GMP IPO Watch
Debt Scheme - Money Market Fund
Franklin India Money Market Fund
Direct Plan · Retail Plan Quarterly IDCW · Franklin Templeton Mutual Fund
Risk: Moderate Risk
★★★★★
Morningstar
52W Low ₹11.57 24 Mar 2026
52W High ₹11.82 18 Sept 2026
₹11.7331
NAV as of 4 Nov 2026
+0.02% day change
Other Plans of This Fund
Direct Plan · Retail Plan Daily IDCW
Direct Plan · Retail Plan Growth
Direct Plan · Retail Plan Monthly IDCW
Direct Plan · Retail Plan Weekly IDCW
Regular Plan · Growth
Regular Plan · Growth
Regular Plan · Retail Plan Daily IDCW
Regular Plan · Retail Plan Monthly IDCW
Regular Plan · Retail Plan Quarterly IDCW
Regular Plan · Retail Plan Weekly IDCW
Institutional Option - Dividend
ISININF090I01GT2
Scheme Code118505
StructureOpen Ended Schemes
AUM (avg. July - September 2026)₹0.14 Cr
Expense Ratio (as of 4 Nov 2026)0.14%
Min. InvestmentRs.10,000 (Long Term Plan)
Inception Date21 Jan 2002
BenchmarkNIFTY Money Market Index A-I
Portfolio Turnover246.81%
NFO PeriodJanuary 21, 2002 – February 02, 2002
Returns
1Y
+0.44%
3Y
+1.63%
5Y
+1.71%
7Y
+0.50%
10Y
+0.32%
Since Inception
+0.59%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.15% | +0.10% | 21 of 28 |
| 1M | +0.44% | +0.27% | 2 of 28 |
| 3M | +0.08% | +1.03% | 22 of 28 |
| 6M | +0.42% | +2.34% | 22 of 28 |
| YTD | +0.93% | +3.78% | 22 of 28 |
| 1Y | +0.44% | +4.39% | 20 of 26 |
| 2Y | +1.20% | +4.79% | 18 of 24 |
| 3Y | +1.63% | +5.03% | 18 of 24 |
| 5Y | +1.71% | +4.25% | 14 of 20 |
| 7Y | +0.50% | +3.89% | 14 of 17 |
| 10Y | +0.32% | +3.85% | 10 of 13 |
| INCEPTION | +0.59% | — | — |
Ranked among: Debt Scheme - Money Market Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.14% | +2.07% | -2.84% | 65% | 26% |
| 6M | +0.28% | +2.82% | -3.67% | 67% | 27% |
| 1Y | +0.53% | +3.82% | -5.66% | 67% | 27% |
| 2Y | +0.45% | +3.24% | -3.04% | 61% | 24% |
| 3Y | +0.34% | +3.04% | -1.97% | 49% | 20% |
| 5Y | +0.07% | +1.71% | -1.17% | 59% | 24% |
| 7Y | +0.00% | +0.78% | -0.84% | 50% | 20% |
| 10Y | +0.23% | +0.39% | -0.02% | 99% | 40% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt97.25%
- Cash0.00%
- Other2.75%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings39
Top 5 Stocks0.00%
Top 10 Stocks0.00%
Top 3 Sectors0.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Bajaj Housing Finance Ltd (23-Feb-2027) **@ | Money Market | 7.51% | +0.14% |
| Piramal Finance Ltd (30-Oct-2026) **@ | Money Market | 6.78% | +0.13% |
| HDFC Bank Ltd (24-Feb-2027) ** | Money Market | 6.26% | +0.11% |
| 7.67% Uttar Pradesh SDL (12-Apr-2027) | Debt | 5.23% | -4.67% |
| Qatar National Bank (Q.P.S.C) (11-Jan-2027) ** | Money Market | 5.05% | — |
| IDBI Bank Ltd (11-Mar-2027) ** | Money Market | 4.99% | +0.09% |
| Embassy Office Parks Reit (12-Mar-2027) **@ | Money Market | 4.99% | +0.09% |
| National Bank For Agriculture & Rural Development (22-Jan-2027) ** | Money Market | 4.53% | +0.08% |
| National Bank For Agriculture & Rural Development (28-Jan-2027) ** | Money Market | 3.77% | +0.06% |
| L&T Finance Ltd (10-Jun-2027) **@ | Money Market | 3.67% | +0.07% |
| Credila Financial Services Ltd (01-Mar-2027) **@ | Money Market | 3.48% | +0.06% |
| Small Industries Development Bank of India (29-Jan-2027) ** | Money Market | 3.14% | +0.05% |
| Call, Cash & Other Assets | Net Current Assets | 2.73% | +2.50% |
| Bank of Baroda (11-Dec-2026) ** | Money Market | 2.54% | +0.04% |
| Bank of Baroda (06-Jan-2027) ** | Money Market | 2.53% | +0.05% |
View all 40 holdings
| Axis Bank Ltd (14-Jan-2027) ** | Money Market | 2.52% | +0.04% |
| Small Industries Development Bank of India (18-Feb-2027) ** | Money Market | 2.51% | +0.05% |
| Canara Bank (26-Feb-2027) ** | Money Market | 2.50% | — |
| Kotak Mahindra Bank Ltd (21-Dec-2026) | Money Market | 1.90% | +0.03% |
| Bank of Baroda (11-Jan-2027) | Money Market | 1.89% | +0.03% |
| HDFC Bank Ltd (18-Jan-2027) ** | Money Market | 1.89% | — |
| Small Industries Development Bank of India (04-Feb-2027) ** | Money Market | 1.88% | +0.03% |
| Canara Bank (04-Mar-2027) | Money Market | 1.88% | +0.04% |
| Arka Fincap Ltd (26-Feb-2027) **@ | Money Market | 1.87% | +0.04% |
| Standard Chartered Securities (India) Ltd (08-Mar-2027) **@ | Debt | 1.87% | +0.04% |
| National Bank For Agriculture & Rural Development (17-Feb-2027) ** | Money Market | 1.63% | +0.03% |
| Union Bank of India (10-Dec-2026) ** | Money Market | 1.27% | -0.60% |
| Small Industries Development Bank of India (28-Jan-2027) ** | Money Market | 1.26% | +0.02% |
| Union Bank of India (10-Feb-2027) | Money Market | 1.26% | — |
| Bank of Baroda (05-Mar-2027) ** | Money Market | 1.25% | — |
| Credila Financial Services Ltd (04-Mar-2027) **@ | Money Market | 1.24% | +0.02% |
| Infina Finance Pvt Ltd (14-May-2027) **@ | Money Market | 1.23% | +0.03% |
| Kotak Mahindra Prime Ltd (25-Jun-2027) **@ | Money Market | 1.22% | +0.02% |
| Canara Bank (29-Jan-2027) ** | Money Market | 0.63% | — |
| Corporate Debt Market Development Fund Class A2 | Alternative Investment Fund Units | 0.29% | +0.01% |
| 7.78% Telangana SDL (29-May-2027) | Debt | 0.27% | +0.01% |
| HDFC Bank Ltd (22-Jan-2027) ** | Money Market | 0.13% | +0.01% |
| 6.88% West Bengal SDL (23-Nov-2026) $$ ~~ | Debt | 0.13% | +0.00% |
| 7.14% Punjab SDL (20-Jan-2027) | Debt | 0.13% | +0.00% |
| 7.88% Punjab SDL (01-MAR-2027) | Debt | 0.13% | +0.00% |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 2.95 | 0.76 | High Volatility |
| 3Y | 2.75 | 0.68 | High Volatility |
| 5Y | 2.46 | 0.66 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -2.32 | -7.24 | Above Average |
| 3Y | -1.82 | -3.16 | Above Average |
| 5Y | -1.97 | -7.03 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.17 | 22.97 | Below Average |
| 3Y | 0.64 | 42.69 | Below Average |
| 5Y | 0.75 | 33.34 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.34 | 1.46 | Good Risk Adjusted Returns |
| 3Y | 1.44 | 1.50 | Good Risk Adjusted Returns |
| 5Y | 1.51 | 1.52 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
LIC MF Money Market Fund
Direct Plan · Growth
|
+6.50% | +6.74% | — | +6.58% |
|
Axis Money Market Fund
Direct Plan · Growth Option
|
+6.47% | +7.38% | +6.82% | +6.44% |
|
Bajaj Finserv Money Market Fund
Direct Plan · Growth
|
+6.36% | +7.29% | — | +7.38% |
|
Mirae Asset Money Market Fund
Direct Plan · Growth
|
+6.30% | +7.32% | +6.66% | +6.50% |
|
JioBlackRock Money Market Fund
Direct Plan · Growth Option
|
+6.27% | — | — | +6.17% |
|
UTI - Money Market Fund
Regular Plan · Discontinued Growth
|
+6.27% | +7.03% | +6.38% | +6.89% |
|
Tata Money Market Fund
Regular Plan · Growth Option
|
+6.22% | +7.17% | +6.63% | +6.95% |
|
ICICI Prudential Money Market Fund - Cash Option
Regular Plan · Growth
|
+6.22% | +7.17% | +6.62% | +7.10% |
|
Sundaram Money Market Fund
Regular Plan · GROWTH
|
+6.21% | +7.07% | +6.46% | +6.20% |
|
HDFC Money Market Fund
Regular Plan · Growth Option
|
+6.19% | +7.12% | +6.57% | +7.30% |
More From Franklin Templeton Asset Management (India) Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Franklin Asian Equity Fund
Direct Plan · Growth
|
+19.77% | +21.20% | +7.26% | +9.48% |
|
Franklin India Arbitrage Fund
Direct Plan · Growth
|
+7.08% | — | — | +7.08% |
|
Franklin India Liquid Fund
Direct Plan · Super Institutional Growth
|
+6.54% | +6.95% | +6.45% | +6.91% |
|
Franklin U. S. Opportunities Equity Active Fund of Funds
Direct Plan · Growth
|
+6.45% | +20.95% | +8.15% | +16.86% |
|
Franklin India Ultra Short Term Fund
Direct Plan · Growth
|
+6.31% | — | — | +7.07% |
|
Franklin India Ultra Short to Short Term Fund
Direct Plan · Growth
|
+6.10% | — | — | +7.17% |
|
Franklin India Floating Interest Rates Fund
Direct Plan · Growth
|
+5.90% | +7.95% | +7.18% | +7.07% |
|
Franklin India Income Plus Arbitrage Active Fund of Funds
Direct Plan · Growth
|
+5.82% | +12.90% | +10.45% | +8.18% |
|
Franklin India Banking & PSU Debt Fund
Direct Plan · Growth
|
+5.37% | +7.36% | +6.47% | +7.72% |
|
Franklin India Corporate Bond Fund
Direct Plan · Growth
|
+5.33% | +7.84% | +6.75% | +8.25% |
About This Scheme
Investment Objective
The primary objective of the scheme is to provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments.
Stated Asset Allocation
Money Market Instruments as may be defined by SEBI/ RBI from time to time having a maturity of upto 1 year and Cash or cash equivalent: 0% to 100%
Exit Load
Nil
Fund Managers
Rohan Maru, Chandni Gupta, Rahul Goswami
Comanage
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
Franklin Templeton Asset Management (India) Private Limited website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.