% | +8.44% |
|
DSP Credit Risk Fund
Regular Plan · Growth
|
+9.64% | +12.85% | +12.49% | +7.89% |
|
SBI CREDIT RISK FUND
Regular Plan · Growth
|
+6.69% | +7.72% | +7.00% | +7.70% |
|
Axis Credit Risk Fund
Regular Plan · Growth Option
|
+6.69% | +7.88% | +6.82% | +7.17% |
|
ICICI Prudential Credit Risk Fund
Regular Plan · Growth
|
+6.45% | +8.17% | +7.25% | +8.17% |
|
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Regular Plan · Growth option
|
+6.33% | +7.95% | +7.05% | +6.91% |
|
Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios)
Regular Plan · Growth Option
|
+6.18% | +7.49% | +8.46% | +7.74% |
|
Invesco India Credit Risk Fund
Regular Plan · Growth
|
+5.80% | +7.58% | +7.13% | +6.21% |
|
Kotak Credit Risk Fund
Regular Plan · Standard Income Distribution cum capital withdrawal option
|
+5.34% | +7.36% | +5.71% | +2.06% |
More From HDFC Asset Management Company Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
HDFC Silver ETF
Growth Option
|
+25.77% | +36.06% | — | +34.08% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · Growth Option
|
+25.51% | +31.04% | — | +30.18% |
|
HDFC Silver ETF Fund of Fund
Direct Plan · Growth Option
|
+25.37% | +35.62% | — | +32.02% |
|
HDFC Defence Fund
Direct Plan · Growth Option
|
+19.94% | +36.01% | — | +38.17% |
|
HDFC Developed World Overseas Equity Passive FOF
Direct plan · Growth
|
+18.91% | +25.41% | +15.25% | +16.26% |
|
HDFC Gold ETF
Growth Option
|
+16.82% | +30.99% | +23.25% | +12.15% |
|
HDFC Gold ETF Fund of Fund
Direct Plan · Growth Option
|
+16.53% | +30.86% | +23.07% | +10.47% |
|
HDFC INNOVATION FUND
Direct Plan · IDCW Option
|
+13.31% | — | — | +14.01% |
|
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Direct Plan · Growth Option
|
+6.94% | — | — | +6.95% |
|
HDFC Arbitrage Fund
Direct Plan · Growth Option
|
+6.62% | +7.25% | +6.74% | +6.44% |
About This Scheme
Investment Objective
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be achieved.
Stated Asset Allocation
Debt (including securitised debt) and Money Market Instruments#@ : Upto 100%; Units issued by InvITs : 0% - 10%; #Minimum 65% of the total assets shall be invested in AA* and below rated corporate debt. (*excludes AA+ rated). @As required under clause 5.7. of Master Circular, the Scheme shall hold at least 10% of its net assets in liquid assets (‘liquid assets’ shall include Cash, Government Securities, T-bills and Repo on Government Securities). In case of reduction in exposure to such liquid assets / securities below 10%, the AMC shall ensure that the above requirement is complied with before making any further investments. Further, the asset allocation limits shown above will be calculated after excluding this 10% limit. For detailed asset allocation, refer Scheme Information Document (SID) available on the website.
Exit Load
In respect of each purchase / switch-in of Units, upto 15% of the units (“the limit”) may be redeemed without any exit load from the date of allotment. However, please note that the Units will be redeemed on First In First Out (FIFO) basis. - Any redemption in excess of the above limit shall be subject to the following exit load: - - In respect of each purchase/switch-in of Units, an Exit Load of 1.00% is payable if Units are redeemed/switched-out within 12 months from the date of allotment. - In respect of each purchase/switch-in of Units, an Exit Load of 0.50% is payable if Units are redeemed/switched out after 12 months but within 18 months from the date of allotment. - No Exit Load is payable if Units are redeemed/switched out after 18 months from the date of allotment.
Fund Managers
FM 1 - Praveen Jain, FM 2 - Bhavyesh Divecha, FM 3 - Mr.Gopal Agrawal
FM 1 - Fund Manager of the Scheme, FM 2 - Fund Manager of the Scheme, FM 3 - Fund Manager for Overseas Investments
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.