GMP IPO Watch
HDFC Banking & Financial Services Fund
Direct Plan · IDCW Option · HDFC Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +3.74% | +3.52% | 142 of 255 |
| 1M | +1.50% | +1.97% | 162 of 255 |
| 3M | -5.47% | -3.45% | 204 of 252 |
| 6M | -0.63% | +2.92% | 182 of 251 |
| YTD | -4.63% | +1.21% | 196 of 255 |
| 1Y | -1.70% | +1.11% | 142 of 232 |
| 2Y | +2.30% | +2.39% | 108 of 187 |
| 3Y | +7.11% | +12.36% | 123 of 142 |
| 5Y | +7.73% | +9.81% | 77 of 102 |
| INCEPTION | +9.74% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.69% | +25.78% | -16.94% | 62% | 24% |
| 6M | +5.23% | +33.38% | -17.76% | 74% | 30% |
| 1Y | +12.18% | +40.29% | -8.27% | 91% | 39% |
| 2Y | +12.69% | +30.49% | -1.28% | 99% | 43% |
| 3Y | +12.91% | +21.00% | +6.29% | 100% | 45% |
| 5Y | +9.80% | +11.97% | +6.35% | 100% | 44% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity99.41%
- Debt0.00%
- Cash0.59%
- Other0.00%
Market Cap Split
- Large Cap69.81%
- Mid Cap12.22%
- Small Cap17.38%
- Others0.59%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 17.27 | 17.88 |
| P/B | 2.17 | 2.31 |
| Price / Sales | 3.48 | 3.89 |
| Dividend Yield (%) | 1.19 | 1.15 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| ICICI Bank | Banks | 13.85% | -0.53% |
| HDFC Bank | Banks | 12.89% | +0.71% |
| Kotak Bank | Banks | 8.61% | +0.44% |
| Axis Bank | Banks | 7.76% | +0.00% |
| State Bank of India | Banks | 6.07% | -0.26% |
| Shriram Finance | Finance | 4.22% | -0.28% |
| Bajaj Finance | Finance | 3.96% | -0.15% |
| SBI Life Insurance | Insurance | 3.72% | +0.12% |
| Five Star Business Finance | Finance | 2.67% | +0.06% |
| AU Small Finance Bank | Banks | 2.40% | -0.03% |
| Karur Vysya Bank | Banks | 1.91% | -0.02% |
| ICICI Lombard General Insurance | Insurance | 1.89% | +0.14% |
| Home First Finance Company | Finance | 1.71% | +0.00% |
| Angel One | Capital Markets | 1.67% | +0.02% |
| Groww | Capital Markets | 1.66% | +0.02% |
View all 39 holdings
| Equitas Small Finance Bank | Banks | 1.63% | -0.02% |
| LIC of India | Insurance | 1.61% | +0.00% |
| PNB Housing Finance | Finance | 1.61% | +0.05% |
| Can Fin Homes | Finance | 1.40% | -0.06% |
| Max Financial Services | Insurance | 1.40% | -0.11% |
| Bandhan Bank | Banks | 1.37% | +0.18% |
| Poonawalla Fincorp | Finance | 1.35% | +0.02% |
| Tata Capital | Finance | 1.26% | -0.07% |
| M&M Financial Services | Finance | 1.17% | -0.10% |
| ICICI Prudential Asset Management | Capital Markets | 1.16% | +0.09% |
| SBI Funds Management | Capital Markets | 1.16% | -0.07% |
| Fusion Finance | Finance | 1.12% | -0.09% |
| 360 One WAM | Capital Markets | 1.07% | -0.08% |
| Indusind Bank | Banks | 1.02% | -0.06% |
| OnEMI Technology Solutions | Finance | 1.01% | +0.22% |
| National Stock Exchange of India | Capital Markets | 0.99% | — |
| Indian Bank | Banks | 0.76% | -0.04% |
| PB FinTech | Financial Technology (Fintech) | 0.76% | -0.51% |
| Credit Access Grameen | Finance | 0.73% | -0.01% |
| TREPS - Tri-party Repo | Reverse Repo / TREPS | 0.71% | — |
| BSE | Capital Markets | 0.70% | +0.17% |
| HDFC Life Insurance | Insurance | 0.59% | +0.01% |
| Repco Home Finance | Finance | 0.55% | +0.00% |
| Net Current Assets | Net Current Assets | -0.12% | — |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 17.47 | 16.32 | High Volatility |
| 3Y | 16.85 | 16.10 | High Volatility |
| 5Y | 16.83 | 15.67 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.36 | -0.32 | Below Average |
| 3Y | 0.13 | -0.45 | Above Average |
| 5Y | 0.17 | 0.29 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.02 | 0.19 | Below Average |
| 3Y | 0.68 | 1.14 | Below Average |
| 5Y | 0.73 | 0.96 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.04 | 1.02 | Poor Risk Adjusted Returns |
| 3Y | 1.00 | 0.98 | Poor Risk Adjusted Returns |
| 5Y | 0.99 | 1.01 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+59.64% | +47.37% | — | +23.17% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+25.51% | +31.04% | — | +30.18% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+23.57% | — | — | +20.10% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+22.37% | — | — | +11.34% |
|
Mirae Asset Healthcare Fund
Direct Plan · Growth
|
+21.28% | +24.36% | +16.89% | +22.00% |
|
ICICI Prudential US Bluechip Equity Fund
Regular Plan · IDCW
|
+20.32% | +18.33% | +12.09% | +15.77% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+20.03% | — | — | +11.89% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+18.89% | +19.86% | +8.28% | +8.45% |
|
HDFC Defence Fund
Regular Plan · IDCW Option
|
+18.80% | +34.56% | — | +36.67% |
|
HSBC India Export Opportunities Fund
Direct Plan · Growth
|
+18.74% | — | — | +9.24% |
More From HDFC Asset Management Company Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
HDFC Silver ETF
Growth Option
|
+25.77% | +36.06% | — | +34.08% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · Growth Option
|
+25.51% | +31.04% | — | +30.18% |
|
HDFC Silver ETF Fund of Fund
Direct Plan · Growth Option
|
+25.37% | +35.62% | — | +32.02% |
|
HDFC Defence Fund
Direct Plan · Growth Option
|
+19.94% | +36.01% | — | +38.17% |
|
HDFC Developed World Overseas Equity Passive FOF
Direct plan · Growth
|
+18.91% | +25.41% | +15.25% | +16.26% |
|
HDFC Gold ETF
Growth Option
|
+16.82% | +30.99% | +23.25% | +12.15% |
|
HDFC Gold ETF Fund of Fund
Direct Plan · Growth Option
|
+16.53% | +30.86% | +23.07% | +10.47% |
|
HDFC INNOVATION FUND
Direct Plan · IDCW Option
|
+13.31% | — | — | +14.01% |
|
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Direct Plan · Growth Option
|
+6.94% | — | — | +6.95% |
|
HDFC Arbitrage Fund
Direct Plan · Growth Option
|
+6.62% | +7.25% | +6.74% | +6.44% |
About This Scheme
Investment Objective
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services.There is no assurance that the investment objective of the Scheme will be achieved.
Stated Asset Allocation
Equity and equity related instruments of banking and financial services companies/entities: 80% -100% Equity and Equity related instruments of companies/entities other than above: 0%- 20% Gold and Silver instruments: 0%- 20% Units of InvITs: 0%- 10% Money market instruments, Other liquid instruments and Units of Mutual Fund^^ 0%- 20% ^^Units of Domestic Mutual Funds shall only include Overnight Funds, Liquid Funds and Money Market Mutual Funds. Further other liquid instruments shall include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by SEBI from time to time. For detailed asset allocation, refer Scheme Information Document (SID) available on the website.
Exit Load
In respect of each purchase/switch in of units- an Exit load of 1% is payable if units are redeemed/switched out within 30 days from the date of allotment. No Exit Load is payable if units are redeemed/switched-out after 30 days from the date of allotment.
Fund Managers
FM 1 - Mr.Anand Laddha, FM 2 - Mr.Gopal Agrawal, FM 3 - Mr. Bhagyesh Kagalkar
FM 1 - Fund Manager of the scheme, FM 2 - Fund Manager for Overseas Investments, FM 3 - Fund Manager for investments in Gold/Silver instruments
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.